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Home Mutual FundsDebtBanking & PSU FundUTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund

The fund details shown here are of the Growth Plan option and belongs to the Debt, Banking & PSU Fund category.

The NAV for UTI Banking & PSU Debt Fund Fund is 21.177 as of 21 Feb 2025. NAV or Net Asset Value, is a crucial metric in the context of mutual funds. It represents the per - unit market value of a mutual fund scheme. NAV is calculated by the fund house on every business day and is a key factor in determining the value of an investor's holdings in the mutual fund.

This fund has given 8.32% annualized return for the last 3 years.

At present UTI Banking & PSU Debt Fund has not been rated by us.

  • 1M
  • 3M
  • 6M
  • 1YR
  • 3YR
  • 5YR
  • 10YR
  • Since Inception

Fund Information

  • As of 31 Aug 2023, fund size of UTI Banking & PSU Debt Fund is 944.16 Cr.

  • UTI Banking & PSU Debt Fund shown here is of Growth plan.

  • The Total Expense Ratio (TER) of the fund is 0.57%. The Total Expense Ratio (TER) is a measure that represents the total costs associated with managing and operating a mutual fund as a percentage of its average Assets under Management (AUM). It provides an insight into the overall expenses they will incur by investing in the fund.

  • UTI Banking & PSU Debt Fund is an Debt oriented mutual fund in the - Banking & PSU Fund category.

  • Nifty 50 Arbitrage Index is the benchmark for UTI Banking & PSU Debt Fund. A benchmark for a mutual fund serves as a standard for performance comparison, helping investors assess how well the fund is meeting its objectives and how it fares against relevant market indicators. Investors often compare the fund's performance with the benchmark as well as its peers.

  • The inception date of a mutual fund refers to the date when the fund was first established and began operations. It is the starting point from which the fund's performance, returns, and other key metrics are calculated. The fund was started on 05 Jan 2014 as at present it is 11 years old fund.

  • Name of the AMC is UTI Mutual Funds. Click here to know more about UTI Mutual Funds.

Fund Managed By

Fund managers make investment decisions, optimizing returns and managing risks for portfolios. Responsibilities include market analysis, performance monitoring. UTI Banking & PSU Debt Fund managed by following fund manager(s);

Riskometer

Investors understand that their principal
will be at Moderate risk

How does the Return Comparison of the UTI Banking & PSU Debt Fund fare against peer funds in the Banking & PSU fund category?

Peer fund returns can vary based on the collaborative nature and specific strategies employed by fund managers of these funds listed in below table, often showcasing different risk-return profiles compared to strategy adopted by UTI Banking & PSU Debt Fund. Below table demonstrate the returns generated by some peer funds and compare tho this fund and average return generate by the Debt, Banking & PSU fund category these peer funds belongs to.

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.20% 0.63% 1.87% 3.75% 8.78% 7.73% 8.32% 7.04% 7.49%
Category Average 0.10% 0.54% 1.62% 3.55% 7.53% 7.21% 6.05% 6.15% 7.11%
UTI Banking & PSU Debt Fund 0.11% 0.57% 1.62% 3.48% 7.44% 7.38% 8.32% 7.04% 6.79%
ICICI Prudential Banking & PSU Debt Fund 0.10% 0.61% 1.78% 3.63% 7.71% 7.67% 6.74% 6.38% 7.49%
Kotak Banking & PSU Fund 0.08% 0.58% 1.67% 3.63% 7.74% 7.57% 6.28% 6.28% 7.46%
Aditya Birla Sun Life Banking & PSU Debt Fund 0.09% 0.58% 1.68% 3.60% 7.63% 7.46% 6.24% 6.30% 7.47%
Aditya Birla Sun Life Ultra Short Term 0.09% 0.58% 1.68% 3.60% 7.63% 7.46% 6.24% 6.30% 7.47%
DSP Banking & PSU Debt Fund 0.03% 0.38% 1.42% 3.39% 7.71% 7.70% 6.22% 6.18% 7.19%

Fund Portfolio Details

Portfolio details of a fund generally refer to a comprehensive breakdown of the investments held within a specific investment vehicle, such as a mutual fund or exchange-traded fund (ETF). Portfolio details of UTI Banking & PSU Debt Fund are shown below;

Equity -

Debt 95.73%

Others 4.29%

Top Holdings

Name of the InstrumentHolding Percentage
GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 20.96%
RURAL ELECTRIFICATION CORPORATION LIMITED 7.77 SR 220-A BD 31MR28 FVRS1LAC 6.28%
AXIS BANK LIMITED SR 5 7.65 NCD 30JN27 FVRS10LAC 5.71%
ICICI BANK LIMITED SR DJU21LB 6.45 BD 15JU28 FVRS10LAC 5.46%
HINDUSTAN PETROLEUM CORPORATION LIMITED SR I 7.74 NCD 02MR28 FVRS1LAC 5.25%
Others 56.34%
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Allocation by Instruments

Type of the InstrumentHolding Percentage
GOVERNMENT SECURITIES 24.11%
BOND 58.00%
DEBENTURE 13.45%

Portfolio Holdings shown is as of 31 Aug 2023