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UTI Regular Savings Fund

UTI Regular Savings Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

7.57

as on 20 Sep 2021

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,452 today.

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NAV Performance

UTI Regular Savings Fund performance graph for last 3 years
Performance of UTI Regular Savings Fund for last 3 Years

Fund Information

  • ₹ 50.292

    as on 20 Sep 2021
  • Regular - Growth

  • 4 / 21

  • ₹ 5,000

  • ₹ 1,637 Cr.

    as on 20 Sep 2021
  • 1.79%

    since 31 May 2021
  • 16 Dec 2003

  • Hybrid - Conservative Hybrid Fund

  • Nifty 50

  • UTI mutual fund

    Show All Funds

Highlights of this fund

UTI Regular Savings Fund is an Open-ended Hybrid Fund. The fund belongs to Conservative Hybrid Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 16 Dec 2003. This fund is offered by one of the top AMC (Assets Management Company) UTI mutual fund. You can also view here all other Hybrid funds offered by UTI mutual fund.

Latest NAV of the fund is ₹ 50.292 as on 20 Sep 2021.

This fund has 17 years of track record. Since 31 May 2021 expense ratio of this fund is 1.79%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

List of Fund Managers of UTI Regular Savings Fund

  • About Amandeep S Chopra

    Picture of Amandeep S Chopra
  • About Ajay Tyagi

    Picture of Ajay TyagiHe joined UTI AMC in 2000 and has been handling the Equity Research and Fund Management functions since then. He is presently working as a Fund Manager in the Equity Fund Management Team. He is also an Investment Advisor to a few India-dedicated offshore funds. Prior to being designated as a Fund Manager, he has worked as an Assistant Fund Manager in the Offshore Funds division.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 3.27% 5.49% 10.09% 23.74% 15.19% 12.60% 9.47% 10.68% 20.79% 18.27% 15.71% 11.82% 10.64%
Category Average 1.84% 3.84% 6.97% 15.04% 10.28% 8.33% 7.19% 8.80% 14.48% 12.92% 10.71% 8.35% 8.52%
UTI Regular Savings Fund 2.53%₹ 10,253 5.49%₹ 10,549 9.24%₹ 10,923 20.06%₹ 12,006 18.90%₹ 13,194 11.24%₹ 12,377 16.51%₹ 28,254 7.57%₹ 12,452 12.12%₹ 43,162 7.63%₹ 14,447 9.00%₹ 75,283 9.38%₹ 24,527 9.15%₹ 1,92,636
SBI Debt Hybrid Fund 2.13%₹ 10,213 4.16%₹ 10,416 8.49%₹ 10,849 19.82%₹ 11,981 17.96%₹ 13,137 13.47%₹ 12,879 16.76%₹ 28,321 11.31%₹ 13,798 14.07%₹ 44,394 8.34%₹ 14,928 10.35%₹ 77,864 9.70%₹ 25,266 9.73%₹ 1,98,723
HDFC Hybrid Debt Fund 2.18%₹ 10,217 4.15%₹ 10,415 9.13%₹ 10,912 21.33%₹ 12,133 19.67%₹ 13,242 12.69%₹ 12,703 16.89%₹ 28,354 10.51%₹ 13,503 13.53%₹ 44,053 8.22%₹ 14,849 10.03%₹ 77,250 9.66%₹ 25,176 9.72%₹ 1,98,541
Aditya Birla Sun Life Regular Savings Fund 2.64%₹ 10,264 4.77%₹ 10,477 8.35%₹ 10,834 23.74%₹ 12,374 20.79%₹ 13,311 12.30%₹ 12,615 18.16%₹ 28,692 9.08%₹ 12,983 13.85%₹ 44,251 7.80%₹ 14,560 9.62%₹ 76,455 10.55%₹ 27,283 10.26%₹ 2,04,291
Aditya Birla Sun Life Regular Savings Fund 2.64%₹ 10,264 4.77%₹ 10,477 8.35%₹ 10,834 23.74%₹ 12,374 20.79%₹ 13,311 12.30%₹ 12,615 18.16%₹ 28,692 9.08%₹ 12,983 13.85%₹ 44,251 7.80%₹ 14,560 9.62%₹ 76,455 10.55%₹ 27,283 10.26%₹ 2,04,291
Nippon India Hybrid Bond Fund 1.31%₹ 10,131 3.33%₹ 10,333 6.55%₹ 10,655 13.90%₹ 11,389 13.12%₹ 12,836 0.31%₹ 10,061 7.64%₹ 25,937 1.25%₹ 10,379 3.73%₹ 38,113 3.11%₹ 11,655 2.73%₹ 64,303 7.01%₹ 19,695 5.36%₹ 1,57,923

Portfolio Holdings

Portfolio holdings pattern of UTI Regular Savings Fund as on 21 Sep 2021 are listed below:

  • Equity Holdings:

    24.82%
  • Debt Holdings:

    63.88%
  • Others Holdings:

    11.30%

Top Sector Holdings of UTI Regular Savings Fund

Name of SectorHolding PercentageHolding Values in Crore
Computers - software 4.58% ₹ 75.03 Cr.
Banks 3.42% ₹ 55.86 Cr.
Pharmaceuticals 2.64% ₹ 43.04 Cr.
Nbfc 1.99% ₹ 32.55 Cr.
Housing finance 1.11% ₹ 18.17 Cr.
Others 86.26% -

Top Stock Holdings of UTI Regular Savings Fund

Name of StocksHolding PercentageHolding Values in Crore
Bajaj Finance Ltd. 1.99% ₹ 32.55 Cr.
HDFC Bank Ltd. 1.63% ₹ 26.63 Cr.
Infosys Ltd. 1.38% ₹ 22.58 Cr.
Larsen & Toubro Infotech Ltd. 1.22% ₹ 20.05 Cr.
Housing Development Finance Corporation Ltd. 1.11% ₹ 18.17 Cr.
Others 92.67% -

Top Debt Instrument Type holdings of UTI Regular Savings Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 32.92% ₹ 539.07 Cr.
GOI 29.61% ₹ 484.59 Cr.
PTC 1.35% ₹ 22.22 Cr.
Others 36.12% -

Top Debt Holdings of UTI Regular Savings Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 29.61% ₹ 484.59 Cr.
Bond - Rural Electrification Corporation Limited 7.22% ₹ 118.27 Cr.
Bond - Shriram Transport Finance Co. Ltd. 3.78% ₹ 61.93 Cr.
Bond - Bank Of Baroda 2.83% ₹ 46.30 Cr.
Bond - Housing Development Finance Corporation Ltd. 2.80% ₹ 45.74 Cr.
Others 53.76%

Other Holdings

Holding TypeHolding Percentage
Net Receivables 11.30%