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UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

3.82

as on 26 Nov 2021

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,192 today.

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NAV Performance

UTI Banking & PSU Debt Fund performance graph for last 3 years
Performance of UTI Banking & PSU Debt Fund for last 3 Years

Fund Information

  • ₹ 16.522

    as on 26 Nov 2021
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 257 Cr.

    as on 26 Nov 2021
  • 0.31%

    since 31 May 2021
  • 03 Feb 2014

  • Debt - Banking and PSU Fund

  • CRISIL 10 Year Gilt Index

  • UTI Mutual Fund

    Show All Funds

Highlights of this fund

UTI Banking & PSU Debt Fund is an Open-ended Debt Fund. The fund belongs to Banking and PSU Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 03 Feb 2014. This fund is offered by one of the top AMC (Assets Management Company) UTI Mutual Fund. You can also view here all other Debt funds offered by UTI Mutual Fund.

Latest NAV of the fund is ₹ 16.522 as on 26 Nov 2021.

This fund has 7 years of track record. Since 31 May 2021 expense ratio of this fund is 0.31%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

To generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

List of Fund Managers of UTI Banking & PSU Debt Fund

  • About Sudhir Agrawal

    Picture of Sudhir AgrawalMr. Sudhir Agrawal joined UTI AMC in 2009 after 4 years of experience. He has previously worked with CARE (Credit Analysis and Research Ltd.), Transparent Value LLC and Tata Asset ManagementCompany Ltd in different roles.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderate Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.23% 0.68% 1.92% 2.78% 4.66% 8.63% 10.39% 7.67% 8.97% 6.01% 7.16% 8.91% 7.84% 8.43%
Category Average 0.08% 0.36% 0.92% 2.00% 3.57% 6.72% 8.07% 6.91% 8.14% 4.22% 5.60% 6.77% 7.14% 7.67%
UTI Banking & PSU Debt Fund 0.06%₹ 10,006 0.28%₹ 10,028 0.66%₹ 10,065 1.53%₹ 10,153 2.77%₹ 10,276 3.23%₹ 12,209 5.85%₹ 11,205 4.60%₹ 25,160 3.82%₹ 11,192 4.71%₹ 38,680 4.65%₹ 12,554 4.52%₹ 67,276 - -
ICICI Prudential Banking And PSU Debt Fund 0.05%₹ 10,005 0.63%₹ 10,063 1.62%₹ 10,161 2.78%₹ 10,278 4.66%₹ 10,465 5.52%₹ 12,356 7.12%₹ 11,476 6.40%₹ 25,621 8.17%₹ 12,660 7.23%₹ 40,170 6.74%₹ 13,860 7.33%₹ 72,206 8.52%₹ 22,666 8.09%₹ 1,82,231
Aditya Birla Sun Life Banking & PSU Debt Fund 0.06%₹ 10,005 0.32%₹ 10,031 0.83%₹ 10,082 2.15%₹ 10,214 3.67%₹ 10,367 4.41%₹ 12,285 7.17%₹ 11,487 5.98%₹ 25,513 8.47%₹ 12,764 7.16%₹ 40,124 6.97%₹ 14,011 7.57%₹ 72,632 8.97%₹ 23,635 8.43%₹ 1,85,518
Kotak Banking And PSU Debt Fund 0.02%₹ 10,002 0.22%₹ 10,021 1.31%₹ 10,130 2.59%₹ 10,258 4.06%₹ 10,406 4.94%₹ 12,319 7.18%₹ 11,490 6.18%₹ 25,562 8.73%₹ 12,856 7.35%₹ 40,240 7.43%₹ 14,314 7.79%₹ 73,033 - -
L&T Banking And PSU Debt Fund 0.05%₹ 10,004 0.28%₹ 10,027 0.47%₹ 10,047 1.68%₹ 10,167 3.08%₹ 10,307 3.67%₹ 12,237 6.65%₹ 11,375 5.39%₹ 25,363 7.81%₹ 12,531 6.69%₹ 39,845 6.69%₹ 13,825 7.09%₹ 71,778 - -
HDFC Banking And PSU Debt FunD-2014 0.06%₹ 10,005 0.36%₹ 10,035 1.03%₹ 10,103 2.15%₹ 10,215 3.93%₹ 10,392 4.49%₹ 12,290 7.11%₹ 11,474 6.08%₹ 25,538 8.51%₹ 12,779 7.21%₹ 40,157 7.11%₹ 14,100 7.52%₹ 72,553 - -

Portfolio Holdings

Portfolio holdings pattern of UTI Banking & PSU Debt Fund as on 29 Nov 2021 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    268.80%
  • Others Holdings:

    31.20%

Top Debt Instrument Type holdings of UTI Banking & PSU Debt Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 226.71% ₹ 579.30 Cr.
GOI 36.03% ₹ 88.66 Cr.
CD 6.06% ₹ 14.92 Cr.
Others -168.80% -

Top Debt Holdings of UTI Banking & PSU Debt Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Jorbat Shillong Expressway Ltd. 38.28% ₹ 115.67 Cr.
Bond - Govt of India 36.03% ₹ 88.66 Cr.
Bond - Food Corporation of India Ltd. 24.87% ₹ 61.19 Cr.
Bond - NHPC Ltd. 24.69% ₹ 60.76 Cr.
Bond - Rural Electrification Corporation Limited 24.48% ₹ 60.24 Cr.
Others -48.35%

Other Holdings

Holding TypeHolding Percentage
Net Receivables 14.55%
TREPS 12.54%
Reverse Repo 3.78%
Margin 0.33%