HDFC Retirement Savings Fund - Hybrid - Debt Plan

The fund details shown here are of the Growth Plan option and belongs to the Solution Oriented, Retirement Fund Fund category.

The NAV for HDFC Retirement Savings Fund - Hybrid - Debt Plan Fund is 19.470 as of 23 Feb 2024. NAV or Net Asset Value, is a crucial metric in the context of mutual funds. It represents the per - unit market value of a mutual fund scheme. NAV is calculated by the fund house on every business day and is a key factor in determining the value of an investor's holdings in the mutual fund.

This fund has given 8.42% annualized return for the last 3 years.

At present HDFC Retirement Savings Fund - Hybrid - Debt Plan has not been rated by us.

  • 1M
  • 3M
  • 6M
  • 1YR
  • 3YR
  • 5YR
  • 10YR
  • Since Inception

Performance

Monthly SIP of      for

Below table shows comparison of HDFC Retirement Savings Fund - Hybrid - Debt Plan with respect to the investments in Fixed Deposit and Gold for the Total investment of 36,000 over the period of 3 years.

Total Value Gain Return %
This Fund

41,653

5,653

9.68%

Bank FD

39,824

3,824

6.5%
Gold

40,770

4,770

8.00%

Fund Information

  • As of 31 Jan 2024, fund size of HDFC Retirement Savings Fund - Hybrid - Debt Plan is 153.31 Cr.

  • HDFC Retirement Savings Fund - Hybrid - Debt Plan shown here is of Growth plan.

  • The Total Expense Ratio (TER) of the fund is 2.13%. The Total Expense Ratio (TER) is a measure that represents the total costs associated with managing and operating a mutual fund as a percentage of its average Assets under Management (AUM). It provides an insight into the overall expenses they will incur by investing in the fund.

  • HDFC Retirement Savings Fund - Hybrid - Debt Plan is an Solution Oriented oriented mutual fund in the - Retirement Fund Fund category.

  • Nifty 50 Arbitrage Index is the benchmark for HDFC Retirement Savings Fund - Hybrid - Debt Plan. A benchmark for a mutual fund serves as a standard for performance comparison, helping investors assess how well the fund is meeting its objectives and how it fares against relevant market indicators. Investors often compare the fund's performance with the benchmark as well as its peers.

  • The inception date of a mutual fund refers to the date when the fund was first established and began operations. It is the starting point from which the fund's performance, returns, and other key metrics are calculated. The fund was started on 05 Feb 2016 as at present it is 8 years old fund.

Fund Managed By

Fund managers make investment decisions, optimizing returns and managing risks for portfolios. Responsibilities include market analysis, performance monitoring. HDFC Retirement Savings Fund - Hybrid - Debt Plan managed by following fund manager(s);

  • Shobhit Mehrotra

    Shobhit Mehrotra

    Fund Manager
  • Srinivasan Ramamurthy

    Srinivasan Ramamurthy

    Fund Manager
  • Dhruv Muchhal

    Dhruv Muchhal

    Fund Manager

How does the Return Comparison of the HDFC Retirement Savings Fund - Hybrid - Debt Plan fare against peer funds in the Retirement Fund fund category?

Peer fund returns can vary based on the collaborative nature and specific strategies employed by fund managers of these funds listed in below table, often showcasing different risk-return profiles compared to strategy adopted by HDFC Retirement Savings Fund - Hybrid - Debt Plan. Below table demonstrate the returns generated by some peer funds and compare tho this fund and average return generate by the Solution Oriented, Retirement Fund fund category these peer funds belongs to.

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 3.01% 19.41% 19.41% 24.82% 14.33% 31.26% 18.29% 10.25%
Category Average 1.56% 10.95% 10.95% 12.73% 6.19% 13.55% 10.52% 9.62%
HDFC Retirement Savings Fund - Hybrid - Debt Plan 1.83% 4.73% 6.24% 13.60% 8.98% 8.42% 8.84% -
ICICI Prudential Retirement Fund Pure Equity Plan 8.48% 21.26% 30.06% - - - - -
HDFC Retirement Savings Fund - Equity Plan 4.56% 13.51% 16.74% 39.17% 25.70% 25.38% 22.39% -
SBI Retirement Benefit Fund 2.82% 9.78% 13.50% - - - - -
Nippon India Retirement Fund - Wealth Creation Scheme 7.08% 15.63% 20.29% 43.66% 21.81% 20.53% 15.18% -
ICICI Prudential Retirement Fund Hybrid Aggressive Plan 7.45% 18.08% 24.44% - - - - -

Fund Portfolio Details

Portfolio details of a fund generally refer to a comprehensive breakdown of the investments held within a specific investment vehicle, such as a mutual fund or exchange-traded fund (ETF). Portfolio details of HDFC Retirement Savings Fund - Hybrid - Debt Plan are shown below;

Equity 42.71%

Debt 48.79%

Others 8.50%

Riskometer