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Kotak Credit Risk Fund

Kotak Credit Risk Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

4.98

as on 12 Aug 2022

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,574 today.

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NAV Performance

Kotak Credit Risk Fund performance graph for last 3 years
Performance of Kotak Credit Risk Fund for last 3 Years

Fund Information

  • ₹ 24.280

    as on 12 Aug 2022
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 1,868 Cr.

    as on 31 Dec 2021
  • 1.74%

  • 11 May 2010

  • Debt - Credit Risk Fund

  • CRISIL 10 Year Gilt Index

  • Kotak Mahindra Mutual Fund

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Highlights of this fund

Kotak Credit Risk Fund is an Open-ended Debt Fund. The fund belongs to Credit Risk Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 11 May 2010. This fund is offered by one of the top AMC (Assets Management Company) Kotak Mahindra Mutual Fund. You can also view here all other Debt funds offered by Kotak Mahindra Mutual Fund.

Latest NAV of the fund is ₹ 24.280 as on 12 Aug 2022.

This fund has 12 years of track record. Since 30 Nov 2021 expense ratio of this fund is 1.74%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 1,000. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.

List of Fund Managers of Kotak Credit Risk Fund

  • About Vihag Mishra

    Picture of Vihag  Mishra
  • About Deepak Agrawal

    Picture of Deepak AgrawalMr. Deepak Agrawal's career started from Kotak AMC when he joined the organisation in December 2002. He was initially in Research, Dealing and eventually moved into Fund Management from November 2006.He holds a Post Graduate Degree in Commerce from Mumbai University, and is a qualified chartered account and a company secretary. He has also cleared AIMR CFA Level I.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at High Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.38% 1.00% 14.31% 7.94% 19.94% 13.26% 7.86% 7.29% 8.22% 10.11% 13.12% 10.23% 7.98% 7.85%
Category Average 0.19% 0.62% 2.11% 1.91% 6.52% 6.11% 4.44% 4.58% 7.22% 4.10% 5.88% 5.68% 5.05% 6.37%
Kotak Credit Risk Fund 0.38%₹ 10,037 0.84%₹ 10,084 1.39%₹ 10,139 -1.15%₹ 9,884 1.33%₹ 10,132 0.13%₹ 12,008 3.94%₹ 10,803 2.34%₹ 24,585 4.98%₹ 11,574 3.63%₹ 38,048 5.61%₹ 13,143 4.96%₹ 68,020 7.45%₹ 20,538 6.55%₹ 1,68,060
Baroda Credit Risk Fund 0.21%₹ 10,021 0.64%₹ 10,064 1.37%₹ 10,136 1.32%₹ 10,132 12.85%₹ 11,284 6.24%₹ 12,400 13.26%₹ 12,826 11.02%₹ 26,803 7.86%₹ 12,557 10.23%₹ 41,973 6.55%₹ 13,737 7.98%₹ 73,370 - -
ICICI Prudential Credit Risk Fund 0.23%₹ 10,023 0.83%₹ 10,083 1.83%₹ 10,183 1.97%₹ 10,197 5.03%₹ 10,503 4.99%₹ 12,321 6.37%₹ 11,313 5.66%₹ 25,427 7.60%₹ 12,468 6.59%₹ 39,781 7.29%₹ 14,223 7.31%₹ 72,149 8.22%₹ 22,052 7.85%₹ 1,79,929
HDFC Credit Risk Debt Fund 0.26%₹ 10,026 0.84%₹ 10,083 1.79%₹ 10,178 1.14%₹ 10,113 3.76%₹ 10,375 3.40%₹ 12,219 6.65%₹ 11,373 5.06%₹ 25,273 7.54%₹ 12,447 6.43%₹ 39,683 6.91%₹ 13,970 7.13%₹ 71,826 - -
SBI Credit Risk Fund 0.17%₹ 10,016 0.64%₹ 10,064 1.51%₹ 10,150 1.50%₹ 10,150 3.83%₹ 10,382 3.68%₹ 12,237 5.54%₹ 11,138 4.52%₹ 25,136 6.47%₹ 12,078 5.53%₹ 39,153 6.16%₹ 13,486 6.11%₹ 70,016 8.04%₹ 21,680 7.21%₹ 1,73,983
Axis Credit Risk Fund 0.26%₹ 10,025 0.70%₹ 10,070 1.67%₹ 10,167 1.46%₹ 10,145 3.75%₹ 10,374 3.69%₹ 12,238 5.71%₹ 11,175 4.70%₹ 25,182 6.40%₹ 12,054 5.55%₹ 39,168 5.56%₹ 13,110 5.68%₹ 69,267 - -

Portfolio Holdings

Portfolio holdings pattern of Kotak Credit Risk Fund as on 14 Aug 2022 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    91.01%
  • Others Holdings:

    8.99%

Top Debt Instrument Type holdings of Kotak Credit Risk Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 67.48% ₹ 1,253.45 Cr.
GOI 15.57% ₹ 289.10 Cr.
CD 7.96% ₹ 147.90 Cr.
Others 8.99% -

Top Debt Holdings of Kotak Credit Risk Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 15.57% ₹ 289.10 Cr.
Bond - Axis Bank Ltd. 7.96% ₹ 147.90 Cr.
Bond - Punjab & Sind Bank 6.26% ₹ 116.21 Cr.
Bond - Coastal Gujarat Power Ltd. 6.12% ₹ 113.58 Cr.
Bond - Godrej Industries Ltd 5.72% ₹ 106.33 Cr.
Others 58.37%

Other Holdings

Holding TypeHolding Percentage
TREPS 3.68%
InvITs 2.79%
Net Receivables 2.52%