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Nippon India Retirement Fund - Income Generation Scheme

Nippon India Retirement Fund - Income Generation Scheme

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

4.66

as on 12 Aug 2022

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,471 today.

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NAV Performance

Nippon India Retirement Fund - Income Generation Scheme performance graph for last 3 years
Performance of Nippon India Retirement Fund - Income Generation Scheme for last 3 Years

Fund Information

  • ₹ 15.459

    as on 12 Aug 2022
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 250 Cr.

    as on 31 Dec 2021
  • 2.16%

  • 11 Feb 2015

  • Hybrid - Retirement Fund

  • Nifty 50

  • Nippon India Mutual Fund

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Highlights of this fund

Nippon India Retirement Fund - Income Generation Scheme is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 11 Feb 2015. This fund is offered by one of the top AMC (Assets Management Company) Nippon India Mutual Fund. You can also view here all other Hybrid funds offered by Nippon India Mutual Fund.

Latest NAV of the fund is ₹ 15.459 as on 12 Aug 2022.

This fund has 7 years of track record. Since 30 Nov 2021 expense ratio of this fund is 2.16%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

To provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

List of Fund Managers of Nippon India Retirement Fund - Income Generation Scheme

  • About Pranay Sinha

    Picture of Pranay Sinha
  • About Sanjay Doshi

    Picture of Sanjay DoshiMr. Sanjay Doshi has over 13 years of experience in equity research and fund management. Prior to joining Reliance Nippon Life Asset Management Limited (formerly Reliance Capital Asset Management Limited) in 2011, he has worked with Macquarie Securities and JP Morgan. He is a qualified Chartered Account, has done MBA with specialization in Finance from NMIMS (Deemed University), Mumbai and has cleared CFA Level III.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 9.68% 22.50% 29.22% 16.46% 34.24% 23.09% 14.37% 8.82% 11.73% 24.98% 27.25% 19.23% 7.94%
Category Average 4.78% 8.22% 3.30% 4.63% 12.96% 9.36% 8.05% 8.82% 3.72% 8.88% 11.34% 10.48% 7.94%
Nippon India Retirement Fund - Income Generation Scheme 2.52%₹ 10,252 2.95%₹ 10,295 -1.05%₹ 9,895 1.45%₹ 10,145 0.19%₹ 12,012 3.81%₹ 10,775 2.15%₹ 24,539 4.66%₹ 11,471 3.98%₹ 38,254 4.94%₹ 12,728 5.27%₹ 68,546 - -
HDFC Retirement Savings Fund - Equity Plan 8.13%₹ 10,812 13.28%₹ 11,328 5.14%₹ 10,513 9.96%₹ 10,995 11.73%₹ 12,746 34.24%₹ 18,020 23.91%₹ 30,223 23.09%₹ 18,692 27.25%₹ 53,323 14.37%₹ 19,582 19.23%₹ 96,865 - -
ICICI Prudential Retirement Fund (Pure Equity Plan) 7.20%₹ 10,720 9.31%₹ 10,930 -0.46%₹ 9,953 16.46%₹ 11,646 10.50%₹ 12,669 33.60%₹ 17,849 24.98%₹ 30,512 19.64%₹ 17,157 26.15%₹ 52,534 - - - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan 5.77%₹ 10,577 10.60%₹ 11,060 2.53%₹ 10,252 4.25%₹ 10,424 6.67%₹ 12,428 22.39%₹ 14,979 14.19%₹ 27,631 16.30%₹ 15,758 17.68%₹ 46,719 11.48%₹ 17,225 13.87%₹ 84,942 - -
ICICI Prudential Retirement Fund (Hybrid Aggressive Plan) 6.69%₹ 10,668 7.45%₹ 10,744 0.07%₹ 10,006 4.90%₹ 10,489 4.75%₹ 12,306 20.91%₹ 14,619 13.39%₹ 27,422 14.00%₹ 14,836 16.25%₹ 45,782 - - - -
Nippon India Retirement Fund - Wealth Creation Scheme 9.68%₹ 10,967 12.66%₹ 11,265 1.27%₹ 10,126 6.78%₹ 10,678 5.73%₹ 12,368 25.79%₹ 15,822 16.32%₹ 28,191 12.20%₹ 14,143 17.82%₹ 46,811 7.34%₹ 14,254 10.89%₹ 78,902 - -

Portfolio Holdings

Portfolio holdings pattern of Nippon India Retirement Fund - Income Generation Scheme as on 14 Aug 2022 are listed below:

  • Equity Holdings:

    20.13%
  • Debt Holdings:

    77.24%
  • Others Holdings:

    2.63%

Top Sector Holdings of Nippon India Retirement Fund - Income Generation Scheme

Name of SectorHolding PercentageHolding Values in Crore
Banks 5.06% ₹ 12.41 Cr.
Computers - Software 3.17% ₹ 7.76 Cr.
Engineering, designing, construction 1.27% ₹ 3.11 Cr.
Refineries/Marketing 1.26% ₹ 3.08 Cr.
Residential/commercial/sez project 0.85% ₹ 2.08 Cr.
Others 88.39% -

Top Stock Holdings of Nippon India Retirement Fund - Income Generation Scheme

Name of StocksHolding PercentageHolding Values in Crore
ICICI Bank Ltd. 1.42% ₹ 3.48 Cr.
Infosys Ltd. 1.35% ₹ 3.30 Cr.
HDFC Bank Ltd. 1.33% ₹ 3.26 Cr.
Reliance Industries Ltd. 1.26% ₹ 3.08 Cr.
Larsen & Toubro Ltd. 0.97% ₹ 2.37 Cr.
Others 93.67% -

Top Debt Instrument Type holdings of Nippon India Retirement Fund - Income Generation Scheme

Instrument TypeHolding PercentageHolding Values in Crore
GOI 77.24% ₹ 189.19 Cr.
Others 22.76% -

Top Debt Holdings of Nippon India Retirement Fund - Income Generation Scheme

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 77.24% ₹ 189.19 Cr.
Others 22.76%

Other Holdings

Holding TypeHolding Percentage
TREPS 1.83%
Net Receivables 0.77%
Margin 0.03%