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UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

7.05

as on 12 Aug 2022

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,278 today.

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NAV Performance

UTI Banking & PSU Debt Fund performance graph for last 3 years
Performance of UTI Banking & PSU Debt Fund for last 3 Years

Fund Information

  • ₹ 17.976

    as on 12 Aug 2022
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 289 Cr.

    as on 31 Dec 2021
  • 0.31%

  • 03 Feb 2014

  • Debt - Banking and PSU Fund

  • CRISIL 10 Year Gilt Index

  • UTI Mutual Fund

    Show All Funds

Highlights of this fund

UTI Banking & PSU Debt Fund is an Open-ended Debt Fund. The fund belongs to Banking and PSU Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 03 Feb 2014. This fund is offered by one of the top AMC (Assets Management Company) UTI Mutual Fund. You can also view here all other Debt funds offered by UTI Mutual Fund.

Latest NAV of the fund is ₹ 17.976 as on 12 Aug 2022.

This fund has 8 years of track record. Since 30 Nov 2021 expense ratio of this fund is 0.31%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

To generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

List of Fund Managers of UTI Banking & PSU Debt Fund

  • About Anurag Mittal

    Picture of Anurag Mittal

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderate Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.43% 1.01% 2.16% 8.11% 9.72% 6.70% 7.05% 7.45% 8.43% 13.19% 8.90% 8.07% 6.98% 7.62%
Category Average 0.22% 0.61% 1.34% 1.26% 3.07% 3.79% 5.96% 6.49% 7.65% 3.00% 3.36% 4.56% 6.03% 6.99%
UTI Banking & PSU Debt Fund 0.33%₹ 10,032 1.01%₹ 10,100 2.16%₹ 10,215 8.11%₹ 10,811 9.72%₹ 10,971 13.19%₹ 12,837 6.70%₹ 11,385 8.90%₹ 26,256 7.05%₹ 12,278 8.07%₹ 40,663 5.50%₹ 13,070 6.52%₹ 70,737 - -
ICICI Prudential Banking And PSU Debt Fund 0.28%₹ 10,028 0.64%₹ 10,063 1.13%₹ 10,112 1.55%₹ 10,155 3.53%₹ 10,352 3.24%₹ 12,208 4.27%₹ 10,872 3.80%₹ 24,956 6.07%₹ 11,941 4.91%₹ 38,789 6.24%₹ 13,537 6.11%₹ 70,019 7.99%₹ 21,594 7.29%₹ 1,74,677
Aditya Birla Sun Life Banking & PSU Debt Fund 0.20%₹ 10,020 0.56%₹ 10,055 1.33%₹ 10,132 1.24%₹ 10,124 3.07%₹ 10,307 3.03%₹ 12,195 4.10%₹ 10,837 3.57%₹ 24,898 6.25%₹ 12,004 4.86%₹ 38,765 6.71%₹ 13,843 6.35%₹ 70,445 8.43%₹ 22,476 7.62%₹ 1,77,720
Kotak Banking And PSU Debt Fund 0.26%₹ 10,026 0.64%₹ 10,063 1.30%₹ 10,130 0.90%₹ 10,089 3.23%₹ 10,322 2.72%₹ 12,176 4.04%₹ 10,824 3.47%₹ 24,872 6.26%₹ 12,007 4.76%₹ 38,706 6.82%₹ 13,914 6.38%₹ 70,494 - -
L&T Banking And PSU Debt Fund 0.29%₹ 10,029 0.92%₹ 10,092 1.74%₹ 10,174 -0.48%₹ 9,951 1.06%₹ 10,106 1.06%₹ 12,069 2.91%₹ 10,590 2.02%₹ 24,506 5.53%₹ 11,758 3.61%₹ 38,038 6.05%₹ 13,419 5.38%₹ 68,743 - -
HDFC Banking And PSU Debt FunD-2014 0.20%₹ 10,020 0.54%₹ 10,053 1.19%₹ 10,118 1.03%₹ 10,103 2.79%₹ 10,278 2.52%₹ 12,163 4.03%₹ 10,822 3.26%₹ 24,817 6.24%₹ 11,999 4.64%₹ 38,636 6.56%₹ 13,742 6.16%₹ 70,099 - -

Portfolio Holdings

Portfolio holdings pattern of UTI Banking & PSU Debt Fund as on 13 Aug 2022 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    150.38%
  • Others Holdings:

    49.62%

Top Debt Instrument Type holdings of UTI Banking & PSU Debt Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 140.44% ₹ 422.50 Cr.
CD 9.94% ₹ 29.90 Cr.
Others -50.38% -

Top Debt Holdings of UTI Banking & PSU Debt Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - HDFC Bank Ltd. 17.72% ₹ 53.30 Cr.
Bond - Export Import Bank Of India 17.64% ₹ 53.08 Cr.
Bond - Power Finance Corporation Ltd. 16.86% ₹ 50.72 Cr.
Bond - Jorbat Shillong Expressway Ltd. 16.10% ₹ 48.45 Cr.
Bond - Food Corporation of India Ltd. 13.44% ₹ 40.43 Cr.
Others 18.24%

Other Holdings

Holding TypeHolding Percentage
Net Receivables 28.96%
TREPS 17.90%
Reverse Repo 2.60%
Margin 0.16%