Fund Performance
Lumpsum
SIP
4.65
as on 29 Mar 20233 Years
Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,463 today.
NAV Performance
Fund Information
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₹ 44.810
as on 29 Mar 2023 -
Regular - Growth
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13 / 20
-
₹ 500
-
₹ 2,761 Cr.
as on 31 Dec 2021 -
0.5%
-
30 Sep 1999
-
CRISIL 10 Year Gilt Index
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DSP Mutual Fund
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Highlights of this fund
DSP Savings Fund is an Open-ended Debt Fund. The fund belongs to Money Market Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 30 Sep 1999. This fund is offered by one of the top AMC (Assets Management Company) DSP Mutual Fund. You can also view here all other Debt funds offered by DSP Mutual Fund.
Latest NAV of the fund is ₹ 44.810 as on 29 Mar 2023.
This fund has 23 years of track record. Since 30 Nov 2021 expense ratio of this fund is 0.5%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.
You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 500.
Fund Objective
The DSP BlackRock Government Securities Fund is an open-ended scheme seeking to generate returns through investments by investing in Treasury Bills and other Central Government Securities with residual maturity of less than or equal to 1 year.
List of Fund Managers of DSP Savings Fund
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About Karan Mundra
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About Kedar Karnik
Kedar joins us from Axis Asset Management and has over 10 years of investment experience. He has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies. He joins us from Axis Asset Management and has over 10 years of investment experience. He has previously worked with HSBC Asset Management and CRISIL Ltd.
Riskometer : Risk associated with this fund
Investors understand that their principal will be at Moderate Risk
Fund Return Comparison
| Fund Name | 1 Week | 1 Month | 3 Months | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Category Best | 0.20% | 0.67% | 1.75% | 3.45% | 5.67% | 5.65% | 10.88% | 6.67% | 8.46% | 6.44% | 5.43% | 5.81% | 5.54% | 6.50% |
| Category Average | 0.17% | 0.61% | 1.61% | 3.17% | 5.13% | 4.47% | 5.08% | 5.78% | 6.71% | 6.06% | 5.00% | 4.71% | 5.14% | 6.09% |
| DSP Savings Fund | 0.17%₹ 10,016 | 0.63%₹ 10,062 | 1.67%₹ 10,166 | 3.31%₹ 10,330 | 4.77%₹ 10,476 | 5.96%₹ 12,382 | 4.25%₹ 10,872 | 4.75%₹ 25,194 | 4.65%₹ 11,463 | 4.45%₹ 38,518 | 5.63%₹ 13,153 | 4.97%₹ 68,030 | 6.61%₹ 18,972 | 5.84%₹ 1,61,887 |
| UTI Money Market Fund | 0.17%₹ 10,017 | 0.64%₹ 10,064 | 1.74%₹ 10,173 | 3.43%₹ 10,342 | 5.62%₹ 10,561 | 6.42%₹ 12,411 | 4.76%₹ 10,978 | 5.38%₹ 25,353 | 5.03%₹ 11,590 | 5.00%₹ 38,837 | 6.08%₹ 13,431 | 5.42%₹ 68,798 | 7.09%₹ 19,841 | 6.37%₹ 1,66,441 |
| Nippon India Money Market Fund | 0.16%₹ 10,016 | 0.65%₹ 10,065 | 1.74%₹ 10,174 | 3.42%₹ 10,342 | 5.67%₹ 10,566 | 6.44%₹ 12,412 | 4.79%₹ 10,984 | 5.43%₹ 25,364 | 5.03%₹ 11,587 | 5.03%₹ 38,857 | 6.13%₹ 13,468 | 5.46%₹ 68,869 | 7.10%₹ 19,874 | 6.39%₹ 1,66,652 |
| Aditya Birla Sun Life Money Manager Fund | 0.19%₹ 10,018 | 0.67%₹ 10,066 | 1.75%₹ 10,175 | 3.45%₹ 10,345 | 5.57%₹ 10,556 | 6.44%₹ 12,411 | 4.77%₹ 10,979 | 5.37%₹ 25,349 | 5.16%₹ 11,633 | 5.02%₹ 38,850 | 6.24%₹ 13,539 | 5.54%₹ 69,010 | 7.21%₹ 20,076 | 6.50%₹ 1,67,560 |
| SBI Savings Fund | 0.17%₹ 10,017 | 0.62%₹ 10,061 | 1.62%₹ 10,162 | 3.18%₹ 10,317 | 5.02%₹ 10,501 | 5.88%₹ 12,376 | 4.22%₹ 10,866 | 4.83%₹ 25,213 | 4.54%₹ 11,427 | 4.48%₹ 38,537 | 5.57%₹ 13,117 | 4.95%₹ 68,000 | 6.85%₹ 19,402 | 6.02%₹ 1,63,409 |
| ICICI Prudential Money Market Fund | 0.18%₹ 10,017 | 0.65%₹ 10,064 | 1.70%₹ 10,169 | 3.36%₹ 10,335 | 5.45%₹ 10,545 | 6.28%₹ 12,401 | 4.62%₹ 10,949 | 5.23%₹ 25,314 | 4.99%₹ 11,575 | 4.87%₹ 38,762 | 6.01%₹ 13,394 | 5.34%₹ 68,671 | 7.05%₹ 19,778 | 6.32%₹ 1,65,985 |
Portfolio Holdings
Top Debt Instrument Type holdings of DSP Savings Fund
| Instrument Type | Holding Percentage | Holding Values in Crore |
|---|---|---|
| CP | 44.85% | ₹ 1,012.21 Cr. |
| CD | 38.48% | ₹ 868.80 Cr. |
| T-Bills | 12.09% | ₹ 272.80 Cr. |
| GOI | 4.36% | ₹ 98.47 Cr. |
| Others | .22% | - |
Top Debt Holdings of DSP Savings Fund
| Name of Debt Instrument | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Bond - T-Bill | 12.09% | ₹ 272.80 Cr. |
| Bond - Housing Development Finance Corporation Ltd. | 6.61% | ₹ 149.12 Cr. |
| Bond - Small Industries Development Bank Of India | 6.60% | ₹ 148.88 Cr. |
| Bond - Axis Bank Ltd. | 6.60% | ₹ 148.99 Cr. |
| Bond - Kotak Mahindra Bank Ltd. | 6.59% | ₹ 148.81 Cr. |
| Others | 61.51% |
Other Holdings
| Holding Type | Holding Percentage |
|---|---|
| TREPS | 4.68% |
| Net Receivables | -4.46% |