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SBI Credit Risk Fund

SBI Credit Risk Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

6.91

as on 27 Jan 2022

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,227 today.

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NAV Performance

SBI Credit Risk Fund performance graph for last 3 years
Performance of SBI Credit Risk Fund for last 3 Years

Fund Information

  • ₹ 35.860

    as on 27 Jan 2022
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 3,319 Cr.

    as on 27 Jan 2022
  • 1.55%

    since 30 Nov 2021
  • 16 Jul 2004

  • Debt - Credit Risk Fund

  • CRISIL 10 Year Gilt Index

  • SBI Mutual Fund

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Highlights of this fund

SBI Credit Risk Fund is an Open-ended Debt Fund. The fund belongs to Credit Risk Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 16 Jul 2004. This fund is offered by one of the top AMC (Assets Management Company) SBI Mutual Fund. You can also view here all other Debt funds offered by SBI Mutual Fund.

Latest NAV of the fund is ₹ 35.860 as on 27 Jan 2022.

This fund has 17 years of track record. Since 30 Nov 2021 expense ratio of this fund is 1.55%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

List of Fund Managers of SBI Credit Risk Fund

  • About Lokesh Mallya

    Picture of Lokesh MallyaLokesh Mallya joined SBIFM in 2014. He brings along 9 years of experience in research in the Indian fixed income market and fund management. Prior to joining SBIFM, Mr. Mallya was working with the Birla Sunlife Asset Management investment team as fund manager for short term and ultra-short term funds. He is a Charter holder of the CFA Institute, USA and also a FRM charter holder of Global Association of Risk Professionals (GARP).

Riskometer : Risk associated with this fund

Investors understand that their principal will be at High Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.25% 0.41% 14.31% 18.65% 21.68% 10.12% 8.72% 7.64% 8.48% 27.12% 15.57% 11.55% 8.66% 8.21%
Category Average 0.02% 0.18% 1.54% 4.66% 8.30% 4.96% 4.55% 4.89% 7.41% 8.54% 7.73% 6.14% 5.22% 6.56%
SBI Credit Risk Fund 0.05%₹ 10,004 0.31%₹ 10,030 0.89%₹ 10,088 2.24%₹ 10,224 5.13%₹ 10,513 4.94%₹ 12,319 7.02%₹ 11,455 6.14%₹ 25,553 6.91%₹ 12,227 6.66%₹ 39,829 6.68%₹ 13,817 6.74%₹ 71,154 8.42%₹ 22,467 7.72%₹ 1,78,675
HDFC Credit Risk Debt Fund -0.02%₹ 9,997 0.19%₹ 10,018 0.97%₹ 10,096 2.53%₹ 10,252 6.67%₹ 10,666 5.95%₹ 12,384 8.50%₹ 11,773 7.79%₹ 25,978 8.72%₹ 12,861 8.32%₹ 40,825 7.46%₹ 14,331 8.04%₹ 73,505 - -
ICICI Prudential Credit Risk Fund -0.04%₹ 9,995 0.37%₹ 10,036 1.16%₹ 10,116 2.61%₹ 10,260 6.29%₹ 10,629 5.88%₹ 12,379 7.72%₹ 11,605 7.00%₹ 25,775 8.39%₹ 12,742 7.73%₹ 40,471 7.64%₹ 14,451 7.86%₹ 73,170 8.48%₹ 22,584 8.21%₹ 1,83,412
Baroda Credit Risk Fund -0.01%₹ 9,999 0.35%₹ 10,034 0.82%₹ 10,081 10.97%₹ 11,096 18.92%₹ 11,892 18.25%₹ 13,157 10.12%₹ 12,129 15.57%₹ 28,007 7.57%₹ 12,455 11.55%₹ 42,806 7.23%₹ 14,181 8.66%₹ 74,649 - -
Kotak Credit Risk Fund 0.01%₹ 10,000 0.29%₹ 10,028 0.71%₹ 10,070 2.37%₹ 10,236 5.29%₹ 10,528 4.92%₹ 12,318 5.64%₹ 11,161 5.79%₹ 25,465 6.82%₹ 12,195 6.19%₹ 39,553 6.56%₹ 13,739 6.53%₹ 70,765 - -
IDFC Credit Risk Fund -0.06%₹ 9,993 -0.05%₹ 9,994 0.46%₹ 10,046 1.72%₹ 10,172 3.89%₹ 10,389 3.57%₹ 12,231 5.27%₹ 11,083 4.65%₹ 25,174 6.60%₹ 12,118 5.48%₹ 39,131 - - - -

Portfolio Holdings

Portfolio holdings pattern of SBI Credit Risk Fund as on 28 Jan 2022 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    94.68%
  • Others Holdings:

    5.32%

Top Debt Instrument Type holdings of SBI Credit Risk Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 68.13% ₹ 2,275.15 Cr.
GOI 16.17% ₹ 540.32 Cr.
CP 8.29% ₹ 277.18 Cr.
CD 1.49% ₹ 49.69 Cr.
T-Bills 0.60% ₹ 19.96 Cr.
Others 5.32% -

Top Debt Holdings of SBI Credit Risk Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 16.17% ₹ 540.32 Cr.
Bond - IndInfravit Trust 4.59% ₹ 153.31 Cr.
Bond - Tata International Ltd. 4.53% ₹ 151.42 Cr.
Bond - Flometallic India Pvt Ltd. 4.20% ₹ 140.48 Cr.
Bond - Godrej Industries Ltd 3.50% ₹ 116.73 Cr.
Others 67.01%

Other Holdings

Holding TypeHolding Percentage
TREPS 2.71%
Net Receivables 2.61%