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JM Liquid Fund

The fund details shown here are of the Growth Plan option and belongs to the Debt, Liquid Fund category.

The NAV for JM Liquid Fund Fund is 71.478 as of 20 Jul 2025. NAV or Net Asset Value, is a crucial metric in the context of mutual funds. It represents the per - unit market value of a mutual fund scheme. NAV is calculated by the fund house on every business day and is a key factor in determining the value of an investor's holdings in the mutual fund.

This fund has given 6.89% annualized return for the last 3 years.

At present JM Liquid Fund has not been rated by us.

  • 1M
  • 3M
  • 6M
  • 1YR
  • 3YR
  • 5YR
  • 10YR
  • Since Inception

Performance

Monthly SIP of   ₹    for

Below table shows comparison of JM Liquid Fund with respect to the investments in Fixed Deposit and Gold for the Total investment of ₹36,000 over the period of 3 years.

Total Value Gain Return %
This Fund

40,053

4,053

7.05%
Bank FD

39,824

3,824

 6.5%
Gold

40,770

4,770

 8.00%

Fund Information

  • As of 28 Feb 2025, fund size of JM Liquid Fund is 3,341 Cr.

  • JM Liquid Fund shown here is of Growth plan.

  • The Total Expense Ratio (TER) of the fund is 0.26%. The Total Expense Ratio (TER) is a measure that represents the total costs associated with managing and operating a mutual fund as a percentage of its average Assets under Management (AUM). It provides an insight into the overall expenses they will incur by investing in the fund.

  • JM Liquid Fund is an Debt oriented mutual fund in the - Liquid Fund category.

  • Nifty 50 Arbitrage Index is the benchmark for JM Liquid Fund. A benchmark for a mutual fund serves as a standard for performance comparison, helping investors assess how well the fund is meeting its objectives and how it fares against relevant market indicators. Investors often compare the fund's performance with the benchmark as well as its peers.

  • The inception date of a mutual fund refers to the date when the fund was first established and began operations. It is the starting point from which the fund's performance, returns, and other key metrics are calculated. The fund was started on 31 Dec 1997 as at present it is 28 years old fund.

  • Name of the AMC is JM Financial Mutual Funds. Click here to know more about JM Financial Mutual Funds.

Fund Managed By

Fund managers make investment decisions, optimizing returns and managing risks for portfolios. Responsibilities include market analysis, performance monitoring. JM Liquid Fund managed by following fund manager(s);

How does the Return Comparison of the JM Liquid Fund fare against peer funds in the Liquid fund category?

Peer fund returns can vary based on the collaborative nature and specific strategies employed by fund managers of these funds listed in below table, often showcasing different risk-return profiles compared to strategy adopted by JM Liquid Fund. Below table demonstrate the returns generated by some peer funds and compare tho this fund and average return generate by the Debt, Liquid fund category these peer funds belongs to.

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.11% 0.51% 1.58% 3.49% 7.21% 7.26% 7.04% 5.64% 68.18%
Category Average 0.11% 0.47% 1.49% 3.31% 6.86% 6.91% 6.68% 5.25% 8.35%
JM Liquid Fund 0.11% 0.48% 1.55% 3.39% 7.02% 7.11% 6.89% 5.50% 6.20%
Bank Of India Liquid Fund 0.11% 0.51% 1.58% 3.47% 7.21% 7.26% 7.04% 5.58% 6.22%
Axis Liquid Fund 0.11% 0.49% 1.56% 3.47% 7.16% 7.23% 7.02% 5.58% 6.26%
Canara Robeco Liquid Fund 0.11% 0.49% 1.55% 3.46% 7.16% 7.21% 7.01% 5.54% 6.11%
Franklin India Liquid Fund 0.11% 0.49% 1.57% 3.49% 7.19% 7.23% 6.99% 5.55% 6.30%
Union Liquid Fund 0.11% 0.50% 1.55% 3.43% 7.14% 7.19% 6.98% 5.55% 5.79%

Fund Portfolio Details

Portfolio details of a fund generally refer to a comprehensive breakdown of the investments held within a specific investment vehicle, such as a mutual fund or exchange-traded fund (ETF). Portfolio details of JM Liquid Fund are shown below;

Equity 0.00%

Debt 92.79%

Others 7.03%

Top Holdings

Name of the InstrumentHolding Percentage
MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD SR AC2023 STRPP 1 8.25 NCD 28MR25 FVRS1LAC 1.35%
STATE DEVELOPMENT LOAN 22815 RAJ 11MR25 6.03 FV RS 100 0.75%
CHOLAMANDALAM INVESTMENT AND FIN. CO. LTD SR 615 7.08 NCD 11MR25 FVRS10LAC 0.15%
LIC HOUSING FINANCE LIMITED TR 418 5.9943 LOA 12MR25 FVRS10LAC 0.15%
Others 97.61%
Click here to know More

Allocation by Instruments

Type of the InstrumentHolding Percentage
DEBENTURE 1.65%
GOVERNMENT SECURITIES 0.75%

Portfolio Holdings shown is as of 28 Feb 2025

Riskometer

Investors understand that their principal
will be at Low to Moderate risk