Fund Performance
Lumpsum
SIP
13.78
as on 24 Mar 20233 Years
Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 14,728 today.
NAV Performance
Fund Information
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₹ 53.153
as on 24 Mar 2023 -
Regular - Growth
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7 / 21
-
₹ 5,000
-
₹ 1,637 Cr.
as on 31 Dec 2021 -
1.82%
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16 Dec 2003
-
Nifty 50
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UTI Mutual Fund
Show All Funds
Highlights of this fund
UTI Regular Savings Fund is an Open-ended Hybrid Fund. The fund belongs to Conservative Hybrid Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 16 Dec 2003. This fund is offered by one of the top AMC (Assets Management Company) UTI Mutual Fund. You can also view here all other Hybrid funds offered by UTI Mutual Fund.
Latest NAV of the fund is ₹ 53.153 as on 24 Mar 2023.
This fund has 19 years of track record. Since 30 Nov 2021 expense ratio of this fund is 1.82%. Ideally you shoulds compare this fund with the benchmark Nifty 50.
You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.
Fund Objective
The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
List of Fund Managers of UTI Regular Savings Fund
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About Amandeep S Chopra
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About Ajay Tyagi
He joined UTI AMC in 2000 and has been handling the Equity Research and Fund Management functions since then. He is presently working as a Fund Manager in the Equity Fund Management Team. He is also an Investment Advisor to a few India-dedicated offshore funds. Prior to being designated as a Fund Manager, he has worked as an Assistant Fund Manager in the Offshore Funds division.
Riskometer : Risk associated with this fund
Investors understand that their principal will be at Moderately High Risk
Fund Return Comparison
| Fund Name | 1 Month | 3 Months | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Category Best | 1.40% | 1.87% | 4.23% | 21.39% | 14.49% | 15.66% | 8.63% | 9.90% | 6.19% | 12.84% | 13.54% | 10.11% | 8.92% |
| Category Average | 0.00% | 0.14% | 1.57% | 4.39% | 6.46% | 10.66% | 6.42% | 8.05% | 3.56% | 4.37% | 6.69% | 6.75% | 7.09% |
| UTI Regular Savings Fund | -0.48%₹ 9,952 | -0.18%₹ 9,981 | 1.44%₹ 10,144 | 2.90%₹ 10,289 | 3.39%₹ 12,217 | 7.38%₹ 11,530 | 4.52%₹ 25,133 | 13.78%₹ 14,728 | 7.82%₹ 40,503 | 6.52%₹ 13,721 | 7.26%₹ 72,045 | 8.72%₹ 23,095 | 7.60%₹ 1,77,530 |
| Kotak Debt Hybrid | 0.01%₹ 10,000 | 0.31%₹ 10,031 | 1.49%₹ 10,149 | 4.15%₹ 10,415 | 4.46%₹ 12,285 | 7.52%₹ 11,561 | 4.88%₹ 25,224 | 14.16%₹ 14,879 | 8.02%₹ 40,625 | 8.63%₹ 15,132 | 9.03%₹ 75,309 | 9.35%₹ 24,479 | 8.92%₹ 1,90,228 |
| Canara Robeco Conservative Hybrid Fund | -0.13%₹ 9,987 | -0.11%₹ 9,988 | 1.13%₹ 10,113 | 2.34%₹ 10,234 | 2.87%₹ 12,184 | 5.22%₹ 11,070 | 3.16%₹ 24,792 | 10.98%₹ 13,670 | 5.71%₹ 39,251 | 8.19%₹ 14,831 | 7.42%₹ 72,342 | 8.65%₹ 22,952 | 7.76%₹ 1,79,035 |
| SBI Debt Hybrid Fund | -0.05%₹ 9,994 | 0.49%₹ 10,049 | 1.67%₹ 10,166 | 5.63%₹ 10,562 | 5.03%₹ 12,322 | 8.22%₹ 11,712 | 5.83%₹ 25,468 | 14.39%₹ 14,968 | 8.87%₹ 41,136 | 8.15%₹ 14,801 | 9.09%₹ 75,423 | 8.93%₹ 23,533 | 8.59%₹ 1,87,028 |
| ICICI Prudential Regular Savings Fund | 0.22%₹ 10,022 | 0.12%₹ 10,011 | 1.53%₹ 10,152 | 4.58%₹ 10,458 | 4.32%₹ 12,276 | 6.72%₹ 11,388 | 5.09%₹ 25,278 | 11.14%₹ 13,729 | 7.11%₹ 40,078 | 8.28%₹ 14,894 | 7.87%₹ 73,167 | 9.89%₹ 25,703 | 8.88%₹ 1,89,810 |
| HDFC Hybrid Debt Fund | 0.14%₹ 10,014 | 0.73%₹ 10,073 | 3.14%₹ 10,314 | 5.37%₹ 10,536 | 6.19%₹ 12,395 | 8.20%₹ 11,707 | 6.12%₹ 25,540 | 13.88%₹ 14,768 | 9.05%₹ 41,247 | 8.04%₹ 14,724 | 8.78%₹ 74,842 | 9.18%₹ 24,084 | 8.46%₹ 1,85,723 |
Portfolio Holdings
Top Sector Holdings of UTI Regular Savings Fund
| Name of Sector | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Computers - Software | 10.44% | ₹ 169.79 Cr. |
| Banks | 9.22% | ₹ 149.96 Cr. |
| Pharmaceuticals | 3.88% | ₹ 63.12 Cr. |
| NBFC | 3.28% | ₹ 53.31 Cr. |
| Retailing | 2.36% | ₹ 38.49 Cr. |
| Others | 70.82% | - |
Top Stock Holdings of UTI Regular Savings Fund
| Name of Stocks | Holding Percentage | Holding Values in Crore |
|---|---|---|
| HDFC Bank Ltd. | 1.79% | ₹ 29.11 Cr. |
| Infosys Ltd. | 1.79% | ₹ 29.11 Cr. |
| HDFC Bank Ltd. | 1.79% | ₹ 29.08 Cr. |
| Infosys Ltd. | 1.79% | ₹ 29.06 Cr. |
| Bajaj Finance Ltd. | 1.64% | ₹ 26.67 Cr. |
| Others | 91.20% | - |
Top Debt Instrument Type holdings of UTI Regular Savings Fund
| Instrument Type | Holding Percentage | Holding Values in Crore |
|---|---|---|
| GOI | 67.84% | ₹ 1,103.37 Cr. |
| NCD & Bonds | 56.84% | ₹ 924.19 Cr. |
| T-Bills | 12.28% | ₹ 199.69 Cr. |
| PTC | 2.82% | ₹ 45.87 Cr. |
| Others | -39.78% | - |
Top Debt Holdings of UTI Regular Savings Fund
| Name of Debt Instrument | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Bond - Govt of India | 67.84% | ₹ 1,103.37 Cr. |
| Bond - T-Bill | 12.28% | ₹ 199.69 Cr. |
| Bond - Food Corporation of India Ltd. | 6.16% | ₹ 100.20 Cr. |
| Bond - Housing Development Finance Corporation Ltd. | 5.60% | ₹ 90.99 Cr. |
| Bond - Cholamandalam Investment & Finance Co. Ltd. | 4.48% | ₹ 72.79 Cr. |
| Others | 3.64% |
Other Holdings
| Holding Type | Holding Percentage |
|---|---|
| Net Receivables | 8.12% |
| TREPS | 4.90% |
| Reverse Repo | 0.70% |
| Margin | 0.06% |