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UTI Short Term Income Fund

The fund details shown here are of the Growth Plan option and belongs to the Debt, Short Duration Fund category.

The NAV for UTI Short Term Income Fund Fund is 30.155 as of 19 Nov 2024. NAV or Net Asset Value, is a crucial metric in the context of mutual funds. It represents the per - unit market value of a mutual fund scheme. NAV is calculated by the fund house on every business day and is a key factor in determining the value of an investor's holdings in the mutual fund.

This fund has given 5.99% annualized return for the last 3 years.

UTI Short Term Income Fund has 4 Star Rating at present. The present riskometer shown below is the level of risk in this fund based on guidelines set by SEBI is at Moderate risk.

  • 1M
  • 3M
  • 6M
  • 1YR
  • 3YR
  • 5YR
  • 10YR
  • Since Inception

Performance

Monthly SIP of   ₹    for

Below table shows comparison of UTI Short Term Income Fund with respect to the investments in Fixed Deposit and Gold for the Total investment of ₹36,000 over the period of 3 years.

Total Value Gain Return %
This Fund

40,070

4,070

7.06%
Bank FD

39,824

3,824

 6.5%
Gold

40,770

4,770

 8.00%

Fund Information

  • As of 31 Jan 2024, fund size of UTI Short Term Income Fund is 2,378.88 Cr.

  • UTI Short Term Income Fund shown here is of Growth plan.

  • The Total Expense Ratio (TER) of the fund is 0.96%. The Total Expense Ratio (TER) is a measure that represents the total costs associated with managing and operating a mutual fund as a percentage of its average Assets under Management (AUM). It provides an insight into the overall expenses they will incur by investing in the fund.

  • UTI Short Term Income Fund is an Debt oriented mutual fund in the - Short Duration Fund category.

  • Nifty 50 Arbitrage Index is the benchmark for UTI Short Term Income Fund. A benchmark for a mutual fund serves as a standard for performance comparison, helping investors assess how well the fund is meeting its objectives and how it fares against relevant market indicators. Investors often compare the fund's performance with the benchmark as well as its peers.

  • The inception date of a mutual fund refers to the date when the fund was first established and began operations. It is the starting point from which the fund's performance, returns, and other key metrics are calculated. The fund was started on 28 Aug 2007 as at present it is 17 years old fund.

  • Name of the AMC is UTI Mutual Funds. Click here to know more about UTI Mutual Funds.

Fund Managed By

Fund managers make investment decisions, optimizing returns and managing risks for portfolios. Responsibilities include market analysis, performance monitoring. UTI Short Term Income Fund managed by following fund manager(s);

How does the Return Comparison of the UTI Short Term Income Fund fare against peer funds in the Short Duration fund category?

Peer fund returns can vary based on the collaborative nature and specific strategies employed by fund managers of these funds listed in below table, often showcasing different risk-return profiles compared to strategy adopted by UTI Short Term Income Fund. Below table demonstrate the returns generated by some peer funds and compare tho this fund and average return generate by the Debt, Short Duration fund category these peer funds belongs to.

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.42% 1.05% 6.92% 6.92% 13.59% 15.38% 12.56% 9.39% 7.95%
Category Average 0.29% 0.77% 4.08% 4.55% 6.93% 5.32% 5.49% 6.40% 7.17%
UTI Short Term Income Fund 0.09% 0.42% 1.99% 4.01% 7.99% 7.37% 5.99% 7.39% 6.37%
ICICI Prudential Short Term Fund 0.13% 0.60% 1.92% 4.12% 7.92% 7.53% 6.41% 6.83% 7.52%
Aditya Birla Sun Life Short Term Fund 0.08% 0.47% 1.89% 4.14% 7.97% 7.28% 6.11% 6.58% 7.41%
Axis Short Term Fund 0.10% 0.52% 1.92% 4.13% 8.04% 7.27% 5.94% 6.32% 7.19%
HDFC Short Term Debt Fund 0.11% 0.52% 2.01% 4.31% 8.41% 7.68% 6.12% 6.70% 7.49%
SBI Short Term Debt Fund 0.09% 0.49% 1.87% 4.08% 7.75% - - - -

Fund Portfolio Details

Portfolio details of a fund generally refer to a comprehensive breakdown of the investments held within a specific investment vehicle, such as a mutual fund or exchange-traded fund (ETF). Portfolio details of UTI Short Term Income Fund are shown below;

Equity -

Debt 87.40%

Others 12.60%

Top Holdings

Name of the InstrumentHolding Percentage
GOVERNMENT OF INDIA 33298 GOI 14AG33 7.18 FV RS 100 15.80%
GOVERNMENT OF INDIA 32829 GOI 10AP28 7.06 FV RS 100 14.72%
POWER FINANCE CORPORATION LTD. SR 223 7.64 BD 22FB33 FVRS1LAC 8.39%
REC LIMITED SR 220-B 7.69 BD 31MR33 FVRS1LAC 7.60%
INDIA GRID TRUST I 7 NCD 28JU24 FVRS10LAC LOAUPTO11NV20 3.14%
Others 50.35%
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Allocation by Instruments

Type of the InstrumentHolding Percentage
GOVERNMENT SECURITIES 31.15%
BOND 17.08%
DEBENTURE 16.72%
CERTIFICATE OF DEPOSIT 1.04%
COMMERCIAL PAPER 0.42%

Portfolio Holdings shown is as of 31 Jan 2024

Riskometer

Investors understand that their principal
will be at Moderate risk