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Tata Retirement Saving Fund

Tata Retirement Saving Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

6.30

as on 08 Dec 2023

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,013 today.

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NAV Performance

Tata Retirement Saving Fund performance graph for last 3 years
Performance of Tata Retirement Saving Fund for last 3 Years

Fund Information

  • ₹ 52.590

    as on 08 Dec 2023
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 1,595 Cr.

    as on 31 May 2023
  • 2.09%

  • 01 Nov 2011

  • Hybrid - Retirement Fund

  • Nifty 50

  • Tata Mutual Fund

    Show All Funds

Highlights of this fund

Tata Retirement Saving Fund is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 01 Nov 2011. This fund is offered by one of the top AMC (Assets Management Company) Tata Mutual Fund. You can also view here all other Hybrid funds offered by Tata Mutual Fund.

Latest NAV of the fund is ₹ 52.590 as on 08 Dec 2023.

This fund has 12 years of track record. Since 31 Mar 2023 expense ratio of this fund is 2.09%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

List of Fund Managers of Tata Retirement Saving Fund

  • About Murthy Nagarajan

    Picture of Murthy NagarajanMurthy Nagarajan is the Head of Fixed Income at Tata Asset Management. With an expertise spanning decades in the debt market, he carries a rich industry experience of more than 22 years in the financial services space. He holds a Master of Commerce degree and a PGDBA from Somaiya Institute of Management & Research.
  • About Sonam Udasi

    Picture of Sonam UdasiSonam Udasi carries a work experience of around 21 years with his expertise in Equities Research. He is presently the Fund Manager for many of the equity schemes at Tata Asset Management. He joined Tata Asset Management as the Head of Research in April 2014. He holds a Post Graduate Diploma in Business Administration with a specialization in Finance.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Very High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 10.16% 22.50% 29.22% 27.64% 17.78% 27.02% 20.21% 8.99% 45.52% 27.26% 24.88% 24.58% 7.69%
Category Average 4.20% 5.42% 11.96% 13.44% 7.71% 10.51% 10.33% 8.99% 21.55% 14.26% 11.58% 13.84% 7.69%
Tata Retirement Saving Fund 2.00%₹ 10,199 1.86%₹ 10,186 6.11%₹ 10,611 9.37%₹ 10,937 12.63%₹ 12,805 5.00%₹ 11,024 8.86%₹ 26,248 6.30%₹ 12,013 7.03%₹ 40,041 7.61%₹ 14,436 7.46%₹ 72,431 8.99%₹ 23,664 7.69%₹ 1,78,359
HDFC Retirement Savings Fund - Equity Plan 6.81%₹ 10,680 5.19%₹ 10,519 17.23%₹ 11,722 25.67%₹ 12,567 34.56%₹ 14,141 17.78%₹ 13,873 26.11%₹ 30,828 27.02%₹ 20,495 23.33%₹ 50,555 20.21%₹ 25,131 24.58%₹ 1,10,255 - -
ICICI Prudential Retirement Fund (Pure Equity Plan) 10.16%₹ 11,016 8.15%₹ 10,814 23.34%₹ 12,334 27.64%₹ 12,763 45.52%₹ 14,785 16.41%₹ 13,550 27.26%₹ 31,144 26.78%₹ 20,379 24.88%₹ 51,641 - - - -
Nippon India Retirement Fund - Wealth Creation Scheme 7.93%₹ 10,792 6.10%₹ 10,610 20.59%₹ 12,059 22.29%₹ 12,229 38.16%₹ 14,354 12.98%₹ 12,764 24.22%₹ 30,314 20.98%₹ 17,707 19.76%₹ 48,115 12.94%₹ 18,387 18.18%₹ 94,430 - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan 5.26%₹ 10,526 4.20%₹ 10,420 13.20%₹ 11,320 20.15%₹ 12,014 26.62%₹ 13,666 12.71%₹ 12,703 20.13%₹ 29,211 18.64%₹ 16,699 16.93%₹ 46,234 15.27%₹ 20,369 17.75%₹ 93,431 - -
ICICI Prudential Retirement Fund (Hybrid Aggressive Plan) 8.48%₹ 10,848 6.26%₹ 10,626 19.35%₹ 11,935 22.63%₹ 12,263 37.11%₹ 14,292 12.89%₹ 12,744 22.57%₹ 29,868 18.15%₹ 16,491 18.20%₹ 47,072 - - - -

Portfolio Holdings

Portfolio holdings pattern of Tata Retirement Saving Fund as on 10 Dec 2023 are listed below:

  • Equity Holdings:

    83.06%
  • Debt Holdings:

    14.43%
  • Others Holdings:

    2.49%

Top Sector Holdings of Tata Retirement Saving Fund

Name of SectorHolding PercentageHolding Values in Crore
Banks 18.60% ₹ 341.04 Cr.
Refineries/Marketing 4.48% ₹ 74.10 Cr.
Computers - Software 4.32% ₹ 71.44 Cr.
Cigarettes 4.25% ₹ 70.21 Cr.
NBFC 4.10% ₹ 67.79 Cr.
Others 64.25% -

Top Stock Holdings of Tata Retirement Saving Fund

Name of StocksHolding PercentageHolding Values in Crore
HDFC Bank Ltd. 7.31% ₹ 120.81 Cr.
ICICI Bank Ltd. 5.98% ₹ 98.90 Cr.
Reliance Industries Ltd. 4.48% ₹ 74.10 Cr.
ITC Limited 4.25% ₹ 70.21 Cr.
SBI Cards and Payment Services Ltd. 3.22% ₹ 53.18 Cr.
Others 74.76% -

Top Debt Instrument Type holdings of Tata Retirement Saving Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 8.78% ₹ 145.39 Cr.
GOI 5.65% ₹ 93.53 Cr.
Others 85.57% -

Top Debt Holdings of Tata Retirement Saving Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 5.65% ₹ 93.53 Cr.
Bond - Housing Development Finance Corporation Ltd. 1.52% ₹ 25.14 Cr.
Bond - Mindspace Business Parks REIT 1.30% ₹ 21.56 Cr.
Bond - Bajaj Housing Finance Ltd. 0.89% ₹ 14.70 Cr.
Bond - Jamnagar Utilities & Power Pvt. Ltd. 0.88% ₹ 14.51 Cr.
Others 89.76%

Other Holdings

Holding TypeHolding Percentage
Net Receivables 1.25%
Repo 1.24%