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Kotak Credit Risk Fund

Kotak Credit Risk Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

4.22

as on 07 Dec 2023

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,320 today.

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NAV Performance

Kotak Credit Risk Fund performance graph for last 3 years
Performance of Kotak Credit Risk Fund for last 3 Years

Fund Information

  • ₹ 26.070

    as on 07 Dec 2023
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 1,109 Cr.

    as on 31 May 2023
  • 1.61%

  • 11 May 2010

  • Debt - Credit Risk Fund

  • CRISIL 10 Year Gilt Index

  • Kotak Mahindra Mutual Fund

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Highlights of this fund

Kotak Credit Risk Fund is an Open-ended Debt Fund. The fund belongs to Credit Risk Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 11 May 2010. This fund is offered by one of the top AMC (Assets Management Company) Kotak Mahindra Mutual Fund. You can also view here all other Debt funds offered by Kotak Mahindra Mutual Fund.

Latest NAV of the fund is ₹ 26.070 as on 07 Dec 2023.

This fund has 13 years of track record. Since 31 Mar 2023 expense ratio of this fund is 1.61%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 1,000. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.

List of Fund Managers of Kotak Credit Risk Fund

  • About Vihag Mishra

    Picture of Vihag Mishra
  • About Deepak Agrawal

    Picture of Deepak AgrawalMr. Deepak Agrawal's career started from Kotak AMC when he joined the organisation in December 2002. He was initially in Research, Dealing and eventually moved into Fund Management from November 2006.He holds a Post Graduate Degree in Commerce from Mumbai University, and is a qualified chartered account and a company secretary. He has also cleared AIMR CFA Level I.
  • About Sunit Garg

    Picture of Sunit GargMr. Garg has done B.Com, CA and PGDBM (Finance). Prior to joining Kotak Mutual Fund, he has worked with FirstRand Bank, Barclays Bank Plc, ICICI Bank Limited and Export Import Bank of India.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at High Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.29% 0.68% 14.31% 11.00% 15.43% 12.13% 10.31% 7.50% 8.04% 21.10% 14.57% 11.92% 9.20% 7.46%
Category Average 0.13% 0.47% 2.63% 3.73% 7.73% 5.33% 6.04% 5.03% 6.60% 7.98% 6.88% 6.56% 6.06% 5.80%
Kotak Credit Risk Fund 0.11%₹ 10,010 0.68%₹ 10,068 1.82%₹ 10,181 3.08%₹ 10,307 6.19%₹ 10,618 6.82%₹ 12,437 3.40%₹ 10,692 5.19%₹ 25,308 4.22%₹ 11,320 4.49%₹ 38,548 5.63%₹ 13,149 4.88%₹ 67,890 7.10%₹ 19,872 6.07%₹ 1,63,854
UTI Credit Risk Fund 0.12%₹ 10,011 0.49%₹ 10,049 1.30%₹ 10,129 2.72%₹ 10,271 6.42%₹ 10,641 6.18%₹ 12,397 5.09%₹ 11,043 5.89%₹ 25,487 10.31%₹ 13,421 8.50%₹ 40,922 -1.55%₹ 9,249 4.37%₹ 67,024 3.38%₹ 13,947 2.20%₹ 1,34,172
Baroda Credit Risk Fund 0.14%₹ 10,013 0.51%₹ 10,050 1.55%₹ 10,154 3.12%₹ 10,312 7.12%₹ 10,712 7.01%₹ 12,450 5.80%₹ 11,194 6.61%₹ 25,670 10.22%₹ 13,390 8.04%₹ 40,648 6.97%₹ 14,009 8.21%₹ 73,792 - -
IDBI Credit Risk Fund 0.09%₹ 10,008 0.41%₹ 10,041 1.19%₹ 10,119 3.15%₹ 10,314 - - - - - - - - - -
DSP Credit Risk Fund 0.14%₹ 10,014 0.51%₹ 10,051 9.24%₹ 10,923 11.00%₹ 11,099 15.43%₹ 11,542 21.10%₹ 13,328 12.13%₹ 12,572 14.57%₹ 27,733 9.00%₹ 12,951 11.92%₹ 43,026 6.32%₹ 13,590 9.20%₹ 75,649 7.07%₹ 19,803 6.88%₹ 1,70,999
Nippon India Credit Risk Fund 0.13%₹ 10,012 0.54%₹ 10,053 1.60%₹ 10,160 3.45%₹ 10,344 7.71%₹ 10,771 7.60%₹ 12,487 5.76%₹ 11,184 6.88%₹ 25,739 8.37%₹ 12,727 7.25%₹ 40,171 4.10%₹ 12,225 6.16%₹ 70,110 6.28%₹ 18,389 5.50%₹ 1,59,060

Portfolio Holdings

Portfolio holdings pattern of Kotak Credit Risk Fund as on 08 Dec 2023 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    89.34%
  • Others Holdings:

    10.66%

Top Debt Instrument Type holdings of Kotak Credit Risk Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 77.04% ₹ 846.93 Cr.
GOI 12.30% ₹ 135.21 Cr.
Others 10.66% -

Top Debt Holdings of Kotak Credit Risk Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 12.30% ₹ 135.21 Cr.
Bond - Aadhar Housing Finance Ltd. 8.97% ₹ 98.58 Cr.
Bond - Coastal Gujarat Power Ltd. 8.95% ₹ 98.39 Cr.
Bond - DLF Cyber City Developers Ltd. 8.88% ₹ 97.64 Cr.
Bond - Bahadur Chand Investments Pvt. Ltd. 6.84% ₹ 75.16 Cr.
Others 54.06%

Other Holdings

Holding TypeHolding Percentage
InvITs 5.93%
Net Receivables 4.60%
TREPS 0.13%