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Home Mutual FundsDebtBanking & PSU FundBandhan Banking & PSU Debt Fund

Bandhan Banking & PSU Debt Fund

The fund details shown here are of the Growth Plan option and belongs to the Debt, Banking & PSU Fund category.

The NAV for Bandhan Banking & PSU Debt Fund Fund is 25.649 as of 04 Jun 2026. NAV or Net Asset Value, is a crucial metric in the context of mutual funds. It represents the per - unit market value of a mutual fund scheme. NAV is calculated by the fund house on every business day and is a key factor in determining the value of an investor's holdings in the mutual fund.

This fund has given 6.44% annualized return for the last 3 years.

Bandhan Banking & PSU Debt Fund has 3 Star Rating at present. The present riskometer shown below is the level of risk in this fund based on guidelines set by SEBI is at Moderate risk.

  • 1M
  • 3M
  • 6M
  • 1YR
  • 3YR
  • 5YR
  • 10YR
  • Since Inception

Performance

Monthly SIP of   ₹    for

Below table shows comparison of Bandhan Banking & PSU Debt Fund with respect to the investments in Fixed Deposit and Gold for the Total investment of ₹36,000 over the period of 3 years.

Total Value Gain Return %
This Fund

39,511

3,511

6.14%
Bank FD

39,824

3,824

 6.5%
Gold

40,770

4,770

 8.00%

Fund Information

  • As of 30 Apr 2026, fund size of Bandhan Banking & PSU Debt Fund is 12,107.72 Cr.

  • Bandhan Banking & PSU Debt Fund shown here is of Growth plan.

  • The Total Expense Ratio (TER) of the fund is 0.65%. The Total Expense Ratio (TER) is a measure that represents the total costs associated with managing and operating a mutual fund as a percentage of its average Assets under Management (AUM). It provides an insight into the overall expenses they will incur by investing in the fund.

  • Bandhan Banking & PSU Debt Fund is an Debt oriented mutual fund in the - Banking & PSU Fund category.

  • Nifty 50 Arbitrage Index is the benchmark for Bandhan Banking & PSU Debt Fund. A benchmark for a mutual fund serves as a standard for performance comparison, helping investors assess how well the fund is meeting its objectives and how it fares against relevant market indicators. Investors often compare the fund's performance with the benchmark as well as its peers.

  • The inception date of a mutual fund refers to the date when the fund was first established and began operations. It is the starting point from which the fund's performance, returns, and other key metrics are calculated. The fund was started on 07 Mar 2013 as at present it is 13 years old fund.

  • Name of the AMC is Bandhan Mutual Fund. Click here to know more about Bandhan Mutual Fund.

Fund Managed By

Fund managers make investment decisions, optimizing returns and managing risks for portfolios. Responsibilities include market analysis, performance monitoring. Bandhan Banking & PSU Debt Fund managed by following fund manager(s);

How does the Return Comparison of the Bandhan Banking & PSU Debt Fund fare against peer funds in the Banking & PSU fund category?

Peer fund returns can vary based on the collaborative nature and specific strategies employed by fund managers of these funds listed in below table, often showcasing different risk-return profiles compared to strategy adopted by Bandhan Banking & PSU Debt Fund. Below table demonstrate the returns generated by some peer funds and compare tho this fund and average return generate by the Debt, Banking & PSU fund category these peer funds belongs to.

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.27% 0.94% 1.39% 3.73% 8.78% 8.04% 7.40% 7.17% 7.14%
Category Average 0.21% 0.25% 0.58% 1.52% 4.12% 6.56% 6.48% 5.80% 6.81%
Bandhan Banking & PSU Debt Fund 0.25% 0.28% 0.84% 1.69% 4.02% 6.60% 6.44% 5.70% 6.89%
SBI Banking & PSU Fund 0.22% 0.21% 0.52% 1.17% 3.37% 6.61% - - -
ITI Banking And PSU Debt Fund 0.19% 0.08% 0.65% 1.49% 3.90% 6.24% - - -
Canara Robeco Banking And PSU Debt Fund 0.23% 0.28% 0.44% 0.99% 3.29% 6.05% - - -
TRUSTMF Banking And PSU Debt Fund 0.11% 0.31% 0.76% 2.17% - - - - -
Franklin India Banking & PSU Debt Fund 0.20% 0.29% 0.99% 2.26% 5.08% 7.21% 6.96% 5.92% 7.02%

Fund Portfolio Details

Portfolio details of a fund generally refer to a comprehensive breakdown of the investments held within a specific investment vehicle, such as a mutual fund or exchange-traded fund (ETF). Portfolio details of Bandhan Banking & PSU Debt Fund are shown below;

Equity 0.00%

Debt 97.07%

Others 2.93%

Top Holdings

Name of the InstrumentHolding Percentage
HDFC BANK LIMITED SR US003 7.70 NCD 16MY28 FVRS1LAC 4.09%
NUCLEAR POWER CORPORATION OF INDIA LIMITED SR XXXVIII 7.70 BD 20MR38 FVRS1LAC 3.40%
HDFC BANK LIMITED SR V004 8.55 NCD 27MR29 FVRS10LAC 2.36%
HDFC BANK LIMITED SR U005 9 NCD 29NV28 FVRS10LAC 2.21%
NTPC LIMITED SR 69 7.32 BD 17JL29 FVRS10LAC LOAUPTO10OT19 1.73%
Others 86.21%
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Allocation by Instruments

Type of the InstrumentHolding Percentage
DEBENTURE 10.74%
BOND 20.41%
GOVERNMENT SECURITIES 2.60%

Portfolio Holdings shown is as of 30 Apr 2026

Riskometer

Investors understand that their principal
will be at Moderate risk