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UTI Liquid Cash Plan

The fund details shown here are of the Growth Plan option and belongs to the Debt, Liquid Fund category.

The NAV for UTI Liquid Cash Plan Fund is 4,290.722 as of 09 Jul 2025. NAV or Net Asset Value, is a crucial metric in the context of mutual funds. It represents the per - unit market value of a mutual fund scheme. NAV is calculated by the fund house on every business day and is a key factor in determining the value of an investor's holdings in the mutual fund.

This fund has given 6.96% annualized return for the last 3 years.

UTI Liquid Cash Plan has 5 Star Rating at present. The present riskometer shown below is the level of risk in this fund based on guidelines set by SEBI is at Low to Moderate risk.

  • 1M
  • 3M
  • 6M
  • 1YR
  • 3YR
  • 5YR
  • 10YR
  • Since Inception

Performance

Monthly SIP of   ₹    for

Below table shows comparison of UTI Liquid Cash Plan with respect to the investments in Fixed Deposit and Gold for the Total investment of ₹36,000 over the period of 3 years.

Total Value Gain Return %
This Fund

40,119

4,119

7.16%
Bank FD

39,824

3,824

 6.5%
Gold

40,770

4,770

 8.00%

Fund Information

  • As of 31 Aug 2023, fund size of UTI Liquid Cash Plan is 22,271.68 Cr.

  • UTI Liquid Cash Plan shown here is of Growth plan.

  • The Total Expense Ratio (TER) of the fund is 0.27%. The Total Expense Ratio (TER) is a measure that represents the total costs associated with managing and operating a mutual fund as a percentage of its average Assets under Management (AUM). It provides an insight into the overall expenses they will incur by investing in the fund.

  • UTI Liquid Cash Plan is an Debt oriented mutual fund in the - Liquid Fund category.

  • Nifty 50 Arbitrage Index is the benchmark for UTI Liquid Cash Plan. A benchmark for a mutual fund serves as a standard for performance comparison, helping investors assess how well the fund is meeting its objectives and how it fares against relevant market indicators. Investors often compare the fund's performance with the benchmark as well as its peers.

  • The inception date of a mutual fund refers to the date when the fund was first established and began operations. It is the starting point from which the fund's performance, returns, and other key metrics are calculated. The fund was started on 10 Dec 2003 as at present it is 22 years old fund.

  • Name of the AMC is UTI Mutual Funds. Click here to know more about UTI Mutual Funds.

Fund Managed By

Fund managers make investment decisions, optimizing returns and managing risks for portfolios. Responsibilities include market analysis, performance monitoring. UTI Liquid Cash Plan managed by following fund manager(s);

How does the Return Comparison of the UTI Liquid Cash Plan fare against peer funds in the Liquid fund category?

Peer fund returns can vary based on the collaborative nature and specific strategies employed by fund managers of these funds listed in below table, often showcasing different risk-return profiles compared to strategy adopted by UTI Liquid Cash Plan. Below table demonstrate the returns generated by some peer funds and compare tho this fund and average return generate by the Debt, Liquid fund category these peer funds belongs to.

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.12% 0.48% 1.63% 3.54% 7.22% 7.28% 7.02% 5.63% 68.19%
Category Average 0.11% 0.46% 1.53% 3.37% 6.88% 6.93% 6.67% 5.24% 8.36%
UTI Liquid Cash Plan 0.11% 0.48% 1.58% 3.51% 7.15% 7.20% 6.96% 5.53% 6.24%
Bank Of India Liquid Fund 0.12% 0.48% 1.63% 3.52% 7.22% 7.28% 7.02% 5.57% 6.23%
Axis Liquid Fund 0.11% 0.48% 1.59% 3.53% 7.19% 7.25% 7.00% 5.56% 6.27%
Canara Robeco Liquid Fund 0.11% 0.48% 1.58% 3.52% 7.17% 7.23% 7.00% 5.53% 6.12%
Aditya Birla Sun Life Liquid Fund 0.11% 0.48% 1.58% 3.50% 7.15% 7.21% 6.97% 5.53% 6.26%
Aditya Birla Sun Life Liquid Fund 0.11% 0.48% 1.58% 3.50% 7.15% 7.21% 6.97% 5.53% 6.26%

Fund Portfolio Details

Portfolio details of a fund generally refer to a comprehensive breakdown of the investments held within a specific investment vehicle, such as a mutual fund or exchange-traded fund (ETF). Portfolio details of UTI Liquid Cash Plan are shown below;

Equity -

Debt 89.78%

Others 10.25%

Top Holdings

Name of the InstrumentHolding Percentage
INDIAN BANK CD 18SEP23 3.48%
GOVERNMENT OF INDIA 33271 091 DAYS TBILL 02NV23 FV RS 100 3.30%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 88D CP 12SEP23 2.61%
RELIANCE RETAIL VENTURES LIMITED 91D CP 22SEP23 2.43%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 91D CP 22NOV23 2.40%
Others 85.78%
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Allocation by Instruments

Type of the InstrumentHolding Percentage
CERTIFICATE OF DEPOSIT 25.25%
TREASURY BILLS 11.06%
COMMERCIAL PAPER 50.51%
GOVERNMENT SECURITIES 0.85%
DEBENTURE 0.70%

Portfolio Holdings shown is as of 31 Aug 2023

Riskometer

Investors understand that their principal
will be at Low to Moderate risk