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DSP Banking And PSU Debt Fund

DSP Banking And PSU Debt Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

8.72

as on 30 Jul 2021

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,854 today.

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NAV Performance

DSP Banking And PSU Debt Fund performance graph for last 3 years
Performance of DSP Banking And PSU Debt Fund for last 3 Years

Fund Information

  • ₹ 19.052

    as on 30 Jul 2021
  • Regular - Growth

  • 10 / 19

  • ₹ 500

  • ₹ 3,499 Cr.

    as on 30 Jul 2021
  • 0.55%

    since 31 May 2021
  • 14 Sep 2013

  • Debt - Banking and PSU Fund

  • CRISIL 10 Year Gilt Index

  • DSP mutual fund

    Show All Funds

Highlights of this fund

DSP Banking And PSU Debt Fund is an Open-ended Debt Fund. The fund belongs to Banking and PSU Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 14 Sep 2013. This fund is offered by one of the top AMC (Assets Management Company) DSP mutual fund. You can also view here all other Debt funds offered by DSP mutual fund.

Latest NAV of the fund is ₹ 19.052 as on 30 Jul 2021.

This fund has 7 years of track record. Since 31 May 2021 expense ratio of this fund is 0.55%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 500.

Fund Objective

To generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.

List of Fund Managers of DSP Banking And PSU Debt Fund

  • About Saurabh Bhatia

    Picture of Saurabh BhatiaSaurabh joined DSP Investment Managers in July 2017 as Vice President in Fixed Income Team. Saurabh has over 16 years of experience in Fixed Income. Prior to joining DSP, he worked for ICICI Bank Ltd, HSBC Asset Management (India) Private Ltd, Sahara India Financial Corporation Ltd. Tower Capital And Securities Pvt. Ltd and Chandrakala Money And Capital Management Ltd. Currently he is Fund Manager of below schemes.
  • About Vikram Chopra

    Picture of Vikram ChopraVikram joins us from L&T Investment Management and brings with him over 14 years of investment experience. He has also previously worked with Fidelity, IDBI Bank and Axis Bank Ltd.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately Low Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.22% 0.77% 1.44% 2.41% 5.19% 8.84% 10.08% 8.04% 9.15% 5.10% 7.43% 9.15% 8.40% 8.73%
Category Average 0.10% 0.50% 1.09% 1.93% 4.41% 7.67% 8.37% 7.52% 8.31% 4.53% 6.50% 7.60% 7.53% 7.92%
DSP Banking And PSU Debt Fund 0.15%₹ 10,015 0.68%₹ 10,068 1.08%₹ 10,108 2.13%₹ 10,213 4.54%₹ 10,453 4.64%₹ 12,298 8.15%₹ 11,698 6.79%₹ 25,715 8.72%₹ 12,854 7.92%₹ 40,572 7.71%₹ 14,499 7.81%₹ 73,058 - -
Aditya Birla Sun Life Banking & PSU Debt Fund 0.15%₹ 10,014 0.62%₹ 10,061 1.32%₹ 10,131 2.16%₹ 10,216 4.91%₹ 10,490 5.08%₹ 12,325 7.99%₹ 11,664 7.08%₹ 25,789 8.81%₹ 12,886 8.11%₹ 40,684 7.91%₹ 14,639 7.98%₹ 73,374 9.15%₹ 24,027 8.73%₹ 1,88,362
ICICI Prudential Banking And PSU Debt Fund 0.22%₹ 10,022 0.39%₹ 10,039 1.24%₹ 10,123 2.03%₹ 10,202 4.93%₹ 10,493 4.99%₹ 12,319 7.39%₹ 11,534 6.66%₹ 25,681 8.09%₹ 12,630 7.56%₹ 40,358 7.57%₹ 14,405 7.43%₹ 72,361 8.60%₹ 22,837 8.22%₹ 1,83,373
Kotak Banking And PSU Debt Fund 0.18%₹ 10,018 0.47%₹ 10,047 1.44%₹ 10,144 1.86%₹ 10,185 4.70%₹ 10,469 4.83%₹ 12,309 7.98%₹ 11,662 6.88%₹ 25,736 8.96%₹ 12,939 8.08%₹ 40,667 8.04%₹ 14,723 8.07%₹ 73,528 - -
Axis Banking & PSU Debt Fund 0.13%₹ 10,012 0.61%₹ 10,060 1.09%₹ 10,109 2.28%₹ 10,228 4.69%₹ 10,469 4.62%₹ 12,296 7.79%₹ 11,621 6.52%₹ 25,644 8.74%₹ 12,860 7.72%₹ 40,451 8.01%₹ 14,708 8.01%₹ 73,422 - -
L&T Banking And PSU Debt Fund 0.16%₹ 10,016 0.77%₹ 10,077 1.21%₹ 10,120 2.23%₹ 10,222 4.78%₹ 10,477 4.81%₹ 12,308 8.10%₹ 11,688 6.78%₹ 25,711 8.27%₹ 12,692 7.74%₹ 40,465 7.64%₹ 14,457 7.63%₹ 72,726 - -

Portfolio Holdings

Portfolio holdings pattern of DSP Banking And PSU Debt Fund as on 31 Jul 2021 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    91.32%
  • Others Holdings:

    8.68%

Top Debt Instrument Type holdings of DSP Banking And PSU Debt Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 74.35% ₹ 2,602.14 Cr.
GOI 14.84% ₹ 519.09 Cr.
CD 2.13% ₹ 74.56 Cr.
Others 8.68% -

Top Debt Holdings of DSP Banking And PSU Debt Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 14.84% ₹ 519.09 Cr.
Bond - Indian Railway Finance Corporation Ltd. 9.54% ₹ 333.77 Cr.
Bond - National Thermal Power Corporation Ltd. 8.76% ₹ 306.77 Cr.
Bond - National Housing Bank 8.50% ₹ 297.27 Cr.
Bond - National Bank for Agriculture & Rural Development 7.95% ₹ 278.26 Cr.
Others 50.41%

Other Holdings

Holding TypeHolding Percentage
Net Receivables 6.69%
TREPS 1.85%
Margin 0.14%