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HDFC Retirement Savings Fund - Hybrid - Equity Plan

HDFC Retirement Savings Fund - Hybrid - Equity Plan

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

18.64

as on 08 Dec 2023

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 16,699 today.

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NAV Performance

HDFC Retirement Savings Fund - Hybrid - Equity Plan performance graph for last 3 years
Performance of HDFC Retirement Savings Fund - Hybrid - Equity Plan for last 3 Years

Fund Information

  • ₹ 32.096

    as on 08 Dec 2023
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 948 Cr.

    as on 31 May 2023
  • 2.2%

  • 26 Feb 2016

  • Hybrid - Retirement Fund

  • Nifty 50

  • HDFC Mutual Fund

    Show All Funds

Highlights of this fund

HDFC Retirement Savings Fund - Hybrid - Equity Plan is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 26 Feb 2016. This fund is offered by one of the top AMC (Assets Management Company) HDFC Mutual Fund. You can also view here all other Hybrid funds offered by HDFC Mutual Fund.

Latest NAV of the fund is ₹ 32.096 as on 08 Dec 2023.

This fund has 7 years of track record. Since 31 Mar 2023 expense ratio of this fund is 2.2%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The investment objective of the Scheme is to provide longterm capital appreciation/income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.

List of Fund Managers of HDFC Retirement Savings Fund - Hybrid - Equity Plan

  • About Srinivasan Ramamurty

    Picture of Srinivasan Ramamurty
  • About Shobhit Mehrotra

    Picture of Shobhit MehrotraCollectively over 25 years of experience in Fixed Income markets, Fixed Income dealing, credit rating etc.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Very High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 10.16% 22.50% 29.22% 27.64% 17.78% 27.02% 20.21% 8.99% 45.52% 27.26% 24.88% 24.58% 7.69%
Category Average 4.20% 5.42% 11.96% 13.44% 7.71% 10.51% 10.33% 8.99% 21.55% 14.26% 11.58% 13.84% 7.69%
HDFC Retirement Savings Fund - Hybrid - Equity Plan 5.26%₹ 10,526 4.20%₹ 10,420 13.20%₹ 11,320 20.15%₹ 12,014 26.62%₹ 13,666 12.71%₹ 12,703 20.13%₹ 29,211 18.64%₹ 16,699 16.93%₹ 46,234 15.27%₹ 20,369 17.75%₹ 93,431 - -
HDFC Retirement Savings Fund - Equity Plan 6.81%₹ 10,680 5.19%₹ 10,519 17.23%₹ 11,722 25.67%₹ 12,567 34.56%₹ 14,141 17.78%₹ 13,873 26.11%₹ 30,828 27.02%₹ 20,495 23.33%₹ 50,555 20.21%₹ 25,131 24.58%₹ 1,10,255 - -
ICICI Prudential Retirement Fund (Pure Equity Plan) 10.16%₹ 11,016 8.15%₹ 10,814 23.34%₹ 12,334 27.64%₹ 12,763 45.52%₹ 14,785 16.41%₹ 13,550 27.26%₹ 31,144 26.78%₹ 20,379 24.88%₹ 51,641 - - - -
Nippon India Retirement Fund - Wealth Creation Scheme 7.93%₹ 10,792 6.10%₹ 10,610 20.59%₹ 12,059 22.29%₹ 12,229 38.16%₹ 14,354 12.98%₹ 12,764 24.22%₹ 30,314 20.98%₹ 17,707 19.76%₹ 48,115 12.94%₹ 18,387 18.18%₹ 94,430 - -
ICICI Prudential Retirement Fund (Hybrid Aggressive Plan) 8.48%₹ 10,848 6.26%₹ 10,626 19.35%₹ 11,935 22.63%₹ 12,263 37.11%₹ 14,292 12.89%₹ 12,744 22.57%₹ 29,868 18.15%₹ 16,491 18.20%₹ 47,072 - - - -
Aditya Birla Sun Life Retirement Fund - 30s Plan 6.92%₹ 10,691 4.14%₹ 10,414 15.92%₹ 11,592 14.56%₹ 11,455 26.63%₹ 13,666 8.09%₹ 11,683 16.80%₹ 28,324 11.93%₹ 14,021 12.20%₹ 43,201 - - - -

Portfolio Holdings

Portfolio holdings pattern of HDFC Retirement Savings Fund - Hybrid - Equity Plan as on 10 Dec 2023 are listed below:

  • Equity Holdings:

    69.45%
  • Debt Holdings:

    19.46%
  • Others Holdings:

    11.09%

Top Sector Holdings of HDFC Retirement Savings Fund - Hybrid - Equity Plan

Name of SectorHolding PercentageHolding Values in Crore
Banks 15.21% ₹ 156.91 Cr.
Computers - Software 5.52% ₹ 57.06 Cr.
Pharmaceuticals 3.93% ₹ 40.50 Cr.
Refineries/Marketing 3.90% ₹ 40.24 Cr.
Cigarettes 3.02% ₹ 31.19 Cr.
Others 68.42% -

Top Stock Holdings of HDFC Retirement Savings Fund - Hybrid - Equity Plan

Name of StocksHolding PercentageHolding Values in Crore
ICICI Bank Ltd. 4.87% ₹ 50.31 Cr.
HDFC Bank Ltd. 4.01% ₹ 41.40 Cr.
Reliance Industries Ltd. 3.24% ₹ 33.46 Cr.
ITC Limited 3.02% ₹ 31.19 Cr.
Infosys Ltd. 2.64% ₹ 27.27 Cr.
Others 82.22% -

Top Debt Instrument Type holdings of HDFC Retirement Savings Fund - Hybrid - Equity Plan

Instrument TypeHolding PercentageHolding Values in Crore
GOI 9.92% ₹ 102.49 Cr.
NCD & Bonds 9.54% ₹ 98.49 Cr.
Others 80.54% -

Top Debt Holdings of HDFC Retirement Savings Fund - Hybrid - Equity Plan

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 9.92% ₹ 102.49 Cr.
Bond - Power Finance Corporation Ltd. 2.50% ₹ 25.81 Cr.
Bond - Muthoot Finance Pvt. Ltd. 2.44% ₹ 25.18 Cr.
Bond - Embassy Office Parks Reit 2.40% ₹ 24.80 Cr.
Bond - Mahindra Rural Housing Finance Ltd. 1.45% ₹ 15.02 Cr.
Others 81.29%

Other Holdings

Holding TypeHolding Percentage
Reverse Repo 6.05%
TREPS 4.32%
Net Receivables 0.72%