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UTI Regular Savings Fund

UTI Regular Savings Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

8.84

as on 12 Aug 2022

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,903 today.

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NAV Performance

UTI Regular Savings Fund performance graph for last 3 years
Performance of UTI Regular Savings Fund for last 3 Years

Fund Information

  • ₹ 52.400

    as on 12 Aug 2022
  • Regular - Growth

  • 7 / 21

  • ₹ 5,000

  • ₹ 1,637 Cr.

    as on 31 Dec 2021
  • 1.82%

  • 16 Dec 2003

  • Hybrid - Conservative Hybrid Fund

  • Nifty 50

  • UTI Mutual Fund

    Show All Funds

Highlights of this fund

UTI Regular Savings Fund is an Open-ended Hybrid Fund. The fund belongs to Conservative Hybrid Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 16 Dec 2003. This fund is offered by one of the top AMC (Assets Management Company) UTI Mutual Fund. You can also view here all other Hybrid funds offered by UTI Mutual Fund.

Latest NAV of the fund is ₹ 52.400 as on 12 Aug 2022.

This fund has 18 years of track record. Since 30 Nov 2021 expense ratio of this fund is 1.82%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

List of Fund Managers of UTI Regular Savings Fund

  • About Amandeep S Chopra

    Picture of Amandeep S Chopra
  • About Ajay Tyagi

    Picture of Ajay TyagiHe joined UTI AMC in 2000 and has been handling the Equity Research and Fund Management functions since then. He is presently working as a Fund Manager in the Equity Fund Management Team. He is also an Investment Advisor to a few India-dedicated offshore funds. Prior to being designated as a Fund Manager, he has worked as an Assistant Fund Manager in the Offshore Funds division.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 3.28% 4.47% 19.84% 22.02% 16.94% 14.38% 8.49% 10.41% 27.24% 20.55% 17.87% 10.88% 9.59%
Category Average 2.37% 3.54% 2.03% 6.05% 9.61% 8.28% 6.43% 8.45% 5.42% 7.58% 8.59% 7.47% 7.72%
UTI Regular Savings Fund 2.95%₹ 10,295 4.33%₹ 10,433 1.00%₹ 10,100 7.42%₹ 10,742 4.89%₹ 12,314 12.64%₹ 12,686 8.91%₹ 26,259 8.84%₹ 12,903 10.19%₹ 41,952 6.73%₹ 13,856 8.10%₹ 73,595 9.18%₹ 24,083 8.34%₹ 1,84,608
Kotak Debt Hybrid 3.00%₹ 10,300 4.36%₹ 10,435 1.05%₹ 10,104 6.03%₹ 10,602 4.89%₹ 12,314 11.96%₹ 12,535 8.56%₹ 26,169 11.33%₹ 13,816 10.64%₹ 42,225 8.49%₹ 15,035 10.00%₹ 77,169 9.79%₹ 25,475 9.55%₹ 1,96,796
Canara Robeco Conservative Hybrid Fund 2.73%₹ 10,273 4.36%₹ 10,435 1.17%₹ 10,116 3.67%₹ 10,367 3.74%₹ 12,241 8.99%₹ 11,879 6.37%₹ 25,607 9.77%₹ 13,241 8.47%₹ 40,906 7.91%₹ 14,639 8.81%₹ 74,910 8.88%₹ 23,435 8.55%₹ 1,86,619
SBI Debt Hybrid Fund 2.64%₹ 10,263 4.25%₹ 10,425 2.05%₹ 10,205 7.43%₹ 10,743 6.03%₹ 12,387 12.93%₹ 12,752 9.51%₹ 26,414 11.11%₹ 13,733 11.15%₹ 42,546 7.56%₹ 14,399 9.76%₹ 76,712 9.47%₹ 24,728 9.12%₹ 1,92,347
ICICI Prudential Regular Savings Fund 2.17%₹ 10,216 3.50%₹ 10,350 2.09%₹ 10,209 6.70%₹ 10,669 5.76%₹ 12,369 9.76%₹ 12,047 7.76%₹ 25,963 9.49%₹ 13,139 9.09%₹ 41,279 8.29%₹ 14,899 8.85%₹ 74,997 10.28%₹ 26,637 9.59%₹ 1,97,213
HDFC Hybrid Debt Fund 2.78%₹ 10,277 4.26%₹ 10,425 1.55%₹ 10,155 5.62%₹ 10,562 5.37%₹ 12,345 12.38%₹ 12,628 9.03%₹ 26,290 9.77%₹ 13,240 10.47%₹ 42,121 7.12%₹ 14,108 9.02%₹ 75,303 9.43%₹ 24,643 8.85%₹ 1,89,646

Portfolio Holdings

Portfolio holdings pattern of UTI Regular Savings Fund as on 13 Aug 2022 are listed below:

  • Equity Holdings:

    46.44%
  • Debt Holdings:

    139.78%
  • Others Holdings:

    13.78%

Top Sector Holdings of UTI Regular Savings Fund

Name of SectorHolding PercentageHolding Values in Crore
Computers - Software 10.44% ₹ 169.79 Cr.
Banks 9.22% ₹ 149.96 Cr.
Pharmaceuticals 3.88% ₹ 63.12 Cr.
NBFC 3.28% ₹ 53.31 Cr.
Retailing 2.36% ₹ 38.49 Cr.
Others 70.82% -

Top Stock Holdings of UTI Regular Savings Fund

Name of StocksHolding PercentageHolding Values in Crore
HDFC Bank Ltd. 1.79% ₹ 29.11 Cr.
Infosys Ltd. 1.79% ₹ 29.11 Cr.
HDFC Bank Ltd. 1.79% ₹ 29.08 Cr.
Infosys Ltd. 1.79% ₹ 29.06 Cr.
Bajaj Finance Ltd. 1.64% ₹ 26.67 Cr.
Others 91.20% -

Top Debt Instrument Type holdings of UTI Regular Savings Fund

Instrument TypeHolding PercentageHolding Values in Crore
GOI 67.84% ₹ 1,103.37 Cr.
NCD & Bonds 56.84% ₹ 924.19 Cr.
T-Bills 12.28% ₹ 199.69 Cr.
PTC 2.82% ₹ 45.87 Cr.
Others -39.78% -

Top Debt Holdings of UTI Regular Savings Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 67.84% ₹ 1,103.37 Cr.
Bond - T-Bill 12.28% ₹ 199.69 Cr.
Bond - Food Corporation of India Ltd. 6.16% ₹ 100.20 Cr.
Bond - Housing Development Finance Corporation Ltd. 5.60% ₹ 90.99 Cr.
Bond - Cholamandalam Investment & Finance Co. Ltd. 4.48% ₹ 72.79 Cr.
Others 3.64%

Other Holdings

Holding TypeHolding Percentage
Net Receivables 8.12%
TREPS 4.90%
Reverse Repo 0.70%
Margin 0.06%