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Tata Retirement Saving Fund

Tata Retirement Saving Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

9.49

as on 17 Sep 2021

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 13,129 today.

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NAV Performance

Tata Retirement Saving Fund performance graph for last 3 years
Performance of Tata Retirement Saving Fund for last 3 Years

Fund Information

  • ₹ 44.597

    as on 17 Sep 2021
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 1,462 Cr.

    as on 17 Sep 2021
  • 2.15%

    since 31 May 2021
  • 01 Nov 2011

  • Hybrid - Retirement Fund

  • Nifty 50

  • tata mutual fund

    Show All Funds

Highlights of this fund

Tata Retirement Saving Fund is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 01 Nov 2011. This fund is offered by one of the top AMC (Assets Management Company) tata mutual fund. You can also view here all other Hybrid funds offered by tata mutual fund.

Latest NAV of the fund is ₹ 44.597 as on 17 Sep 2021.

This fund has 9 years of track record. Since 31 May 2021 expense ratio of this fund is 2.15%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

List of Fund Managers of Tata Retirement Saving Fund

  • About Ennettee Fernandes

    Picture of Ennettee Fernandes
  • About Murthy Nagarajan

    Picture of Murthy NagarajanMurthy Nagarajan is the Head of Fixed Income at Tata Asset Management. With an expertise spanning decades in the debt market, he carries a rich industry experience of more than 22 years in the financial services space. He holds a Master of Commerce degree and a PGDBA from Somaiya Institute of Management & Research.
  • About Sonam Udasi

    Picture of Sonam UdasiSonam Udasi carries a work experience of around 21 years with his expertise in Equities Research. He is presently the Fund Manager for many of the equity schemes at Tata Asset Management. He joined Tata Asset Management as the Head of Research in April 2014. He holds a Post Graduate Diploma in Business Administration with a specialization in Finance.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 8.03% 22.50% 29.57% 65.72% 34.32% 19.58% 17.07% % 67.02% 51.64% 35.03% 22.34% %
Category Average 3.34% 7.79% 12.83% 26.24% 14.52% 9.33% 9.65% % 28.48% 22.43% 19.39% 13.41% %
Tata Retirement Saving Fund 2.20%₹ 10,220 4.12%₹ 10,412 7.73%₹ 10,772 13.92%₹ 11,392 14.56%₹ 12,926 12.43%₹ 12,644 13.59%₹ 27,483 9.49%₹ 13,129 11.82%₹ 42,971 8.51%₹ 15,047 9.45%₹ 76,132 - -
HDFC Retirement Savings Fund - Equity Plan 5.35%₹ 10,534 11.47%₹ 11,147 29.57%₹ 12,956 65.72%₹ 16,572 67.02%₹ 16,011 34.32%₹ 18,055 51.64%₹ 38,123 19.58%₹ 17,105 35.03%₹ 59,181 17.07%₹ 22,009 22.34%₹ 1,04,515 - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan 3.03%₹ 10,302 8.06%₹ 10,805 17.86%₹ 11,786 44.90%₹ 14,489 42.22%₹ 14,594 25.42%₹ 15,739 35.68%₹ 33,503 15.70%₹ 15,494 25.60%₹ 52,177 14.56%₹ 19,742 17.78%₹ 93,544 - -
Nippon India Retirement Fund - Income Generation Scheme 3.03%₹ 10,302 3.26%₹ 10,326 6.17%₹ 10,617 10.88%₹ 11,088 11.01%₹ 12,703 9.26%₹ 11,941 10.24%₹ 26,609 9.93%₹ 13,288 9.65%₹ 41,633 6.80%₹ 13,897 8.10%₹ 73,609 - -
HDFC Retirement Savings Fund - Hybrid - Debt Plan 1.29%₹ 10,128 2.44%₹ 10,243 6.83%₹ 10,682 13.93%₹ 11,392 12.90%₹ 12,822 10.72%₹ 12,262 12.26%₹ 27,136 8.87%₹ 12,905 10.75%₹ 42,310 7.96%₹ 14,670 8.68%₹ 74,674 - -
Nippon India Retirement Fund - Wealth Creation Scheme 6.09%₹ 10,609 12.84%₹ 11,284 22.12%₹ 12,212 55.99%₹ 15,598 55.17%₹ 15,342 20.74%₹ 14,585 38.42%₹ 34,282 8.81%₹ 12,886 23.46%₹ 50,670 10.35%₹ 16,368 14.11%₹ 85,477 - -

Portfolio Holdings

Portfolio holdings pattern of Tata Retirement Saving Fund as on 20 Sep 2021 are listed below:

  • Equity Holdings:

    81.89%
  • Debt Holdings:

    12.31%
  • Others Holdings:

    5.80%

Top Sector Holdings of Tata Retirement Saving Fund

Name of SectorHolding PercentageHolding Values in Crore
Banks 18.76% ₹ 274.45 Cr.
Computers - software 12.01% ₹ 175.83 Cr.
Refineries/marketing 6.08% ₹ 88.86 Cr.
Insurance 4.29% ₹ 62.68 Cr.
Pharmaceuticals 3.87% ₹ 56.58 Cr.
Others 54.99% -

Top Stock Holdings of Tata Retirement Saving Fund

Name of StocksHolding PercentageHolding Values in Crore
ICICI Bank Ltd. 6.48% ₹ 94.82 Cr.
Reliance Industries Ltd. 6.08% ₹ 88.86 Cr.
HDFC Bank Ltd. 5.94% ₹ 86.88 Cr.
Tata Consultancy Services Ltd. 3.77% ₹ 55.21 Cr.
Infosys Ltd. 3.73% ₹ 54.54 Cr.
Others 74.00% -

Top Debt Instrument Type holdings of Tata Retirement Saving Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 6.24% ₹ 91.29 Cr.
GOI 4.43% ₹ 64.74 Cr.
CP 1.64% ₹ 23.94 Cr.
Others 87.69% -

Top Debt Holdings of Tata Retirement Saving Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 4.43% ₹ 64.74 Cr.
Bond - Bajaj Finance Ltd. 1.70% ₹ 24.90 Cr.
Bond - Bahadur Chand Investments Pvt. Ltd. 1.64% ₹ 23.94 Cr.
Bond - Power Finance Corporation Ltd. 1.08% ₹ 15.76 Cr.
Bond - NHPC Ltd. 1.06% ₹ 15.55 Cr.
Others 90.09%

Other Holdings

Holding TypeHolding Percentage
Repo 4.46%
Net Receivables 0.68%
InvITs 0.66%