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HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

6.58

as on 22 Sep 2023

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,107 today.

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NAV Performance

HDFC Credit Risk Debt Fund performance graph for last 3 years
Performance of HDFC Credit Risk Debt Fund for last 3 Years

Fund Information

  • ₹ 20.951

    as on 22 Sep 2023
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 8,482 Cr.

    as on 31 May 2023
  • 1.56%

  • 25 Mar 2014

  • Debt - Credit Risk Fund

  • CRISIL 10 Year Gilt Index

  • HDFC Mutual Fund

    Show All Funds

Highlights of this fund

HDFC Credit Risk Debt Fund is an Open-ended Debt Fund. The fund belongs to Credit Risk Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 25 Mar 2014. This fund is offered by one of the top AMC (Assets Management Company) HDFC Mutual Fund. You can also view here all other Debt funds offered by HDFC Mutual Fund.

Latest NAV of the fund is ₹ 20.951 as on 22 Sep 2023.

This fund has 9 years of track record. Since 31 Mar 2023 expense ratio of this fund is 1.56%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

To generate regular income and capital appreciation by investing predominantly in corporate debt.

List of Fund Managers of HDFC Credit Risk Debt Fund

  • About Shobhit Mehrotra

    Picture of Shobhit MehrotraCollectively over 25 years of experience in Fixed Income markets, Fixed Income dealing, credit rating etc.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.20% 0.68% 14.31% 7.94% 11.51% 9.78% 10.74% 7.60% 8.15% 10.10% 7.67% 9.20% 8.29% 7.52%
Category Average 0.10% 0.51% 2.17% 4.15% 7.25% 5.33% 6.11% 5.00% 6.60% 7.19% 6.08% 6.20% 5.75% 5.63%
HDFC Credit Risk Debt Fund 0.12%₹ 10,012 0.56%₹ 10,056 1.55%₹ 10,155 3.75%₹ 10,375 6.62%₹ 10,661 6.76%₹ 12,434 4.86%₹ 10,996 5.79%₹ 25,461 6.58%₹ 12,107 5.77%₹ 39,298 7.56%₹ 14,401 6.78%₹ 71,210 - -
Baroda Credit Risk Fund 0.17%₹ 10,016 0.59%₹ 10,059 1.66%₹ 10,165 3.82%₹ 10,382 7.07%₹ 10,707 7.31%₹ 12,469 9.51%₹ 11,993 6.74%₹ 25,706 10.74%₹ 13,580 8.74%₹ 41,071 7.03%₹ 14,048 8.29%₹ 73,946 - -
UTI Credit Risk Fund 0.14%₹ 10,014 0.59%₹ 10,058 1.54%₹ 10,153 3.68%₹ 10,367 6.89%₹ 10,688 6.82%₹ 12,438 8.54%₹ 11,781 6.12%₹ 25,548 10.65%₹ 13,547 9.20%₹ 41,349 -1.44%₹ 9,299 3.85%₹ 66,148 3.53%₹ 14,156 2.14%₹ 1,33,804
IDBI Credit Risk Fund 0.09%₹ 10,008 0.41%₹ 10,041 1.19%₹ 10,119 3.15%₹ 10,314 - - - - - - - - - -
Nippon India Credit Risk Fund 0.17%₹ 10,017 0.68%₹ 10,068 1.86%₹ 10,186 4.63%₹ 10,462 7.85%₹ 10,784 8.14%₹ 12,522 5.66%₹ 11,164 6.70%₹ 25,694 8.89%₹ 12,910 7.61%₹ 40,390 4.16%₹ 12,263 5.95%₹ 69,733 6.36%₹ 18,530 5.50%₹ 1,59,100
ICICI Prudential Credit Risk Fund 0.04%₹ 10,003 0.57%₹ 10,057 1.67%₹ 10,166 3.79%₹ 10,378 6.96%₹ 10,696 7.06%₹ 12,454 5.72%₹ 11,177 6.33%₹ 25,600 6.47%₹ 12,069 6.20%₹ 39,550 7.60%₹ 14,428 6.93%₹ 71,475 8.15%₹ 21,919 7.52%₹ 1,76,765

Portfolio Holdings

Portfolio holdings pattern of HDFC Credit Risk Debt Fund as on 23 Sep 2023 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    94.66%
  • Others Holdings:

    5.34%

Top Debt Instrument Type holdings of HDFC Credit Risk Debt Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 83.44% ₹ 7,144.77 Cr.
GOI 8.66% ₹ 740.78 Cr.
CD 1.74% ₹ 149.13 Cr.
PTC 0.82% ₹ 70.64 Cr.
Others 5.34% -

Top Debt Holdings of HDFC Credit Risk Debt Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 8.66% ₹ 740.78 Cr.
Bond - Power Finance Corporation Ltd. 5.05% ₹ 432.57 Cr.
Bond - ONGC Petro-Additions Ltd. 5.03% ₹ 431.33 Cr.
Bond - Tata Motors Ltd. 4.60% ₹ 393.08 Cr.
Bond - TVS Credit Services Ltd 4.43% ₹ 379.41 Cr.
Others 72.23%

Other Holdings

Holding TypeHolding Percentage
Net Receivables 2.42%
InvITs 1.45%
Reverse Repo 0.86%
TREPS 0.61%