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UTI Retirement Benefit Pension Fund

UTI Retirement Benefit Pension Fund

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Fund Performance

Lumpsum

SIP

3 Years

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NAV Performance

UTI Retirement Benefit Pension Fund performance graph for last 3 years
Performance of UTI Retirement Benefit Pension Fund for last 3 Years

Fund Information

  • ₹ .449

    as on 03 Jul 2020
  • Regular - Growth

  • -

  • ₹ 500

  • ₹ 3,427 Cr.

    as on 03 Jul 2020
  • 1.14%

    since 31 May 2021
  • 02 Jan 2013

  • Hybrid - Retirement Fund

  • Nifty 50

  • UTI mutual fund

    Show All Funds

Highlights of this fund

UTI Retirement Benefit Pension Fund is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 02 Jan 2013. This fund is offered by one of the top AMC (Assets Management Company) UTI mutual fund. You can also view here all other Hybrid funds offered by UTI mutual fund.

Latest NAV of the fund is ₹ .449 as on 03 Jul 2020.

This fund has 8 years of track record. Since 31 May 2021 expense ratio of this fund is 1.14%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 500.

Fund Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.

List of Fund Managers of UTI Retirement Benefit Pension Fund

  • About Amandeep S Chopra

    Picture of Amandeep S Chopra
  • About V Srivatsa

    Picture of V SrivatsaHe has been with UTI AMC since 2002. Prior to this, he has worked with Ford, Rhodes Parks & Co., as a Chartered Accountants for 3 years and as an Audit Officer Madras Cements Ltd. He started at the fund house in the Department of securities research covering varied sectors such as Information Technology, Capital goods and metals. He was promoted as the fund manager offshore in December 2005 after a three year stint in the DOSR. He was given additional responsibilities of equity portion of hybrid funds in October 2009. He reports to the Head - Equities for both the domestic hybrid equity and offshore equity schemes.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 8.78% 22.50% 30.66% 74.13% 30.66% 20.75% 16.88% % 69.29% 52.59% 35.75% 22.67% %
Category Average 4.44% 8.46% 13.73% 29.38% 13.33% 9.85% 9.61% % 30.27% 23.20% 19.91% 13.67% %
UTI Retirement Benefit Pension Fund - - - - - - - - - - - - -
HDFC Retirement Savings Fund - Equity Plan 8.78%₹ 10,878 11.99%₹ 11,199 30.66%₹ 13,066 74.13%₹ 17,412 69.29%₹ 16,138 30.66%₹ 17,084 52.59%₹ 38,395 20.75%₹ 17,632 35.75%₹ 59,722 16.88%₹ 21,819 22.67%₹ 1,05,332 - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan 5.00%₹ 10,499 8.27%₹ 10,827 18.51%₹ 11,851 49.71%₹ 14,971 43.09%₹ 14,645 22.52%₹ 15,020 35.93%₹ 33,567 16.59%₹ 15,868 25.93%₹ 52,406 14.43%₹ 19,626 17.93%₹ 93,869 - -
Nippon India Retirement Fund - Wealth Creation Scheme 8.53%₹ 10,853 14.67%₹ 11,466 23.80%₹ 12,379 64.06%₹ 16,406 59.82%₹ 15,606 17.23%₹ 13,749 40.66%₹ 34,913 10.32%₹ 13,436 25.00%₹ 51,743 10.55%₹ 16,516 14.87%₹ 87,077 - -
Nippon India Retirement Fund - Income Generation Scheme 3.60%₹ 10,359 4.14%₹ 10,413 6.32%₹ 10,631 12.36%₹ 11,236 12.30%₹ 12,785 9.20%₹ 11,927 10.71%₹ 26,731 10.25%₹ 13,412 10.01%₹ 41,850 6.78%₹ 13,884 8.33%₹ 74,040 - -
Tata Retirement Saving Fund 2.67%₹ 10,266 4.29%₹ 10,429 7.70%₹ 10,769 14.97%₹ 11,497 14.92%₹ 12,948 11.09%₹ 12,344 13.60%₹ 27,483 10.00%₹ 13,318 11.93%₹ 43,041 8.34%₹ 14,930 9.51%₹ 76,240 - -

Portfolio Holdings

Portfolio holdings pattern of UTI Retirement Benefit Pension Fund as on 24 Sep 2021 are listed below:

  • Equity Holdings:

    39.54%
  • Debt Holdings:

    49.36%
  • Others Holdings:

    11.10%

Top Sector Holdings of UTI Retirement Benefit Pension Fund

Name of SectorHolding PercentageHolding Values in Crore
Banks 8.60% ₹ 294.65 Cr.
Computers - software 5.09% ₹ 174.70 Cr.
Pharmaceuticals 2.54% ₹ 86.92 Cr.
Engineering, designing, construction 2.17% ₹ 74.32 Cr.
Refineries/marketing 1.95% ₹ 66.93 Cr.
Others 79.65% -

Top Stock Holdings of UTI Retirement Benefit Pension Fund

Name of StocksHolding PercentageHolding Values in Crore
Infosys Ltd. 3.16% ₹ 108.42 Cr.
ICICI Bank Ltd. 2.50% ₹ 85.82 Cr.
HDFC Bank Ltd. 2.34% ₹ 80.22 Cr.
State Bank Of India 1.86% ₹ 63.82 Cr.
Larsen & Toubro Ltd. 1.82% ₹ 62.49 Cr.
Others 88.32% -

Top Debt Instrument Type holdings of UTI Retirement Benefit Pension Fund

Instrument TypeHolding PercentageHolding Values in Crore
GOI 25.13% ₹ 861.45 Cr.
NCD & Bonds 24.23% ₹ 830.22 Cr.
Others 50.64% -

Top Debt Holdings of UTI Retirement Benefit Pension Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 25.13% ₹ 861.45 Cr.
Bond - Indian Railway Finance Corporation Ltd. 3.05% ₹ 104.29 Cr.
Bond - Housing Development Finance Corporation Ltd. 2.95% ₹ 100.91 Cr.
Bond - State Bank Of India 2.88% ₹ 98.67 Cr.
Bond - Export Import Bank Of India 2.59% ₹ 88.93 Cr.
Others 63.40%

Other Holdings

Holding TypeHolding Percentage
Net Receivables 11.08%
MF Units 0.02%