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DSP Savings Fund

DSP Savings Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

6.57

as on 10 Jun 2021

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,110 today.

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NAV Performance

DSP Savings Fund performance graph for last 3 years
Performance of DSP Savings Fund for last 3 Years

Fund Information

  • ₹ 41.598

    as on 10 Jun 2021
  • Regular - Growth

  • -

  • ₹ 500

  • ₹ 1,932 Cr.

    as on 10 Jun 2021
  • 0.48%

    since 31 Dec 2020
  • 30 Sep 1999

  • Debt - Money Market Fund

  • CRISIL 10 Year Gilt Index

  • DSP mutual fund

    Show All Funds

Highlights of this fund

DSP Savings Fund is an Open-ended Debt Fund. The fund belongs to Money Market Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 30 Sep 1999. This fund is offered by one of the top AMC (Assets Management Company) DSP mutual fund. You can also view here all other Debt funds offered by DSP mutual fund.

Latest NAV of the fund is ₹ 41.598 as on 10 Jun 2021.

This fund has 21 years of track record. Since 31 Dec 2020 expense ratio of this fund is 0.48%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 500.

Fund Objective

The DSP BlackRock Government Securities Fund is an open-ended scheme seeking to generate returns through investments by investing in Treasury Bills and other Central Government Securities with residual maturity of less than or equal to 1 year.

List of Fund Managers of DSP Savings Fund

  • About Kedar Karnik

    Picture of Kedar KarnikKedar joins us from Axis Asset Management and has over 10 years of investment experience. He has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies. He joins us from Axis Asset Management and has over 10 years of investment experience. He has previously worked with HSBC Asset Management and CRISIL Ltd.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Very High Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.10% 0.33% 1.20% 2.01% 24.95% 10.71% 7.02% 7.03% 8.46% 6.87% 13.67% 8.90% 6.74% 7.48%
Category Average 0.08% 0.29% 0.98% 1.70% 5.12% 6.17% 6.33% 6.59% 7.51% 3.89% 5.51% 5.92% 6.21% 6.96%
DSP Savings Fund 0.09%₹ 10,008 0.30%₹ 10,030 1.18%₹ 10,117 1.85%₹ 10,184 4.15%₹ 10,415 3.85%₹ 12,248 5.75%₹ 11,184 4.91%₹ 25,237 6.57%₹ 12,110 5.70%₹ 39,256 6.37%₹ 13,617 6.17%₹ 70,120 7.25%₹ 20,138 6.79%₹ 1,70,152
Aditya Birla Sun Life Money Manager Fund 0.08%₹ 10,007 0.33%₹ 10,032 1.11%₹ 10,111 1.92%₹ 10,192 4.65%₹ 10,465 4.16%₹ 12,268 6.27%₹ 11,295 5.42%₹ 25,367 7.02%₹ 12,264 6.20%₹ 39,548 7.01%₹ 14,032 6.74%₹ 71,131 8.06%₹ 21,716 7.48%₹ 1,76,445
HDFC Money Market Fund 0.10%₹ 10,009 0.32%₹ 10,031 1.12%₹ 10,112 1.88%₹ 10,187 4.55%₹ 10,454 4.06%₹ 12,261 6.23%₹ 11,287 5.37%₹ 25,352 6.89%₹ 12,218 6.13%₹ 39,510 6.81%₹ 13,901 6.59%₹ 70,865 7.88%₹ 21,372 7.30%₹ 1,74,816
Franklin India Savings Fund Retail Option 0.08%₹ 10,008 0.29%₹ 10,029 1.02%₹ 10,102 1.76%₹ 10,175 4.13%₹ 10,413 3.73%₹ 12,240 6.01%₹ 11,238 4.99%₹ 25,256 6.86%₹ 12,209 5.91%₹ 39,379 7.03%₹ 14,044 6.54%₹ 70,781 7.96%₹ 21,518 7.40%₹ 1,75,723
Nippon India Money Market Fund 0.09%₹ 10,008 0.31%₹ 10,031 1.05%₹ 10,105 1.89%₹ 10,188 4.37%₹ 10,436 4.03%₹ 12,259 5.94%₹ 11,225 5.09%₹ 25,283 6.82%₹ 12,194 5.91%₹ 39,379 6.83%₹ 13,919 6.52%₹ 70,742 7.92%₹ 21,443 7.32%₹ 1,74,946
UTI Money Market Fund 0.07%₹ 10,007 0.31%₹ 10,031 1.03%₹ 10,103 1.87%₹ 10,186 4.45%₹ 10,445 4.00%₹ 12,257 5.92%₹ 11,220 5.09%₹ 25,282 6.75%₹ 12,169 5.88%₹ 39,361 6.81%₹ 13,906 6.48%₹ 70,678 7.91%₹ 21,425 7.31%₹ 1,74,829

Portfolio Holdings

Portfolio holdings pattern of DSP Savings Fund as on 13 Jun 2021 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    96.12%
  • Others Holdings:

    3.88%

Top Debt Instrument Type holdings of DSP Savings Fund

Instrument TypeHolding PercentageHolding Values in Crore
CD 36.26% ₹ 674.56 Cr.
CP 31.92% ₹ 594.17 Cr.
GOI 18.87% ₹ 351.13 Cr.
T-Bills 9.07% ₹ 168.70 Cr.
Others 3.88% -

Top Debt Holdings of DSP Savings Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 18.87% ₹ 351.13 Cr.
Bond - T-Bill 9.07% ₹ 168.70 Cr.
Bond - National Bank for Agriculture & Rural Development 7.79% ₹ 144.90 Cr.
Bond - Housing Development Finance Corporation Ltd. 7.77% ₹ 144.53 Cr.
Bond - Small Industries Development Bank Of India 7.77% ₹ 144.49 Cr.
Others 48.73%

Other Holdings

Holding TypeHolding Percentage
TREPS 4.09%
Net Receivables -0.21%