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Tata Retirement Saving Fund

Tata Retirement Saving Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

8.12

as on 26 May 2023

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,638 today.

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NAV Performance

Tata Retirement Saving Fund performance graph for last 3 years
Performance of Tata Retirement Saving Fund for last 3 Years

Fund Information

  • ₹ 43.860

    as on 26 May 2023
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 1,595 Cr.

    as on 30 Apr 2023
  • 2.09%

  • 01 Nov 2011

  • Hybrid - Retirement Fund

  • Nifty 50

  • Tata Mutual Fund

    Show All Funds

Highlights of this fund

Tata Retirement Saving Fund is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 01 Nov 2011. This fund is offered by one of the top AMC (Assets Management Company) Tata Mutual Fund. You can also view here all other Hybrid funds offered by Tata Mutual Fund.

Latest NAV of the fund is ₹ 43.860 as on 26 May 2023.

This fund has 11 years of track record. Since 31 Mar 2023 expense ratio of this fund is 2.09%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

List of Fund Managers of Tata Retirement Saving Fund

  • About Murthy Nagarajan

    Picture of Murthy NagarajanMurthy Nagarajan is the Head of Fixed Income at Tata Asset Management. With an expertise spanning decades in the debt market, he carries a rich industry experience of more than 22 years in the financial services space. He holds a Master of Commerce degree and a PGDBA from Somaiya Institute of Management & Research.
  • About Sonam Udasi

    Picture of Sonam UdasiSonam Udasi carries a work experience of around 21 years with his expertise in Equities Research. He is presently the Fund Manager for many of the equity schemes at Tata Asset Management. He joined Tata Asset Management as the Head of Research in April 2014. He holds a Post Graduate Diploma in Business Administration with a specialization in Finance.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Very High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 5.27% 22.50% 29.22% 24.27% 17.91% 36.22% 14.86% 8.62% 23.90% 15.90% 23.15% 20.61% 7.41%
Category Average 2.99% 6.29% 4.51% 10.76% 6.59% 13.25% 8.45% 8.62% 11.01% 6.15% 8.88% 11.34% 7.41%
Tata Retirement Saving Fund 2.23%₹ 10,223 4.05%₹ 10,405 2.91%₹ 10,291 7.92%₹ 10,792 8.72%₹ 12,555 4.22%₹ 10,862 4.67%₹ 25,172 8.12%₹ 12,638 5.38%₹ 39,060 6.31%₹ 13,581 6.36%₹ 70,445 8.62%₹ 22,882 7.41%₹ 1,75,731
HDFC Retirement Savings Fund - Equity Plan 4.30%₹ 10,430 7.60%₹ 10,760 6.64%₹ 10,663 24.27%₹ 12,427 23.90%₹ 13,490 16.90%₹ 13,664 15.90%₹ 28,072 36.22%₹ 25,276 23.15%₹ 50,393 14.86%₹ 20,003 20.61%₹ 1,00,121 - -
ICICI Prudential Retirement Fund (Pure Equity Plan) 4.74%₹ 10,473 8.24%₹ 10,823 1.68%₹ 10,168 12.82%₹ 11,281 14.15%₹ 12,894 17.91%₹ 13,903 11.20%₹ 26,845 31.63%₹ 22,805 19.32%₹ 47,787 - - - -
Nippon India Retirement Fund - Wealth Creation Scheme 5.27%₹ 10,526 6.71%₹ 10,670 0.21%₹ 10,020 16.57%₹ 11,657 15.36%₹ 12,968 10.90%₹ 12,298 8.49%₹ 26,145 27.92%₹ 20,934 14.78%₹ 44,815 6.88%₹ 13,951 11.57%₹ 80,225 - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan 3.81%₹ 10,381 6.34%₹ 10,633 5.60%₹ 10,560 19.47%₹ 11,947 19.31%₹ 13,211 10.99%₹ 12,317 11.66%₹ 26,962 25.29%₹ 19,666 15.73%₹ 45,425 11.99%₹ 17,628 14.84%₹ 86,966 - -
ICICI Prudential Retirement Fund (Hybrid Aggressive Plan) 3.92%₹ 10,392 7.49%₹ 10,749 1.03%₹ 10,103 11.79%₹ 11,179 12.01%₹ 12,761 9.10%₹ 11,902 7.09%₹ 25,786 21.59%₹ 17,977 12.00%₹ 43,056 - - - -

Portfolio Holdings

Portfolio holdings pattern of Tata Retirement Saving Fund as on 28 May 2023 are listed below:

  • Equity Holdings:

    82.16%
  • Debt Holdings:

    13.37%
  • Others Holdings:

    4.46%

Top Sector Holdings of Tata Retirement Saving Fund

Name of SectorHolding PercentageHolding Values in Crore
Banks 20.99% ₹ 334.79 Cr.
Cigarettes 4.76% ₹ 76.00 Cr.
Refineries/Marketing 4.55% ₹ 72.62 Cr.
Computers - Software 4.47% ₹ 71.41 Cr.
Brew/distilleries 3.49% ₹ 55.69 Cr.
Others 61.74% -

Top Stock Holdings of Tata Retirement Saving Fund

Name of StocksHolding PercentageHolding Values in Crore
HDFC Bank Ltd. 8.58% ₹ 136.95 Cr.
ICICI Bank Ltd. 5.99% ₹ 95.62 Cr.
ITC Limited 4.76% ₹ 76.00 Cr.
Reliance Industries Ltd. 4.55% ₹ 72.62 Cr.
SBI Cards and Payment Services Ltd. 2.81% ₹ 44.79 Cr.
Others 73.31% -

Top Debt Instrument Type holdings of Tata Retirement Saving Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 7.51% ₹ 119.98 Cr.
GOI 5.86% ₹ 93.27 Cr.
Others 86.63% -

Top Debt Holdings of Tata Retirement Saving Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 5.86% ₹ 93.27 Cr.
Bond - Mindspace Business Parks REIT 1.35% ₹ 21.53 Cr.
Bond - Bajaj Housing Finance Ltd. 0.92% ₹ 14.69 Cr.
Bond - Jamnagar Utilities & Power Pvt. Ltd. 0.90% ₹ 14.37 Cr.
Bond - Malwa Solar Power Generation Pvt Ltd. 0.89% ₹ 14.25 Cr.
Others 90.08%

Other Holdings

Holding TypeHolding Percentage
Repo 3.13%
Net Receivables 1.33%