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Kotak Banking And PSU Debt Fund

Kotak Banking And PSU Debt Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

6.01

as on 05 Dec 2022

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,915 today.

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NAV Performance

Kotak Banking And PSU Debt Fund performance graph for last 3 years
Performance of Kotak Banking And PSU Debt Fund for last 3 Years

Fund Information

  • ₹ 54.135

    as on 05 Dec 2022
  • Regular - Growth

  • 3 / 19

  • ₹ 5,000

  • ₹ 9,090 Cr.

    as on 31 Dec 2021
  • 0.77%

  • 29 Dec 1998

  • Debt - Banking and PSU Fund

  • CRISIL 10 Year Gilt Index

  • Kotak Mahindra Mutual Fund

    Show All Funds

Highlights of this fund

Kotak Banking And PSU Debt Fund is an Open-ended Debt Fund. The fund belongs to Banking and PSU Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 29 Dec 1998. This fund is offered by one of the top AMC (Assets Management Company) Kotak Mahindra Mutual Fund. You can also view here all other Debt funds offered by Kotak Mahindra Mutual Fund.

Latest NAV of the fund is ₹ 54.135 as on 05 Dec 2022.

This fund has 23 years of track record. Since 30 Nov 2021 expense ratio of this fund is 0.77%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 1,000. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and/or any security unconditionally guaranteed by the Govt. of India.

List of Fund Managers of Kotak Banking And PSU Debt Fund

  • About Vihag Mishra

    Picture of Vihag  Mishra
  • About Deepak Agrawal

    Picture of Deepak AgrawalMr. Deepak Agrawal's career started from Kotak AMC when he joined the organisation in December 2002. He was initially in Research, Dealing and eventually moved into Fund Management from November 2006.He holds a Post Graduate Degree in Commerce from Mumbai University, and is a qualified chartered account and a company secretary. He has also cleared AIMR CFA Level I.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderate Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.20% 1.34% 1.50% 4.21% 10.27% 6.45% 7.34% 7.60% 8.30% 11.03% 8.53% 7.62% 6.84% 7.41%
Category Average 0.14% 0.81% 1.08% 2.89% 3.32% 3.41% 5.61% 6.53% 7.47% 4.41% 3.80% 4.37% 5.85% 6.77%
Kotak Banking And PSU Debt Fund 0.09%₹ 10,008 0.89%₹ 10,089 1.50%₹ 10,150 3.39%₹ 10,338 3.57%₹ 10,356 4.92%₹ 12,317 3.81%₹ 10,777 4.24%₹ 25,067 6.01%₹ 11,915 4.80%₹ 38,730 7.00%₹ 14,026 6.33%₹ 70,410 - -
ICICI Prudential Banking And PSU Debt Fund 0.10%₹ 10,009 0.56%₹ 10,056 1.45%₹ 10,145 3.37%₹ 10,337 3.87%₹ 10,387 5.49%₹ 12,353 4.22%₹ 10,863 4.66%₹ 25,172 6.04%₹ 11,925 5.10%₹ 38,900 6.55%₹ 13,735 6.21%₹ 70,196 7.99%₹ 21,573 7.23%₹ 1,74,149
Aditya Birla Sun Life Banking & PSU Debt Fund 0.14%₹ 10,013 0.75%₹ 10,075 1.16%₹ 10,115 2.87%₹ 10,286 3.45%₹ 10,344 4.35%₹ 12,280 3.60%₹ 10,733 3.92%₹ 24,986 5.97%₹ 11,903 4.62%₹ 38,626 6.80%₹ 13,895 6.15%₹ 70,089 8.30%₹ 22,212 7.41%₹ 1,75,782
L&T Banking And PSU Debt Fund 0.16%₹ 10,015 1.04%₹ 10,104 0.87%₹ 10,087 3.20%₹ 10,319 1.46%₹ 10,145 2.98%₹ 12,192 2.31%₹ 10,468 2.42%₹ 24,607 4.94%₹ 11,557 3.32%₹ 37,873 6.04%₹ 13,410 5.12%₹ 68,295 7.12%₹ 19,896 6.41%₹ 1,66,853
HDFC Banking And PSU Debt FunD-2014 0.14%₹ 10,013 0.68%₹ 10,067 1.17%₹ 10,117 2.84%₹ 10,284 3.06%₹ 10,306 4.12%₹ 12,265 3.51%₹ 10,714 3.70%₹ 24,929 5.79%₹ 11,839 4.46%₹ 38,530 6.53%₹ 13,724 6.01%₹ 69,835 - -
Axis Banking & PSU Debt Fund 0.17%₹ 10,017 0.85%₹ 10,085 1.12%₹ 10,111 2.54%₹ 10,254 3.77%₹ 10,377 4.36%₹ 12,281 3.57%₹ 10,728 3.88%₹ 24,975 5.52%₹ 11,751 4.42%₹ 38,508 6.94%₹ 13,987 6.00%₹ 69,822 7.70%₹ 20,996 7.11%₹ 1,73,038

Portfolio Holdings

Portfolio holdings pattern of Kotak Banking And PSU Debt Fund as on 07 Dec 2022 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    96.91%
  • Others Holdings:

    3.09%

Top Debt Instrument Type holdings of Kotak Banking And PSU Debt Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 48.66% ₹ 4,505.11 Cr.
GOI 22.17% ₹ 2,052.12 Cr.
CD 12.41% ₹ 1,148.79 Cr.
CP 7.77% ₹ 719.78 Cr.
T-Bills 5.90% ₹ 545.30 Cr.
Others 3.09% -

Top Debt Holdings of Kotak Banking And PSU Debt Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 22.17% ₹ 2,052.12 Cr.
Bond - Axis Bank Ltd. 7.67% ₹ 709.57 Cr.
Bond - State Bank Of India 6.86% ₹ 634.78 Cr.
Bond - Power Finance Corporation Ltd. 6.49% ₹ 600.03 Cr.
Bond - National Bank for Agriculture & Rural Development 6.03% ₹ 558.20 Cr.
Others 50.78%

Other Holdings

Holding TypeHolding Percentage
TREPS 1.61%
Net Receivables 1.48%