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HDFC Retirement Savings Fund - Hybrid - Equity Plan

HDFC Retirement Savings Fund - Hybrid - Equity Plan

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

15.64

as on 27 Jan 2022

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 15,481 today.

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NAV Performance

HDFC Retirement Savings Fund - Hybrid - Equity Plan performance graph for last 3 years
Performance of HDFC Retirement Savings Fund - Hybrid - Equity Plan for last 3 Years

Fund Information

  • ₹ 24.658

    as on 27 Jan 2022
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 763 Cr.

    as on 27 Jan 2022
  • 2.58%

    since 31 Oct 2021
  • 26 Feb 2016

  • Hybrid - Retirement Fund

  • Nifty 50

  • HDFC Mutual Fund

    Show All Funds

Highlights of this fund

HDFC Retirement Savings Fund - Hybrid - Equity Plan is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 26 Feb 2016. This fund is offered by one of the top AMC (Assets Management Company) HDFC Mutual Fund. You can also view here all other Hybrid funds offered by HDFC Mutual Fund.

Latest NAV of the fund is ₹ 24.658 as on 27 Jan 2022.

This fund has 5 years of track record. Since 31 Oct 2021 expense ratio of this fund is 2.58%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The investment objective of the Scheme is to provide longterm capital appreciation/income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.

List of Fund Managers of HDFC Retirement Savings Fund - Hybrid - Equity Plan

  • About Srinivasan Ramamurty

    Picture of Srinivasan Ramamurty
  • About Shobhit Mehrotra

    Picture of Shobhit MehrotraCollectively over 25 years of experience in Fixed Income markets, Fixed Income dealing, credit rating etc.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Very High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 4.10% 22.50% 29.22% 41.91% 27.31% 21.01% 16.34% 9.14% 41.81% 46.06% 29.84% 19.85% 8.71%
Category Average -0.33% 0.11% 5.86% 13.64% 11.44% 9.47% 9.13% 9.14% 9.34% 16.78% 15.50% 11.41% 8.71%
HDFC Retirement Savings Fund - Hybrid - Equity Plan -0.84%₹ 9,915 -3.43%₹ 9,656 2.69%₹ 10,269 21.90%₹ 12,190 11.89%₹ 12,760 18.57%₹ 14,066 25.49%₹ 30,674 15.64%₹ 15,481 20.29%₹ 48,496 13.40%₹ 18,761 15.02%₹ 87,411 - -
HDFC Retirement Savings Fund - Equity Plan -0.04%₹ 9,995 -3.95%₹ 9,605 5.15%₹ 10,515 38.42%₹ 13,841 23.76%₹ 13,495 27.31%₹ 16,218 40.08%₹ 34,757 21.01%₹ 17,745 29.84%₹ 55,258 16.34%₹ 21,323 19.85%₹ 98,404 - -
Nippon India Retirement Fund - Wealth Creation Scheme -1.15%₹ 9,885 -5.70%₹ 9,430 7.46%₹ 10,746 28.35%₹ 12,835 17.57%₹ 13,114 13.06%₹ 12,787 30.53%₹ 32,061 11.83%₹ 13,999 19.55%₹ 47,994 10.08%₹ 16,164 11.80%₹ 80,736 - -
Tata Retirement Saving Fund -0.93%₹ 9,907 -2.07%₹ 9,793 1.59%₹ 10,158 6.59%₹ 10,658 3.73%₹ 12,241 8.31%₹ 11,733 8.03%₹ 26,039 8.78%₹ 12,880 8.28%₹ 40,802 7.50%₹ 14,361 7.55%₹ 72,604 9.14%₹ 23,995 8.71%₹ 1,88,303
Tata Retirement Saving Fund -0.93%₹ 9,907 -2.07%₹ 9,793 1.59%₹ 10,158 6.59%₹ 10,658 3.73%₹ 12,241 8.31%₹ 11,733 8.03%₹ 26,039 8.78%₹ 12,880 8.28%₹ 40,802 7.50%₹ 14,361 7.55%₹ 72,604 9.14%₹ 23,995 8.71%₹ 1,88,303
Tata Retirement Saving Fund -0.93%₹ 9,907 -2.07%₹ 9,793 1.59%₹ 10,158 6.59%₹ 10,658 3.73%₹ 12,241 8.31%₹ 11,733 8.03%₹ 26,039 8.78%₹ 12,880 8.28%₹ 40,802 7.50%₹ 14,361 7.55%₹ 72,604 9.14%₹ 23,995 8.71%₹ 1,88,303

Portfolio Holdings

Portfolio holdings pattern of HDFC Retirement Savings Fund - Hybrid - Equity Plan as on 28 Jan 2022 are listed below:

  • Equity Holdings:

    64.42%
  • Debt Holdings:

    18.44%
  • Others Holdings:

    17.14%

Top Sector Holdings of HDFC Retirement Savings Fund - Hybrid - Equity Plan

Name of SectorHolding PercentageHolding Values in Crore
Banks 13.47% ₹ 100.75 Cr.
Computers - Software 6.48% ₹ 48.50 Cr.
Refineries/Marketing 5.52% ₹ 41.32 Cr.
Housing Finance 3.88% ₹ 29.02 Cr.
IT enabled services – software 3.44% ₹ 25.75 Cr.
Others 67.21% -

Top Stock Holdings of HDFC Retirement Savings Fund - Hybrid - Equity Plan

Name of StocksHolding PercentageHolding Values in Crore
HDFC Bank Ltd. 5.44% ₹ 40.68 Cr.
ICICI Bank Ltd. 5.23% ₹ 39.14 Cr.
Infosys Ltd. 4.42% ₹ 33.08 Cr.
Reliance Industries Ltd. 4.30% ₹ 32.21 Cr.
Housing Development Finance Corporation Ltd. 3.88% ₹ 29.02 Cr.
Others 76.73% -

Top Debt Instrument Type holdings of HDFC Retirement Savings Fund - Hybrid - Equity Plan

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 11.46% ₹ 85.80 Cr.
GOI 6.98% ₹ 52.23 Cr.
Others 81.56% -

Top Debt Holdings of HDFC Retirement Savings Fund - Hybrid - Equity Plan

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 6.98% ₹ 52.23 Cr.
Bond - Power Finance Corporation Ltd. 3.58% ₹ 26.82 Cr.
Bond - Embassy Office Parks Reit 3.37% ₹ 25.20 Cr.
Bond - Vedanta Ltd. 2.03% ₹ 15.18 Cr.
Bond - Jamnagar Utilities & Power Pvt. Ltd. 1.41% ₹ 10.54 Cr.
Others 82.63%

Other Holdings

Holding TypeHolding Percentage
TREPS 7.31%
Reverse Repo 5.07%
Net Receivables 4.76%