Fund Performance
Lumpsum
SIP
6.91
as on 26 May 20233 Years
Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,220 today.
NAV Performance
Fund Information
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₹ 38.942
as on 26 May 2023 -
Regular - Growth
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-
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₹ 5,000
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₹ 2,782 Cr.
as on 31 Mar 2023 -
1.54%
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16 Jul 2004
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CRISIL 10 Year Gilt Index
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SBI Mutual Fund
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Highlights of this fund
SBI Credit Risk Fund is an Open-ended Debt Fund. The fund belongs to Credit Risk Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 16 Jul 2004. This fund is offered by one of the top AMC (Assets Management Company) SBI Mutual Fund. You can also view here all other Debt funds offered by SBI Mutual Fund.
Latest NAV of the fund is ₹ 38.942 as on 26 May 2023.
This fund has 18 years of track record. Since 31 Mar 2023 expense ratio of this fund is 1.54%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.
You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.
Fund Objective
To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
List of Fund Managers of SBI Credit Risk Fund
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About Lokesh Mallya
Lokesh Mallya joined SBIFM in 2014. He brings along 9 years of experience in research in the Indian fixed income market and fund management. Prior to joining SBIFM, Mr. Mallya was working with the Birla Sunlife Asset Management investment team as fund manager for short term and ultra-short term funds. He is a Charter holder of the CFA Institute, USA and also a FRM charter holder of Global Association of Risk Professionals (GARP).
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About Mohit Jain
Mohit Jain joined SBIFM in 2015. Prior to joining SBIFM, Mohit was working as a Senior Research Analyst in CRISIL Limited. He is a graduate in Engineering from Sathyabama University and has completed CFA level III from the CFA Institute, USA.
Riskometer : Risk associated with this fund
Investors understand that their principal will be at Moderately High Risk
Fund Return Comparison
| Fund Name | 1 Week | 1 Month | 3 Months | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Category Best | 0.17% | 0.86% | 14.31% | 7.94% | 11.51% | 12.97% | 11.81% | 7.56% | 8.03% | 12.65% | 8.52% | 9.81% | 8.23% | 7.61% |
| Category Average | 0.11% | 0.51% | 3.14% | 4.06% | 6.98% | 5.79% | 6.39% | 4.96% | 6.44% | 7.76% | 6.28% | 6.53% | 5.77% | 5.66% |
| SBI Credit Risk Fund | 0.11%₹ 10,010 | 0.62%₹ 10,062 | 3.66%₹ 10,365 | 5.05%₹ 10,504 | 8.04%₹ 10,803 | 9.79%₹ 12,622 | 5.89%₹ 11,213 | 7.02%₹ 25,770 | 6.91%₹ 12,220 | 6.56%₹ 39,757 | 6.93%₹ 13,985 | 6.76%₹ 71,164 | 8.03%₹ 21,659 | 7.24%₹ 1,74,211 |
| Baroda Credit Risk Fund | 0.12%₹ 10,012 | 0.57%₹ 10,057 | 2.07%₹ 10,206 | 3.59%₹ 10,359 | 6.89%₹ 10,688 | 7.45%₹ 12,475 | 9.57%₹ 12,007 | 7.68%₹ 25,939 | 11.81%₹ 13,979 | 9.64%₹ 41,605 | 6.94%₹ 13,990 | 8.23%₹ 73,818 | - | - |
| IDBI Credit Risk Fund | 0.13%₹ 10,012 | 0.47%₹ 10,046 | 2.18%₹ 10,218 | 3.41%₹ 10,341 | 6.35%₹ 10,635 | 7.10%₹ 12,453 | 9.84%₹ 12,067 | 7.37%₹ 25,858 | 10.06%₹ 13,332 | 8.65%₹ 41,003 | 3.23%₹ 11,722 | 5.62%₹ 69,147 | - | - |
| Nippon India Credit Risk Fund | 0.17%₹ 10,016 | 0.66%₹ 10,065 | 2.71%₹ 10,271 | 4.05%₹ 10,405 | 7.17%₹ 10,717 | 8.17%₹ 12,520 | 8.84%₹ 11,847 | 6.71%₹ 25,689 | 9.20%₹ 13,022 | 7.98%₹ 40,601 | 4.12%₹ 12,240 | 5.52%₹ 68,973 | 6.21%₹ 18,274 | 5.46%₹ 1,58,698 |
| HDFC Credit Risk Debt Fund | 0.11%₹ 10,010 | 0.73%₹ 10,072 | 2.35%₹ 10,235 | 3.71%₹ 10,371 | 6.75%₹ 10,675 | 7.46%₹ 12,476 | 5.25%₹ 11,078 | 5.62%₹ 25,413 | 7.53%₹ 12,432 | 6.07%₹ 39,466 | 7.53%₹ 14,383 | 7.03%₹ 71,632 | - | - |
| UTI Credit Risk Fund | 0.15%₹ 10,015 | 0.60%₹ 10,060 | 2.15%₹ 10,214 | 3.50%₹ 10,349 | 6.30%₹ 10,629 | 7.19%₹ 12,458 | 12.97%₹ 12,766 | 8.52%₹ 26,153 | 7.28%₹ 12,345 | 9.81%₹ 41,707 | -1.49%₹ 9,274 | 2.91%₹ 64,587 | 3.27%₹ 13,800 | 2.00%₹ 1,32,814 |
Portfolio Holdings
Top Debt Instrument Type holdings of SBI Credit Risk Fund
| Instrument Type | Holding Percentage | Holding Values in Crore |
|---|---|---|
| NCD & Bonds | 61.41% | ₹ 1,708.98 Cr. |
| CP | 16.10% | ₹ 448.04 Cr. |
| GOI | 7.63% | ₹ 212.17 Cr. |
| T-Bills | 3.56% | ₹ 99.04 Cr. |
| CD | 2.59% | ₹ 72.12 Cr. |
| Others | 8.71% | - |
Top Debt Holdings of SBI Credit Risk Fund
| Name of Debt Instrument | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Bond - Govt of India | 7.63% | ₹ 212.17 Cr. |
| Bond - Godrej Industries Ltd | 4.94% | ₹ 137.35 Cr. |
| Bond - Union Bank Of India | 4.66% | ₹ 129.75 Cr. |
| Bond - Sembcorp Energy India Ltd. | 4.55% | ₹ 126.72 Cr. |
| Bond - L&T Metro Rail (Hyderabad) Ltd. | 4.45% | ₹ 123.86 Cr. |
| Others | 73.77% |
Other Holdings
| Holding Type | Holding Percentage |
|---|---|
| TREPS | 4.56% |
| Net Receivables | 4.15% |