Fund Performance
Lumpsum
SIP
34.56
as on 29 Mar 20233 Years
Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 24,404 today.
NAV Performance
Fund Information
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₹ 30.969
as on 29 Mar 2023 -
Regular - Growth
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-
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₹ 5,000
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₹ 1,958 Cr.
as on 31 Dec 2021 -
2.17%
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26 Feb 2016
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Nifty 500 TRI
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HDFC Mutual Fund
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Highlights of this fund
HDFC Retirement Savings Fund - Equity Plan is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 26 Feb 2016. This fund is offered by one of the top AMC (Assets Management Company) HDFC Mutual Fund. You can also view here all other Hybrid funds offered by HDFC Mutual Fund.
Latest NAV of the fund is ₹ 30.969 as on 29 Mar 2023.
This fund has 7 years of track record. Since 31 Oct 2021 expense ratio of this fund is 2.17%. Ideally you shoulds compare this fund with the benchmark Nifty 500 TRI.
You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.
Fund Objective
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
List of Fund Managers of HDFC Retirement Savings Fund - Equity Plan
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About Srinivasan Ramamurty
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About Shobhit Mehrotra
Collectively over 25 years of experience in Fixed Income markets, Fixed Income dealing, credit rating etc.
Riskometer : Risk associated with this fund
Investors understand that their principal will be at Very High Risk
Fund Return Comparison
| Fund Name | 1 Month | 3 Months | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Category Best | 4.10% | 22.50% | 29.22% | 12.90% | 18.49% | 34.56% | 13.38% | 8.45% | 8.18% | 9.65% | 20.86% | 17.75% | 6.90% |
| Category Average | 0.04% | -0.21% | 2.79% | 2.00% | 5.63% | 12.42% | 7.69% | 8.45% | -0.05% | 1.31% | 6.54% | 9.28% | 6.90% |
| HDFC Retirement Savings Fund - Equity Plan | -0.40%₹ 9,960 | -1.76%₹ 9,824 | 5.22%₹ 10,521 | 9.60%₹ 10,960 | 8.18%₹ 12,522 | 18.49%₹ 14,059 | 9.65%₹ 26,445 | 34.56%₹ 24,404 | 20.86%₹ 48,828 | 13.38%₹ 18,752 | 17.75%₹ 93,382 | - | - |
| ICICI Prudential Retirement Fund (Pure Equity Plan) | -0.30%₹ 9,969 | -5.97%₹ 9,402 | -2.54%₹ 9,746 | -2.94%₹ 9,706 | -4.98%₹ 11,676 | 15.07%₹ 13,255 | 4.16%₹ 25,043 | 30.66%₹ 22,337 | 16.21%₹ 45,739 | - | - | - | - |
| Nippon India Retirement Fund - Wealth Creation Scheme | -1.61%₹ 9,838 | -6.51%₹ 9,349 | -1.51%₹ 9,849 | -1.01%₹ 9,898 | -3.47%₹ 11,775 | 9.05%₹ 11,899 | 0.66%₹ 24,165 | 24.86%₹ 19,488 | 11.26%₹ 42,599 | 5.41%₹ 13,018 | 8.19%₹ 73,743 | - | - |
| HDFC Retirement Savings Fund - Hybrid - Equity Plan | -0.61%₹ 9,938 | -1.54%₹ 9,845 | 4.55%₹ 10,454 | 6.33%₹ 10,633 | 6.22%₹ 12,398 | 10.82%₹ 12,291 | 5.82%₹ 25,466 | 23.63%₹ 18,917 | 13.27%₹ 43,857 | 10.83%₹ 16,729 | 12.46%₹ 82,006 | - | - |
| ICICI Prudential Retirement Fund (Hybrid Aggressive Plan) | 0.07%₹ 10,006 | -5.43%₹ 9,457 | -2.17%₹ 9,783 | -2.49%₹ 9,750 | -4.05%₹ 11,737 | 7.39%₹ 11,540 | 0.28%₹ 24,071 | 20.19%₹ 17,379 | 8.82%₹ 41,107 | - | - | - | - |
| Aditya Birla Sun Life Retirement Fund - 30s Plan | -1.88%₹ 9,812 | -6.66%₹ 9,333 | -2.01%₹ 9,799 | -1.99%₹ 9,800 | -5.62%₹ 11,634 | 1.53%₹ 10,309 | -2.99%₹ 23,259 | 16.23%₹ 15,713 | 4.04%₹ 38,285 | - | - | - | - |
Portfolio Holdings
Top Sector Holdings of HDFC Retirement Savings Fund - Equity Plan
| Name of Sector | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Banks | 12.84% | ₹ 260.68 Cr. |
| Computers - Software | 6.14% | ₹ 124.57 Cr. |
| Refineries/Marketing | 5.28% | ₹ 107.22 Cr. |
| Logistics solution provider | 5.16% | ₹ 104.73 Cr. |
| Engineering, designing, construction | 4.91% | ₹ 99.77 Cr. |
| Others | 65.67% | - |
Top Stock Holdings of HDFC Retirement Savings Fund - Equity Plan
| Name of Stocks | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Infosys Ltd. | 4.53% | ₹ 91.97 Cr. |
| HDFC Bank Ltd. | 4.24% | ₹ 86.10 Cr. |
| ICICI Bank Ltd. | 4.23% | ₹ 85.86 Cr. |
| Reliance Industries Ltd. | 4.13% | ₹ 83.83 Cr. |
| Larsen & Toubro Ltd. | 3.27% | ₹ 66.36 Cr. |
| Others | 79.60% | - |
Top Debt Instrument Type holdings of HDFC Retirement Savings Fund - Equity Plan
| Instrument Type | Holding Percentage | Holding Values in Crore |
|---|---|---|
| GOI | 1.72% | ₹ 34.81 Cr. |
| NCD & Bonds | 0.85% | ₹ 17.19 Cr. |
| Others | 97.43% | - |
Top Debt Holdings of HDFC Retirement Savings Fund - Equity Plan
| Name of Debt Instrument | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Bond - Govt of India | 1.72% | ₹ 34.81 Cr. |
| Bond - Vedanta Ltd. | 0.85% | ₹ 17.19 Cr. |
| Others | 97.43% |
Other Holdings
| Holding Type | Holding Percentage |
|---|---|
| TREPS | 5.70% |
| Reverse Repo | 1.61% |
| Net Receivables | -0.03% |