Fund Performance
Lumpsum
SIP
6.61
as on 22 Sep 20233 Years
Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,117 today.
NAV Performance
Fund Information
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₹ 19.161
as on 22 Sep 2023 -
Regular - Growth
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-
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₹ 5,000
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₹ 859 Cr.
as on 31 May 2023 -
0.58%
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03 Feb 2014
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CRISIL 10 Year Gilt Index
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UTI Mutual Fund
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Highlights of this fund
UTI Banking & PSU Debt Fund is an Open-ended Debt Fund. The fund belongs to Banking and PSU Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 03 Feb 2014. This fund is offered by one of the top AMC (Assets Management Company) UTI Mutual Fund. You can also view here all other Debt funds offered by UTI Mutual Fund.
Latest NAV of the fund is ₹ 19.161 as on 22 Sep 2023.
This fund has 9 years of track record. Since 31 Mar 2023 expense ratio of this fund is 0.58%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.
You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.
Fund Objective
To generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).
List of Fund Managers of UTI Banking & PSU Debt Fund
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About Anurag Mittal
Mr. Anurag Mittal is Associate Director – Fund Management at IDFC Asset Management Company Limited. Mr. Mittal has experience spanning of over 10 years in Fund Management, Dealing & Research Activities. He has been associated with IDFC AMC since November’2015. Prior to joining IDFC AMC, he was associated with HDFC Asset Management Company Ltd as Senior Manager - Investments, responsible for Dealing & Research (September 2012 - October 2015). Prior to the same he was associated with Axis Asset Management Company Limited as Fund Manager - Investments, responsible for Fund Management, Dealing & Research (July 2009 - September 2012). Prior to the same he was associated with ICICI Prudential Life Insurance as Manager - Investments, responsible for Dealing & Research (June 2008 – June 2009). Prior to the same he was also associated with Bank of America as Analyst - Corporate Debt Products, involved in research (November 2006 - June 2008). He is Chartered Accountant affiliated with Institute of Chartered Accountants of India, He holds a Master Degree in Accounting & Finance with specialization in Finance from London School of Economics & Political Science and a Bachelors Degree in Commerce.
Riskometer : Risk associated with this fund
Investors understand that their principal will be at Moderate Risk
Fund Return Comparison
| Fund Name | 1 Week | 1 Month | 3 Months | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Category Best | 0.20% | 0.82% | 1.96% | 4.18% | 7.30% | 7.92% | 6.61% | 8.01% | 8.11% | 7.69% | 7.81% | 7.34% | 6.75% | 7.17% |
| Category Average | 0.14% | 0.64% | 1.40% | 3.62% | 6.55% | 4.48% | 4.77% | 6.91% | 7.34% | 6.74% | 5.64% | 5.07% | 5.80% | 6.66% |
| UTI Banking & PSU Debt Fund | 0.11%₹ 10,011 | 0.67%₹ 10,066 | 1.26%₹ 10,126 | 3.66%₹ 10,365 | 6.69%₹ 10,669 | 6.57%₹ 12,422 | 7.92%₹ 11,646 | 7.81%₹ 25,981 | 6.61%₹ 12,117 | 7.34%₹ 40,229 | 5.66%₹ 13,170 | 6.75%₹ 71,146 | - | - |
| ICICI Prudential Banking And PSU Debt Fund | 0.13%₹ 10,013 | 0.74%₹ 10,074 | 1.96%₹ 10,196 | 4.18%₹ 10,417 | 7.30%₹ 10,729 | 7.69%₹ 12,493 | 5.25%₹ 11,078 | 6.57%₹ 25,661 | 5.59%₹ 11,771 | 5.93%₹ 39,395 | 7.11%₹ 14,104 | 6.38%₹ 70,502 | 7.88%₹ 21,366 | 7.15%₹ 1,73,379 |
| Aditya Birla Sun Life Banking & PSU Debt Fund | 0.15%₹ 10,015 | 0.66%₹ 10,065 | 1.52%₹ 10,151 | 3.78%₹ 10,378 | 6.73%₹ 10,673 | 6.91%₹ 12,444 | 4.67%₹ 10,954 | 5.78%₹ 25,461 | 5.06%₹ 11,595 | 5.25%₹ 38,996 | 7.23%₹ 14,183 | 6.07%₹ 69,942 | 8.11%₹ 21,835 | 7.17%₹ 1,73,576 |
| Kotak Banking And PSU Debt Fund | 0.16%₹ 10,015 | 0.75%₹ 10,075 | 1.58%₹ 10,158 | 3.71%₹ 10,371 | 6.85%₹ 10,684 | 6.86%₹ 12,441 | 4.65%₹ 10,951 | 5.81%₹ 25,467 | 5.07%₹ 11,599 | 5.32%₹ 39,032 | 7.38%₹ 14,282 | 6.13%₹ 70,053 | 7.74%₹ 21,088 | 7.09%₹ 1,72,853 |
| L&T Banking And PSU Debt Fund | 0.13%₹ 10,012 | 0.61%₹ 10,061 | 1.34%₹ 10,133 | 3.55%₹ 10,354 | 6.52%₹ 10,651 | 6.41%₹ 12,412 | 3.34%₹ 10,678 | 4.79%₹ 25,207 | 3.98%₹ 11,240 | 4.15%₹ 38,355 | 6.25%₹ 13,545 | 5.10%₹ 68,267 | 6.98%₹ 19,641 | 6.26%₹ 1,65,563 |
| HDFC Banking And PSU Debt FunD-2014 | 0.13%₹ 10,013 | 0.68%₹ 10,068 | 1.61%₹ 10,161 | 3.89%₹ 10,389 | 6.76%₹ 10,675 | 7.03%₹ 12,452 | 4.54%₹ 10,929 | 5.76%₹ 25,454 | 4.97%₹ 11,566 | 5.18%₹ 38,954 | 7.20%₹ 14,165 | 6.00%₹ 69,828 | - | - |
Portfolio Holdings
Top Debt Instrument Type holdings of UTI Banking & PSU Debt Fund
| Instrument Type | Holding Percentage | Holding Values in Crore |
|---|---|---|
| NCD & Bonds | 67.23% | ₹ 690.12 Cr. |
| GOI | 27.19% | ₹ 279.01 Cr. |
| Others | 5.58% | - |
Top Debt Holdings of UTI Banking & PSU Debt Fund
| Name of Debt Instrument | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Bond - Govt of India | 27.19% | ₹ 279.01 Cr. |
| Bond - Power Finance Corporation Ltd. | 7.87% | ₹ 80.80 Cr. |
| Bond - National Bank for Agriculture & Rural Development | 7.84% | ₹ 80.47 Cr. |
| Bond - Rural Electrification Corporation Limited | 7.40% | ₹ 75.98 Cr. |
| Bond - ICICI Bank Ltd. | 7.06% | ₹ 72.46 Cr. |
| Others | 42.64% |
Other Holdings
| Holding Type | Holding Percentage |
|---|---|
| Net Receivables | 5.51% |
| Margin | 0.07% |