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HDFC Retirement Savings Fund - Equity Plan

HDFC Retirement Savings Fund - Equity Plan

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

31.20

as on 22 Sep 2023

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 22,583 today.

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NAV Performance

HDFC Retirement Savings Fund - Equity Plan performance graph for last 3 years
Performance of HDFC Retirement Savings Fund - Equity Plan for last 3 Years

Fund Information

  • ₹ 37.585

    as on 22 Sep 2023
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 2,776 Cr.

    as on 31 May 2023
  • 1.89%

  • 26 Feb 2016

  • Hybrid - Retirement Fund

  • Nifty 500 TRI

  • HDFC Mutual Fund

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Highlights of this fund

HDFC Retirement Savings Fund - Equity Plan is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 26 Feb 2016. This fund is offered by one of the top AMC (Assets Management Company) HDFC Mutual Fund. You can also view here all other Hybrid funds offered by HDFC Mutual Fund.

Latest NAV of the fund is ₹ 37.585 as on 22 Sep 2023.

This fund has 7 years of track record. Since 31 Mar 2023 expense ratio of this fund is 1.89%. Ideally you shoulds compare this fund with the benchmark Nifty 500 TRI.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

List of Fund Managers of HDFC Retirement Savings Fund - Equity Plan

  • About Srinivasan Ramamurty

    Picture of Srinivasan Ramamurty
  • About Shobhit Mehrotra

    Picture of Shobhit MehrotraCollectively over 25 years of experience in Fixed Income markets, Fixed Income dealing, credit rating etc.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Very High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 4.10% 22.50% 29.22% 22.75% 15.10% 31.20% 17.98% 8.91% 31.72% 22.11% 23.57% 23.48% 7.59%
Category Average 1.37% 6.21% 13.92% 10.83% 5.90% 12.12% 9.55% 8.91% 16.95% 10.88% 10.57% 13.13% 7.59%
HDFC Retirement Savings Fund - Equity Plan 0.80%₹ 10,079 7.77%₹ 10,777 20.95%₹ 12,094 22.75%₹ 12,275 29.84%₹ 13,860 14.49%₹ 13,109 22.11%₹ 29,747 31.20%₹ 22,583 23.57%₹ 50,729 17.98%₹ 22,881 23.48%₹ 1,07,392 - -
ICICI Prudential Retirement Fund (Pure Equity Plan) 1.71%₹ 10,170 9.86%₹ 10,985 25.02%₹ 12,501 18.61%₹ 11,861 31.72%₹ 13,973 15.10%₹ 13,248 19.74%₹ 29,110 29.98%₹ 21,959 22.44%₹ 49,947 - - - -
Nippon India Retirement Fund - Wealth Creation Scheme 2.29%₹ 10,228 9.28%₹ 10,928 23.37%₹ 12,337 17.90%₹ 11,790 29.47%₹ 13,838 9.42%₹ 11,973 18.12%₹ 28,679 24.52%₹ 19,307 18.21%₹ 47,082 9.62%₹ 15,839 16.11%₹ 89,759 - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan 0.63%₹ 10,062 5.93%₹ 10,593 16.36%₹ 11,635 18.36%₹ 11,836 23.23%₹ 13,460 10.08%₹ 12,118 16.76%₹ 28,316 21.66%₹ 18,005 16.49%₹ 45,951 13.78%₹ 19,078 16.85%₹ 91,420 - -
ICICI Prudential Retirement Fund (Hybrid Aggressive Plan) 1.49%₹ 10,149 8.87%₹ 10,886 21.43%₹ 12,142 15.93%₹ 11,593 27.14%₹ 13,697 9.00%₹ 11,881 16.26%₹ 28,183 20.28%₹ 17,401 15.90%₹ 45,565 - - - -
Aditya Birla Sun Life Retirement Fund - 30s Plan 0.46%₹ 10,046 7.29%₹ 10,728 18.22%₹ 11,821 11.63%₹ 11,163 19.91%₹ 13,257 4.66%₹ 10,953 12.16%₹ 27,105 14.14%₹ 14,871 10.69%₹ 42,267 - - - -

Portfolio Holdings

Portfolio holdings pattern of HDFC Retirement Savings Fund - Equity Plan as on 23 Sep 2023 are listed below:

  • Equity Holdings:

    87.74%
  • Debt Holdings:

    1.26%
  • Others Holdings:

    12.26%

Top Sector Holdings of HDFC Retirement Savings Fund - Equity Plan

Name of SectorHolding PercentageHolding Values in Crore
Banks 17.37% ₹ 544.97 Cr.
Pharmaceuticals 6.74% ₹ 211.36 Cr.
Computers - Software 4.45% ₹ 139.54 Cr.
Refineries/Marketing 4.22% ₹ 132.30 Cr.
Engineering, designing, construction 3.23% ₹ 101.37 Cr.
Others 63.99% -

Top Stock Holdings of HDFC Retirement Savings Fund - Equity Plan

Name of StocksHolding PercentageHolding Values in Crore
ICICI Bank Ltd. 5.45% ₹ 170.85 Cr.
HDFC Bank Ltd. 4.62% ₹ 144.98 Cr.
Infosys Ltd. 3.57% ₹ 112.06 Cr.
Reliance Industries Ltd. 3.39% ₹ 106.21 Cr.
ITC Limited 2.84% ₹ 89.10 Cr.
Others 80.13% -

Top Debt Instrument Type holdings of HDFC Retirement Savings Fund - Equity Plan

Instrument TypeHolding PercentageHolding Values in Crore
GOI 1.26% ₹ 34.89 Cr.
Others 98.74% -

Top Debt Holdings of HDFC Retirement Savings Fund - Equity Plan

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 1.26% ₹ 34.89 Cr.
Others 98.74%

Other Holdings

Holding TypeHolding Percentage
Reverse Repo 6.24%
TREPS 4.46%
InvITs 1.18%
Net Receivables 0.38%