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Debt Funds

Debt Funds

Why Debt Funds should be a part of your investment plan

Debt funds are funds that invest in fixed income instruments, such as Money Market Instruments, Corporate Bonds, Government Bonds, etc. Debt funds are considered to be safer compared to equity investments. Debt funds are ideal for investors who prefer regular income, but do not like to take much risk. The risk on debt fund increases as the maturity of instrument increases, hence lower the maturity period lesser the risk on that debt investment. Quality of portfolio also matters a lot in debt fund as this reduced credit risk i.e. risk of default.

  1. Ideal for those who are risk averse and need liquidity quickly
  2. Debt funds are funds that invest predominantly in fixed income instruments
  3. Debt funds are less volatile, therefore they are less risky than equity funds.
  4. Some of the most invested debt funds are;
    1. Liquid Fund
    2. Low Duration Fund
    3. Banking and PSU Fund
    4. Corporate Bond Fund
    5. Dynamic Bond Fund

Fund Returns

Monthly SIP
  • Monthly SIP
  • Lumpsum Investment
of 1,000 for
3 Years
  • 1 Year
  • 3 Years
  • 5 Years
  • 10 Years

IDBI Liquid Fund

  • ₹38,577

  • 4.53%

  • 5.07%

  • 1 / 39

View and Invest in IDBI Liquid Fund

ICICI Prudential Ultra Short Term Fund

  • ₹39,509

  • 6.13%

  • 5.70%

  • 1 / 25

View and Invest in ICICI Prudential Ultra Short Term Fund

ICICI Prudential Savings Fund

  • ₹40,046

  • 7.03%

  • 4.72%

  • 1 / 23

View and Invest in ICICI Prudential Savings Fund

UTI Money Market Fund

  • ₹39,206

  • 5.61%

  • 6.12%

  • 1 / 20

View and Invest in UTI Money Market Fund

ICICI Prudential Short Term Fund

  • ₹40,602

  • 7.96%

  • 6.10%

  • 1 / 26

View and Invest in ICICI Prudential Short Term Fund

Aditya Birla Sun Life Banking & PSU Debt Fund

  • ₹40,664

  • 8.06%

  • 8.33%

  • 1 / 19

View and Invest in Aditya Birla Sun Life Banking & PSU Debt Fund

ICICI Prudential Corporate Bond Fund

  • ₹40,572

  • 7.91%

  • 7.72%

  • 1 / 17

View and Invest in ICICI Prudential Corporate Bond Fund

SBI Magnum Medium Duration Fund

  • ₹41,244

  • 9.02%

  • 5.60%

  • 1 / 14

View and Invest in SBI Magnum Medium Duration Fund

SBI Magnum Income Fund

  • ₹41,193

  • 8.94%

  • 7.26%

  • 1 / 13

View and Invest in SBI Magnum Income Fund

Kotak Dynamic Bond Fund

  • ₹40,655

  • 8.05%

  • 7.28%

  • 1 / 27

View and Invest in Kotak Dynamic Bond Fund

ICICI Prudential Gilt Fund

  • ₹40,796

  • 8.28%

  • 8.98%

  • 1 / 23

View and Invest in ICICI Prudential Gilt Fund

SBI Liquid Fund

  • ₹38,437

  • 4.29%

  • 5.07%

  • 2 / 39

View and Invest in SBI Liquid Fund

SBI Magnum Ultra Short Duration Fund

  • ₹39,090

  • 5.42%

  • 5.70%

  • 2 / 25

View and Invest in SBI Magnum Ultra Short Duration Fund

HDFC Low Duration Fund

  • ₹39,778

  • 6.58%

  • 4.72%

  • 2 / 23

View and Invest in HDFC Low Duration Fund

Nippon India Money Market Fund

  • ₹39,221

  • 5.64%

  • 6.12%

  • 2 / 20

View and Invest in Nippon India Money Market Fund

HDFC Short Term Debt Fund

  • ₹40,740

  • 8.19%

  • 6.10%

  • 2 / 26

View and Invest in HDFC Short Term Debt Fund

ICICI Prudential Banking And PSU Debt Fund

  • ₹40,368

  • 7.57%

  • 8.33%

  • 2 / 19

View and Invest in ICICI Prudential Banking And PSU Debt Fund

Kotak Corporate Bond Fund Standard

  • ₹40,324

  • 7.50%

  • 7.72%

  • 2 / 17

View and Invest in Kotak Corporate Bond Fund Standard

HDFC Medium Term Debt Fund

  • ₹40,729

  • 8.17%

  • 5.60%

  • 2 / 14

View and Invest in HDFC Medium Term Debt Fund

ICICI Prudential Bond Fund

  • ₹40,591

  • 7.94%

  • 7.26%

  • 2 / 13

View and Invest in ICICI Prudential Bond Fund

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