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Kotak Savings Fund

Kotak Savings Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

4.82

as on 23 Jun 2022

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,521 today.

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NAV Performance

Kotak Savings Fund performance graph for last 3 years
Performance of Kotak Savings Fund for last 3 Years

Fund Information

  • ₹ 35.106

    as on 23 Jun 2022
  • Regular - Growth

  • 5 / 25

  • ₹ 5,000

  • ₹ 11,873 Cr.

    as on 31 Dec 2021
  • 0.77%

  • 13 Aug 2004

  • Debt - Ultra Short Duration Fund

  • CRISIL 10 Year Gilt Index

  • Kotak Mahindra Mutual Fund

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Highlights of this fund

Kotak Savings Fund is an Open-ended Debt Fund. The fund belongs to Ultra Short Duration Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 13 Aug 2004. This fund is offered by one of the top AMC (Assets Management Company) Kotak Mahindra Mutual Fund. You can also view here all other Debt funds offered by Kotak Mahindra Mutual Fund.

Latest NAV of the fund is ₹ 35.106 as on 23 Jun 2022.

This fund has 17 years of track record. Since 30 Nov 2021 expense ratio of this fund is 0.77%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 1,000. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

To generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk.

List of Fund Managers of Kotak Savings Fund

  • About Vihag Mishra

    Picture of Vihag  Mishra
  • About Deepak Agrawal

    Picture of Deepak AgrawalMr. Deepak Agrawal's career started from Kotak AMC when he joined the organisation in December 2002. He was initially in Research, Dealing and eventually moved into Fund Management from November 2006.He holds a Post Graduate Degree in Commerce from Mumbai University, and is a qualified chartered account and a company secretary. He has also cleared AIMR CFA Level I.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately Low Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.14% 0.41% 4.53% 6.41% 6.26% 6.03% 7.85% 7.03% 7.79% 4.56% 5.88% 5.63% 6.34% 7.02%
Category Average 0.10% 0.35% 0.83% 1.74% 3.52% 3.67% 4.88% 5.59% 6.99% 3.18% 3.42% 3.97% 4.81% 6.08%
Kotak Savings Fund 0.11%₹ 10,010 0.38%₹ 10,038 0.77%₹ 10,077 1.70%₹ 10,170 3.33%₹ 10,333 3.27%₹ 12,211 3.54%₹ 10,721 3.34%₹ 24,839 4.82%₹ 11,521 3.93%₹ 38,223 5.80%₹ 13,257 5.02%₹ 68,122 7.24%₹ 20,137 6.37%₹ 1,66,485
HDFC Ultra Short Term Fund 0.10%₹ 10,009 0.37%₹ 10,037 0.72%₹ 10,071 1.65%₹ 10,165 3.40%₹ 10,339 3.25%₹ 12,210 3.86%₹ 10,785 3.50%₹ 24,877 5.09%₹ 11,610 4.18%₹ 38,367 - - - -
ICICI Prudential Ultra Short Term Fund 0.12%₹ 10,012 0.39%₹ 10,038 0.78%₹ 10,078 1.74%₹ 10,173 3.64%₹ 10,363 3.48%₹ 12,224 4.40%₹ 10,898 3.85%₹ 24,966 5.50%₹ 11,746 4.53%₹ 38,571 6.23%₹ 13,533 5.57%₹ 69,073 7.61%₹ 20,841 7.02%₹ 1,72,222
Aditya Birla Sun Life Savings Fund 0.14%₹ 10,013 0.41%₹ 10,041 0.78%₹ 10,077 1.85%₹ 10,185 3.79%₹ 10,378 3.60%₹ 12,232 4.38%₹ 10,895 3.91%₹ 24,983 5.62%₹ 11,786 4.65%₹ 38,639 6.41%₹ 13,642 5.72%₹ 69,334 7.79%₹ 21,178 7.01%₹ 1,72,096
SBI Magnum Ultra Short Duration Fund 0.10%₹ 10,010 0.34%₹ 10,034 0.64%₹ 10,063 1.61%₹ 10,161 3.31%₹ 10,331 3.13%₹ 12,202 3.59%₹ 10,730 3.33%₹ 24,835 4.90%₹ 11,548 3.95%₹ 38,237 5.99%₹ 13,379 5.12%₹ 68,299 7.20%₹ 20,044 6.39%₹ 1,66,601
Axis Ultra Short Term Fund 0.10%₹ 10,009 0.37%₹ 10,036 0.65%₹ 10,064 1.52%₹ 10,152 3.03%₹ 10,302 2.95%₹ 12,190 3.46%₹ 10,703 3.15%₹ 24,791 4.55%₹ 11,430 3.68%₹ 38,080 - - - -

Portfolio Holdings

Portfolio holdings pattern of Kotak Savings Fund as on 25 Jun 2022 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    94.05%
  • Others Holdings:

    5.95%

Top Debt Instrument Type holdings of Kotak Savings Fund

Instrument TypeHolding PercentageHolding Values in Crore
CP 29.84% ₹ 3,350.66 Cr.
NCD & Bonds 27.68% ₹ 3,109.13 Cr.
T-Bills 15.74% ₹ 1,765.23 Cr.
CD 14.09% ₹ 1,581.79 Cr.
GOI 6.70% ₹ 752.40 Cr.
Others 5.95% -

Top Debt Holdings of Kotak Savings Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - T-Bill 15.74% ₹ 1,765.23 Cr.
Bond - Axis Bank Ltd. 9.32% ₹ 1,046.39 Cr.
Bond - Govt of India 6.70% ₹ 752.40 Cr.
Bond - National Bank for Agriculture & Rural Development 4.59% ₹ 515.47 Cr.
Bond - Small Industries Development Bank Of India 4.42% ₹ 495.59 Cr.
Others 59.23%

Other Holdings

Holding TypeHolding Percentage
TREPS 5.32%
Net Receivables 0.63%