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HDFC Retirement Savings Fund - Equity Plan

HDFC Retirement Savings Fund - Equity Plan

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

17.95

as on 02 Aug 2021

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 16,415 today.

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NAV Performance

HDFC Retirement Savings Fund - Equity Plan performance graph for last 3 years
Performance of HDFC Retirement Savings Fund - Equity Plan for last 3 Years

Fund Information

  • ₹ 27.543

    as on 02 Aug 2021
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 1,669 Cr.

    as on 02 Aug 2021
  • 2.27%

    since 31 May 2021
  • 26 Feb 2016

  • Hybrid - Retirement Fund

  • Nifty 500 TRI

  • HDFC mutual fund

    Show All Funds

Highlights of this fund

HDFC Retirement Savings Fund - Equity Plan is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 26 Feb 2016. This fund is offered by one of the top AMC (Assets Management Company) HDFC mutual fund. You can also view here all other Hybrid funds offered by HDFC mutual fund.

Latest NAV of the fund is ₹ 27.543 as on 02 Aug 2021.

This fund has 5 years of track record. Since 31 May 2021 expense ratio of this fund is 2.27%. Ideally you shoulds compare this fund with the benchmark Nifty 500 TRI.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

List of Fund Managers of HDFC Retirement Savings Fund - Equity Plan

  • About Chirag Setalvad

    Picture of Chirag SetalvadCollectively over 22 years of experience, of which 18 years in Fund Management and Equity Research and 3 years in investment banking.
  • About Shobhit Mehrotra

    Picture of Shobhit MehrotraCollectively over 25 years of experience in Fixed Income markets, Fixed Income dealing, credit rating etc.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 7.07% 22.50% 29.22% 71.48% 31.55% 17.95% 16.77% % 73.68% 49.71% 32.70% 21.15% %
Category Average 2.02% 8.25% 9.96% 24.44% 12.57% 8.37% 9.44% % 25.83% 19.93% 17.29% 12.27% %
HDFC Retirement Savings Fund - Equity Plan 4.71%₹ 10,470 20.51%₹ 12,050 28.27%₹ 12,826 71.48%₹ 17,147 73.68%₹ 16,362 31.55%₹ 17,318 49.71%₹ 37,517 17.95%₹ 16,415 32.70%₹ 57,357 16.77%₹ 21,718 21.15%₹ 1,01,504 - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan 3.30%₹ 10,330 12.50%₹ 11,250 16.91%₹ 11,691 47.93%₹ 14,793 46.43%₹ 14,827 23.09%₹ 15,158 34.29%₹ 33,087 14.79%₹ 15,131 23.95%₹ 50,985 14.68%₹ 19,839 16.93%₹ 91,591 - -
HDFC Retirement Savings Fund - Hybrid - Debt Plan 1.06%₹ 10,106 3.98%₹ 10,398 5.64%₹ 10,564 14.62%₹ 11,461 13.83%₹ 12,877 10.29%₹ 12,167 12.19%₹ 27,110 8.35%₹ 12,723 10.52%₹ 42,159 8.20%₹ 14,833 8.55%₹ 74,437 - -
Nippon India Retirement Fund - Income Generation Scheme 0.63%₹ 10,062 1.57%₹ 10,156 1.57%₹ 10,156 6.30%₹ 10,629 6.22%₹ 12,399 5.95%₹ 11,227 7.44%₹ 25,883 8.29%₹ 12,701 7.97%₹ 40,602 6.49%₹ 13,695 7.03%₹ 71,659 - -
Tata Retirement Saving Fund 0.99%₹ 10,099 3.47%₹ 10,347 4.59%₹ 10,459 12.13%₹ 11,213 11.42%₹ 12,727 10.57%₹ 12,228 11.57%₹ 26,948 7.96%₹ 12,586 10.26%₹ 41,999 8.14%₹ 14,793 8.56%₹ 74,440 - -
Tata Retirement Saving Fund 0.99%₹ 10,099 3.47%₹ 10,347 4.59%₹ 10,459 12.13%₹ 11,213 11.42%₹ 12,727 10.57%₹ 12,228 11.57%₹ 26,948 7.96%₹ 12,586 10.26%₹ 41,999 8.14%₹ 14,793 8.56%₹ 74,440 - -

Portfolio Holdings

Portfolio holdings pattern of HDFC Retirement Savings Fund - Equity Plan as on 04 Aug 2021 are listed below:

  • Equity Holdings:

    92.26%
  • Debt Holdings:

    1.03%
  • Others Holdings:

    6.71%

Top Sector Holdings of HDFC Retirement Savings Fund - Equity Plan

Name of SectorHolding PercentageHolding Values in Crore
Banks 13.71% ₹ 228.94 Cr.
Computers - software 6.49% ₹ 108.46 Cr.
Refineries/marketing 5.87% ₹ 97.95 Cr.
Engineering, designing, construction 5.17% ₹ 86.25 Cr.
It enabled services – software 4.20% ₹ 70.14 Cr.
Others 64.56% -

Top Stock Holdings of HDFC Retirement Savings Fund - Equity Plan

Name of StocksHolding PercentageHolding Values in Crore
HDFC Bank Ltd. 5.22% ₹ 87.18 Cr.
Infosys Ltd. 4.61% ₹ 77.01 Cr.
Reliance Industries Ltd. 4.48% ₹ 74.72 Cr.
ICICI Bank Ltd. 4.39% ₹ 73.18 Cr.
Housing Development Finance Corporation Ltd. 3.63% ₹ 60.64 Cr.
Others 77.67% -

Top Debt Instrument Type holdings of HDFC Retirement Savings Fund - Equity Plan

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 1.03% ₹ 17.19 Cr.
Others 98.97% -

Top Debt Holdings of HDFC Retirement Savings Fund - Equity Plan

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Vedanta Ltd. 1.03% ₹ 17.19 Cr.
Others 98.97%

Other Holdings

Holding TypeHolding Percentage
TREPS 4.88%
Reverse Repo 1.75%
Net Receivables 0.08%