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HDFC Retirement Savings Fund - Hybrid - Equity Plan

HDFC Retirement Savings Fund - Hybrid - Equity Plan

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

13.46

as on 18 Jun 2021

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 14,612 today.

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NAV Performance

HDFC Retirement Savings Fund - Hybrid - Equity Plan performance graph for last 3 years
Performance of HDFC Retirement Savings Fund - Hybrid - Equity Plan for last 3 Years

Fund Information

  • ₹ 23.187

    as on 18 Jun 2021
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 531 Cr.

    as on 18 Jun 2021
  • 2.72%

    since 31 Dec 2020
  • 26 Feb 2016

  • Hybrid - Retirement Fund

  • Nifty 50

  • HDFC mutual fund

    Show All Funds

Highlights of this fund

HDFC Retirement Savings Fund - Hybrid - Equity Plan is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 26 Feb 2016. This fund is offered by one of the top AMC (Assets Management Company) HDFC mutual fund. You can also view here all other Hybrid funds offered by HDFC mutual fund.

Latest NAV of the fund is ₹ 23.187 as on 18 Jun 2021.

This fund has 5 years of track record. Since 31 Dec 2020 expense ratio of this fund is 2.72%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

List of Fund Managers of HDFC Retirement Savings Fund - Hybrid - Equity Plan

  • About Chirag Setalvad

    Picture of Chirag SetalvadCollectively over 22 years of experience, of which 18 years in Fund Management and Equity Research and 3 years in investment banking.
  • About Shobhit Mehrotra

    Picture of Shobhit MehrotraCollectively over 25 years of experience in Fixed Income markets, Fixed Income dealing, credit rating etc.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 6.88% 22.50% 29.22% 72.19% 23.05% 15.36% 16.75% % 70.49% 43.35% 28.68% 19.00% %
Category Average 2.90% 5.85% 10.24% 26.36% 10.13% 7.85% 9.77% % 25.37% 18.03% 15.82% 11.50% %
HDFC Retirement Savings Fund - Hybrid - Equity Plan 4.03%₹ 10,402 8.40%₹ 10,840 16.45%₹ 11,644 50.46%₹ 15,045 45.53%₹ 14,779 17.28%₹ 13,761 30.72%₹ 32,098 13.46%₹ 14,612 21.70%₹ 49,433 14.96%₹ 20,097 15.73%₹ 88,929 - -
HDFC Retirement Savings Fund - Equity Plan 6.88%₹ 10,687 15.24%₹ 11,524 27.84%₹ 12,784 72.19%₹ 17,219 70.49%₹ 16,193 23.05%₹ 15,149 43.35%₹ 35,675 15.36%₹ 15,356 28.68%₹ 54,377 16.75%₹ 21,711 19.00%₹ 96,337 - -
Nippon India Retirement Fund - Income Generation Scheme 0.95%₹ 10,095 2.63%₹ 10,262 2.06%₹ 10,205 9.44%₹ 10,944 7.75%₹ 12,496 6.77%₹ 11,401 8.22%₹ 26,084 8.58%₹ 12,802 8.68%₹ 41,033 7.68%₹ 14,481 7.41%₹ 72,333 - -
HDFC Retirement Savings Fund - Hybrid - Debt Plan 1.66%₹ 10,165 4.04%₹ 10,403 5.31%₹ 10,531 15.86%₹ 11,586 14.40%₹ 12,914 9.28%₹ 11,945 11.85%₹ 27,024 8.31%₹ 12,710 10.29%₹ 42,017 8.50%₹ 15,044 8.41%₹ 74,167 - -
Tata Retirement Saving Fund 1.77%₹ 10,176 3.42%₹ 10,342 4.23%₹ 10,422 14.72%₹ 11,472 12.43%₹ 12,791 9.77%₹ 12,052 11.80%₹ 27,009 8.24%₹ 12,683 10.32%₹ 42,035 9.02%₹ 15,405 8.64%₹ 74,599 - -
Tata Retirement Saving Fund 1.77%₹ 10,176 3.42%₹ 10,342 4.23%₹ 10,422 14.72%₹ 11,472 12.43%₹ 12,791 9.77%₹ 12,052 11.80%₹ 27,009 8.24%₹ 12,683 10.32%₹ 42,035 9.02%₹ 15,405 8.64%₹ 74,599 - -

Portfolio Holdings

Portfolio holdings pattern of HDFC Retirement Savings Fund - Hybrid - Equity Plan as on 20 Jun 2021 are listed below:

  • Equity Holdings:

    65.39%
  • Debt Holdings:

    22.10%
  • Others Holdings:

    12.51%

Top Sector Holdings of HDFC Retirement Savings Fund - Hybrid - Equity Plan

Name of SectorHolding PercentageHolding Values in Crore
Banks 13.46% ₹ 77.65 Cr.
Computers - software 6.32% ₹ 36.46 Cr.
Refineries/marketing 5.55% ₹ 32.02 Cr.
Housing finance 4.42% ₹ 25.48 Cr.
Pharmaceuticals 3.74% ₹ 21.61 Cr.
Others 66.51% -

Top Stock Holdings of HDFC Retirement Savings Fund - Hybrid - Equity Plan

Name of StocksHolding PercentageHolding Values in Crore
HDFC Bank Ltd. 5.75% ₹ 33.16 Cr.
ICICI Bank Ltd. 4.92% ₹ 28.41 Cr.
Infosys Ltd. 4.70% ₹ 27.14 Cr.
Housing Development Finance Corporation Ltd. 4.42% ₹ 25.48 Cr.
Reliance Industries Ltd. 4.41% ₹ 25.44 Cr.
Others 75.80% -

Top Debt Instrument Type holdings of HDFC Retirement Savings Fund - Hybrid - Equity Plan

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 18.07% ₹ 104.21 Cr.
GOI 4.03% ₹ 23.29 Cr.
Others 77.90% -

Top Debt Holdings of HDFC Retirement Savings Fund - Hybrid - Equity Plan

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Power Finance Corporation Ltd. 4.63% ₹ 26.73 Cr.
Bond - Embassy Office Parks Reit 4.29% ₹ 24.73 Cr.
Bond - Govt of India 4.03% ₹ 23.29 Cr.
Bond - Vedanta Ltd. 2.59% ₹ 14.97 Cr.
Bond - Jamnagar Utilities & Power Pvt. Ltd. 1.85% ₹ 10.68 Cr.
Others 82.61%

Other Holdings

Holding TypeHolding Percentage
Reverse Repo 6.94%
TREPS 5.45%
Net Receivables 0.12%