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SBI Credit Risk Fund

The fund details shown here are of the Growth Plan option and belongs to the Debt, Credit Risk Fund category.

The NAV for SBI Credit Risk Fund Fund is 43.287 as of 21 Nov 2024. NAV or Net Asset Value, is a crucial metric in the context of mutual funds. It represents the per - unit market value of a mutual fund scheme. NAV is calculated by the fund house on every business day and is a key factor in determining the value of an investor's holdings in the mutual fund.

This fund has given 6.66% annualized return for the last 3 years.

At present SBI Credit Risk Fund has not been rated by us.

  • 1M
  • 3M
  • 6M
  • 1YR
  • 3YR
  • 5YR
  • 10YR
  • Since Inception

Performance

Monthly SIP of   ₹    for

Below table shows comparison of SBI Credit Risk Fund with respect to the investments in Fixed Deposit and Gold for the Total investment of ₹36,000 over the period of 3 years.

Total Value Gain Return %
Bank FD

39,824

3,824

 6.5%
Gold

40,770

4,770

 8.00%

Fund Information

  • As of 31 Aug 2023, fund size of SBI Credit Risk Fund is 2,601.27 Cr.

  • SBI Credit Risk Fund shown here is of Growth plan.

  • The Total Expense Ratio (TER) of the fund is 1.55%. The Total Expense Ratio (TER) is a measure that represents the total costs associated with managing and operating a mutual fund as a percentage of its average Assets under Management (AUM). It provides an insight into the overall expenses they will incur by investing in the fund.

  • SBI Credit Risk Fund is an Debt oriented mutual fund in the - Credit Risk Fund category.

  • Nifty 50 Arbitrage Index is the benchmark for SBI Credit Risk Fund. A benchmark for a mutual fund serves as a standard for performance comparison, helping investors assess how well the fund is meeting its objectives and how it fares against relevant market indicators. Investors often compare the fund's performance with the benchmark as well as its peers.

  • The inception date of a mutual fund refers to the date when the fund was first established and began operations. It is the starting point from which the fund's performance, returns, and other key metrics are calculated. The fund was started on 01 Jul 2004 as at present it is 20 years old fund.

  • Name of the AMC is SBI Mutual Fund. Click here to know more about SBI Mutual Fund.

Fund Managed By

Fund managers make investment decisions, optimizing returns and managing risks for portfolios. Responsibilities include market analysis, performance monitoring. SBI Credit Risk Fund managed by following fund manager(s);

How does the Return Comparison of the SBI Credit Risk Fund fare against peer funds in the Credit Risk fund category?

Peer fund returns can vary based on the collaborative nature and specific strategies employed by fund managers of these funds listed in below table, often showcasing different risk-return profiles compared to strategy adopted by SBI Credit Risk Fund. Below table demonstrate the returns generated by some peer funds and compare tho this fund and average return generate by the Debt, Credit Risk fund category these peer funds belongs to.

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 4.98% 4.98% 8.20% 8.20% 9.91% 59.28% 41.11% 7.67% 8.18%
Category Average 0.65% 1.13% 5.15% 5.26% 7.04% 9.99% 9.63% 4.87% 6.78%
SBI Credit Risk Fund 0.13% 0.65% 1.73% 4.18% 8.00% - - - -
Bank Of India Credit Risk Fund 0.08% 0.46% 1.34% 2.24% 6.19% 5.85% 39.34% 10.56% -
Franklin India Credit Risk Fund 0.48% 0.91% 2.92% 4.96% - - - - -
DSP Credit Risk Fund 0.14% 0.55% 1.78% 3.84% 7.78% 11.54% 10.56% 7.89% 6.78%
Aditya Birla Sun Life Credit Risk Fund 0.04% 0.41% 4.71% 7.96% 11.88% 9.30% 8.46% 7.56% -
Aditya Birla Sun Life Credit Risk Fund 0.04% 0.41% 4.71% 7.96% 11.88% 9.30% 8.46% 7.56% -

Fund Portfolio Details

Portfolio details of a fund generally refer to a comprehensive breakdown of the investments held within a specific investment vehicle, such as a mutual fund or exchange-traded fund (ETF). Portfolio details of SBI Credit Risk Fund are shown below;

Equity -

Debt %

Others 0.00%

Top Holdings

Name of the InstrumentHolding Percentage
GOVERNMENT OF INDIA 33298 GOI 14AG33 7.18 FV RS 100 7.51%
GOVERNMENT OF INDIA 31909 GOI 22AG32 7.26 FV RS 100 4.83%
AADHAR HOUSING FINANCE LIMITED 8.50 NCD 26MY26 FVRS1LAC 4.66%
JINDAL STAINLESS LIMITED 7.73 NCD 24MY25 FVRS10LAC 3.37%
AVANSE FINANCIAL SERVICES LIMITED SR 26 RR NCD 29MY26 FVRS1LAC 3.07%
Others 76.56%
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Allocation by Instruments

Type of the InstrumentHolding Percentage
GOVERNMENT SECURITIES 13.30%
DEBENTURE 45.04%
BOND 16.09%

Portfolio Holdings shown is as of 31 Aug 2023

Riskometer