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Home Mutual FundsDebtShort Duration FundHDFC Short Term Debt Fund

HDFC Short Term Debt Fund

The fund details shown here are of the Growth Plan option and belongs to the Debt, Short Duration Fund category.

The NAV for HDFC Short Term Debt Fund Fund is 32.230 as of 08 Jul 2025. NAV or Net Asset Value, is a crucial metric in the context of mutual funds. It represents the per - unit market value of a mutual fund scheme. NAV is calculated by the fund house on every business day and is a key factor in determining the value of an investor's holdings in the mutual fund.

This fund has given 7.86% annualized return for the last 3 years.

HDFC Short Term Debt Fund has 4 Star Rating at present. The present riskometer shown below is the level of risk in this fund based on guidelines set by SEBI is at Moderate risk.

  • 1M
  • 3M
  • 6M
  • 1YR
  • 3YR
  • 5YR
  • 10YR
  • Since Inception

Performance

Monthly SIP of   ₹    for

Below table shows comparison of HDFC Short Term Debt Fund with respect to the investments in Fixed Deposit and Gold for the Total investment of ₹36,000 over the period of 3 years.

Total Value Gain Return %
This Fund

40,952

4,952

8.55%
Bank FD

39,824

3,824

 6.5%
Gold

40,770

4,770

 8.00%

Fund Information

  • As of 28 Feb 2025, fund size of HDFC Short Term Debt Fund is 14,390.68 Cr.

  • HDFC Short Term Debt Fund shown here is of Growth plan.

  • The Total Expense Ratio (TER) of the fund is 0.74%. The Total Expense Ratio (TER) is a measure that represents the total costs associated with managing and operating a mutual fund as a percentage of its average Assets under Management (AUM). It provides an insight into the overall expenses they will incur by investing in the fund.

  • HDFC Short Term Debt Fund is an Debt oriented mutual fund in the - Short Duration Fund category.

  • Nifty 50 Arbitrage Index is the benchmark for HDFC Short Term Debt Fund. A benchmark for a mutual fund serves as a standard for performance comparison, helping investors assess how well the fund is meeting its objectives and how it fares against relevant market indicators. Investors often compare the fund's performance with the benchmark as well as its peers.

  • The inception date of a mutual fund refers to the date when the fund was first established and began operations. It is the starting point from which the fund's performance, returns, and other key metrics are calculated. The fund was started on 05 Jun 2010 as at present it is 15 years old fund.

  • Name of the AMC is HDFC Mutual Fund. Click here to know more about HDFC Mutual Fund.

Fund Managed By

Fund managers make investment decisions, optimizing returns and managing risks for portfolios. Responsibilities include market analysis, performance monitoring. HDFC Short Term Debt Fund managed by following fund manager(s);

How does the Return Comparison of the HDFC Short Term Debt Fund fare against peer funds in the Short Duration fund category?

Peer fund returns can vary based on the collaborative nature and specific strategies employed by fund managers of these funds listed in below table, often showcasing different risk-return profiles compared to strategy adopted by HDFC Short Term Debt Fund. Below table demonstrate the returns generated by some peer funds and compare tho this fund and average return generate by the Debt, Short Duration fund category these peer funds belongs to.

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 173.99% 192.10% 192.10% 192.10% 192.10% 73.46% 47.24% 32.40% 18.10%
Category Average 12.63% 13.85% 15.88% 18.28% 22.05% 12.67% 10.54% 8.37% 8.07%
HDFC Short Term Debt Fund 0.23% 0.19% 2.45% 5.10% 9.37% 8.44% 7.86% 6.36% 7.53%
Franklin India Short Term Income Plan - Retail Plan 173.98% 192.10% 192.10% 192.10% - - - - -
Franklin India Short Term Income Plan - Institutional 173.99% 192.03% 192.03% 192.03% - - - - -
Bank Of India Short Term Income Fund 0.23% 0.11% 2.10% 4.55% 10.24% 8.31% 9.84% 10.12% 5.78%
ICICI Prudential Short Term Fund 0.22% 0.31% 2.36% 5.04% 9.05% 8.27% 8.04% 6.51% 7.60%
Aditya Birla Sun Life Short Term Fund 0.25% 0.12% 2.28% 4.97% 9.15% 8.11% 7.65% 6.54% 7.47%

Fund Portfolio Details

Portfolio details of a fund generally refer to a comprehensive breakdown of the investments held within a specific investment vehicle, such as a mutual fund or exchange-traded fund (ETF). Portfolio details of HDFC Short Term Debt Fund are shown below;

Equity 0.00%

Debt 96.12%

Others 3.88%

Top Holdings

Name of the InstrumentHolding Percentage
GOVERNMENT OF INDIA 33298 GOI 14AG33 7.18 FV RS 100 5.87%
GOVERNMENT OF INDIA 30814 GOI FRB 04OT28 FV RS 100 3.60%
GOVERNMENT OF INDIA 31909 GOI 22AG32 7.26 FV RS 100 2.47%
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90NCD10AG28 FVRS1LAC LOA UPTO10AG23 2.28%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VIII 7.54 BD 12JN26 FVRS10LAC 1.39%
Others 84.39%
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Allocation by Instruments

Type of the InstrumentHolding Percentage
GOVERNMENT SECURITIES 17.65%
DEBENTURE 17.53%
BOND 17.12%

Portfolio Holdings shown is as of 28 Feb 2025

Riskometer

Investors understand that their principal
will be at Moderate risk