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HDFC Retirement Savings Fund - Hybrid - Equity Plan

The fund details shown here are of the Growth Plan option and belongs to the Hybrid, Retirement Fund category.

The NAV for HDFC Retirement Savings Fund - Hybrid - Equity Plan Fund is 37.937 as of 08 Aug 2025. NAV or Net Asset Value, is a crucial metric in the context of mutual funds. It represents the per - unit market value of a mutual fund scheme. NAV is calculated by the fund house on every business day and is a key factor in determining the value of an investor's holdings in the mutual fund.

This fund has given 14.60% annualized return for the last 3 years.

At present HDFC Retirement Savings Fund - Hybrid - Equity Plan has not been rated by us.

  • 1M
  • 3M
  • 6M
  • 1YR
  • 3YR
  • 5YR
  • 10YR
  • Since Inception

Performance

Monthly SIP of   ₹    for

Below table shows comparison of HDFC Retirement Savings Fund - Hybrid - Equity Plan with respect to the investments in Fixed Deposit and Gold for the Total investment of ₹36,000 over the period of 3 years.

Total Value Gain Return %
This Fund

43,044

7,044

11.95%
Bank FD

39,824

3,824

 6.5%
Gold

40,770

4,770

 8.00%

Fund Information

  • As of 28 Feb 2025, fund size of HDFC Retirement Savings Fund - Hybrid - Equity Plan is 1,485.44 Cr.

  • HDFC Retirement Savings Fund - Hybrid - Equity Plan shown here is of Growth plan.

  • The Total Expense Ratio (TER) of the fund is 2.05%. The Total Expense Ratio (TER) is a measure that represents the total costs associated with managing and operating a mutual fund as a percentage of its average Assets under Management (AUM). It provides an insight into the overall expenses they will incur by investing in the fund.

  • HDFC Retirement Savings Fund - Hybrid - Equity Plan is an Hybrid oriented mutual fund in the - Retirement Fund category.

  • Nifty 50 Arbitrage Index is the benchmark for HDFC Retirement Savings Fund - Hybrid - Equity Plan. A benchmark for a mutual fund serves as a standard for performance comparison, helping investors assess how well the fund is meeting its objectives and how it fares against relevant market indicators. Investors often compare the fund's performance with the benchmark as well as its peers.

  • The inception date of a mutual fund refers to the date when the fund was first established and began operations. It is the starting point from which the fund's performance, returns, and other key metrics are calculated. The fund was started on 01 Feb 2016 as at present it is 10 years old fund.

  • Name of the AMC is HDFC Mutual Fund. Click here to know more about HDFC Mutual Fund.

Fund Managed By

Fund managers make investment decisions, optimizing returns and managing risks for portfolios. Responsibilities include market analysis, performance monitoring. HDFC Retirement Savings Fund - Hybrid - Equity Plan managed by following fund manager(s);

How does the Return Comparison of the HDFC Retirement Savings Fund - Hybrid - Equity Plan fare against peer funds in the Retirement fund category?

Peer fund returns can vary based on the collaborative nature and specific strategies employed by fund managers of these funds listed in below table, often showcasing different risk-return profiles compared to strategy adopted by HDFC Retirement Savings Fund - Hybrid - Equity Plan. Below table demonstrate the returns generated by some peer funds and compare tho this fund and average return generate by the Hybrid, Retirement fund category these peer funds belongs to.

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.07% 8.08% 8.36% 7.24% 24.64% 22.58% 27.09% 10.13%
Category Average -2.28% 2.49% 3.90% 3.55% 12.42% 11.97% 12.79% 8.19%
HDFC Retirement Savings Fund - Hybrid - Equity Plan -3.28% 1.96% 3.71% 1.50% 12.21% 14.60% 17.82% -
ICICI Prudential Retirement Fund Pure Equity Plan -4.48% 8.08% 8.01% 7.24% - - - -
ICICI Prudential Retirement Fund Hybrid Aggressive Plan -3.85% 6.33% 5.88% 4.61% - - - -
HDFC Retirement Savings Fund - Equity Plan -3.95% 1.97% 3.77% -0.15% 15.35% 18.47% 24.68% -
Nippon India Retirement Fund - Wealth Creation Scheme -3.48% 3.50% 3.83% -1.01% 16.23% 17.34% 20.56% 10.13%
Aditya Birla Sun Life Retirement Fund - The 30s Plan -2.82% 7.60% 8.36% 3.19% 14.44% 14.45% 14.55% -

Fund Portfolio Details

Portfolio details of a fund generally refer to a comprehensive breakdown of the investments held within a specific investment vehicle, such as a mutual fund or exchange-traded fund (ETF). Portfolio details of HDFC Retirement Savings Fund - Hybrid - Equity Plan are shown below;

Equity 65.27%

Debt 16.54%

Others 18.19%

Portfolio Holdings shown is as of 28 Feb 2025

Riskometer

Investors understand that their principal
will be at Very High risk