Fund Performance
Lumpsum
SIP
7.61
as on 07 Dec 20233 Years
Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,462 today.
NAV Performance
Fund Information
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₹ 49.985
as on 07 Dec 2023 -
Regular - Growth
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-
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₹ 500
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₹ 182 Cr.
as on 31 May 2023 -
1.16%
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11 Jun 2004
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Nifty 50
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DSP Mutual Fund
Show All Funds
Highlights of this fund
DSP Regular Savings Fund is an Open-ended Hybrid Fund. The fund belongs to Conservative Hybrid Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 11 Jun 2004. This fund is offered by one of the top AMC (Assets Management Company) DSP Mutual Fund. You can also view here all other Hybrid funds offered by DSP Mutual Fund.
Latest NAV of the fund is ₹ 49.985 as on 07 Dec 2023.
This fund has 19 years of track record. Since 31 Mar 2023 expense ratio of this fund is 1.16%. Ideally you shoulds compare this fund with the benchmark Nifty 50.
You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 500.
Fund Objective
An open ended fund seeking to generate an attractive return consistent with prudent risk from a portfolio constituted of quality debt securities. The Scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity related securities of the 100 largest corporates by market capitalization, listed in India.
List of Fund Managers of DSP Regular Savings Fund
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About Abhishek Singh
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About Vikram Chopra
Vikram joins us from L&T Investment Management and brings with him over 14 years of investment experience. He has also previously worked with Fidelity, IDBI Bank and Axis Bank Ltd.
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About Jay Kothari
Jay Kothari, Vice President & Product Strategist -Jay has been with DSP Investment Managers since May 2005, and has been with the Investment function since January 2011. Jay joined the firm as a member of the Sales team (Banking) in May 2005. Prior to joining DSPIM, Jay worked for Standard Chartered Bank for a year in the Priority Banking division. Jay completed his Bachelor of Management Studies (Finance & International Finance) from Mumbai University, followed by an MBA in Finance from Mumbai University.
Riskometer : Risk associated with this fund
Investors understand that their principal will be at Moderately High Risk
Fund Return Comparison
| Fund Name | 1 Month | 3 Months | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Category Best | 3.43% | 3.78% | 7.02% | 14.16% | 15.58% | 13.36% | 11.10% | 10.36% | 15.09% | 12.25% | 13.29% | 12.17% | 9.82% |
| Category Average | 1.88% | 2.15% | 4.70% | 8.32% | 6.96% | 8.12% | 7.78% | 8.47% | 11.17% | 8.95% | 8.14% | 8.44% | 7.67% |
| DSP Regular Savings Fund | 2.55%₹ 10,255 | 3.59%₹ 10,358 | 6.44%₹ 10,643 | 10.64%₹ 11,064 | 13.55%₹ 12,861 | 7.46%₹ 11,548 | 10.04%₹ 26,552 | 7.61%₹ 12,462 | 8.29%₹ 40,796 | 7.36%₹ 14,265 | 8.27%₹ 73,910 | 7.72%₹ 21,045 | 6.96%₹ 1,71,720 |
| ICICI Prudential Regular Savings Fund | 2.13%₹ 10,213 | 2.75%₹ 10,274 | 6.50%₹ 10,649 | 9.84%₹ 10,983 | 12.72%₹ 12,809 | 7.80%₹ 11,619 | 10.02%₹ 26,549 | 8.67%₹ 12,833 | 9.04%₹ 41,249 | 9.38%₹ 15,659 | 9.40%₹ 76,021 | 10.36%₹ 26,808 | 9.34%₹ 1,94,630 |
| SBI Debt Hybrid Fund | 1.31%₹ 10,131 | 1.49%₹ 10,148 | 5.46%₹ 10,545 | 10.24%₹ 11,023 | 11.91%₹ 12,759 | 7.72%₹ 11,603 | 10.16%₹ 26,584 | 10.09%₹ 13,342 | 9.60%₹ 41,592 | 10.42%₹ 16,417 | 10.59%₹ 78,309 | 9.72%₹ 25,296 | 9.28%₹ 1,93,971 |
| Kotak Debt Hybrid | 3.43%₹ 10,343 | 3.78%₹ 10,377 | 7.02%₹ 10,702 | 11.32%₹ 11,132 | 15.09%₹ 12,957 | 7.99%₹ 11,661 | 11.48%₹ 26,927 | 10.12%₹ 13,352 | 10.14%₹ 41,923 | 11.10%₹ 16,927 | 11.01%₹ 79,129 | 10.22%₹ 26,485 | 9.82%₹ 1,99,533 |
| HDFC Hybrid Debt Fund | 2.90%₹ 10,289 | 3.38%₹ 10,338 | 6.95%₹ 10,694 | 11.86%₹ 11,185 | 14.87%₹ 12,944 | 9.20%₹ 11,924 | 12.11%₹ 27,091 | 11.02%₹ 13,685 | 10.79%₹ 42,322 | 10.04%₹ 16,140 | 10.95%₹ 79,024 | 10.07%₹ 26,118 | 9.34%₹ 1,94,566 |
| Aditya Birla Sun Life Regular Savings Fund | 1.87%₹ 10,187 | 1.87%₹ 10,186 | 4.50%₹ 10,450 | 7.69%₹ 10,768 | 9.78%₹ 12,625 | 6.85%₹ 11,416 | 8.21%₹ 26,081 | 9.63%₹ 13,175 | 7.99%₹ 40,618 | 8.58%₹ 15,092 | 9.24%₹ 75,730 | 10.03%₹ 26,037 | 8.49%₹ 1,86,024 |
Portfolio Holdings
Top Sector Holdings of DSP Regular Savings Fund
| Name of Sector | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Banks | 5.10% | ₹ 9.45 Cr. |
| Pharmaceuticals | 3.97% | ₹ 7.36 Cr. |
| Housing Finance | 2.98% | ₹ 5.52 Cr. |
| Insurance | 2.11% | ₹ 3.90 Cr. |
| NBFC | 0.82% | ₹ 2.75 Cr. |
| Others | 85.02% | - |
Top Stock Holdings of DSP Regular Savings Fund
| Name of Stocks | Holding Percentage | Holding Values in Crore |
|---|---|---|
| ICICI Bank Ltd. | 3.06% | ₹ 5.67 Cr. |
| Housing Development Finance Corporation Ltd. | 2.98% | ₹ 5.52 Cr. |
| Axis Bank Ltd. | 2.04% | ₹ 3.78 Cr. |
| ITC Limited | 1.20% | ₹ 2.23 Cr. |
| SBI Life Insurance Co Ltd. | 1.18% | ₹ 2.18 Cr. |
| Others | 89.54% | - |
Top Debt Instrument Type holdings of DSP Regular Savings Fund
| Instrument Type | Holding Percentage | Holding Values in Crore |
|---|---|---|
| NCD & Bonds | 53.42% | ₹ 99.06 Cr. |
| GOI | 20.40% | ₹ 37.83 Cr. |
| Others | 26.18% | - |
Top Debt Holdings of DSP Regular Savings Fund
| Name of Debt Instrument | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Bond - Govt of India | 20.40% | ₹ 37.83 Cr. |
| Bond - National Housing Bank | 8.24% | ₹ 15.28 Cr. |
| Bond - Power Finance Corporation Ltd. | 7.13% | ₹ 13.22 Cr. |
| Bond - Power Grid Corporation of India Ltd. | 5.71% | ₹ 10.59 Cr. |
| Bond - Export Import Bank Of India | 5.50% | ₹ 10.20 Cr. |
| Others | 53.02% |
Other Holdings
| Holding Type | Holding Percentage |
|---|---|
| TREPS | 1.42% |
| Net Receivables | -0.01% |