Fund Performance
Lumpsum
SIP
6.75
as on 26 May 20233 Years
Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,164 today.
NAV Performance
Fund Information
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₹ 34.831
as on 26 May 2023 -
Regular - Growth
-
-
-
₹ 500
-
₹ 204 Cr.
as on 31 Mar 2023 -
1.44%
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13 May 2003
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CRISIL 10 Year Gilt Index
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DSP Mutual Fund
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Highlights of this fund
DSP Credit Risk Fund is an Open-ended Debt Fund. The fund belongs to Credit Risk Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 13 May 2003. This fund is offered by one of the top AMC (Assets Management Company) DSP Mutual Fund. You can also view here all other Debt funds offered by DSP Mutual Fund.
Latest NAV of the fund is ₹ 34.831 as on 26 May 2023.
This fund has 20 years of track record. Since 31 Mar 2023 expense ratio of this fund is 1.44%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.
You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 500.
Fund Objective
To generate interest income through investments in acceptable floating rate assets commensurate with the credit risk. The Scheme may also invest in fixed rate debt securities
List of Fund Managers of DSP Credit Risk Fund
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About Vivek Ramakrishnan
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About Laukik Bagwe
Laukik is Fund Manager with the Fixed Income Investment team of DSP Investment managers. He joined the firm in November 2007 as a Fixed Income Dealer. From November 2003 to October 2007, Laukik worked with Derivium Capital & Securities Pvt. Ltd. as the Head of Fixed Income Trading – SLR & NONSLR Broking. From June 2000 to October 2003, he worked with Birla Sunlife Securities Ltd. as a Manager – SLR & NONSLR Broking. He brings with him a total work experience of 11 years in debt broking and is currently the fund manager for the following schemes of DSP Mutual Fund.
Riskometer : Risk associated with this fund
Investors understand that their principal will be at Moderately High Risk
Fund Return Comparison
| Fund Name | 1 Week | 1 Month | 3 Months | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Category Best | 0.17% | 0.86% | 14.31% | 7.94% | 11.51% | 12.97% | 11.81% | 7.56% | 8.03% | 12.65% | 8.52% | 9.81% | 8.23% | 7.61% |
| Category Average | 0.11% | 0.51% | 3.14% | 4.06% | 6.98% | 5.79% | 6.39% | 4.96% | 6.44% | 7.76% | 6.28% | 6.53% | 5.77% | 5.66% |
| DSP Credit Risk Fund | 0.15%₹ 10,015 | 0.61%₹ 10,061 | 2.81%₹ 10,280 | 4.00%₹ 10,399 | 6.22%₹ 10,622 | 7.62%₹ 12,486 | 6.86%₹ 11,420 | 7.94%₹ 26,004 | 6.75%₹ 12,164 | 7.17%₹ 40,115 | 4.08%₹ 12,214 | 5.91%₹ 69,647 | 6.26%₹ 18,367 | 5.53%₹ 1,59,315 |
| Baroda Credit Risk Fund | 0.12%₹ 10,012 | 0.57%₹ 10,057 | 2.07%₹ 10,206 | 3.59%₹ 10,359 | 6.89%₹ 10,688 | 7.45%₹ 12,475 | 9.57%₹ 12,007 | 7.68%₹ 25,939 | 11.81%₹ 13,979 | 9.64%₹ 41,605 | 6.94%₹ 13,990 | 8.23%₹ 73,818 | - | - |
| IDBI Credit Risk Fund | 0.13%₹ 10,012 | 0.47%₹ 10,046 | 2.18%₹ 10,218 | 3.41%₹ 10,341 | 6.35%₹ 10,635 | 7.10%₹ 12,453 | 9.84%₹ 12,067 | 7.37%₹ 25,858 | 10.06%₹ 13,332 | 8.65%₹ 41,003 | 3.23%₹ 11,722 | 5.62%₹ 69,147 | - | - |
| Nippon India Credit Risk Fund | 0.17%₹ 10,016 | 0.66%₹ 10,065 | 2.71%₹ 10,271 | 4.05%₹ 10,405 | 7.17%₹ 10,717 | 8.17%₹ 12,520 | 8.84%₹ 11,847 | 6.71%₹ 25,689 | 9.20%₹ 13,022 | 7.98%₹ 40,601 | 4.12%₹ 12,240 | 5.52%₹ 68,973 | 6.21%₹ 18,274 | 5.46%₹ 1,58,698 |
| HDFC Credit Risk Debt Fund | 0.11%₹ 10,010 | 0.73%₹ 10,072 | 2.35%₹ 10,235 | 3.71%₹ 10,371 | 6.75%₹ 10,675 | 7.46%₹ 12,476 | 5.25%₹ 11,078 | 5.62%₹ 25,413 | 7.53%₹ 12,432 | 6.07%₹ 39,466 | 7.53%₹ 14,383 | 7.03%₹ 71,632 | - | - |
| UTI Credit Risk Fund | 0.15%₹ 10,015 | 0.60%₹ 10,060 | 2.15%₹ 10,214 | 3.50%₹ 10,349 | 6.30%₹ 10,629 | 7.19%₹ 12,458 | 12.97%₹ 12,766 | 8.52%₹ 26,153 | 7.28%₹ 12,345 | 9.81%₹ 41,707 | -1.49%₹ 9,274 | 2.91%₹ 64,587 | 3.27%₹ 13,800 | 2.00%₹ 1,32,814 |
Portfolio Holdings
Top Debt Instrument Type holdings of DSP Credit Risk Fund
| Instrument Type | Holding Percentage | Holding Values in Crore |
|---|---|---|
| NCD & Bonds | 63.69% | ₹ 129.84 Cr. |
| GOI | 19.82% | ₹ 40.40 Cr. |
| T-Bills | 4.60% | ₹ 9.37 Cr. |
| Others | 11.89% | - |
Top Debt Holdings of DSP Credit Risk Fund
| Name of Debt Instrument | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Bond - Govt of India | 19.82% | ₹ 40.40 Cr. |
| Bond - Tata Motors Ltd. | 7.93% | ₹ 16.17 Cr. |
| Bond - Tata Power Co. Ltd. | 7.88% | ₹ 16.06 Cr. |
| Bond - Piramal Capital and Housing Finance Ltd. | 7.78% | ₹ 15.86 Cr. |
| Bond - J S W Steel Ltd. | 7.69% | ₹ 15.67 Cr. |
| Others | 48.90% |
Other Holdings
| Holding Type | Holding Percentage |
|---|---|
| TREPS | 11.82% |
| Net Receivables | 0.07% |