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Tata Retirement Saving Fund

Tata Retirement Saving Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

6.61

as on 01 Dec 2022

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,124 today.

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NAV Performance

Tata Retirement Saving Fund performance graph for last 3 years
Performance of Tata Retirement Saving Fund for last 3 Years

Fund Information

  • ₹ 43.500

    as on 01 Dec 2022
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 1,591 Cr.

    as on 31 Dec 2021
  • 1.87%

  • 01 Nov 2011

  • Hybrid - Retirement Fund

  • Nifty 50

  • Tata Mutual Fund

    Show All Funds

Highlights of this fund

Tata Retirement Saving Fund is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 01 Nov 2011. This fund is offered by one of the top AMC (Assets Management Company) Tata Mutual Fund. You can also view here all other Hybrid funds offered by Tata Mutual Fund.

Latest NAV of the fund is ₹ 43.500 as on 01 Dec 2022.

This fund has 11 years of track record. Since 30 Nov 2021 expense ratio of this fund is 1.87%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

List of Fund Managers of Tata Retirement Saving Fund

  • About Murthy Nagarajan

    Picture of Murthy NagarajanMurthy Nagarajan is the Head of Fixed Income at Tata Asset Management. With an expertise spanning decades in the debt market, he carries a rich industry experience of more than 22 years in the financial services space. He holds a Master of Commerce degree and a PGDBA from Somaiya Institute of Management & Research.
  • About Sonam Udasi

    Picture of Sonam UdasiSonam Udasi carries a work experience of around 21 years with his expertise in Equities Research. He is presently the Fund Manager for many of the equity schemes at Tata Asset Management. He joined Tata Asset Management as the Head of Research in April 2014. He holds a Post Graduate Diploma in Business Administration with a specialization in Finance.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Very High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 4.10% 22.50% 29.22% 12.90% 28.91% 23.12% 13.80% 8.60% 20.32% 20.86% 27.70% 20.39% 7.72%
Category Average 1.82% 4.26% 9.45% 4.03% 10.63% 9.20% 8.02% 8.60% 8.85% 8.08% 12.14% 11.44% 7.72%
Tata Retirement Saving Fund 0.89%₹ 10,088 1.23%₹ 10,123 4.38%₹ 10,438 1.39%₹ 10,139 4.42%₹ 12,285 5.24%₹ 11,075 3.87%₹ 24,973 6.61%₹ 12,124 5.87%₹ 39,354 5.85%₹ 13,295 6.44%₹ 70,600 8.60%₹ 22,827 7.72%₹ 1,78,644
HDFC Retirement Savings Fund - Equity Plan 3.29%₹ 10,329 5.71%₹ 10,571 14.28%₹ 11,427 11.86%₹ 11,186 20.32%₹ 13,282 28.68%₹ 16,557 20.29%₹ 29,250 23.12%₹ 18,697 27.70%₹ 53,647 13.80%₹ 19,090 20.39%₹ 99,661 - -
ICICI Prudential Retirement Fund (Pure Equity Plan) 1.79%₹ 10,178 4.47%₹ 10,446 11.23%₹ 11,122 5.44%₹ 10,543 13.72%₹ 12,873 28.91%₹ 16,618 20.86%₹ 29,404 20.05%₹ 17,328 26.93%₹ 53,092 - - - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan 3.12%₹ 10,312 4.51%₹ 10,450 11.56%₹ 11,155 6.65%₹ 10,665 14.82%₹ 12,941 18.54%₹ 14,052 12.86%₹ 27,284 16.04%₹ 15,642 18.27%₹ 47,115 11.35%₹ 17,119 14.73%₹ 86,768 - -
ICICI Prudential Retirement Fund (Hybrid Aggressive Plan) 1.74%₹ 10,174 3.89%₹ 10,388 10.43%₹ 11,043 5.56%₹ 10,555 12.45%₹ 12,794 18.13%₹ 13,955 12.48%₹ 27,187 14.19%₹ 14,905 17.35%₹ 46,503 - - - -
Nippon India Retirement Fund - Wealth Creation Scheme 3.28%₹ 10,328 6.04%₹ 10,604 14.93%₹ 11,493 6.88%₹ 10,687 17.75%₹ 13,123 21.99%₹ 14,882 15.68%₹ 28,027 12.10%₹ 14,101 20.61%₹ 48,683 7.19%₹ 14,153 12.94%₹ 83,018 - -

Portfolio Holdings

Portfolio holdings pattern of Tata Retirement Saving Fund as on 02 Dec 2022 are listed below:

  • Equity Holdings:

    79.82%
  • Debt Holdings:

    14.98%
  • Others Holdings:

    5.20%

Top Sector Holdings of Tata Retirement Saving Fund

Name of SectorHolding PercentageHolding Values in Crore
Banks 14.56% ₹ 249.83 Cr.
Computers - Software 12.92% ₹ 210.18 Cr.
Refineries/Marketing 4.61% ₹ 75.07 Cr.
Insurance 3.88% ₹ 63.01 Cr.
IT enabled services – software 2.92% ₹ 47.60 Cr.
Others 61.11% -

Top Stock Holdings of Tata Retirement Saving Fund

Name of StocksHolding PercentageHolding Values in Crore
ICICI Bank Ltd. 6.86% ₹ 111.76 Cr.
HDFC Bank Ltd. 4.90% ₹ 79.84 Cr.
Reliance Industries Ltd. 4.61% ₹ 75.07 Cr.
Tata Consultancy Services Ltd. 4.04% ₹ 65.80 Cr.
Infosys Ltd. 3.69% ₹ 60.03 Cr.
Others 75.90% -

Top Debt Instrument Type holdings of Tata Retirement Saving Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 7.66% ₹ 124.82 Cr.
GOI 4.02% ₹ 65.47 Cr.
CP 3.30% ₹ 53.80 Cr.
Others 85.02% -

Top Debt Holdings of Tata Retirement Saving Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 4.02% ₹ 65.47 Cr.
Bond - Bahadur Chand Investments Pvt. Ltd. 1.51% ₹ 24.59 Cr.
Bond - NHPC Ltd. 0.95% ₹ 15.52 Cr.
Bond - Malwa Solar Power Generation Pvt Ltd. 0.95% ₹ 15.54 Cr.
Bond - Bajaj Housing Finance Ltd. 0.92% ₹ 14.92 Cr.
Others 91.65%

Other Holdings

Holding TypeHolding Percentage
Repo 4.46%
InvITs 0.63%
Net Receivables 0.11%