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HDFC Retirement Savings Fund - Hybrid - Equity Plan

HDFC Retirement Savings Fund - Hybrid - Equity Plan

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

15.70

as on 17 Sep 2021

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 15,494 today.

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NAV Performance

HDFC Retirement Savings Fund - Hybrid - Equity Plan performance graph for last 3 years
Performance of HDFC Retirement Savings Fund - Hybrid - Equity Plan for last 3 Years

Fund Information

  • ₹ 25.211

    as on 17 Sep 2021
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 650 Cr.

    as on 17 Sep 2021
  • 2.65%

    since 31 May 2021
  • 26 Feb 2016

  • Hybrid - Retirement Fund

  • Nifty 50

  • HDFC mutual fund

    Show All Funds

Highlights of this fund

HDFC Retirement Savings Fund - Hybrid - Equity Plan is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 26 Feb 2016. This fund is offered by one of the top AMC (Assets Management Company) HDFC mutual fund. You can also view here all other Hybrid funds offered by HDFC mutual fund.

Latest NAV of the fund is ₹ 25.211 as on 17 Sep 2021.

This fund has 5 years of track record. Since 31 May 2021 expense ratio of this fund is 2.65%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The investment objective of the Scheme is to provide longterm capital appreciation/income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.

List of Fund Managers of HDFC Retirement Savings Fund - Hybrid - Equity Plan

  • About Chirag Setalvad

    Picture of Chirag SetalvadCollectively over 22 years of experience, of which 18 years in Fund Management and Equity Research and 3 years in investment banking.
  • About Shobhit Mehrotra

    Picture of Shobhit MehrotraCollectively over 25 years of experience in Fixed Income markets, Fixed Income dealing, credit rating etc.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Very High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 8.03% 22.50% 29.57% 65.72% 34.32% 19.58% 17.07% % 67.02% 51.64% 35.03% 22.34% %
Category Average 3.34% 7.79% 12.83% 26.24% 14.52% 9.33% 9.65% % 28.48% 22.43% 19.39% 13.41% %
HDFC Retirement Savings Fund - Hybrid - Equity Plan 3.03%₹ 10,302 8.06%₹ 10,805 17.86%₹ 11,786 44.90%₹ 14,489 42.22%₹ 14,594 25.42%₹ 15,739 35.68%₹ 33,503 15.70%₹ 15,494 25.60%₹ 52,177 14.56%₹ 19,742 17.78%₹ 93,544 - -
HDFC Retirement Savings Fund - Equity Plan 5.35%₹ 10,534 11.47%₹ 11,147 29.57%₹ 12,956 65.72%₹ 16,572 67.02%₹ 16,011 34.32%₹ 18,055 51.64%₹ 38,123 19.58%₹ 17,105 35.03%₹ 59,181 17.07%₹ 22,009 22.34%₹ 1,04,515 - -
Nippon India Retirement Fund - Income Generation Scheme 3.03%₹ 10,302 3.26%₹ 10,326 6.17%₹ 10,617 10.88%₹ 11,088 11.01%₹ 12,703 9.26%₹ 11,941 10.24%₹ 26,609 9.93%₹ 13,288 9.65%₹ 41,633 6.80%₹ 13,897 8.10%₹ 73,609 - -
Tata Retirement Saving Fund 2.20%₹ 10,220 4.12%₹ 10,412 7.73%₹ 10,772 13.92%₹ 11,392 14.56%₹ 12,926 12.43%₹ 12,644 13.59%₹ 27,483 9.49%₹ 13,129 11.82%₹ 42,971 8.51%₹ 15,047 9.45%₹ 76,132 - -
Tata Retirement Saving Fund 2.20%₹ 10,220 4.12%₹ 10,412 7.73%₹ 10,772 13.92%₹ 11,392 14.56%₹ 12,926 12.43%₹ 12,644 13.59%₹ 27,483 9.49%₹ 13,129 11.82%₹ 42,971 8.51%₹ 15,047 9.45%₹ 76,132 - -
Tata Retirement Saving Fund 2.20%₹ 10,220 4.12%₹ 10,412 7.73%₹ 10,772 13.92%₹ 11,392 14.56%₹ 12,926 12.43%₹ 12,644 13.59%₹ 27,483 9.49%₹ 13,129 11.82%₹ 42,971 8.51%₹ 15,047 9.45%₹ 76,132 - -

Portfolio Holdings

Portfolio holdings pattern of HDFC Retirement Savings Fund - Hybrid - Equity Plan as on 20 Sep 2021 are listed below:

  • Equity Holdings:

    66.58%
  • Debt Holdings:

    18.30%
  • Others Holdings:

    15.12%

Top Sector Holdings of HDFC Retirement Savings Fund - Hybrid - Equity Plan

Name of SectorHolding PercentageHolding Values in Crore
Banks 13.45% ₹ 87.48 Cr.
Computers - software 6.78% ₹ 44.14 Cr.
Refineries/marketing 5.40% ₹ 35.15 Cr.
Housing finance 3.88% ₹ 25.25 Cr.
Engineering, designing, construction 3.54% ₹ 23.03 Cr.
Others 66.95% -

Top Stock Holdings of HDFC Retirement Savings Fund - Hybrid - Equity Plan

Name of StocksHolding PercentageHolding Values in Crore
HDFC Bank Ltd. 5.92% ₹ 38.50 Cr.
Infosys Ltd. 4.82% ₹ 31.36 Cr.
ICICI Bank Ltd. 4.74% ₹ 30.79 Cr.
Reliance Industries Ltd. 4.12% ₹ 26.81 Cr.
Housing Development Finance Corporation Ltd. 3.88% ₹ 25.25 Cr.
Others 76.52% -

Top Debt Instrument Type holdings of HDFC Retirement Savings Fund - Hybrid - Equity Plan

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 14.78% ₹ 96.11 Cr.
GOI 3.52% ₹ 22.89 Cr.
Others 81.70% -

Top Debt Holdings of HDFC Retirement Savings Fund - Hybrid - Equity Plan

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Power Finance Corporation Ltd. 4.13% ₹ 26.83 Cr.
Bond - Embassy Office Parks Reit 3.84% ₹ 24.98 Cr.
Bond - Govt of India 3.52% ₹ 22.89 Cr.
Bond - Vedanta Ltd. 2.33% ₹ 15.16 Cr.
Bond - Jamnagar Utilities & Power Pvt. Ltd. 1.64% ₹ 10.64 Cr.
Others 84.54%

Other Holdings

Holding TypeHolding Percentage
TREPS 10.75%
Reverse Repo 3.85%
Net Receivables 0.52%