Fund Performance
Lumpsum
SIP
9.25
as on 27 Jul 20233 Years
Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 13,037 today.
NAV Performance
Fund Information
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₹ 16.249
as on 27 Jul 2023 -
Regular - Growth
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-
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₹ 5,000
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₹ 23 Cr.
as on 31 May 2023 -
1.34%
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03 Mar 2014
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CRISIL 10 Year Gilt Index
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IDBI Mutual Fund
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Highlights of this fund
IDBI Credit Risk Fund is an Open-ended Debt Fund. The fund belongs to Credit Risk Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 03 Mar 2014. This fund is offered by one of the top AMC (Assets Management Company) IDBI Mutual Fund. You can also view here all other Debt funds offered by IDBI Mutual Fund.
Latest NAV of the fund is ₹ 16.249 as on 27 Jul 2023.
This fund has 9 years of track record. Since 28 Feb 2023 expense ratio of this fund is 1.34%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.
You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.
Fund Objective
The investment objective of the Scheme is to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bonds across maturity spectrum.
List of Fund Managers of IDBI Credit Risk Fund
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About Raju Sharma
Mr. Sharma is a Commerce Graduate and holds a degree of CA and LLB. Prior to joining IDBI Mutual Fund, he has worked with Tata Mutual Fund, Indiabulls Mutual Fund, JM Morgan Stanley and DHFL.
Riskometer : Risk associated with this fund
Investors understand that their principal will be at Moderately High Risk
Fund Return Comparison
| Fund Name | 1 Week | 1 Month | 3 Months | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Category Best | 0.20% | 0.68% | 14.31% | 7.94% | 11.51% | 9.78% | 10.74% | 7.60% | 8.15% | 10.10% | 7.67% | 9.20% | 8.29% | 7.52% |
| Category Average | 0.10% | 0.51% | 2.17% | 4.15% | 7.25% | 5.33% | 6.11% | 5.00% | 6.60% | 7.19% | 6.08% | 6.20% | 5.75% | 5.63% |
| IDBI Credit Risk Fund | 0.09%₹ 10,008 | 0.41%₹ 10,041 | 1.19%₹ 10,119 | 3.15%₹ 10,314 | - | - | - | - | - | - | - | - | - | - |
| Baroda Credit Risk Fund | 0.17%₹ 10,016 | 0.59%₹ 10,059 | 1.66%₹ 10,165 | 3.82%₹ 10,382 | 7.07%₹ 10,707 | 7.31%₹ 12,469 | 9.51%₹ 11,993 | 6.74%₹ 25,706 | 10.74%₹ 13,580 | 8.74%₹ 41,071 | 7.03%₹ 14,048 | 8.29%₹ 73,946 | - | - |
| UTI Credit Risk Fund | 0.14%₹ 10,014 | 0.59%₹ 10,058 | 1.54%₹ 10,153 | 3.68%₹ 10,367 | 6.89%₹ 10,688 | 6.82%₹ 12,438 | 8.54%₹ 11,781 | 6.12%₹ 25,548 | 10.65%₹ 13,547 | 9.20%₹ 41,349 | -1.44%₹ 9,299 | 3.85%₹ 66,148 | 3.53%₹ 14,156 | 2.14%₹ 1,33,804 |
| Nippon India Credit Risk Fund | 0.17%₹ 10,017 | 0.68%₹ 10,068 | 1.86%₹ 10,186 | 4.63%₹ 10,462 | 7.85%₹ 10,784 | 8.14%₹ 12,522 | 5.66%₹ 11,164 | 6.70%₹ 25,694 | 8.89%₹ 12,910 | 7.61%₹ 40,390 | 4.16%₹ 12,263 | 5.95%₹ 69,733 | 6.36%₹ 18,530 | 5.50%₹ 1,59,100 |
| HDFC Credit Risk Debt Fund | 0.12%₹ 10,012 | 0.56%₹ 10,056 | 1.55%₹ 10,155 | 3.75%₹ 10,375 | 6.62%₹ 10,661 | 6.76%₹ 12,434 | 4.86%₹ 10,996 | 5.79%₹ 25,461 | 6.58%₹ 12,107 | 5.77%₹ 39,298 | 7.56%₹ 14,401 | 6.78%₹ 71,210 | - | - |
| ICICI Prudential Credit Risk Fund | 0.04%₹ 10,003 | 0.57%₹ 10,057 | 1.67%₹ 10,166 | 3.79%₹ 10,378 | 6.96%₹ 10,696 | 7.06%₹ 12,454 | 5.72%₹ 11,177 | 6.33%₹ 25,600 | 6.47%₹ 12,069 | 6.20%₹ 39,550 | 7.60%₹ 14,428 | 6.93%₹ 71,475 | 8.15%₹ 21,919 | 7.52%₹ 1,76,765 |
Portfolio Holdings
Top Debt Instrument Type holdings of IDBI Credit Risk Fund
| Instrument Type | Holding Percentage | Holding Values in Crore |
|---|---|---|
| NCD & Bonds | 45.35% | ₹ 10.49 Cr. |
| Others | 54.65% | - |
Top Debt Holdings of IDBI Credit Risk Fund
| Name of Debt Instrument | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Bond - J S W Steel Ltd. | 15.26% | ₹ 3.53 Cr. |
| Bond - Udaipur Cement Works Ltd. | 10.81% | ₹ 2.50 Cr. |
| Bond - Steel Authority Of India Ltd. | 10.53% | ₹ 2.44 Cr. |
| Bond - Rural Electrification Corporation Limited | 8.75% | ₹ 2.03 Cr. |
| Bond - Yes Bank | 0.00% | ₹ .00 Cr. |
| Others | 54.65% |
Other Holdings
| Holding Type | Holding Percentage |
|---|---|
| TREPS | 52.75% |
| Net Receivables | 1.90% |