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HDFC Retirement Savings Fund - Equity Plan

HDFC Retirement Savings Fund - Equity Plan

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

23.85

as on 21 Oct 2021

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 19,028 today.

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NAV Performance

HDFC Retirement Savings Fund - Equity Plan performance graph for last 3 years
Performance of HDFC Retirement Savings Fund - Equity Plan for last 3 Years

Fund Information

  • ₹ 29.531

    as on 21 Oct 2021
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 1,669 Cr.

    as on 21 Oct 2021
  • 2.27%

    since 31 May 2021
  • 26 Feb 2016

  • Hybrid - Retirement Fund

  • Nifty 500 TRI

  • HDFC Mutual Fund

    Show All Funds

Highlights of this fund

HDFC Retirement Savings Fund - Equity Plan is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 26 Feb 2016. This fund is offered by one of the top AMC (Assets Management Company) HDFC Mutual Fund. You can also view here all other Hybrid funds offered by HDFC Mutual Fund.

Latest NAV of the fund is ₹ 29.531 as on 21 Oct 2021.

This fund has 5 years of track record. Since 31 May 2021 expense ratio of this fund is 2.27%. Ideally you shoulds compare this fund with the benchmark Nifty 500 TRI.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

List of Fund Managers of HDFC Retirement Savings Fund - Equity Plan

  • About Chirag Setalvad

    Picture of Chirag SetalvadCollectively over 22 years of experience, of which 18 years in Fund Management and Equity Research and 3 years in investment banking.
  • About Shobhit Mehrotra

    Picture of Shobhit MehrotraCollectively over 25 years of experience in Fixed Income markets, Fixed Income dealing, credit rating etc.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 4.25% 22.50% 33.69% 68.91% 32.35% 23.85% 16.67% % 62.73% 53.25% 36.35% 23.02% %
Category Average 1.26% 7.72% 15.05% 26.47% 13.49% 10.98% 9.50% % 25.90% 22.75% 19.88% 13.67% %
HDFC Retirement Savings Fund - Equity Plan 3.53%₹ 10,353 9.92%₹ 10,991 33.69%₹ 13,368 68.91%₹ 16,891 62.73%₹ 15,760 32.35%₹ 17,570 53.25%₹ 38,565 23.85%₹ 19,028 36.35%₹ 60,172 16.67%₹ 21,621 23.02%₹ 1,06,209 - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan 1.65%₹ 10,165 6.80%₹ 10,680 20.42%₹ 12,041 44.52%₹ 14,452 37.21%₹ 14,293 23.26%₹ 15,227 35.45%₹ 33,415 18.58%₹ 16,698 25.73%₹ 52,251 13.96%₹ 19,226 17.83%₹ 93,621 - -
Nippon India Retirement Fund - Wealth Creation Scheme 4.25%₹ 10,425 15.54%₹ 11,554 30.24%₹ 13,023 58.80%₹ 15,880 55.54%₹ 15,354 19.30%₹ 14,259 42.64%₹ 35,460 14.36%₹ 14,972 26.26%₹ 52,631 10.98%₹ 16,840 15.52%₹ 88,479 - -
Tata Retirement Saving Fund 0.30%₹ 10,029 3.98%₹ 10,397 7.93%₹ 10,793 12.69%₹ 11,269 12.66%₹ 12,805 10.62%₹ 12,249 12.86%₹ 27,284 10.65%₹ 13,557 11.42%₹ 42,718 8.22%₹ 14,846 9.25%₹ 75,740 - -
Tata Retirement Saving Fund 0.30%₹ 10,029 3.98%₹ 10,397 7.93%₹ 10,793 12.69%₹ 11,269 12.66%₹ 12,805 10.62%₹ 12,249 12.86%₹ 27,284 10.65%₹ 13,557 11.42%₹ 42,718 8.22%₹ 14,846 9.25%₹ 75,740 - -
Tata Retirement Saving Fund 0.30%₹ 10,029 3.98%₹ 10,397 7.93%₹ 10,793 12.69%₹ 11,269 12.66%₹ 12,805 10.62%₹ 12,249 12.86%₹ 27,284 10.65%₹ 13,557 11.42%₹ 42,718 8.22%₹ 14,846 9.25%₹ 75,740 - -

Portfolio Holdings

Portfolio holdings pattern of HDFC Retirement Savings Fund - Equity Plan as on 22 Oct 2021 are listed below:

  • Equity Holdings:

    92.26%
  • Debt Holdings:

    1.03%
  • Others Holdings:

    6.71%

Top Sector Holdings of HDFC Retirement Savings Fund - Equity Plan

Name of SectorHolding PercentageHolding Values in Crore
Banks 13.71% ₹ 228.94 Cr.
Computers - Software 6.49% ₹ 108.46 Cr.
Refineries/Marketing 5.87% ₹ 97.95 Cr.
Engineering, designing, construction 5.17% ₹ 86.25 Cr.
IT enabled services – software 4.20% ₹ 70.14 Cr.
Others 64.56% -

Top Stock Holdings of HDFC Retirement Savings Fund - Equity Plan

Name of StocksHolding PercentageHolding Values in Crore
HDFC Bank Ltd. 5.22% ₹ 87.18 Cr.
Infosys Ltd. 4.61% ₹ 77.01 Cr.
Reliance Industries Ltd. 4.48% ₹ 74.72 Cr.
ICICI Bank Ltd. 4.39% ₹ 73.18 Cr.
Housing Development Finance Corporation Ltd. 3.63% ₹ 60.64 Cr.
Others 77.67% -

Top Debt Instrument Type holdings of HDFC Retirement Savings Fund - Equity Plan

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 1.03% ₹ 17.19 Cr.
Others 98.97% -

Top Debt Holdings of HDFC Retirement Savings Fund - Equity Plan

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Vedanta Ltd. 1.03% ₹ 17.19 Cr.
Others 98.97%

Other Holdings

Holding TypeHolding Percentage
TREPS 4.88%
Reverse Repo 1.75%
Net Receivables 0.08%