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Home Mutual FundsDebtMedium to Long Duration FundHDFC Income Fund

HDFC Income Fund

The fund details shown here are of the Growth Plan option and belongs to the Debt, Medium to Long Duration Fund category.

The NAV for HDFC Income Fund Fund is 55.684 as of 26 Dec 2024. NAV or Net Asset Value, is a crucial metric in the context of mutual funds. It represents the per - unit market value of a mutual fund scheme. NAV is calculated by the fund house on every business day and is a key factor in determining the value of an investor's holdings in the mutual fund.

This fund has given 5.20% annualized return for the last 3 years.

At present HDFC Income Fund has not been rated by us.

  • 1M
  • 3M
  • 6M
  • 1YR
  • 3YR
  • 5YR
  • 10YR
  • Since Inception

Performance

Monthly SIP of   ₹    for

Below table shows comparison of HDFC Income Fund with respect to the investments in Fixed Deposit and Gold for the Total investment of ₹36,000 over the period of 3 years.

Total Value Gain Return %
This Fund

40,061

4,061

7.05%
Bank FD

39,824

3,824

 6.5%
Gold

40,770

4,770

 8.00%

Fund Information

  • 863.98 Cr.

  • HDFC Income Fund shown here is of Growth plan.

  • The Total Expense Ratio (TER) of the fund is 1.39%. The Total Expense Ratio (TER) is a measure that represents the total costs associated with managing and operating a mutual fund as a percentage of its average Assets under Management (AUM). It provides an insight into the overall expenses they will incur by investing in the fund.

  • HDFC Income Fund is an Debt oriented mutual fund in the - Medium to Long Duration Fund category.

  • Nifty 50 Arbitrage Index is the benchmark for HDFC Income Fund. A benchmark for a mutual fund serves as a standard for performance comparison, helping investors assess how well the fund is meeting its objectives and how it fares against relevant market indicators. Investors often compare the fund's performance with the benchmark as well as its peers.

  • The inception date of a mutual fund refers to the date when the fund was first established and began operations. It is the starting point from which the fund's performance, returns, and other key metrics are calculated. The fund was started on 01 Sep 2000 as at present it is 24 years old fund.

  • Name of the AMC is HDFC Mutual Fund. Click here to know more about HDFC Mutual Fund.

Fund Managed By

Fund managers make investment decisions, optimizing returns and managing risks for portfolios. Responsibilities include market analysis, performance monitoring. HDFC Income Fund managed by following fund manager(s);

How does the Return Comparison of the HDFC Income Fund fare against peer funds in the Medium to Long Duration fund category?

Peer fund returns can vary based on the collaborative nature and specific strategies employed by fund managers of these funds listed in below table, often showcasing different risk-return profiles compared to strategy adopted by HDFC Income Fund. Below table demonstrate the returns generated by some peer funds and compare tho this fund and average return generate by the Debt, Medium to Long Duration fund category these peer funds belongs to.

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.47% 1.04% 5.70% 5.70% 7.75% 9.46% 8.83% 7.82% 8.13%
Category Average 0.37% 0.87% 5.11% 5.11% 7.10% 4.15% 4.52% 6.40% 7.00%
HDFC Income Fund -0.23% 0.58% 0.73% 3.85% 8.84% 7.41% 5.20% 5.39% 6.04%
UTI Bond Fund -0.22% 0.55% 0.93% 3.97% 8.39% 7.32% 8.17% 7.00% 5.65%
ICICI Prudential Debt Management Fund (FoF) 0.04% 0.65% 1.63% 3.90% 8.16% - - - -
ICICI Prudential Bond Fund -0.02% 0.64% 1.43% 4.35% 8.60% 8.07% 6.40% 6.69% 7.40%
LIC MF Bond Fund -0.06% 0.72% 1.23% 4.37% 9.08% 7.78% 6.11% 5.66% 6.32%
SBI Magnum Income Fund -0.20% 0.47% 0.88% 3.70% 8.01% - - - -

Fund Portfolio Details

Portfolio details of a fund generally refer to a comprehensive breakdown of the investments held within a specific investment vehicle, such as a mutual fund or exchange-traded fund (ETF). Portfolio details of HDFC Income Fund are shown below;

Equity -

Debt %

Others 0.00%

Top Holdings

Name of the InstrumentHolding Percentage
GOVERNMENT OF INDIA 33234 GOI 24JL37 7.18 FV RS 100 17.25%
GOVERNMENT OF INDIA 32410 GOI 19DC36 7.41 FV RS 100 13.55%
GOVERNMENT OF INDIA 31636 GOI 23MY36 7.54 FV RS 100 12.98%
GOVERNMENT OF INDIA 33298 GOI 14AG33 7.18 FV RS 100 12.02%
GOVERNMENT OF INDIA 32584 GOI 06FB33 7.26 FV RS 100 6.03%
Others 38.17%
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Allocation by Instruments

Type of the InstrumentHolding Percentage
GOVERNMENT SECURITIES 77.74%
BOND 12.25%
DEBENTURE 3.03%

Portfolio Holdings shown is as of 31 Aug 2023

Riskometer

Investors understand that their principal
will be at Moderate risk