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DSP Regular Savings Fund

DSP Regular Savings Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

7.18

as on 03 Dec 2021

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,313 today.

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NAV Performance

DSP Regular Savings Fund performance graph for last 3 years
Performance of DSP Regular Savings Fund for last 3 Years

Fund Information

  • ₹ 43.296

    as on 03 Dec 2021
  • Regular - Growth

  • -

  • ₹ 500

  • ₹ 194 Cr.

    as on 03 Dec 2021
  • 2.34%

    since 31 May 2021
  • 11 Jun 2004

  • Hybrid - Conservative Hybrid Fund

  • Nifty 50

  • DSP Mutual Fund

    Show All Funds

Highlights of this fund

DSP Regular Savings Fund is an Open-ended Hybrid Fund. The fund belongs to Conservative Hybrid Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 11 Jun 2004. This fund is offered by one of the top AMC (Assets Management Company) DSP Mutual Fund. You can also view here all other Hybrid funds offered by DSP Mutual Fund.

Latest NAV of the fund is ₹ 43.296 as on 03 Dec 2021.

This fund has 17 years of track record. Since 31 May 2021 expense ratio of this fund is 2.34%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 500.

Fund Objective

An open ended fund seeking to generate an attractive return consistent with prudent risk from a portfolio constituted of quality debt securities. The Scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity related securities of the 100 largest corporates by market capitalization, listed in India.

List of Fund Managers of DSP Regular Savings Fund

  • About Abhishek Singh

    Picture of Abhishek  Singh
  • About Vikram Chopra

    Picture of Vikram ChopraVikram joins us from L&T Investment Management and brings with him over 14 years of investment experience. He has also previously worked with Fidelity, IDBI Bank and Axis Bank Ltd.
  • About Jay Kothari

    Picture of Jay KothariJay Kothari, Vice President & Product Strategist -Jay has been with DSP Investment Managers since May 2005, and has been with the Investment function since January 2011. Jay joined the firm as a member of the Sales team (Banking) in May 2005. Prior to joining DSPIM, Jay worked for Standard Chartered Bank for a year in the Priority Banking division. Jay completed his Bachelor of Management Studies (Finance & International Finance) from Mumbai University, followed by an MBA in Finance from Mumbai University.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 1.40% 6.71% 9.59% 15.88% 14.00% 13.10% 9.39% 10.73% 17.21% 17.08% 14.81% 11.59% 10.50%
Category Average -0.20% 1.80% 5.11% 11.48% 9.49% 8.51% 7.05% 8.89% 10.29% 11.96% 10.27% 8.18% 8.36%
DSP Regular Savings Fund -0.68%₹ 9,931 -1.25%₹ 9,874 2.36%₹ 10,236 8.18%₹ 10,818 5.65%₹ 12,363 8.34%₹ 11,739 9.45%₹ 26,401 7.18%₹ 12,313 8.72%₹ 41,062 5.27%₹ 12,932 6.38%₹ 70,494 8.17%₹ 21,942 7.11%₹ 1,73,043
Kotak Debt Hybrid -0.34%₹ 9,965 3.24%₹ 10,324 6.66%₹ 10,666 15.32%₹ 11,532 14.18%₹ 12,899 13.88%₹ 12,973 16.52%₹ 28,249 13.10%₹ 14,472 14.81%₹ 44,861 9.39%₹ 15,668 11.59%₹ 80,296 10.37%₹ 26,846 10.50%₹ 2,06,978
Canara Robeco Conservative Hybrid Fund 0.13%₹ 10,012 0.97%₹ 10,097 4.79%₹ 10,478 11.39%₹ 11,139 9.98%₹ 12,637 11.97%₹ 12,540 12.67%₹ 27,238 11.53%₹ 13,876 12.21%₹ 43,210 8.85%₹ 15,284 10.41%₹ 77,971 9.45%₹ 24,688 9.44%₹ 1,95,632
ICICI Prudential Regular Savings Fund -0.50%₹ 9,950 2.25%₹ 10,225 5.46%₹ 10,546 10.97%₹ 11,097 10.56%₹ 12,673 10.56%₹ 12,226 12.25%₹ 27,128 10.37%₹ 13,447 11.29%₹ 42,640 9.38%₹ 15,665 9.96%₹ 77,094 10.73%₹ 27,742 10.36%₹ 2,05,376
SBI Debt Hybrid Fund 0.52%₹ 10,051 3.87%₹ 10,386 7.43%₹ 10,742 15.88%₹ 11,588 15.40%₹ 12,975 14.00%₹ 12,999 17.08%₹ 28,398 12.18%₹ 14,122 14.51%₹ 44,671 8.35%₹ 14,940 10.89%₹ 78,917 9.99%₹ 25,950 9.93%₹ 2,00,795
HDFC Hybrid Debt Fund -0.62%₹ 9,937 2.10%₹ 10,209 5.47%₹ 10,547 15.68%₹ 11,567 12.80%₹ 12,813 11.86%₹ 12,516 15.45%₹ 27,967 10.48%₹ 13,487 12.82%₹ 43,595 7.72%₹ 14,508 9.81%₹ 76,813 9.82%₹ 25,547 9.56%₹ 1,96,835

Portfolio Holdings

Portfolio holdings pattern of DSP Regular Savings Fund as on 07 Dec 2021 are listed below:

  • Equity Holdings:

    17.42%
  • Debt Holdings:

    68.43%
  • Others Holdings:

    14.15%

Top Sector Holdings of DSP Regular Savings Fund

Name of SectorHolding PercentageHolding Values in Crore
Computers - Software 3.44% ₹ 7.94 Cr.
Banks 3.36% ₹ 7.73 Cr.
Pharmaceuticals 2.62% ₹ 6.07 Cr.
NBFC 1.24% ₹ 5.97 Cr.
Insurance 2.14% ₹ 4.95 Cr.
Others 87.20% -

Top Stock Holdings of DSP Regular Savings Fund

Name of StocksHolding PercentageHolding Values in Crore
HCL Technologies Limited 2.61% ₹ 6.02 Cr.
HDFC Bank Ltd. 2.03% ₹ 4.67 Cr.
Max Financial Services Ltd. 0.00% ₹ 3.12 Cr.
ITC Limited 1.34% ₹ 3.08 Cr.
Axis Bank Ltd. 1.33% ₹ 3.06 Cr.
Others 92.69% -

Top Debt Instrument Type holdings of DSP Regular Savings Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 54.51% ₹ 125.68 Cr.
GOI 13.92% ₹ 32.11 Cr.
Others 31.57% -

Top Debt Holdings of DSP Regular Savings Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 13.92% ₹ 32.11 Cr.
Bond - Power Finance Corporation Ltd. 8.13% ₹ 18.75 Cr.
Bond - Indian Railway Finance Corporation Ltd. 6.97% ₹ 16.08 Cr.
Bond - National Bank for Agriculture & Rural Development 6.70% ₹ 15.46 Cr.
Bond - Power Grid Corporation of India Ltd. 5.02% ₹ 11.58 Cr.
Others 59.26%

Other Holdings

Holding TypeHolding Percentage
TREPS 10.00%
InvITs 3.67%
Net Receivables 0.48%