Fund Performance
Lumpsum
SIP
4.36
as on 24 Dec 20203 Years
Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,369 today.
NAV Performance
Fund Information
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₹ 14.239
as on 24 Dec 2020 -
Regular - Growth
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-
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₹ 5,000
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₹ 1 Cr.
as on 30 Nov 2020 -
2.25%
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14 Dec 2015
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Nifty 50
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Principal Mutual Fund
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Highlights of this fund
Principal Retirement Savings Fund Moderate is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 14 Dec 2015. This fund is offered by one of the top AMC (Assets Management Company) Principal Mutual Fund. You can also view here all other Hybrid funds offered by Principal Mutual Fund.
Latest NAV of the fund is ₹ 14.239 as on 24 Dec 2020.
This fund has 7 years of track record. Since 30 Nov 2020 expense ratio of this fund is 2.25%. Ideally you shoulds compare this fund with the benchmark Nifty 50.
You can invest in this fund in SIP with the minimum investment of ₹ 2,000. Lumpsum invest is offered with minimum investment of ₹ 5,000.
Fund Objective
The investment objective of the scheme is to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
List of Fund Managers of Principal Retirement Savings Fund Moderate
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About Ravi Gopalakrishnan
Mr. Gopalakrishnan is an MBA from Bradley University, USA and Masters in Finance (Investments) from Drexel University, USA. Prior to joining Principal Mutual Fund, he has worked with Canara Robeco AMC, PGIM India Mutual Fund, Hudson Fairfax Group,USA, and Sun F & C Asset Management Ltd.
Riskometer : Risk associated with this fund
Investors understand that their principal will be at Low Risk
Fund Return Comparison
| Fund Name | 1 Month | 3 Months | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Category Best | 9.12% | 22.50% | 29.22% | 22.89% | 16.42% | 26.87% | 19.02% | 8.98% | 38.22% | 23.11% | 22.68% | 23.21% | 7.59% |
| Category Average | 3.43% | 4.70% | 10.72% | 11.26% | 6.80% | 10.18% | 9.91% | 8.98% | 17.58% | 12.04% | 10.33% | 12.97% | 7.59% |
| Principal Retirement Savings Fund Moderate | 2.34%₹ 10,234 | 12.54%₹ 11,253 | 15.95%₹ 11,594 | - | - | - | - | - | - | - | - | - | - |
| ICICI Prudential Retirement Fund (Pure Equity Plan) | 9.12%₹ 10,912 | 7.52%₹ 10,752 | 21.40%₹ 12,140 | 22.89%₹ 12,289 | 38.22%₹ 14,363 | 12.95%₹ 12,766 | 23.11%₹ 30,020 | 26.87%₹ 20,436 | 22.68%₹ 50,110 | - | - | - | - |
| HDFC Retirement Savings Fund - Equity Plan | 4.97%₹ 10,496 | 3.55%₹ 10,355 | 14.55%₹ 11,454 | 21.64%₹ 12,164 | 28.23%₹ 13,766 | 16.42%₹ 13,564 | 22.80%₹ 29,936 | 26.34%₹ 20,180 | 21.58%₹ 49,359 | 19.02%₹ 23,895 | 23.21%₹ 1,06,716 | - | - |
| Nippon India Retirement Fund - Wealth Creation Scheme | 5.25%₹ 10,524 | 4.80%₹ 10,480 | 17.27%₹ 11,727 | 16.78%₹ 11,678 | 29.93%₹ 13,869 | 11.39%₹ 12,415 | 19.87%₹ 29,147 | 20.28%₹ 17,409 | 17.30%₹ 46,483 | 11.45%₹ 17,199 | 16.41%₹ 90,436 | - | - |
| ICICI Prudential Retirement Fund (Hybrid Aggressive Plan) | 7.35%₹ 10,735 | 5.75%₹ 10,574 | 17.65%₹ 11,764 | 18.48%₹ 11,848 | 30.71%₹ 13,916 | 10.98%₹ 12,324 | 19.06%₹ 28,931 | 18.22%₹ 16,531 | 16.28%₹ 45,812 | - | - | - | - |
| HDFC Retirement Savings Fund - Hybrid - Equity Plan | 3.77%₹ 10,376 | 2.75%₹ 10,274 | 11.07%₹ 11,107 | 16.89%₹ 11,688 | 21.75%₹ 13,372 | 11.23%₹ 12,378 | 17.44%₹ 28,500 | 18.01%₹ 16,442 | 15.38%₹ 45,231 | 14.46%₹ 19,654 | 16.63%₹ 90,927 | - | - |
Portfolio Holdings
Top Debt Instrument Type holdings of Principal Retirement Savings Fund Moderate
| Instrument Type | Holding Percentage | Holding Values in Crore |
|---|---|---|
| T-Bills | 1.37% | ₹ .01 Cr. |
| Others | 98.63% | - |
Top Debt Holdings of Principal Retirement Savings Fund Moderate
| Name of Debt Instrument | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Bond - T-Bill | 1.37% | ₹ .01 Cr. |
| Others | 98.63% |
Other Holdings
| Holding Type | Holding Percentage |
|---|---|
| TREPS | 18.95% |
| Net Receivables | 12.66% |