MyWealthGrowth.com logo
HomeMutual Funds

DSP Regular Savings Fund

DSP Regular Savings Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

6.01

as on 28 Jun 2022

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,915 today.

Invest Now

NAV Performance

DSP Regular Savings Fund performance graph for last 3 years
Performance of DSP Regular Savings Fund for last 3 Years

Fund Information

  • ₹ 42.860

    as on 28 Jun 2022
  • Regular - Growth

  • -

  • ₹ 500

  • ₹ 231 Cr.

    as on 31 Dec 2021
  • 2.21%

  • 11 Jun 2004

  • Hybrid - Conservative Hybrid Fund

  • Nifty 50

  • DSP Mutual Fund

    Show All Funds

Highlights of this fund

DSP Regular Savings Fund is an Open-ended Hybrid Fund. The fund belongs to Conservative Hybrid Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 11 Jun 2004. This fund is offered by one of the top AMC (Assets Management Company) DSP Mutual Fund. You can also view here all other Hybrid funds offered by DSP Mutual Fund.

Latest NAV of the fund is ₹ 42.860 as on 28 Jun 2022.

This fund has 18 years of track record. Since 30 Nov 2021 expense ratio of this fund is 2.21%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 500.

Fund Objective

An open ended fund seeking to generate an attractive return consistent with prudent risk from a portfolio constituted of quality debt securities. The Scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity related securities of the 100 largest corporates by market capitalization, listed in India.

List of Fund Managers of DSP Regular Savings Fund

  • About Abhishek Singh

    Picture of Abhishek  Singh
  • About Vikram Chopra

    Picture of Vikram ChopraVikram joins us from L&T Investment Management and brings with him over 14 years of investment experience. He has also previously worked with Fidelity, IDBI Bank and Axis Bank Ltd.
  • About Jay Kothari

    Picture of Jay KothariJay Kothari, Vice President & Product Strategist -Jay has been with DSP Investment Managers since May 2005, and has been with the Investment function since January 2011. Jay joined the firm as a member of the Sales team (Banking) in May 2005. Prior to joining DSPIM, Jay worked for Standard Chartered Bank for a year in the Priority Banking division. Jay completed his Bachelor of Management Studies (Finance & International Finance) from Mumbai University, followed by an MBA in Finance from Mumbai University.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 1.40% 16.46% 16.25% 20.79% 17.94% 12.91% 8.22% 10.14% 27.49% 20.00% 16.98% 10.06% 9.25%
Category Average -0.40% -1.03% -0.82% 4.27% 9.25% 7.10% 5.95% 8.25% -0.10% 5.35% 6.83% 6.34% 7.25%
DSP Regular Savings Fund -0.87%₹ 9,913 -2.25%₹ 9,775 -1.33%₹ 9,866 0.21%₹ 10,021 -2.92%₹ 11,810 7.57%₹ 11,576 3.15%₹ 24,791 6.01%₹ 11,915 5.31%₹ 39,025 4.42%₹ 12,418 4.89%₹ 67,905 7.32%₹ 20,281 6.09%₹ 1,64,011
Kotak Debt Hybrid -0.64%₹ 9,935 -2.45%₹ 9,755 -2.50%₹ 9,750 3.56%₹ 10,356 -2.22%₹ 11,856 11.43%₹ 12,424 5.82%₹ 25,467 9.78%₹ 13,234 8.55%₹ 40,950 7.62%₹ 14,436 8.64%₹ 74,602 9.49%₹ 24,765 8.96%₹ 1,90,744
Canara Robeco Conservative Hybrid Fund -0.15%₹ 9,985 -2.19%₹ 9,780 -2.30%₹ 9,770 1.74%₹ 10,174 -2.31%₹ 11,850 8.62%₹ 11,803 4.02%₹ 25,009 8.52%₹ 12,782 6.80%₹ 39,904 7.36%₹ 14,265 7.74%₹ 72,932 8.66%₹ 22,948 8.08%₹ 1,82,081
SBI Debt Hybrid Fund -0.50%₹ 9,950 -0.79%₹ 9,920 -1.56%₹ 9,843 5.27%₹ 10,526 0.70%₹ 12,045 12.51%₹ 12,667 7.59%₹ 25,919 9.61%₹ 13,171 9.49%₹ 41,523 6.98%₹ 14,018 8.64%₹ 74,603 9.23%₹ 24,181 8.66%₹ 1,87,708
ICICI Prudential Regular Savings Fund -0.44%₹ 9,955 -0.99%₹ 9,901 -0.25%₹ 9,975 5.06%₹ 10,506 1.15%₹ 12,074 9.84%₹ 12,071 5.95%₹ 25,500 8.38%₹ 12,731 7.67%₹ 40,422 7.72%₹ 14,509 7.97%₹ 73,363 10.12%₹ 26,239 9.25%₹ 1,93,598
HDFC Hybrid Debt Fund -0.49%₹ 9,951 -1.94%₹ 9,806 -1.15%₹ 9,884 3.19%₹ 10,319 -0.80%₹ 11,948 12.24%₹ 12,605 6.90%₹ 25,743 7.91%₹ 12,569 8.55%₹ 40,951 6.41%₹ 13,644 7.78%₹ 73,001 9.12%₹ 23,949 8.35%₹ 1,84,704

Portfolio Holdings

Portfolio holdings pattern of DSP Regular Savings Fund as on 29 Jun 2022 are listed below:

  • Equity Holdings:

    20.38%
  • Debt Holdings:

    73.82%
  • Others Holdings:

    5.80%

Top Sector Holdings of DSP Regular Savings Fund

Name of SectorHolding PercentageHolding Values in Crore
Banks 5.08% ₹ 11.59 Cr.
Computers - Software 3.04% ₹ 6.94 Cr.
Insurance 2.17% ₹ 4.96 Cr.
Pharmaceuticals 1.98% ₹ 4.51 Cr.
Cigarettes 1.32% ₹ 3.01 Cr.
Others 86.41% -

Top Stock Holdings of DSP Regular Savings Fund

Name of StocksHolding PercentageHolding Values in Crore
HCL Technologies Limited 3.04% ₹ 6.94 Cr.
ICICI Bank Ltd. 1.94% ₹ 4.42 Cr.
HDFC Bank Ltd. 1.91% ₹ 4.37 Cr.
ITC Limited 1.32% ₹ 3.01 Cr.
SBI Life Insurance Co Ltd. 1.28% ₹ 2.92 Cr.
Others 90.51% -

Top Debt Instrument Type holdings of DSP Regular Savings Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 59.82% ₹ 136.60 Cr.
GOI 14.00% ₹ 31.98 Cr.
Others 26.18% -

Top Debt Holdings of DSP Regular Savings Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 14.00% ₹ 31.98 Cr.
Bond - Export Import Bank Of India 9.63% ₹ 21.98 Cr.
Bond - Power Finance Corporation Ltd. 8.27% ₹ 18.88 Cr.
Bond - Indian Railway Finance Corporation Ltd. 7.09% ₹ 16.19 Cr.
Bond - National Bank for Agriculture & Rural Development 6.81% ₹ 15.55 Cr.
Others 54.20%

Other Holdings

Holding TypeHolding Percentage
InvITs 3.71%
TREPS 1.94%
Margin 0.22%
Net Receivables -0.07%