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Nippon India Retirement Fund - Income Generation Scheme

Nippon India Retirement Fund - Income Generation Scheme

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

8.29

as on 02 Aug 2021

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,701 today.

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NAV Performance

Nippon India Retirement Fund - Income Generation Scheme performance graph for last 3 years
Performance of Nippon India Retirement Fund - Income Generation Scheme for last 3 Years

Fund Information

  • ₹ 15.239

    as on 02 Aug 2021
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 264 Cr.

    as on 02 Aug 2021
  • 2.12%

    since 31 May 2021
  • 11 Feb 2015

  • Hybrid - Retirement Fund

  • Nifty 50

  • Nippon India Mutual Fund

    Show All Funds

Highlights of this fund

Nippon India Retirement Fund - Income Generation Scheme is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 11 Feb 2015. This fund is offered by one of the top AMC (Assets Management Company) Nippon India Mutual Fund. You can also view here all other Hybrid funds offered by Nippon India Mutual Fund.

Latest NAV of the fund is ₹ 15.239 as on 02 Aug 2021.

This fund has 6 years of track record. Since 31 May 2021 expense ratio of this fund is 2.12%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

To provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

List of Fund Managers of Nippon India Retirement Fund - Income Generation Scheme

  • About Pranay Sinha

    Picture of Pranay Sinha
  • About Sanjay Doshi

    Picture of Sanjay DoshiMr. Sanjay Doshi has over 13 years of experience in equity research and fund management. Prior to joining Reliance Nippon Life Asset Management Limited (formerly Reliance Capital Asset Management Limited) in 2011, he has worked with Macquarie Securities and JP Morgan. He is a qualified Chartered Account, has done MBA with specialization in Finance from NMIMS (Deemed University), Mumbai and has cleared CFA Level III.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 7.07% 22.50% 29.22% 71.48% 31.55% 17.95% 16.77% % 73.68% 49.71% 32.70% 21.15% %
Category Average 2.02% 8.25% 9.96% 24.44% 12.57% 8.37% 9.44% % 25.83% 19.93% 17.29% 12.27% %
Nippon India Retirement Fund - Income Generation Scheme 0.63%₹ 10,062 1.57%₹ 10,156 1.57%₹ 10,156 6.30%₹ 10,629 6.22%₹ 12,399 5.95%₹ 11,227 7.44%₹ 25,883 8.29%₹ 12,701 7.97%₹ 40,602 6.49%₹ 13,695 7.03%₹ 71,659 - -
HDFC Retirement Savings Fund - Equity Plan 4.71%₹ 10,470 20.51%₹ 12,050 28.27%₹ 12,826 71.48%₹ 17,147 73.68%₹ 16,362 31.55%₹ 17,318 49.71%₹ 37,517 17.95%₹ 16,415 32.70%₹ 57,357 16.77%₹ 21,718 21.15%₹ 1,01,504 - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan 3.30%₹ 10,330 12.50%₹ 11,250 16.91%₹ 11,691 47.93%₹ 14,793 46.43%₹ 14,827 23.09%₹ 15,158 34.29%₹ 33,087 14.79%₹ 15,131 23.95%₹ 50,985 14.68%₹ 19,839 16.93%₹ 91,591 - -
HDFC Retirement Savings Fund - Hybrid - Debt Plan 1.06%₹ 10,106 3.98%₹ 10,398 5.64%₹ 10,564 14.62%₹ 11,461 13.83%₹ 12,877 10.29%₹ 12,167 12.19%₹ 27,110 8.35%₹ 12,723 10.52%₹ 42,159 8.20%₹ 14,833 8.55%₹ 74,437 - -
Tata Retirement Saving Fund 0.99%₹ 10,099 3.47%₹ 10,347 4.59%₹ 10,459 12.13%₹ 11,213 11.42%₹ 12,727 10.57%₹ 12,228 11.57%₹ 26,948 7.96%₹ 12,586 10.26%₹ 41,999 8.14%₹ 14,793 8.56%₹ 74,440 - -
Tata Retirement Saving Fund 0.99%₹ 10,099 3.47%₹ 10,347 4.59%₹ 10,459 12.13%₹ 11,213 11.42%₹ 12,727 10.57%₹ 12,228 11.57%₹ 26,948 7.96%₹ 12,586 10.26%₹ 41,999 8.14%₹ 14,793 8.56%₹ 74,440 - -

Portfolio Holdings

Portfolio holdings pattern of Nippon India Retirement Fund - Income Generation Scheme as on 04 Aug 2021 are listed below:

  • Equity Holdings:

    19.92%
  • Debt Holdings:

    71.94%
  • Others Holdings:

    8.14%

Top Sector Holdings of Nippon India Retirement Fund - Income Generation Scheme

Name of SectorHolding PercentageHolding Values in Crore
Banks 5.34% ₹ 14.12 Cr.
Computers - software 3.60% ₹ 9.49 Cr.
Refineries/marketing 1.60% ₹ 4.22 Cr.
Cement 1.06% ₹ 2.80 Cr.
Housing finance 0.94% ₹ 2.50 Cr.
Others 87.46% -

Top Stock Holdings of Nippon India Retirement Fund - Income Generation Scheme

Name of StocksHolding PercentageHolding Values in Crore
Infosys Ltd. 1.68% ₹ 4.43 Cr.
Reliance Industries Ltd. 1.60% ₹ 4.22 Cr.
HDFC Bank Ltd. 1.59% ₹ 4.19 Cr.
ICICI Bank Ltd. 1.31% ₹ 3.47 Cr.
Tata Consultancy Services Ltd. 1.27% ₹ 3.35 Cr.
Others 92.55% -

Top Debt Instrument Type holdings of Nippon India Retirement Fund - Income Generation Scheme

Instrument TypeHolding PercentageHolding Values in Crore
GOI 71.94% ₹ 190.09 Cr.
Others 28.06% -

Top Debt Holdings of Nippon India Retirement Fund - Income Generation Scheme

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 71.94% ₹ 190.09 Cr.
Others 28.06%

Other Holdings

Holding TypeHolding Percentage
TREPS 7.10%
Net Receivables 1.01%
Margin 0.03%