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Home Mutual FundsDebtMoney Market FundFranklin India Savings Fund Retail Option

Franklin India Savings Fund Retail Option

The fund details shown here are of the Growth Plan option and belongs to the Debt, Money Market Fund category.

The NAV for Franklin India Savings Fund Retail Option Fund is 48.709 as of 21 Feb 2025. NAV or Net Asset Value, is a crucial metric in the context of mutual funds. It represents the per - unit market value of a mutual fund scheme. NAV is calculated by the fund house on every business day and is a key factor in determining the value of an investor's holdings in the mutual fund.

This fund has given 6.61% annualized return for the last 3 years.

Franklin India Savings Fund Retail Option has 2 Star Rating at present. The present riskometer shown below is the level of risk in this fund based on guidelines set by SEBI is at Low to Moderate risk.

  • 1M
  • 3M
  • 6M
  • 1YR
  • 3YR
  • 5YR
  • 10YR
  • Since Inception

Fund Information

  • As of 31 Aug 2023, fund size of Franklin India Savings Fund Retail Option is 1,712.57 Cr.

  • Franklin India Savings Fund Retail Option shown here is of Growth plan.

  • The Total Expense Ratio (TER) of the fund is 0.29%. The Total Expense Ratio (TER) is a measure that represents the total costs associated with managing and operating a mutual fund as a percentage of its average Assets under Management (AUM). It provides an insight into the overall expenses they will incur by investing in the fund.

  • Franklin India Savings Fund Retail Option is an Debt oriented mutual fund in the - Money Market Fund category.

  • Nifty 50 Arbitrage Index is the benchmark for Franklin India Savings Fund Retail Option. A benchmark for a mutual fund serves as a standard for performance comparison, helping investors assess how well the fund is meeting its objectives and how it fares against relevant market indicators. Investors often compare the fund's performance with the benchmark as well as its peers.

  • The inception date of a mutual fund refers to the date when the fund was first established and began operations. It is the starting point from which the fund's performance, returns, and other key metrics are calculated. The fund was started on 11 Feb 2002 as at present it is 23 years old fund.

  • Name of the AMC is Franklin Templeton Mutual Funds. Click here to know more about Franklin Templeton Mutual Funds.

Fund Managed By

Fund managers make investment decisions, optimizing returns and managing risks for portfolios. Responsibilities include market analysis, performance monitoring. Franklin India Savings Fund Retail Option managed by following fund manager(s);

Riskometer

Investors understand that their principal
will be at Low to Moderate risk

How does the Return Comparison of the Franklin India Savings Fund Retail Option fare against peer funds in the Money Market fund category?

Peer fund returns can vary based on the collaborative nature and specific strategies employed by fund managers of these funds listed in below table, often showcasing different risk-return profiles compared to strategy adopted by Franklin India Savings Fund Retail Option. Below table demonstrate the returns generated by some peer funds and compare tho this fund and average return generate by the Debt, Money Market fund category these peer funds belongs to.

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.14% 0.63% 1.79% 3.68% 7.72% 7.63% 6.84% 6.09% 69.08%
Category Average 0.13% 0.60% 1.72% 3.54% 7.37% 7.28% 6.52% 5.75% 11.77%
Franklin India Savings Fund Retail Option 0.13% 0.61% 1.78% 3.66% 7.62% 7.51% 6.61% 5.80% 6.81%
UTI Money Market Fund 0.13% 0.62% 1.79% 3.68% 7.68% 7.62% 6.84% 5.99% 6.80%
Nippon India Money Market Fund 0.13% 0.62% 1.76% 3.64% 7.67% 7.58% 6.83% 5.98% 6.80%
Aditya Birla Sun Life Money Manager Fund 0.14% 0.63% 1.79% 3.67% 7.72% 7.63% 6.82% 6.09% 6.90%
Aditya Birla Sun Life Money Manager Fund 0.14% 0.63% 1.79% 3.67% 7.72% 7.63% 6.82% 6.09% 6.90%
Aditya Birla Sun Life Money Manager Fund 0.14% 0.63% 1.79% 3.67% 7.72% 7.63% 6.82% 6.09% 6.90%

Fund Portfolio Details

Portfolio details of a fund generally refer to a comprehensive breakdown of the investments held within a specific investment vehicle, such as a mutual fund or exchange-traded fund (ETF). Portfolio details of Franklin India Savings Fund Retail Option are shown below;

Equity -

Debt 95.72%

Others 4.28%

Top Holdings

Name of the InstrumentHolding Percentage
GOVERNMENT OF INDIA 33252 182 DAYS TBILL 25JN24 FV RS 100 14.18%
GOVERNMENT OF INDIA 33335 182 DAYS TBILL 22FB24 FV RS 100 5.64%
LARSEN AND TOUBRO LIMITED 90D CP 17OCT23 5.06%
JM FINANCIAL PRODUCTS LIMITED 365D CP 08SEP23 3.64%
RELIANCE JIO INFOCOMM LIMITED 350D CP 29SEP23 3.62%
Others 67.86%
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Allocation by Instruments

Type of the InstrumentHolding Percentage
TREASURY BILLS 19.82%
COMMERCIAL PAPER 33.55%
CERTIFICATE OF DEPOSIT 42.35%

Portfolio Holdings shown is as of 31 Aug 2023