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HDFC Retirement Savings Fund - Hybrid - Debt Plan

HDFC Retirement Savings Fund - Hybrid - Debt Plan

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

9.53

as on 20 Oct 2021

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 13,146 today.

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NAV Performance

HDFC Retirement Savings Fund - Hybrid - Debt Plan performance graph for last 3 years
Performance of HDFC Retirement Savings Fund - Hybrid - Debt Plan for last 3 Years

Fund Information

  • ₹ 16.333

    as on 20 Oct 2021
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 123 Cr.

    as on 20 Oct 2021
  • 2.42%

    since 31 May 2021
  • 26 Feb 2016

  • Hybrid - Retirement Fund

  • Nifty 50

  • HDFC Mutual Fund

    Show All Funds

Highlights of this fund

HDFC Retirement Savings Fund - Hybrid - Debt Plan is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 26 Feb 2016. This fund is offered by one of the top AMC (Assets Management Company) HDFC Mutual Fund. You can also view here all other Hybrid funds offered by HDFC Mutual Fund.

Latest NAV of the fund is ₹ 16.333 as on 20 Oct 2021.

This fund has 5 years of track record. Since 31 May 2021 expense ratio of this fund is 2.42%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The investment objective of the Scheme is to provide longterm capital appreciation/income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.

List of Fund Managers of HDFC Retirement Savings Fund - Hybrid - Debt Plan

  • About Chirag Setalvad

    Picture of Chirag SetalvadCollectively over 22 years of experience, of which 18 years in Fund Management and Equity Research and 3 years in investment banking.
  • About Shobhit Mehrotra

    Picture of Shobhit MehrotraCollectively over 25 years of experience in Fixed Income markets, Fixed Income dealing, credit rating etc.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 5.36% 22.50% 36.52% 72.94% 33.64% 24.64% 17.17% % 68.40% 55.00% 37.59% 23.73% %
Category Average 1.74% 7.92% 15.79% 27.77% 13.83% 11.24% 9.68% % 27.92% 23.16% 20.49% 14.04% %
HDFC Retirement Savings Fund - Hybrid - Debt Plan 0.27%₹ 10,027 1.93%₹ 10,193 6.08%₹ 10,607 12.83%₹ 11,282 11.09%₹ 12,707 10.07%₹ 12,124 11.56%₹ 26,947 9.53%₹ 13,146 10.36%₹ 42,064 7.55%₹ 14,394 8.49%₹ 74,321 - -
HDFC Retirement Savings Fund - Equity Plan 4.37%₹ 10,437 10.53%₹ 11,052 34.43%₹ 13,442 70.71%₹ 17,071 64.82%₹ 15,880 32.77%₹ 17,668 52.87%₹ 38,464 24.10%₹ 19,134 36.35%₹ 60,179 16.80%₹ 21,748 23.14%₹ 1,06,524 - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan 2.21%₹ 10,220 7.26%₹ 10,726 20.93%₹ 12,093 45.43%₹ 14,543 38.67%₹ 14,381 23.56%₹ 15,292 35.28%₹ 33,373 18.77%₹ 16,769 25.76%₹ 52,274 14.10%₹ 19,345 17.93%₹ 93,865 - -
Nippon India Retirement Fund - Wealth Creation Scheme 5.38%₹ 10,538 15.82%₹ 11,581 30.55%₹ 13,055 59.51%₹ 15,950 56.73%₹ 15,424 19.47%₹ 14,293 41.63%₹ 35,179 14.46%₹ 15,008 25.89%₹ 52,370 11.02%₹ 16,871 15.46%₹ 88,339 - -
Tata Retirement Saving Fund 0.68%₹ 10,067 4.26%₹ 10,425 8.22%₹ 10,822 13.02%₹ 11,301 13.34%₹ 12,848 10.78%₹ 12,282 12.94%₹ 27,309 10.76%₹ 13,594 11.53%₹ 42,789 8.28%₹ 14,890 9.34%₹ 75,914 - -
Tata Retirement Saving Fund 0.68%₹ 10,067 4.26%₹ 10,425 8.22%₹ 10,822 13.02%₹ 11,301 13.34%₹ 12,848 10.78%₹ 12,282 12.94%₹ 27,309 10.76%₹ 13,594 11.53%₹ 42,789 8.28%₹ 14,890 9.34%₹ 75,914 - -

Portfolio Holdings

Portfolio holdings pattern of HDFC Retirement Savings Fund - Hybrid - Debt Plan as on 21 Oct 2021 are listed below:

  • Equity Holdings:

    13.49%
  • Debt Holdings:

    58.99%
  • Others Holdings:

    27.52%

Top Sector Holdings of HDFC Retirement Savings Fund - Hybrid - Debt Plan

Name of SectorHolding PercentageHolding Values in Crore
Banks 3.18% ₹ 3.93 Cr.
Computers - Software 1.26% ₹ 1.55 Cr.
Logistics solution provider 0.99% ₹ 1.22 Cr.
Refineries/Marketing 0.86% ₹ 1.06 Cr.
Bearings 0.79% ₹ .98 Cr.
Others 92.92% -

Top Stock Holdings of HDFC Retirement Savings Fund - Hybrid - Debt Plan

Name of StocksHolding PercentageHolding Values in Crore
ICICI Bank Ltd. 1.26% ₹ 1.56 Cr.
HDFC Bank Ltd. 1.07% ₹ 1.32 Cr.
Infosys Ltd. 0.74% ₹ .91 Cr.
Reliance Industries Ltd. 0.68% ₹ .84 Cr.
Redington (India) Ltd. 0.65% ₹ .80 Cr.
Others 95.60% -

Top Debt Instrument Type holdings of HDFC Retirement Savings Fund - Hybrid - Debt Plan

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 32.43% ₹ 39.97 Cr.
GOI 26.56% ₹ 32.74 Cr.
Others 41.01% -

Top Debt Holdings of HDFC Retirement Savings Fund - Hybrid - Debt Plan

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 26.56% ₹ 32.74 Cr.
Bond - TMF Holdings Ltd. 8.02% ₹ 9.88 Cr.
Bond - Vedanta Ltd. 5.74% ₹ 7.08 Cr.
Bond - L&T Finance Ltd. 5.48% ₹ 6.76 Cr.
Bond - Indian Railway Finance Corporation Ltd. 4.43% ₹ 5.46 Cr.
Others 49.77%

Other Holdings

Holding TypeHolding Percentage
TREPS 19.13%
Reverse Repo 6.85%
Net Receivables 1.54%