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Bank Of India Liquid Fund

The fund details shown here are of the Growth Plan option and belongs to the Debt, Liquid Fund category.

The NAV for Bank Of India Liquid Fund Fund is 2,935.342 as of 23 Feb 2025. NAV or Net Asset Value, is a crucial metric in the context of mutual funds. It represents the per - unit market value of a mutual fund scheme. NAV is calculated by the fund house on every business day and is a key factor in determining the value of an investor's holdings in the mutual fund.

This fund has given 6.65% annualized return for the last 3 years.

Bank Of India Liquid Fund has 4 Star Rating at present. The present riskometer shown below is the level of risk in this fund based on guidelines set by SEBI is at Low to Moderate risk.

  • 1M
  • 3M
  • 6M
  • 1YR
  • 3YR
  • 5YR
  • 10YR
  • Since Inception

Fund Information

  • As of 31 Aug 2023, fund size of Bank Of India Liquid Fund is 1,289.37 Cr.

  • Bank Of India Liquid Fund shown here is of Growth plan.

  • The Total Expense Ratio (TER) of the fund is 0.13%. The Total Expense Ratio (TER) is a measure that represents the total costs associated with managing and operating a mutual fund as a percentage of its average Assets under Management (AUM). It provides an insight into the overall expenses they will incur by investing in the fund.

  • Bank Of India Liquid Fund is an Debt oriented mutual fund in the - Liquid Fund category.

  • Nifty 50 Arbitrage Index is the benchmark for Bank Of India Liquid Fund. A benchmark for a mutual fund serves as a standard for performance comparison, helping investors assess how well the fund is meeting its objectives and how it fares against relevant market indicators. Investors often compare the fund's performance with the benchmark as well as its peers.

  • The inception date of a mutual fund refers to the date when the fund was first established and began operations. It is the starting point from which the fund's performance, returns, and other key metrics are calculated. The fund was started on 16 Jul 2008 as at present it is 17 years old fund.

  • Name of the AMC is Bank of India Mutual Fund. Click here to know more about Bank of India Mutual Fund.

Fund Managed By

Fund managers make investment decisions, optimizing returns and managing risks for portfolios. Responsibilities include market analysis, performance monitoring. Bank Of India Liquid Fund managed by following fund manager(s);

Riskometer

Investors understand that their principal
will be at Low to Moderate risk

How does the Return Comparison of the Bank Of India Liquid Fund fare against peer funds in the Liquid fund category?

Peer fund returns can vary based on the collaborative nature and specific strategies employed by fund managers of these funds listed in below table, often showcasing different risk-return profiles compared to strategy adopted by Bank Of India Liquid Fund. Below table demonstrate the returns generated by some peer funds and compare tho this fund and average return generate by the Debt, Liquid fund category these peer funds belongs to.

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.13% 0.61% 1.82% 3.62% 7.41% 7.30% 6.65% 5.51% 68.28%
Category Average 0.13% 0.58% 1.72% 3.43% 7.06% 6.94% 6.28% 5.07% 8.42%
Bank Of India Liquid Fund 0.13% 0.61% 1.82% 3.62% 7.41% 7.30% 6.65% 5.41% 6.29%
Axis Liquid Fund 0.13% 0.61% 1.80% 3.58% 7.38% 7.27% 6.61% 5.42% 6.33%
Canara Robeco Liquid Fund 0.13% 0.61% 1.80% 3.58% 7.35% 7.25% 6.60% 5.28% 6.18%
Mahindra Manulife Liquid Fund 0.13% 0.61% 1.81% 3.58% 7.34% 7.25% 6.60% 5.41% -
Union Liquid Fund 0.13% 0.61% 1.80% 3.59% 7.34% 7.25% 6.59% 5.41% 5.86%
Aditya Birla Sun Life Liquid Fund 0.13% 0.60% 1.78% 3.55% 7.32% 7.24% 6.58% 5.40% 6.33%

Fund Portfolio Details

Portfolio details of a fund generally refer to a comprehensive breakdown of the investments held within a specific investment vehicle, such as a mutual fund or exchange-traded fund (ETF). Portfolio details of Bank Of India Liquid Fund are shown below;

Equity -

Debt 97.12%

Others 2.88%

Top Holdings

Name of the InstrumentHolding Percentage
STATE BANK OF INDIA CD 12SEP23 6.70%
POWER FINANCE CORPORATION LTD. 91D CP 15SEP23 4.46%
GOVERNMENT OF INDIA 32809 182 DAYS TBILL 29SP23 FV RS 100 4.45%
GOVERNMENT OF INDIA 33136 091 DAYS TBILL 05OT23 FV RS 100 4.45%
CANARA BANK CD 26SEP23 4.45%
Others 75.49%
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Allocation by Instruments

Type of the InstrumentHolding Percentage
CERTIFICATE OF DEPOSIT 37.50%
COMMERCIAL PAPER 40.04%
TREASURY BILLS 17.33%
GOVERNMENT SECURITIES 2.25%

Portfolio Holdings shown is as of 31 Aug 2023