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Debt Funds

Why Debt Funds should be a part of your investment plan

Debt funds are funds that invest in fixed income instruments, such as Money Market Instruments, Corporate Bonds, Government Bonds, etc. Debt funds are considered to be safer compared to equity investments. Debt funds are ideal for investors who prefer regular income, but do not like to take much risk. The risk on debt fund increases as the maturity of instrument increases, hence lower the maturity period lesser the risk on that debt investment. Quality of portfolio also matters a lot in debt fund as this reduced credit risk i.e. risk of default.

  1. Ideal for those who are risk averse and need liquidity quickly
  2. Debt funds are funds that invest predominantly in fixed income instruments
  3. Debt funds are less volatile, therefore they are less risky than equity funds.
  4. Some of the most invested debt funds are;
    1. Liquid Fund
    2. Low Duration Fund
    3. Banking and PSU Fund
    4. Corporate Bond Fund
    5. Dynamic Bond Fund

Fund Returns

Monthly SIP
  • Monthly SIP
  • Lumpsum Investment
of 1,000 for
3 Years
  • 1 Year
  • 3 Years
  • 5 Years
  • 10 Years

HDFC Credit Risk Debt Fund

  • ₹41,192

  • 8.94%

  • 4.64%

  • -

View and Invest in HDFC Credit Risk Debt Fund

ICICI Prudential Credit Risk Fund

  • ₹40,815

  • 8.31%

  • 4.64%

  • -

View and Invest in ICICI Prudential Credit Risk Fund

Baroda Credit Risk Fund

  • ₹42,955

  • 11.80%

  • 4.64%

  • -

View and Invest in Baroda Credit Risk Fund

SBI Credit Risk Fund

  • ₹40,077

  • 7.08%

  • 4.64%

  • -

View and Invest in SBI Credit Risk Fund

Kotak Credit Risk Fund

  • ₹39,876

  • 6.75%

  • 4.64%

  • -

View and Invest in Kotak Credit Risk Fund

IDFC Credit Risk Fund

  • ₹39,499

  • 6.11%

  • 4.64%

  • -

View and Invest in IDFC Credit Risk Fund

Axis Credit Risk Fund

  • ₹39,856

  • 6.71%

  • 4.64%

  • -

View and Invest in Axis Credit Risk Fund

Principal Credit Risk Fund

  • ₹-

  • -

  • 4.64%

  • -

View and Invest in Principal Credit Risk Fund

Mahindra Manulife Credit Risk Fund

  • ₹38,502

  • 4.41%

  • 4.64%

  • -

View and Invest in Mahindra Manulife Credit Risk Fund

L&T Credit Risk Fund

  • ₹39,108

  • 5.44%

  • 4.64%

  • -

View and Invest in L&T Credit Risk Fund

PGIM India Credit Risk Fund

  • ₹38,808

  • 4.93%

  • 4.64%

  • -

View and Invest in PGIM India Credit Risk Fund

Nippon India Credit Risk Fund

  • ₹39,603

  • 6.29%

  • 4.64%

  • -

View and Invest in Nippon India Credit Risk Fund

DSP Credit Risk Fund

  • ₹38,133

  • 3.77%

  • 4.64%

  • -

View and Invest in DSP Credit Risk Fund

IDBI Credit Risk Fund

  • ₹40,554

  • 7.88%

  • 4.64%

  • -

View and Invest in IDBI Credit Risk Fund

Invesco India Credit Risk Fund

  • ₹38,484

  • 4.38%

  • 4.64%

  • -

View and Invest in Invesco India Credit Risk Fund

Sundaram Short Term Credit Risk Fund

  • ₹-

  • -

  • 4.64%

  • -

View and Invest in Sundaram Short Term Credit Risk Fund

UTI Credit Risk Fund

  • ₹37,400

  • 2.49%

  • 4.64%

  • -

View and Invest in UTI Credit Risk Fund

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