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Franklin India Banking And PSU Debt Fund

Franklin India Banking And PSU Debt Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

5.93

as on 12 Aug 2022

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,894 today.

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NAV Performance

Franklin India Banking And PSU Debt Fund performance graph for last 3 years
Performance of Franklin India Banking And PSU Debt Fund for last 3 Years

Fund Information

  • ₹ 18.370

    as on 12 Aug 2022
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 820 Cr.

    as on 31 Dec 2021
  • 0.53%

  • 25 Apr 2014

  • Debt - Banking and PSU Fund

  • CRISIL 10 Year Gilt Index

  • Franklin Templeton Mutual Fund

    Show All Funds

Highlights of this fund

Franklin India Banking And PSU Debt Fund is an Open-ended Debt Fund. The fund belongs to Banking and PSU Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 25 Apr 2014. This fund is offered by one of the top AMC (Assets Management Company) Franklin Templeton Mutual Fund. You can also view here all other Debt funds offered by Franklin Templeton Mutual Fund.

Latest NAV of the fund is ₹ 18.370 as on 12 Aug 2022.

This fund has 8 years of track record. Since 30 Nov 2021 expense ratio of this fund is 0.53%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs).

List of Fund Managers of Franklin India Banking And PSU Debt Fund

  • About Mayank Bukrediwala

    Picture of Mayank  Bukrediwala
  • About Sachin Padwal-Desai

    Picture of Sachin Padwal-DesaiMr. Desai is a B.E and PGDM from IIM Bangalore. Prior to joining Sundaram Mutual Fund he has worked with ICICI Bank, Infosys Technologies and Thermax.
  • About Umesh Sharma

    Picture of Umesh SharmaMr. Sharma is a B.Com (H), CS and CA. Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately Low Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.43% 1.01% 2.16% 8.11% 9.72% 6.70% 7.05% 7.45% 8.43% 13.19% 8.90% 8.07% 6.98% 7.62%
Category Average 0.22% 0.61% 1.34% 1.26% 3.07% 3.79% 5.96% 6.49% 7.65% 3.00% 3.36% 4.56% 6.03% 6.99%
Franklin India Banking And PSU Debt Fund 0.23%₹ 10,023 0.77%₹ 10,076 1.59%₹ 10,159 1.12%₹ 10,111 3.00%₹ 10,299 3.02%₹ 12,195 3.80%₹ 10,773 3.41%₹ 24,857 5.93%₹ 11,894 4.45%₹ 38,524 6.77%₹ 13,878 6.15%₹ 70,091 - -
ICICI Prudential Banking And PSU Debt Fund 0.28%₹ 10,028 0.64%₹ 10,063 1.13%₹ 10,112 1.55%₹ 10,155 3.53%₹ 10,352 3.24%₹ 12,208 4.27%₹ 10,872 3.80%₹ 24,956 6.07%₹ 11,941 4.91%₹ 38,789 6.24%₹ 13,537 6.11%₹ 70,019 7.99%₹ 21,594 7.29%₹ 1,74,677
Aditya Birla Sun Life Banking & PSU Debt Fund 0.20%₹ 10,020 0.56%₹ 10,055 1.33%₹ 10,132 1.24%₹ 10,124 3.07%₹ 10,307 3.03%₹ 12,195 4.10%₹ 10,837 3.57%₹ 24,898 6.25%₹ 12,004 4.86%₹ 38,765 6.71%₹ 13,843 6.35%₹ 70,445 8.43%₹ 22,476 7.62%₹ 1,77,720
Kotak Banking And PSU Debt Fund 0.26%₹ 10,026 0.64%₹ 10,063 1.30%₹ 10,130 0.90%₹ 10,089 3.23%₹ 10,322 2.72%₹ 12,176 4.04%₹ 10,824 3.47%₹ 24,872 6.26%₹ 12,007 4.76%₹ 38,706 6.82%₹ 13,914 6.38%₹ 70,494 - -
L&T Banking And PSU Debt Fund 0.29%₹ 10,029 0.92%₹ 10,092 1.74%₹ 10,174 -0.48%₹ 9,951 1.06%₹ 10,106 1.06%₹ 12,069 2.91%₹ 10,590 2.02%₹ 24,506 5.53%₹ 11,758 3.61%₹ 38,038 6.05%₹ 13,419 5.38%₹ 68,743 - -
HDFC Banking And PSU Debt FunD-2014 0.20%₹ 10,020 0.54%₹ 10,053 1.19%₹ 10,118 1.03%₹ 10,103 2.79%₹ 10,278 2.52%₹ 12,163 4.03%₹ 10,822 3.26%₹ 24,817 6.24%₹ 11,999 4.64%₹ 38,636 6.56%₹ 13,742 6.16%₹ 70,099 - -

Portfolio Holdings

Portfolio holdings pattern of Franklin India Banking And PSU Debt Fund as on 13 Aug 2022 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    163.18%
  • Others Holdings:

    36.86%

Top Debt Instrument Type holdings of Franklin India Banking And PSU Debt Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 134.66% ₹ 1,095.70 Cr.
CD 14.48% ₹ 117.78 Cr.
GOI 14.04% ₹ 114.28 Cr.
Others -63.18% -

Top Debt Holdings of Franklin India Banking And PSU Debt Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Power Finance Corporation Ltd. 16.98% ₹ 138.18 Cr.
Bond - Rural Electrification Corporation Limited 16.48% ₹ 134.14 Cr.
Bond - Govt of India 14.04% ₹ 114.28 Cr.
Bond - National Bank for Agriculture & Rural Development 12.98% ₹ 105.68 Cr.
Bond - Housing & Urban Development Corporation Ltd. 12.52% ₹ 101.94 Cr.
Others 27.00%

Other Holdings

Holding TypeHolding Percentage
Net Receivables 20.44%
Reverse Repo 16.42%