Fund Performance
Lumpsum
SIP
4.22
as on 07 Dec 20233 Years
Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,320 today.
NAV Performance
Fund Information
-
₹ 26.070
as on 07 Dec 2023 -
Regular - Growth
-
-
-
₹ 5,000
-
₹ 1,109 Cr.
as on 31 May 2023 -
1.61%
-
11 May 2010
-
CRISIL 10 Year Gilt Index
-
Kotak Mahindra Mutual Fund
Show All Funds
Highlights of this fund
Kotak Credit Risk Fund is an Open-ended Debt Fund. The fund belongs to Credit Risk Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 11 May 2010. This fund is offered by one of the top AMC (Assets Management Company) Kotak Mahindra Mutual Fund. You can also view here all other Debt funds offered by Kotak Mahindra Mutual Fund.
Latest NAV of the fund is ₹ 26.070 as on 07 Dec 2023.
This fund has 13 years of track record. Since 31 Mar 2023 expense ratio of this fund is 1.61%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.
You can invest in this fund in SIP with the minimum investment of ₹ 1,000. Lumpsum invest is offered with minimum investment of ₹ 5,000.
Fund Objective
The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.
List of Fund Managers of Kotak Credit Risk Fund
-
About Vihag Mishra
-
About Deepak Agrawal
Mr. Deepak Agrawal's career started from Kotak AMC when he joined the organisation in December 2002. He was initially in Research, Dealing and eventually moved into Fund Management from November 2006.He holds a Post Graduate Degree in Commerce from Mumbai University, and is a qualified chartered account and a company secretary. He has also cleared AIMR CFA Level I.
-
About Sunit Garg
Mr. Garg has done B.Com, CA and PGDBM (Finance). Prior to joining Kotak Mutual Fund, he has worked with FirstRand Bank, Barclays Bank Plc, ICICI Bank Limited and Export Import Bank of India.
Riskometer : Risk associated with this fund
Investors understand that their principal will be at High Risk
Fund Return Comparison
| Fund Name | 1 Week | 1 Month | 3 Months | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Category Best | 0.29% | 0.68% | 14.31% | 11.00% | 15.43% | 12.13% | 10.31% | 7.50% | 8.04% | 21.10% | 14.57% | 11.92% | 9.20% | 7.46% |
| Category Average | 0.13% | 0.47% | 2.63% | 3.73% | 7.73% | 5.33% | 6.04% | 5.03% | 6.60% | 7.98% | 6.88% | 6.56% | 6.06% | 5.80% |
| Kotak Credit Risk Fund | 0.11%₹ 10,010 | 0.68%₹ 10,068 | 1.82%₹ 10,181 | 3.08%₹ 10,307 | 6.19%₹ 10,618 | 6.82%₹ 12,437 | 3.40%₹ 10,692 | 5.19%₹ 25,308 | 4.22%₹ 11,320 | 4.49%₹ 38,548 | 5.63%₹ 13,149 | 4.88%₹ 67,890 | 7.10%₹ 19,872 | 6.07%₹ 1,63,854 |
| UTI Credit Risk Fund | 0.12%₹ 10,011 | 0.49%₹ 10,049 | 1.30%₹ 10,129 | 2.72%₹ 10,271 | 6.42%₹ 10,641 | 6.18%₹ 12,397 | 5.09%₹ 11,043 | 5.89%₹ 25,487 | 10.31%₹ 13,421 | 8.50%₹ 40,922 | -1.55%₹ 9,249 | 4.37%₹ 67,024 | 3.38%₹ 13,947 | 2.20%₹ 1,34,172 |
| Baroda Credit Risk Fund | 0.14%₹ 10,013 | 0.51%₹ 10,050 | 1.55%₹ 10,154 | 3.12%₹ 10,312 | 7.12%₹ 10,712 | 7.01%₹ 12,450 | 5.80%₹ 11,194 | 6.61%₹ 25,670 | 10.22%₹ 13,390 | 8.04%₹ 40,648 | 6.97%₹ 14,009 | 8.21%₹ 73,792 | - | - |
| IDBI Credit Risk Fund | 0.09%₹ 10,008 | 0.41%₹ 10,041 | 1.19%₹ 10,119 | 3.15%₹ 10,314 | - | - | - | - | - | - | - | - | - | - |
| DSP Credit Risk Fund | 0.14%₹ 10,014 | 0.51%₹ 10,051 | 9.24%₹ 10,923 | 11.00%₹ 11,099 | 15.43%₹ 11,542 | 21.10%₹ 13,328 | 12.13%₹ 12,572 | 14.57%₹ 27,733 | 9.00%₹ 12,951 | 11.92%₹ 43,026 | 6.32%₹ 13,590 | 9.20%₹ 75,649 | 7.07%₹ 19,803 | 6.88%₹ 1,70,999 |
| Nippon India Credit Risk Fund | 0.13%₹ 10,012 | 0.54%₹ 10,053 | 1.60%₹ 10,160 | 3.45%₹ 10,344 | 7.71%₹ 10,771 | 7.60%₹ 12,487 | 5.76%₹ 11,184 | 6.88%₹ 25,739 | 8.37%₹ 12,727 | 7.25%₹ 40,171 | 4.10%₹ 12,225 | 6.16%₹ 70,110 | 6.28%₹ 18,389 | 5.50%₹ 1,59,060 |
Portfolio Holdings
Top Debt Instrument Type holdings of Kotak Credit Risk Fund
| Instrument Type | Holding Percentage | Holding Values in Crore |
|---|---|---|
| NCD & Bonds | 77.04% | ₹ 846.93 Cr. |
| GOI | 12.30% | ₹ 135.21 Cr. |
| Others | 10.66% | - |
Top Debt Holdings of Kotak Credit Risk Fund
| Name of Debt Instrument | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Bond - Govt of India | 12.30% | ₹ 135.21 Cr. |
| Bond - Aadhar Housing Finance Ltd. | 8.97% | ₹ 98.58 Cr. |
| Bond - Coastal Gujarat Power Ltd. | 8.95% | ₹ 98.39 Cr. |
| Bond - DLF Cyber City Developers Ltd. | 8.88% | ₹ 97.64 Cr. |
| Bond - Bahadur Chand Investments Pvt. Ltd. | 6.84% | ₹ 75.16 Cr. |
| Others | 54.06% |
Other Holdings
| Holding Type | Holding Percentage |
|---|---|
| InvITs | 5.93% |
| Net Receivables | 4.60% |
| TREPS | 0.13% |