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DSP Credit Risk Fund

DSP Credit Risk Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

2.29

as on 10 Jun 2021

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 10,704 today.

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NAV Performance

DSP Credit Risk Fund performance graph for last 3 years
Performance of DSP Credit Risk Fund for last 3 Years

Fund Information

  • ₹ 30.542

    as on 10 Jun 2021
  • Regular - Growth

  • -

  • ₹ 500

  • ₹ 306 Cr.

    as on 10 Jun 2021
  • 1.57%

    since 31 Dec 2020
  • 13 May 2003

  • Debt - Credit Risk Fund

  • CRISIL 10 Year Gilt Index

  • DSP mutual fund

    Show All Funds

Highlights of this fund

DSP Credit Risk Fund is an Open-ended Debt Fund. The fund belongs to Credit Risk Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 13 May 2003. This fund is offered by one of the top AMC (Assets Management Company) DSP mutual fund. You can also view here all other Debt funds offered by DSP mutual fund.

Latest NAV of the fund is ₹ 30.542 as on 10 Jun 2021.

This fund has 18 years of track record. Since 31 Dec 2020 expense ratio of this fund is 1.57%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 500.

Fund Objective

To generate interest income through investments in acceptable floating rate assets commensurate with the credit risk. The Scheme may also invest in fixed rate debt securities

List of Fund Managers of DSP Credit Risk Fund

  • About Saurabh Bhatia

    Picture of Saurabh BhatiaSaurabh joined DSP Investment Managers in July 2017 as Vice President in Fixed Income Team. Saurabh has over 16 years of experience in Fixed Income. Prior to joining DSP, he worked for ICICI Bank Ltd, HSBC Asset Management (India) Private Ltd, Sahara India Financial Corporation Ltd. Tower Capital And Securities Pvt. Ltd and Chandrakala Money And Capital Management Ltd. Currently he is Fund Manager of below schemes.
  • About Laukik Bagwe

    Picture of Laukik BagweLaukik is Fund Manager with the Fixed Income Investment team of DSP Investment managers. He joined the firm in November 2007 as a Fixed Income Dealer. From November 2003 to October 2007, Laukik worked with Derivium Capital & Securities Pvt. Ltd. as the Head of Fixed Income Trading – SLR & NONSLR Broking. From June 2000 to October 2003, he worked with Birla Sunlife Securities Ltd. as a Manager – SLR & NONSLR Broking. He brings with him a total work experience of 11 years in debt broking and is currently the fund manager for the following schemes of DSP Mutual Fund.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderate Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.45% 1.27% 14.31% 7.94% 15.83% 9.82% 9.24% 8.46% 8.77% 15.86% 10.18% 9.80% 8.62% 8.62%
Category Average 0.22% 0.60% 2.94% 3.42% 8.42% 3.88% 3.90% 5.08% 7.60% 7.73% 5.32% 4.38% 4.10% 6.71%
DSP Credit Risk Fund 0.06%₹ 10,006 0.25%₹ 10,024 1.23%₹ 10,123 2.08%₹ 10,208 6.76%₹ 10,676 5.46%₹ 12,350 4.43%₹ 10,906 4.89%₹ 25,232 2.29%₹ 10,704 3.90%₹ 38,207 4.15%₹ 12,254 3.33%₹ 65,286 6.71%₹ 19,159 5.48%₹ 1,58,961
HDFC Credit Risk Debt Fund 0.26%₹ 10,026 1.12%₹ 10,111 3.04%₹ 10,304 4.06%₹ 10,405 12.86%₹ 11,285 10.58%₹ 12,674 9.82%₹ 12,063 10.18%₹ 26,589 9.24%₹ 13,044 9.80%₹ 41,714 8.36%₹ 14,940 8.62%₹ 74,556 - -
ICICI Prudential Credit Risk Fund 0.43%₹ 10,042 1.27%₹ 10,127 2.70%₹ 10,269 3.59%₹ 10,358 10.24%₹ 11,024 8.97%₹ 12,573 9.47%₹ 11,986 9.23%₹ 26,342 8.96%₹ 12,944 9.21%₹ 41,354 8.46%₹ 15,011 8.55%₹ 74,427 8.77%₹ 23,202 8.62%₹ 1,87,358
SBI Credit Risk Fund 0.24%₹ 10,023 0.81%₹ 10,080 2.14%₹ 10,213 2.58%₹ 10,257 9.07%₹ 10,906 7.41%₹ 12,474 7.96%₹ 11,657 7.99%₹ 26,022 7.71%₹ 12,504 7.79%₹ 40,498 7.49%₹ 14,354 7.33%₹ 72,198 8.76%₹ 23,166 8.20%₹ 1,83,237
Kotak Credit Risk Fund 0.32%₹ 10,031 0.72%₹ 10,072 2.45%₹ 10,245 3.10%₹ 10,310 9.34%₹ 10,934 7.38%₹ 12,472 7.37%₹ 11,530 7.10%₹ 25,795 7.51%₹ 12,434 7.32%₹ 40,215 7.48%₹ 14,345 7.13%₹ 71,827 - -
IDFC Credit Risk Fund 0.28%₹ 10,027 0.72%₹ 10,072 2.14%₹ 10,213 2.35%₹ 10,234 7.27%₹ 10,726 6.21%₹ 12,398 7.19%₹ 11,492 6.61%₹ 25,670 7.42%₹ 12,404 7.13%₹ 40,101 - - - -

Portfolio Holdings

Portfolio holdings pattern of DSP Credit Risk Fund as on 12 Jun 2021 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    67.79%
  • Others Holdings:

    32.21%

Top Debt Instrument Type holdings of DSP Credit Risk Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 67.79% ₹ 191.73 Cr.
Others 32.21% -

Top Debt Holdings of DSP Credit Risk Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Nayara Energy Ltd. 47.30% ₹ 133.76 Cr.
Bond - Tata Steel Ltd. 9.54% ₹ 26.99 Cr.
Bond - Sintex-BAPL Ltd. 6.82% ₹ 19.31 Cr.
Bond - Muthoot Finance Pvt. Ltd. 3.86% ₹ 10.92 Cr.
Bond - Tata Motors Ltd. 0.19% ₹ .53 Cr.
Others 32.29%

Other Holdings

Holding TypeHolding Percentage
Net Receivables 16.92%
TREPS 15.29%