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UTI Credit Risk Fund

UTI Credit Risk Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

-5.75

as on 06 Dec 2021

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 8,371 today.

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NAV Performance

UTI Credit Risk Fund performance graph for last 3 years
Performance of UTI Credit Risk Fund for last 3 Years

Fund Information

  • ₹ 13.686

    as on 06 Dec 2021
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 354 Cr.

    as on 06 Dec 2021
  • 1.61%

    since 31 May 2021
  • 19 Nov 2012

  • Debt - Credit Risk Fund

  • CRISIL 10 Year Gilt Index

  • UTI Mutual Fund

    Show All Funds

Highlights of this fund

UTI Credit Risk Fund is an Open-ended Debt Fund. The fund belongs to Credit Risk Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 19 Nov 2012. This fund is offered by one of the top AMC (Assets Management Company) UTI Mutual Fund. You can also view here all other Debt funds offered by UTI Mutual Fund.

Latest NAV of the fund is ₹ 13.686 as on 06 Dec 2021.

This fund has 9 years of track record. Since 31 May 2021 expense ratio of this fund is 1.61%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The investment objecOve of the scheme is to generate reasonable income and capital appreciaOon by invesOng minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).

List of Fund Managers of UTI Credit Risk Fund

  • About Ritesh Nambiar

    Picture of Ritesh NambiarHe joined UTI in 2008. Prior to joining UTI, he held 3 years of experience in CRISIL and TransMarket Group Research. In UTI, he has worked in Department of Securities Research and is presently in Department of Fund Management – Debt.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.18% 0.74% 17.28% 18.89% 21.53% 10.42% 8.94% 7.71% 8.58% 31.82% 16.29% 11.83% 8.82% 8.37%
Category Average 0.09% 0.41% 4.09% 5.40% 8.73% 5.00% 4.57% 4.95% 7.52% 10.23% 8.19% 6.40% 5.34% 6.70%
UTI Credit Risk Fund 0.02%₹ 10,001 0.27%₹ 10,026 17.28%₹ 11,728 18.89%₹ 11,889 21.53%₹ 12,152 31.82%₹ 13,974 -6.28%₹ 8,782 13.40%₹ 27,428 -5.75%₹ 8,371 2.66%₹ 37,497 -1.28%₹ 9,374 -0.82%₹ 58,763 - -
HDFC Credit Risk Debt Fund 0.18%₹ 10,018 0.60%₹ 10,059 1.37%₹ 10,137 3.25%₹ 10,324 7.44%₹ 10,743 7.25%₹ 12,464 8.90%₹ 11,862 8.67%₹ 26,200 8.94%₹ 12,930 8.91%₹ 41,174 7.47%₹ 14,337 8.30%₹ 73,979 - -
ICICI Prudential Credit Risk Fund 0.12%₹ 10,012 0.74%₹ 10,074 1.50%₹ 10,150 3.17%₹ 10,317 6.61%₹ 10,661 6.86%₹ 12,440 8.23%₹ 11,715 7.71%₹ 25,953 8.62%₹ 12,819 8.27%₹ 40,788 7.71%₹ 14,499 8.13%₹ 73,656 8.58%₹ 22,805 8.37%₹ 1,84,852
Baroda Credit Risk Fund 0.05%₹ 10,005 0.30%₹ 10,030 8.74%₹ 10,874 11.02%₹ 11,101 19.68%₹ 11,967 22.00%₹ 13,382 10.42%₹ 12,194 16.29%₹ 28,188 7.75%₹ 12,511 11.83%₹ 42,976 7.35%₹ 14,256 8.82%₹ 74,949 - -
SBI Credit Risk Fund 0.11%₹ 10,010 0.45%₹ 10,045 1.07%₹ 10,106 2.73%₹ 10,273 5.25%₹ 10,525 5.59%₹ 12,359 7.52%₹ 11,563 6.76%₹ 25,710 7.18%₹ 12,314 7.06%₹ 40,062 6.71%₹ 13,841 6.95%₹ 71,518 8.53%₹ 22,693 7.87%₹ 1,80,082
Kotak Credit Risk Fund 0.14%₹ 10,014 0.56%₹ 10,056 1.21%₹ 10,121 2.89%₹ 10,289 5.99%₹ 10,599 6.07%₹ 12,390 6.21%₹ 11,283 6.43%₹ 25,625 7.14%₹ 12,301 6.71%₹ 39,855 6.61%₹ 13,776 6.80%₹ 71,249 - -

Portfolio Holdings

Portfolio holdings pattern of UTI Credit Risk Fund as on 08 Dec 2021 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    186.68%
  • Others Holdings:

    13.32%

Top Debt Instrument Type holdings of UTI Credit Risk Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 138.12% ₹ 795.60 Cr.
GOI 48.56% ₹ 279.74 Cr.
Others -86.68% -

Top Debt Holdings of UTI Credit Risk Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 48.56% ₹ 279.74 Cr.
Bond - Piramal Capital and Housing Finance Ltd. 13.96% ₹ 80.44 Cr.
Bond - National Bank for Agriculture & Rural Development 8.88% ₹ 51.13 Cr.
Bond - Tata Motors Ltd. 8.88% ₹ 51.16 Cr.
Bond - Summit Digitel Infrastructure Pvt Ltd. 8.62% ₹ 49.64 Cr.
Others 11.10%

Other Holdings

Holding TypeHolding Percentage
Net Receivables 8.48%
TREPS 3.63%
Reverse Repo 1.09%
Margin 0.12%