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IDBI Credit Risk Fund

IDBI Credit Risk Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

9.25

as on 27 Jul 2023

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 13,037 today.

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NAV Performance

IDBI Credit Risk Fund performance graph for last 3 years
Performance of IDBI Credit Risk Fund for last 3 Years

Fund Information

  • ₹ 16.249

    as on 27 Jul 2023
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 23 Cr.

    as on 31 May 2023
  • 1.34%

  • 03 Mar 2014

  • Debt - Credit Risk Fund

  • CRISIL 10 Year Gilt Index

  • IDBI Mutual Fund

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Highlights of this fund

IDBI Credit Risk Fund is an Open-ended Debt Fund. The fund belongs to Credit Risk Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 03 Mar 2014. This fund is offered by one of the top AMC (Assets Management Company) IDBI Mutual Fund. You can also view here all other Debt funds offered by IDBI Mutual Fund.

Latest NAV of the fund is ₹ 16.249 as on 27 Jul 2023.

This fund has 9 years of track record. Since 28 Feb 2023 expense ratio of this fund is 1.34%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The investment objective of the Scheme is to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bonds across maturity spectrum.

List of Fund Managers of IDBI Credit Risk Fund

  • About Raju Sharma

    Picture of Raju SharmaMr. Sharma is a Commerce Graduate and holds a degree of CA and LLB. Prior to joining IDBI Mutual Fund, he has worked with Tata Mutual Fund, Indiabulls Mutual Fund, JM Morgan Stanley and DHFL.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.20% 0.68% 14.31% 7.94% 11.51% 9.78% 10.74% 7.60% 8.15% 10.10% 7.67% 9.20% 8.29% 7.52%
Category Average 0.10% 0.51% 2.17% 4.15% 7.25% 5.33% 6.11% 5.00% 6.60% 7.19% 6.08% 6.20% 5.75% 5.63%
IDBI Credit Risk Fund 0.09%₹ 10,008 0.41%₹ 10,041 1.19%₹ 10,119 3.15%₹ 10,314 - - - - - - - - - -
Baroda Credit Risk Fund 0.17%₹ 10,016 0.59%₹ 10,059 1.66%₹ 10,165 3.82%₹ 10,382 7.07%₹ 10,707 7.31%₹ 12,469 9.51%₹ 11,993 6.74%₹ 25,706 10.74%₹ 13,580 8.74%₹ 41,071 7.03%₹ 14,048 8.29%₹ 73,946 - -
UTI Credit Risk Fund 0.14%₹ 10,014 0.59%₹ 10,058 1.54%₹ 10,153 3.68%₹ 10,367 6.89%₹ 10,688 6.82%₹ 12,438 8.54%₹ 11,781 6.12%₹ 25,548 10.65%₹ 13,547 9.20%₹ 41,349 -1.44%₹ 9,299 3.85%₹ 66,148 3.53%₹ 14,156 2.14%₹ 1,33,804
Nippon India Credit Risk Fund 0.17%₹ 10,017 0.68%₹ 10,068 1.86%₹ 10,186 4.63%₹ 10,462 7.85%₹ 10,784 8.14%₹ 12,522 5.66%₹ 11,164 6.70%₹ 25,694 8.89%₹ 12,910 7.61%₹ 40,390 4.16%₹ 12,263 5.95%₹ 69,733 6.36%₹ 18,530 5.50%₹ 1,59,100
HDFC Credit Risk Debt Fund 0.12%₹ 10,012 0.56%₹ 10,056 1.55%₹ 10,155 3.75%₹ 10,375 6.62%₹ 10,661 6.76%₹ 12,434 4.86%₹ 10,996 5.79%₹ 25,461 6.58%₹ 12,107 5.77%₹ 39,298 7.56%₹ 14,401 6.78%₹ 71,210 - -
ICICI Prudential Credit Risk Fund 0.04%₹ 10,003 0.57%₹ 10,057 1.67%₹ 10,166 3.79%₹ 10,378 6.96%₹ 10,696 7.06%₹ 12,454 5.72%₹ 11,177 6.33%₹ 25,600 6.47%₹ 12,069 6.20%₹ 39,550 7.60%₹ 14,428 6.93%₹ 71,475 8.15%₹ 21,919 7.52%₹ 1,76,765

Portfolio Holdings

Portfolio holdings pattern of IDBI Credit Risk Fund as on 23 Sep 2023 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    45.35%
  • Others Holdings:

    54.65%

Top Debt Instrument Type holdings of IDBI Credit Risk Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 45.35% ₹ 10.49 Cr.
Others 54.65% -

Top Debt Holdings of IDBI Credit Risk Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - J S W Steel Ltd. 15.26% ₹ 3.53 Cr.
Bond - Udaipur Cement Works Ltd. 10.81% ₹ 2.50 Cr.
Bond - Steel Authority Of India Ltd. 10.53% ₹ 2.44 Cr.
Bond - Rural Electrification Corporation Limited 8.75% ₹ 2.03 Cr.
Bond - Yes Bank 0.00% ₹ .00 Cr.
Others 54.65%

Other Holdings

Holding TypeHolding Percentage
TREPS 52.75%
Net Receivables 1.90%