MyWealthGrowth.com logo
HomeMutual Funds

HDFC Retirement Savings Fund - Equity Plan

HDFC Retirement Savings Fund - Equity Plan

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

18.92

as on 18 May 2022

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 16,833 today.

Invest Now

NAV Performance

HDFC Retirement Savings Fund - Equity Plan performance graph for last 3 years
Performance of HDFC Retirement Savings Fund - Equity Plan for last 3 Years

Fund Information

  • ₹ 27.567

    as on 18 May 2022
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 1,958 Cr.

    as on 31 Dec 2021
  • 2.17%

  • 26 Feb 2016

  • Hybrid - Retirement Fund

  • Nifty 500 TRI

  • HDFC Mutual Fund

    Show All Funds

Highlights of this fund

HDFC Retirement Savings Fund - Equity Plan is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 26 Feb 2016. This fund is offered by one of the top AMC (Assets Management Company) HDFC Mutual Fund. You can also view here all other Hybrid funds offered by HDFC Mutual Fund.

Latest NAV of the fund is ₹ 27.567 as on 18 May 2022.

This fund has 6 years of track record. Since 31 Oct 2021 expense ratio of this fund is 2.17%. Ideally you shoulds compare this fund with the benchmark Nifty 500 TRI.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

List of Fund Managers of HDFC Retirement Savings Fund - Equity Plan

  • About Srinivasan Ramamurty

    Picture of Srinivasan Ramamurty
  • About Shobhit Mehrotra

    Picture of Shobhit MehrotraCollectively over 25 years of experience in Fixed Income markets, Fixed Income dealing, credit rating etc.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Very High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 4.10% 22.50% 29.22% 25.61% 44.93% 18.92% 13.26% 8.83% 6.44% 26.76% 23.59% 16.75% 7.68%
Category Average -2.89% -1.29% -3.30% 5.09% 16.36% 7.82% 7.68% 8.83% -5.87% 6.93% 8.98% 8.76% 7.68%
HDFC Retirement Savings Fund - Equity Plan -5.58%₹ 9,442 -2.10%₹ 9,790 -6.55%₹ 9,345 14.87%₹ 11,487 -1.83%₹ 11,882 44.93%₹ 21,005 24.01%₹ 30,238 18.92%₹ 16,833 23.59%₹ 50,715 13.26%₹ 18,641 16.75%₹ 91,148 - -
ICICI Prudential Retirement Fund (Pure Equity Plan) -5.35%₹ 9,464 -5.85%₹ 9,414 -6.56%₹ 9,343 25.61%₹ 12,560 6.44%₹ 12,412 44.37%₹ 20,841 26.76%₹ 30,985 16.64%₹ 15,883 23.46%₹ 50,619 - - - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan -5.19%₹ 9,481 -3.80%₹ 9,619 -8.79%₹ 9,121 5.00%₹ 10,499 -7.92%₹ 11,483 29.26%₹ 16,708 11.87%₹ 27,020 12.56%₹ 14,271 13.84%₹ 44,224 10.32%₹ 16,348 11.49%₹ 80,073 - -
ICICI Prudential Retirement Fund (Hybrid Aggressive Plan) -3.62%₹ 9,637 -4.98%₹ 9,501 -7.17%₹ 9,282 8.96%₹ 10,895 -3.94%₹ 11,744 28.54%₹ 16,522 13.03%₹ 27,321 11.40%₹ 13,833 13.69%₹ 44,128 - - - -
Nippon India Retirement Fund - Wealth Creation Scheme -7.07%₹ 9,292 -5.90%₹ 9,409 -12.12%₹ 8,788 8.90%₹ 10,890 -9.39%₹ 11,386 35.86%₹ 18,458 14.00%₹ 27,574 7.44%₹ 12,406 12.51%₹ 43,384 6.48%₹ 13,692 7.81%₹ 73,056 - -
ICICI Prudential Retirement Fund (Hybrid Conservative Plan) -1.18%₹ 9,882 -1.22%₹ 9,878 -1.82%₹ 9,818 2.81%₹ 10,281 -0.73%₹ 11,953 10.11%₹ 12,124 4.33%₹ 25,087 7.34%₹ 12,371 6.11%₹ 39,489 - - - -

Portfolio Holdings

Portfolio holdings pattern of HDFC Retirement Savings Fund - Equity Plan as on 20 May 2022 are listed below:

  • Equity Holdings:

    90.15%
  • Debt Holdings:

    2.57%
  • Others Holdings:

    7.28%

Top Sector Holdings of HDFC Retirement Savings Fund - Equity Plan

Name of SectorHolding PercentageHolding Values in Crore
Banks 12.84% ₹ 260.68 Cr.
Computers - Software 6.14% ₹ 124.57 Cr.
Refineries/Marketing 5.28% ₹ 107.22 Cr.
Logistics solution provider 5.16% ₹ 104.73 Cr.
Engineering, designing, construction 4.91% ₹ 99.77 Cr.
Others 65.67% -

Top Stock Holdings of HDFC Retirement Savings Fund - Equity Plan

Name of StocksHolding PercentageHolding Values in Crore
Infosys Ltd. 4.53% ₹ 91.97 Cr.
HDFC Bank Ltd. 4.24% ₹ 86.10 Cr.
ICICI Bank Ltd. 4.23% ₹ 85.86 Cr.
Reliance Industries Ltd. 4.13% ₹ 83.83 Cr.
Larsen & Toubro Ltd. 3.27% ₹ 66.36 Cr.
Others 79.60% -

Top Debt Instrument Type holdings of HDFC Retirement Savings Fund - Equity Plan

Instrument TypeHolding PercentageHolding Values in Crore
GOI 1.72% ₹ 34.81 Cr.
NCD & Bonds 0.85% ₹ 17.19 Cr.
Others 97.43% -

Top Debt Holdings of HDFC Retirement Savings Fund - Equity Plan

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 1.72% ₹ 34.81 Cr.
Bond - Vedanta Ltd. 0.85% ₹ 17.19 Cr.
Others 97.43%

Other Holdings

Holding TypeHolding Percentage
TREPS 5.70%
Reverse Repo 1.61%
Net Receivables -0.03%