Fund Performance
Lumpsum
SIP
4.37
as on 09 Dec 20223 Years
Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,369 today.
NAV Performance
Fund Information
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₹ 24.578
as on 09 Dec 2022 -
Regular - Growth
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-
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₹ 5,000
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₹ 1,868 Cr.
as on 31 Dec 2021 -
1.74%
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11 May 2010
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CRISIL 10 Year Gilt Index
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Kotak Mahindra Mutual Fund
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Highlights of this fund
Kotak Credit Risk Fund is an Open-ended Debt Fund. The fund belongs to Credit Risk Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 11 May 2010. This fund is offered by one of the top AMC (Assets Management Company) Kotak Mahindra Mutual Fund. You can also view here all other Debt funds offered by Kotak Mahindra Mutual Fund.
Latest NAV of the fund is ₹ 24.578 as on 09 Dec 2022.
This fund has 12 years of track record. Since 30 Nov 2021 expense ratio of this fund is 1.74%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.
You can invest in this fund in SIP with the minimum investment of ₹ 1,000. Lumpsum invest is offered with minimum investment of ₹ 5,000.
Fund Objective
The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.
List of Fund Managers of Kotak Credit Risk Fund
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About Vihag Mishra
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About Deepak Agrawal
Mr. Deepak Agrawal's career started from Kotak AMC when he joined the organisation in December 2002. He was initially in Research, Dealing and eventually moved into Fund Management from November 2006.He holds a Post Graduate Degree in Commerce from Mumbai University, and is a qualified chartered account and a company secretary. He has also cleared AIMR CFA Level I.
Riskometer : Risk associated with this fund
Investors understand that their principal will be at High Risk
Fund Return Comparison
| Fund Name | 1 Week | 1 Month | 3 Months | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Category Best | 0.20% | 1.09% | 14.31% | 7.94% | 11.51% | 12.31% | 8.40% | 7.35% | 8.11% | 7.54% | 11.02% | 9.97% | 8.02% | 7.71% |
| Category Average | 0.07% | 0.71% | 1.87% | 3.29% | 4.36% | 5.45% | 4.58% | 4.59% | 6.58% | 4.53% | 5.47% | 5.78% | 5.15% | 5.58% |
| Kotak Credit Risk Fund | 0.21%₹ 10,020 | 0.77%₹ 10,076 | 0.76%₹ 10,076 | 2.35%₹ 10,235 | 0.73%₹ 10,073 | 2.06%₹ 12,133 | 3.26%₹ 10,662 | 2.43%₹ 24,610 | 4.37%₹ 11,369 | 3.43%₹ 37,938 | 5.52%₹ 13,085 | 4.73%₹ 67,638 | 7.26%₹ 20,175 | 6.32%₹ 1,66,046 |
| Baroda Credit Risk Fund | 0.09%₹ 10,009 | 0.70%₹ 10,070 | 1.44%₹ 10,144 | 3.39%₹ 10,338 | 4.47%₹ 10,446 | 5.34%₹ 12,344 | 11.78%₹ 12,494 | 9.16%₹ 26,324 | 8.42%₹ 12,748 | 9.97%₹ 41,818 | 6.59%₹ 13,765 | 8.02%₹ 73,454 | - | - |
| ICICI Prudential Credit Risk Fund | 0.23%₹ 10,022 | 0.89%₹ 10,089 | 1.46%₹ 10,146 | 3.54%₹ 10,353 | 4.86%₹ 10,485 | 5.82%₹ 12,375 | 5.69%₹ 11,171 | 5.61%₹ 25,414 | 7.10%₹ 12,286 | 6.25%₹ 39,583 | 7.36%₹ 14,266 | 7.14%₹ 71,853 | 8.12%₹ 21,841 | 7.71%₹ 1,78,614 |
| HDFC Credit Risk Debt Fund | 0.08%₹ 10,007 | 0.70%₹ 10,069 | 1.01%₹ 10,101 | 3.26%₹ 10,325 | 3.45%₹ 10,345 | 4.64%₹ 12,299 | 5.38%₹ 11,105 | 4.75%₹ 25,197 | 7.08%₹ 12,280 | 5.95%₹ 39,404 | 6.94%₹ 13,994 | 6.93%₹ 71,475 | - | - |
| SBI Credit Risk Fund | 0.11%₹ 10,011 | 0.61%₹ 10,061 | 1.29%₹ 10,128 | 3.09%₹ 10,308 | 3.99%₹ 10,398 | 4.90%₹ 12,316 | 4.63%₹ 10,947 | 4.66%₹ 25,174 | 6.35%₹ 12,031 | 5.36%₹ 39,059 | 6.20%₹ 13,515 | 6.04%₹ 69,903 | 7.93%₹ 21,474 | 7.05%₹ 1,72,540 |
| Axis Credit Risk Fund | 0.06%₹ 10,006 | 0.67%₹ 10,066 | 1.10%₹ 10,110 | 3.11%₹ 10,310 | 3.84%₹ 10,384 | 4.69%₹ 12,302 | 5.01%₹ 11,027 | 4.60%₹ 25,159 | 6.09%₹ 11,941 | 5.29%₹ 39,015 | 5.57%₹ 13,116 | 5.63%₹ 69,180 | - | - |
Portfolio Holdings
Top Debt Instrument Type holdings of Kotak Credit Risk Fund
| Instrument Type | Holding Percentage | Holding Values in Crore |
|---|---|---|
| NCD & Bonds | 67.48% | ₹ 1,253.45 Cr. |
| GOI | 15.57% | ₹ 289.10 Cr. |
| CD | 7.96% | ₹ 147.90 Cr. |
| Others | 8.99% | - |
Top Debt Holdings of Kotak Credit Risk Fund
| Name of Debt Instrument | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Bond - Govt of India | 15.57% | ₹ 289.10 Cr. |
| Bond - Axis Bank Ltd. | 7.96% | ₹ 147.90 Cr. |
| Bond - Punjab & Sind Bank | 6.26% | ₹ 116.21 Cr. |
| Bond - Coastal Gujarat Power Ltd. | 6.12% | ₹ 113.58 Cr. |
| Bond - Godrej Industries Ltd | 5.72% | ₹ 106.33 Cr. |
| Others | 58.37% |
Other Holdings
| Holding Type | Holding Percentage |
|---|---|
| TREPS | 3.68% |
| InvITs | 2.79% |
| Net Receivables | 2.52% |