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DSP Savings Fund

DSP Savings Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

5.63

as on 21 Jan 2022

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,786 today.

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NAV Performance

DSP Savings Fund performance graph for last 3 years
Performance of DSP Savings Fund for last 3 Years

Fund Information

  • ₹ 42.482

    as on 21 Jan 2022
  • Regular - Growth

  • 13 / 20

  • ₹ 500

  • ₹ 2,761 Cr.

    as on 21 Jan 2022
  • 0.5%

    since 30 Nov 2021
  • 30 Sep 1999

  • Debt - Money Market Fund

  • CRISIL 10 Year Gilt Index

  • DSP Mutual Fund

    Show All Funds

Highlights of this fund

DSP Savings Fund is an Open-ended Debt Fund. The fund belongs to Money Market Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 30 Sep 1999. This fund is offered by one of the top AMC (Assets Management Company) DSP Mutual Fund. You can also view here all other Debt funds offered by DSP Mutual Fund.

Latest NAV of the fund is ₹ 42.482 as on 21 Jan 2022.

This fund has 22 years of track record. Since 30 Nov 2021 expense ratio of this fund is 0.5%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 500.

Fund Objective

The DSP BlackRock Government Securities Fund is an open-ended scheme seeking to generate returns through investments by investing in Treasury Bills and other Central Government Securities with residual maturity of less than or equal to 1 year.

List of Fund Managers of DSP Savings Fund

  • About Karan Mundra

    Picture of Karan  Mundra
  • About Kedar Karnik

    Picture of Kedar KarnikKedar joins us from Axis Asset Management and has over 10 years of investment experience. He has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies. He joins us from Axis Asset Management and has over 10 years of investment experience. He has previously worked with HSBC Asset Management and CRISIL Ltd.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderate Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.07% 0.37% 0.96% 1.89% 4.00% 14.28% 6.26% 6.67% 8.46% 3.89% 8.76% 8.23% 6.03% 7.00%
Category Average 0.05% 0.32% 0.86% 1.71% 3.58% 5.18% 5.62% 6.14% 7.18% 3.50% 4.19% 4.89% 5.54% 6.52%
DSP Savings Fund 0.03%₹ 10,003 0.30%₹ 10,029 0.84%₹ 10,084 1.70%₹ 10,169 3.71%₹ 10,370 3.56%₹ 12,230 4.59%₹ 10,941 3.97%₹ 24,999 5.63%₹ 11,786 4.63%₹ 38,635 5.99%₹ 13,380 5.53%₹ 69,013 6.98%₹ 19,657 6.36%₹ 1,66,412
UTI Money Market Fund 0.05%₹ 10,005 0.34%₹ 10,034 0.93%₹ 10,093 1.86%₹ 10,186 3.87%₹ 10,386 3.79%₹ 12,245 4.83%₹ 10,991 4.16%₹ 25,049 5.82%₹ 11,849 4.84%₹ 38,755 6.40%₹ 13,636 5.80%₹ 69,488 7.56%₹ 20,744 6.83%₹ 1,70,549
Nippon India Money Market Fund 0.06%₹ 10,006 0.36%₹ 10,035 0.95%₹ 10,095 1.87%₹ 10,187 3.88%₹ 10,388 3.82%₹ 12,247 4.83%₹ 10,991 4.18%₹ 25,053 5.84%₹ 11,857 4.86%₹ 38,766 6.43%₹ 13,658 5.84%₹ 69,554 7.57%₹ 20,770 6.84%₹ 1,70,683
Aditya Birla Sun Life Money Manager Fund 0.06%₹ 10,005 0.37%₹ 10,036 0.96%₹ 10,096 1.89%₹ 10,189 3.97%₹ 10,397 3.89%₹ 12,251 5.17%₹ 11,061 4.35%₹ 25,098 6.06%₹ 11,931 5.08%₹ 38,898 6.59%₹ 13,764 6.03%₹ 69,892 7.71%₹ 21,030 7.00%₹ 1,72,064
SBI Savings Fund 0.04%₹ 10,004 0.30%₹ 10,030 0.81%₹ 10,081 1.63%₹ 10,162 3.43%₹ 10,343 3.33%₹ 12,215 4.42%₹ 10,905 3.75%₹ 24,945 5.46%₹ 11,729 4.46%₹ 38,537 5.94%₹ 13,351 5.38%₹ 68,746 7.42%₹ 20,471 6.57%₹ 1,68,240
ICICI Prudential Money Market Fund 0.05%₹ 10,005 0.31%₹ 10,031 0.89%₹ 10,089 1.81%₹ 10,180 3.77%₹ 10,376 3.67%₹ 12,238 4.88%₹ 11,002 4.13%₹ 25,041 5.81%₹ 11,847 4.84%₹ 38,755 6.37%₹ 13,621 5.78%₹ 69,457 7.55%₹ 20,728 6.81%₹ 1,70,363

Portfolio Holdings

Portfolio holdings pattern of DSP Savings Fund as on 23 Jan 2022 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    96.31%
  • Others Holdings:

    3.69%

Top Debt Instrument Type holdings of DSP Savings Fund

Instrument TypeHolding PercentageHolding Values in Crore
CP 44.76% ₹ 1,201.46 Cr.
CD 33.97% ₹ 912.11 Cr.
T-Bills 10.10% ₹ 271.11 Cr.
GOI 7.48% ₹ 200.75 Cr.
Others 3.69% -

Top Debt Holdings of DSP Savings Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - T-Bill 10.10% ₹ 271.11 Cr.
Bond - Govt of India 7.48% ₹ 200.75 Cr.
Bond - Small Industries Development Bank Of India 7.34% ₹ 197.15 Cr.
Bond - Export Import Bank Of India 7.34% ₹ 196.97 Cr.
Bond - Housing Development Finance Corporation Ltd. 5.52% ₹ 148.09 Cr.
Others 62.22%

Other Holdings

Holding TypeHolding Percentage
TREPS 5.77%
Net Receivables -2.08%