Fund Performance
Lumpsum
SIP
6.30
as on 08 Dec 20233 Years
Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,013 today.
NAV Performance
Fund Information
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₹ 52.590
as on 08 Dec 2023 -
Regular - Growth
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-
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₹ 5,000
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₹ 1,595 Cr.
as on 31 May 2023 -
2.09%
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01 Nov 2011
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Nifty 50
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Tata Mutual Fund
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Highlights of this fund
Tata Retirement Saving Fund is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 01 Nov 2011. This fund is offered by one of the top AMC (Assets Management Company) Tata Mutual Fund. You can also view here all other Hybrid funds offered by Tata Mutual Fund.
Latest NAV of the fund is ₹ 52.590 as on 08 Dec 2023.
This fund has 12 years of track record. Since 31 Mar 2023 expense ratio of this fund is 2.09%. Ideally you shoulds compare this fund with the benchmark Nifty 50.
You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.
Fund Objective
To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
List of Fund Managers of Tata Retirement Saving Fund
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About Murthy Nagarajan
Murthy Nagarajan is the Head of Fixed Income at Tata Asset Management. With an expertise spanning decades in the debt market, he carries a rich industry experience of more than 22 years in the financial services space. He holds a Master of Commerce degree and a PGDBA from Somaiya Institute of Management & Research.
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About Sonam Udasi
Sonam Udasi carries a work experience of around 21 years with his expertise in Equities Research. He is presently the Fund Manager for many of the equity schemes at Tata Asset Management. He joined Tata Asset Management as the Head of Research in April 2014. He holds a Post Graduate Diploma in Business Administration with a specialization in Finance.
Riskometer : Risk associated with this fund
Investors understand that their principal will be at Very High Risk
Fund Return Comparison
| Fund Name | 1 Month | 3 Months | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Category Best | 10.16% | 22.50% | 29.22% | 27.64% | 17.78% | 27.02% | 20.21% | 8.99% | 45.52% | 27.26% | 24.88% | 24.58% | 7.69% |
| Category Average | 4.20% | 5.42% | 11.96% | 13.44% | 7.71% | 10.51% | 10.33% | 8.99% | 21.55% | 14.26% | 11.58% | 13.84% | 7.69% |
| Tata Retirement Saving Fund | 2.00%₹ 10,199 | 1.86%₹ 10,186 | 6.11%₹ 10,611 | 9.37%₹ 10,937 | 12.63%₹ 12,805 | 5.00%₹ 11,024 | 8.86%₹ 26,248 | 6.30%₹ 12,013 | 7.03%₹ 40,041 | 7.61%₹ 14,436 | 7.46%₹ 72,431 | 8.99%₹ 23,664 | 7.69%₹ 1,78,359 |
| HDFC Retirement Savings Fund - Equity Plan | 6.81%₹ 10,680 | 5.19%₹ 10,519 | 17.23%₹ 11,722 | 25.67%₹ 12,567 | 34.56%₹ 14,141 | 17.78%₹ 13,873 | 26.11%₹ 30,828 | 27.02%₹ 20,495 | 23.33%₹ 50,555 | 20.21%₹ 25,131 | 24.58%₹ 1,10,255 | - | - |
| ICICI Prudential Retirement Fund (Pure Equity Plan) | 10.16%₹ 11,016 | 8.15%₹ 10,814 | 23.34%₹ 12,334 | 27.64%₹ 12,763 | 45.52%₹ 14,785 | 16.41%₹ 13,550 | 27.26%₹ 31,144 | 26.78%₹ 20,379 | 24.88%₹ 51,641 | - | - | - | - |
| Nippon India Retirement Fund - Wealth Creation Scheme | 7.93%₹ 10,792 | 6.10%₹ 10,610 | 20.59%₹ 12,059 | 22.29%₹ 12,229 | 38.16%₹ 14,354 | 12.98%₹ 12,764 | 24.22%₹ 30,314 | 20.98%₹ 17,707 | 19.76%₹ 48,115 | 12.94%₹ 18,387 | 18.18%₹ 94,430 | - | - |
| HDFC Retirement Savings Fund - Hybrid - Equity Plan | 5.26%₹ 10,526 | 4.20%₹ 10,420 | 13.20%₹ 11,320 | 20.15%₹ 12,014 | 26.62%₹ 13,666 | 12.71%₹ 12,703 | 20.13%₹ 29,211 | 18.64%₹ 16,699 | 16.93%₹ 46,234 | 15.27%₹ 20,369 | 17.75%₹ 93,431 | - | - |
| ICICI Prudential Retirement Fund (Hybrid Aggressive Plan) | 8.48%₹ 10,848 | 6.26%₹ 10,626 | 19.35%₹ 11,935 | 22.63%₹ 12,263 | 37.11%₹ 14,292 | 12.89%₹ 12,744 | 22.57%₹ 29,868 | 18.15%₹ 16,491 | 18.20%₹ 47,072 | - | - | - | - |
Portfolio Holdings
Top Sector Holdings of Tata Retirement Saving Fund
| Name of Sector | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Banks | 18.60% | ₹ 341.04 Cr. |
| Refineries/Marketing | 4.48% | ₹ 74.10 Cr. |
| Computers - Software | 4.32% | ₹ 71.44 Cr. |
| Cigarettes | 4.25% | ₹ 70.21 Cr. |
| NBFC | 4.10% | ₹ 67.79 Cr. |
| Others | 64.25% | - |
Top Stock Holdings of Tata Retirement Saving Fund
| Name of Stocks | Holding Percentage | Holding Values in Crore |
|---|---|---|
| HDFC Bank Ltd. | 7.31% | ₹ 120.81 Cr. |
| ICICI Bank Ltd. | 5.98% | ₹ 98.90 Cr. |
| Reliance Industries Ltd. | 4.48% | ₹ 74.10 Cr. |
| ITC Limited | 4.25% | ₹ 70.21 Cr. |
| SBI Cards and Payment Services Ltd. | 3.22% | ₹ 53.18 Cr. |
| Others | 74.76% | - |
Top Debt Instrument Type holdings of Tata Retirement Saving Fund
| Instrument Type | Holding Percentage | Holding Values in Crore |
|---|---|---|
| NCD & Bonds | 8.78% | ₹ 145.39 Cr. |
| GOI | 5.65% | ₹ 93.53 Cr. |
| Others | 85.57% | - |
Top Debt Holdings of Tata Retirement Saving Fund
| Name of Debt Instrument | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Bond - Govt of India | 5.65% | ₹ 93.53 Cr. |
| Bond - Housing Development Finance Corporation Ltd. | 1.52% | ₹ 25.14 Cr. |
| Bond - Mindspace Business Parks REIT | 1.30% | ₹ 21.56 Cr. |
| Bond - Bajaj Housing Finance Ltd. | 0.89% | ₹ 14.70 Cr. |
| Bond - Jamnagar Utilities & Power Pvt. Ltd. | 0.88% | ₹ 14.51 Cr. |
| Others | 89.76% |
Other Holdings
| Holding Type | Holding Percentage |
|---|---|
| Net Receivables | 1.25% |
| Repo | 1.24% |