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UTI Retirement Benefit Pension Fund

UTI Retirement Benefit Pension Fund

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Fund Performance

Lumpsum

SIP

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NAV Performance

UTI Retirement Benefit Pension Fund performance graph for last 3 years
Performance of UTI Retirement Benefit Pension Fund for last 3 Years

Fund Information

  • ₹ .449

    as on 03 Jul 2020
  • Regular - Growth

  • -

  • ₹ 500

  • ₹ 3,573 Cr.

    as on 31 Dec 2021
  • 1.07%

  • 02 Jan 2013

  • Hybrid - Retirement Fund

  • Nifty 50

  • UTI Mutual Fund

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Highlights of this fund

UTI Retirement Benefit Pension Fund is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 02 Jan 2013. This fund is offered by one of the top AMC (Assets Management Company) UTI Mutual Fund. You can also view here all other Hybrid funds offered by UTI Mutual Fund.

Latest NAV of the fund is ₹ .449 as on 03 Jul 2020.

This fund has 10 years of track record. Since 30 Nov 2021 expense ratio of this fund is 1.07%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 500.

Fund Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.

List of Fund Managers of UTI Retirement Benefit Pension Fund

  • About V Srivatsa

    Picture of V SrivatsaHe has been with UTI AMC since 2002. Prior to this, he has worked with Ford, Rhodes Parks & Co., as a Chartered Accountants for 3 years and as an Audit Officer Madras Cements Ltd. He started at the fund house in the Department of securities research covering varied sectors such as Information Technology, Capital goods and metals. He was promoted as the fund manager offshore in December 2005 after a three year stint in the DOSR. He was given additional responsibilities of equity portion of hybrid funds in October 2009. He reports to the Head - Equities for both the domestic hybrid equity and offshore equity schemes.
  • About Sunil Patil

    Picture of Sunil PatilHe joined UTI AMC in October 1989. He holds an overall experience of 29 years in Primary Market Investment / Dealing and Fund Management.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 4.10% 22.50% 29.22% 12.90% 23.75% 21.27% 12.17% 8.34% 11.70% 13.11% 23.15% 18.48% 7.14%
Category Average -0.92% 0.98% 4.06% 1.63% 7.62% 7.84% 7.23% 8.34% 1.83% 3.17% 8.00% 9.80% 7.14%
UTI Retirement Benefit Pension Fund - - - - - - - - - - - - -
HDFC Retirement Savings Fund - Equity Plan -1.06%₹ 9,893 0.77%₹ 10,076 6.77%₹ 10,676 7.92%₹ 10,791 11.70%₹ 12,751 23.75%₹ 15,330 13.11%₹ 27,364 21.27%₹ 17,843 23.15%₹ 50,466 12.17%₹ 17,760 18.48%₹ 95,171 - -
ICICI Prudential Retirement Fund (Pure Equity Plan) -1.93%₹ 9,806 -2.65%₹ 9,734 2.93%₹ 10,292 -0.46%₹ 9,953 1.68%₹ 12,109 20.61%₹ 14,560 10.70%₹ 26,733 17.55%₹ 16,248 20.60%₹ 48,708 - - - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan -1.09%₹ 9,891 0.79%₹ 10,078 4.65%₹ 10,464 4.66%₹ 10,465 8.18%₹ 12,528 14.07%₹ 13,021 7.69%₹ 25,955 14.33%₹ 14,950 14.74%₹ 44,829 9.90%₹ 16,037 13.02%₹ 83,225 - -
ICICI Prudential Retirement Fund (Hybrid Aggressive Plan) -1.83%₹ 9,816 -2.54%₹ 9,746 2.81%₹ 10,281 -0.33%₹ 9,966 1.46%₹ 12,095 11.42%₹ 12,421 4.77%₹ 25,207 11.89%₹ 14,013 12.12%₹ 43,169 - - - -
Nippon India Retirement Fund - Wealth Creation Scheme -3.66%₹ 9,633 -3.63%₹ 9,636 2.45%₹ 10,244 -0.72%₹ 9,927 1.62%₹ 12,106 14.86%₹ 13,201 4.97%₹ 25,256 9.51%₹ 13,136 13.91%₹ 44,299 4.24%₹ 12,309 9.44%₹ 76,125 - -

Portfolio Holdings

Portfolio holdings pattern of UTI Retirement Benefit Pension Fund as on 02 Feb 2023 are listed below:

  • Equity Holdings:

    79.82%
  • Debt Holdings:

    115.72%
  • Others Holdings:

    4.46%

Top Sector Holdings of UTI Retirement Benefit Pension Fund

Name of SectorHolding PercentageHolding Values in Crore
Banks 19.16% ₹ 688.33 Cr.
Computers - Software 8.02% ₹ 288.02 Cr.
Pharmaceuticals 5.54% ₹ 199.01 Cr.
Engineering, designing, construction 5.20% ₹ 186.94 Cr.
Housing Finance 3.92% ₹ 140.99 Cr.
Others 58.16% -

Top Stock Holdings of UTI Retirement Benefit Pension Fund

Name of StocksHolding PercentageHolding Values in Crore
ICICI Bank Ltd. 2.95% ₹ 106.07 Cr.
ICICI Bank Ltd. 2.95% ₹ 105.97 Cr.
HDFC Bank Ltd. 2.76% ₹ 99.15 Cr.
HDFC Bank Ltd. 2.76% ₹ 99.15 Cr.
Larsen & Toubro Ltd. 2.21% ₹ 79.47 Cr.
Others 86.37% -

Top Debt Instrument Type holdings of UTI Retirement Benefit Pension Fund

Instrument TypeHolding PercentageHolding Values in Crore
GOI 65.72% ₹ 2,360.65 Cr.
NCD & Bonds 44.44% ₹ 1,596.96 Cr.
T-Bills 5.56% ₹ 199.76 Cr.
Others -15.72% -

Top Debt Holdings of UTI Retirement Benefit Pension Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 65.72% ₹ 2,360.65 Cr.
Bond - T-Bill 5.56% ₹ 199.76 Cr.
Bond - Export Import Bank Of India 4.94% ₹ 177.51 Cr.
Bond - Housing Development Finance Corporation Ltd. 4.18% ₹ 150.39 Cr.
Bond - Rural Electrification Corporation Limited 2.82% ₹ 101.29 Cr.
Others 16.78%

Other Holdings

Holding TypeHolding Percentage
TREPS 2.30%
Net Receivables 1.60%
Reverse Repo 0.40%
Margin 0.12%
MF Units 0.04%