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Nippon India Retirement Fund - Income Generation Scheme

Nippon India Retirement Fund - Income Generation Scheme

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

10.21

as on 21 Oct 2021

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 13,397 today.

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NAV Performance

Nippon India Retirement Fund - Income Generation Scheme performance graph for last 3 years
Performance of Nippon India Retirement Fund - Income Generation Scheme for last 3 Years

Fund Information

  • ₹ 15.733

    as on 21 Oct 2021
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 264 Cr.

    as on 21 Oct 2021
  • 2.12%

    since 31 May 2021
  • 11 Feb 2015

  • Hybrid - Retirement Fund

  • Nifty 50

  • Nippon India Mutual Fund

    Show All Funds

Highlights of this fund

Nippon India Retirement Fund - Income Generation Scheme is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 11 Feb 2015. This fund is offered by one of the top AMC (Assets Management Company) Nippon India Mutual Fund. You can also view here all other Hybrid funds offered by Nippon India Mutual Fund.

Latest NAV of the fund is ₹ 15.733 as on 21 Oct 2021.

This fund has 6 years of track record. Since 31 May 2021 expense ratio of this fund is 2.12%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

To provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

List of Fund Managers of Nippon India Retirement Fund - Income Generation Scheme

  • About Pranay Sinha

    Picture of Pranay Sinha
  • About Sanjay Doshi

    Picture of Sanjay DoshiMr. Sanjay Doshi has over 13 years of experience in equity research and fund management. Prior to joining Reliance Nippon Life Asset Management Limited (formerly Reliance Capital Asset Management Limited) in 2011, he has worked with Macquarie Securities and JP Morgan. He is a qualified Chartered Account, has done MBA with specialization in Finance from NMIMS (Deemed University), Mumbai and has cleared CFA Level III.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 4.25% 22.50% 33.69% 68.91% 32.35% 23.85% 16.67% % 62.73% 53.25% 36.35% 23.02% %
Category Average 1.26% 7.72% 15.05% 26.47% 13.49% 10.98% 9.50% % 25.90% 22.75% 19.88% 13.67% %
Nippon India Retirement Fund - Income Generation Scheme -0.32%₹ 9,968 3.87%₹ 10,386 5.69%₹ 10,568 9.90%₹ 10,989 9.00%₹ 12,575 8.69%₹ 11,824 9.38%₹ 26,381 10.21%₹ 13,397 9.00%₹ 41,231 6.52%₹ 13,717 7.84%₹ 73,129 - -
HDFC Retirement Savings Fund - Equity Plan 3.53%₹ 10,353 9.92%₹ 10,991 33.69%₹ 13,368 68.91%₹ 16,891 62.73%₹ 15,760 32.35%₹ 17,570 53.25%₹ 38,565 23.85%₹ 19,028 36.35%₹ 60,172 16.67%₹ 21,621 23.02%₹ 1,06,209 - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan 1.65%₹ 10,165 6.80%₹ 10,680 20.42%₹ 12,041 44.52%₹ 14,452 37.21%₹ 14,293 23.26%₹ 15,227 35.45%₹ 33,415 18.58%₹ 16,698 25.73%₹ 52,251 13.96%₹ 19,226 17.83%₹ 93,621 - -
Nippon India Retirement Fund - Wealth Creation Scheme 4.25%₹ 10,425 15.54%₹ 11,554 30.24%₹ 13,023 58.80%₹ 15,880 55.54%₹ 15,354 19.30%₹ 14,259 42.64%₹ 35,460 14.36%₹ 14,972 26.26%₹ 52,631 10.98%₹ 16,840 15.52%₹ 88,479 - -
Tata Retirement Saving Fund 0.30%₹ 10,029 3.98%₹ 10,397 7.93%₹ 10,793 12.69%₹ 11,269 12.66%₹ 12,805 10.62%₹ 12,249 12.86%₹ 27,284 10.65%₹ 13,557 11.42%₹ 42,718 8.22%₹ 14,846 9.25%₹ 75,740 - -
Tata Retirement Saving Fund 0.30%₹ 10,029 3.98%₹ 10,397 7.93%₹ 10,793 12.69%₹ 11,269 12.66%₹ 12,805 10.62%₹ 12,249 12.86%₹ 27,284 10.65%₹ 13,557 11.42%₹ 42,718 8.22%₹ 14,846 9.25%₹ 75,740 - -

Portfolio Holdings

Portfolio holdings pattern of Nippon India Retirement Fund - Income Generation Scheme as on 22 Oct 2021 are listed below:

  • Equity Holdings:

    19.92%
  • Debt Holdings:

    71.94%
  • Others Holdings:

    8.14%

Top Sector Holdings of Nippon India Retirement Fund - Income Generation Scheme

Name of SectorHolding PercentageHolding Values in Crore
Banks 5.34% ₹ 14.12 Cr.
Computers - Software 3.60% ₹ 9.49 Cr.
Refineries/Marketing 1.60% ₹ 4.22 Cr.
Cement 1.06% ₹ 2.80 Cr.
Housing Finance 0.94% ₹ 2.50 Cr.
Others 87.46% -

Top Stock Holdings of Nippon India Retirement Fund - Income Generation Scheme

Name of StocksHolding PercentageHolding Values in Crore
Infosys Ltd. 1.68% ₹ 4.43 Cr.
Reliance Industries Ltd. 1.60% ₹ 4.22 Cr.
HDFC Bank Ltd. 1.59% ₹ 4.19 Cr.
ICICI Bank Ltd. 1.31% ₹ 3.47 Cr.
Tata Consultancy Services Ltd. 1.27% ₹ 3.35 Cr.
Others 92.55% -

Top Debt Instrument Type holdings of Nippon India Retirement Fund - Income Generation Scheme

Instrument TypeHolding PercentageHolding Values in Crore
GOI 71.94% ₹ 190.09 Cr.
Others 28.06% -

Top Debt Holdings of Nippon India Retirement Fund - Income Generation Scheme

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 71.94% ₹ 190.09 Cr.
Others 28.06%

Other Holdings

Holding TypeHolding Percentage
TREPS 7.10%
Net Receivables 1.01%
Margin 0.03%