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UTI Regular Savings Fund

UTI Regular Savings Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

11.33

as on 22 Sep 2023

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 13,797 today.

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NAV Performance

UTI Regular Savings Fund performance graph for last 3 years
Performance of UTI Regular Savings Fund for last 3 Years

Fund Information

  • ₹ 57.270

    as on 22 Sep 2023
  • Regular - Growth

  • 7 / 21

  • ₹ 5,000

  • ₹ 1,539 Cr.

    as on 31 May 2023
  • 1.81%

  • 16 Dec 2003

  • Hybrid - Conservative Hybrid Fund

  • Nifty 50

  • UTI Mutual Fund

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Highlights of this fund

UTI Regular Savings Fund is an Open-ended Hybrid Fund. The fund belongs to Conservative Hybrid Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 16 Dec 2003. This fund is offered by one of the top AMC (Assets Management Company) UTI Mutual Fund. You can also view here all other Hybrid funds offered by UTI Mutual Fund.

Latest NAV of the fund is ₹ 57.270 as on 22 Sep 2023.

This fund has 19 years of track record. Since 31 Mar 2023 expense ratio of this fund is 1.81%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

List of Fund Managers of UTI Regular Savings Fund

  • About Jaydeep Bhowal

    Picture of Jaydeep Bhowal
  • About Amit Premchandani

    Picture of Amit Premchandani
  • About Jaydeep Bhowal

    Picture of Jaydeep Bhowal
  • About Amit Premchandani

    Picture of Amit Premchandani
  • About Jaydeep Bhowal

    Picture of Jaydeep Bhowal
  • About Amit Premchandani

    Picture of Amit Premchandani

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 1.40% 3.52% 9.11% 14.16% 13.71% 13.43% 10.36% 10.50% 13.32% 12.29% 13.11% 11.55% 9.59%
Category Average 0.82% 2.21% 6.16% 7.75% 6.08% 9.12% 7.41% 8.50% 9.74% 7.76% 7.87% 8.17% 7.58%
UTI Regular Savings Fund 1.10%₹ 10,110 2.93%₹ 10,293 7.68%₹ 10,767 8.59%₹ 10,859 10.69%₹ 12,683 5.82%₹ 11,196 8.05%₹ 26,041 11.33%₹ 13,797 8.71%₹ 41,056 7.36%₹ 14,270 8.98%₹ 75,248 9.34%₹ 24,449 8.16%₹ 1,82,807
ICICI Prudential Regular Savings Fund 1.08%₹ 10,108 3.32%₹ 10,332 7.57%₹ 10,757 8.80%₹ 10,879 11.27%₹ 12,719 6.88%₹ 11,424 8.84%₹ 26,245 9.60%₹ 13,164 8.68%₹ 41,033 9.15%₹ 15,498 9.19%₹ 75,627 10.50%₹ 27,172 9.30%₹ 1,94,173
SBI Debt Hybrid Fund 1.13%₹ 10,113 3.45%₹ 10,345 9.11%₹ 10,910 10.53%₹ 11,052 13.30%₹ 12,847 8.43%₹ 11,756 10.36%₹ 26,638 12.61%₹ 14,279 10.45%₹ 42,114 10.28%₹ 16,318 10.93%₹ 78,993 9.75%₹ 25,384 9.41%₹ 1,95,275
Kotak Debt Hybrid 1.26%₹ 10,126 3.35%₹ 10,334 8.46%₹ 10,846 9.67%₹ 10,966 12.25%₹ 12,781 6.63%₹ 11,370 9.37%₹ 26,381 11.37%₹ 13,813 9.50%₹ 41,536 10.36%₹ 16,377 10.59%₹ 78,326 10.24%₹ 26,543 9.59%₹ 1,97,170
HDFC Hybrid Debt Fund 1.21%₹ 10,121 3.52%₹ 10,352 8.77%₹ 10,877 11.66%₹ 11,166 13.32%₹ 12,848 8.00%₹ 11,663 10.55%₹ 26,686 12.72%₹ 14,323 10.51%₹ 42,152 9.61%₹ 15,826 10.56%₹ 78,255 10.22%₹ 26,488 9.17%₹ 1,92,873
Aditya Birla Sun Life Regular Savings Fund 0.67%₹ 10,066 2.44%₹ 10,243 6.72%₹ 10,671 7.50%₹ 10,750 9.15%₹ 12,586 5.94%₹ 11,223 7.53%₹ 25,908 11.88%₹ 14,003 8.36%₹ 40,843 8.04%₹ 14,728 9.22%₹ 75,687 10.28%₹ 26,631 8.57%₹ 1,86,845

Portfolio Holdings

Portfolio holdings pattern of UTI Regular Savings Fund as on 23 Sep 2023 are listed below:

  • Equity Holdings:

    24.83%
  • Debt Holdings:

    65.55%
  • Others Holdings:

    9.62%

Top Sector Holdings of UTI Regular Savings Fund

Name of SectorHolding PercentageHolding Values in Crore
Banks 6.70% ₹ 105.52 Cr.
Computers - Software 2.04% ₹ 32.23 Cr.
Pharmaceuticals 1.81% ₹ 28.60 Cr.
Telecom - services 0.97% ₹ 15.30 Cr.
Passenger/Utility vehicles 0.86% ₹ 13.64 Cr.
Others 87.62% -

Top Stock Holdings of UTI Regular Savings Fund

Name of StocksHolding PercentageHolding Values in Crore
HDFC Bank Ltd. 2.25% ₹ 35.44 Cr.
ICICI Bank Ltd. 1.75% ₹ 27.53 Cr.
Infosys Ltd. 1.52% ₹ 23.99 Cr.
Axis Bank Ltd. 1.22% ₹ 19.21 Cr.
Bharti Airtel Ltd. 0.97% ₹ 15.30 Cr.
Others 92.29% -

Top Debt Instrument Type holdings of UTI Regular Savings Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 38.66% ₹ 608.55 Cr.
GOI 26.58% ₹ 418.50 Cr.
T-Bills 0.31% ₹ 4.97 Cr.
Others 34.45% -

Top Debt Holdings of UTI Regular Savings Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 26.58% ₹ 418.50 Cr.
Bond - Housing Development Finance Corporation Ltd. 7.05% ₹ 110.96 Cr.
Bond - Power Finance Corporation Ltd. 4.83% ₹ 76.07 Cr.
Bond - Rural Electrification Corporation Limited 3.24% ₹ 50.92 Cr.
Bond - Jamnagar Utilities & Power Pvt. Ltd. 3.13% ₹ 49.38 Cr.
Others 55.17%

Other Holdings

Holding TypeHolding Percentage
Net Receivables 9.28%
Margin 0.34%