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Tata Retirement Saving Fund

Tata Retirement Saving Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

8.24

as on 10 Jun 2021

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,689 today.

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NAV Performance

Tata Retirement Saving Fund performance graph for last 3 years
Performance of Tata Retirement Saving Fund for last 3 Years

Fund Information

  • ₹ 39.698

    as on 10 Jun 2021
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 1,315 Cr.

    as on 10 Jun 2021
  • 2.2%

    since 31 Dec 2020
  • 01 Nov 2011

  • Hybrid - Retirement Fund

  • Nifty 50

  • tata mutual fund

    Show All Funds

Highlights of this fund

Tata Retirement Saving Fund is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 01 Nov 2011. This fund is offered by one of the top AMC (Assets Management Company) tata mutual fund. You can also view here all other Hybrid funds offered by tata mutual fund.

Latest NAV of the fund is ₹ 39.698 as on 10 Jun 2021.

This fund has 9 years of track record. Since 31 Dec 2020 expense ratio of this fund is 2.2%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

List of Fund Managers of Tata Retirement Saving Fund

  • About Ennettee Fernandes

    Picture of Ennettee Fernandes
  • About Murthy Nagarajan

    Picture of Murthy NagarajanMurthy Nagarajan is the Head of Fixed Income at Tata Asset Management. With an expertise spanning decades in the debt market, he carries a rich industry experience of more than 22 years in the financial services space. He holds a Master of Commerce degree and a PGDBA from Somaiya Institute of Management & Research.
  • About Sonam Udasi

    Picture of Sonam UdasiSonam Udasi carries a work experience of around 21 years with his expertise in Equities Research. He is presently the Fund Manager for many of the equity schemes at Tata Asset Management. He joined Tata Asset Management as the Head of Research in April 2014. He holds a Post Graduate Diploma in Business Administration with a specialization in Finance.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 9.54% 22.50% 30.48% 73.13% 22.34% 15.36% 16.80% % 74.11% 43.37% 28.82% 19.11% %
Category Average 3.69% 5.08% 11.85% 26.87% 10.06% 7.94% 9.84% % 27.56% 18.35% 16.08% 11.65% %
Tata Retirement Saving Fund 2.37%₹ 10,237 2.75%₹ 10,275 4.78%₹ 10,477 15.25%₹ 11,524 13.04%₹ 12,827 9.61%₹ 12,018 11.84%₹ 27,019 8.24%₹ 12,689 10.44%₹ 42,108 9.09%₹ 15,455 8.70%₹ 74,708 - -
HDFC Retirement Savings Fund - Equity Plan 9.54%₹ 10,954 13.28%₹ 11,328 30.48%₹ 13,047 73.13%₹ 17,312 74.11%₹ 16,389 22.34%₹ 14,975 43.37%₹ 35,668 15.36%₹ 15,370 28.82%₹ 54,473 16.80%₹ 21,742 19.11%₹ 96,583 - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan 6.42%₹ 10,642 7.48%₹ 10,747 21.28%₹ 12,128 51.62%₹ 15,161 49.88%₹ 15,027 17.16%₹ 13,733 31.56%₹ 32,326 13.75%₹ 14,735 22.32%₹ 49,855 15.20%₹ 20,299 16.10%₹ 89,728 - -
Nippon India Retirement Fund - Income Generation Scheme 1.40%₹ 10,139 2.36%₹ 10,235 2.84%₹ 10,284 10.06%₹ 11,006 8.57%₹ 12,548 7.74%₹ 11,609 8.64%₹ 26,189 8.79%₹ 12,885 9.04%₹ 41,254 7.76%₹ 14,531 7.59%₹ 72,657 - -
HDFC Retirement Savings Fund - Hybrid - Debt Plan 2.30%₹ 10,229 3.90%₹ 10,389 6.55%₹ 10,655 16.44%₹ 11,643 15.42%₹ 12,976 9.52%₹ 11,997 12.19%₹ 27,110 8.50%₹ 12,779 10.53%₹ 42,163 8.59%₹ 15,103 8.54%₹ 74,408 - -
Nippon India Retirement Fund - Wealth Creation Scheme 7.12%₹ 10,711 5.41%₹ 10,540 20.04%₹ 12,004 54.74%₹ 15,473 50.71%₹ 15,075 6.96%₹ 11,441 25.82%₹ 30,744 5.16%₹ 11,634 15.33%₹ 45,189 9.51%₹ 15,750 9.89%₹ 76,962 - -

Portfolio Holdings

Portfolio holdings pattern of Tata Retirement Saving Fund as on 12 Jun 2021 are listed below:

  • Equity Holdings:

    83.66%
  • Debt Holdings:

    8.62%
  • Others Holdings:

    7.72%

Top Sector Holdings of Tata Retirement Saving Fund

Name of SectorHolding PercentageHolding Values in Crore
Banks 19.47% ₹ 264.93 Cr.
Computers - software 10.42% ₹ 141.81 Cr.
Pharmaceuticals 4.91% ₹ 90.07 Cr.
Refineries/marketing 6.36% ₹ 86.53 Cr.
Insurance 4.24% ₹ 57.59 Cr.
Others 54.60% -

Top Stock Holdings of Tata Retirement Saving Fund

Name of StocksHolding PercentageHolding Values in Crore
HDFC Bank Ltd. 6.77% ₹ 92.16 Cr.
ICICI Bank Ltd. 6.74% ₹ 91.68 Cr.
Reliance Industries Ltd. 6.36% ₹ 86.53 Cr.
Tata Consultancy Services Ltd. 3.57% ₹ 48.62 Cr.
Infosys Ltd. 3.47% ₹ 47.20 Cr.
Others 73.09% -

Top Debt Instrument Type holdings of Tata Retirement Saving Fund

Instrument TypeHolding PercentageHolding Values in Crore
GOI 4.75% ₹ 64.74 Cr.
NCD & Bonds 3.87% ₹ 52.55 Cr.
Others 91.38% -

Top Debt Holdings of Tata Retirement Saving Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 4.75% ₹ 64.74 Cr.
Bond - Power Finance Corporation Ltd. 1.16% ₹ 15.74 Cr.
Bond - NHPC Ltd. 1.14% ₹ 15.51 Cr.
Bond - Housing & Urban Development Corporation Ltd. 1.13% ₹ 15.36 Cr.
Bond - SBI Cards and Payment Services Ltd. 0.31% ₹ 4.21 Cr.
Others 91.51%

Other Holdings

Holding TypeHolding Percentage
Repo 7.85%
Net Receivables -0.13%