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Principal Retirement Savings Fund Moderate

Principal Retirement Savings Fund Moderate

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

4.36

as on 24 Dec 2020

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,369 today.

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NAV Performance

Principal Retirement Savings Fund Moderate performance graph for last 3 years
Performance of Principal Retirement Savings Fund Moderate for last 3 Years

Fund Information

  • ₹ 14.239

    as on 24 Dec 2020
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 1 Cr.

    as on 30 Nov 2020
  • 2.25%

  • 14 Dec 2015

  • Hybrid - Retirement Fund

  • Nifty 50

  • Principal Mutual Fund

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Highlights of this fund

Principal Retirement Savings Fund Moderate is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 14 Dec 2015. This fund is offered by one of the top AMC (Assets Management Company) Principal Mutual Fund. You can also view here all other Hybrid funds offered by Principal Mutual Fund.

Latest NAV of the fund is ₹ 14.239 as on 24 Dec 2020.

This fund has 7 years of track record. Since 30 Nov 2020 expense ratio of this fund is 2.25%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 2,000. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The investment objective of the scheme is to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

List of Fund Managers of Principal Retirement Savings Fund Moderate

  • About Ravi Gopalakrishnan

    Picture of Ravi GopalakrishnanMr. Gopalakrishnan is an MBA from Bradley University, USA and Masters in Finance (Investments) from Drexel University, USA. Prior to joining Principal Mutual Fund, he has worked with Canara Robeco AMC, PGIM India Mutual Fund, Hudson Fairfax Group,USA, and Sun F & C Asset Management Ltd.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Low Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 9.12% 22.50% 29.22% 22.89% 16.42% 26.87% 19.02% 8.98% 38.22% 23.11% 22.68% 23.21% 7.59%
Category Average 3.43% 4.70% 10.72% 11.26% 6.80% 10.18% 9.91% 8.98% 17.58% 12.04% 10.33% 12.97% 7.59%
Principal Retirement Savings Fund Moderate 2.34%₹ 10,234 12.54%₹ 11,253 15.95%₹ 11,594 - - - - - - - - - -
ICICI Prudential Retirement Fund (Pure Equity Plan) 9.12%₹ 10,912 7.52%₹ 10,752 21.40%₹ 12,140 22.89%₹ 12,289 38.22%₹ 14,363 12.95%₹ 12,766 23.11%₹ 30,020 26.87%₹ 20,436 22.68%₹ 50,110 - - - -
HDFC Retirement Savings Fund - Equity Plan 4.97%₹ 10,496 3.55%₹ 10,355 14.55%₹ 11,454 21.64%₹ 12,164 28.23%₹ 13,766 16.42%₹ 13,564 22.80%₹ 29,936 26.34%₹ 20,180 21.58%₹ 49,359 19.02%₹ 23,895 23.21%₹ 1,06,716 - -
Nippon India Retirement Fund - Wealth Creation Scheme 5.25%₹ 10,524 4.80%₹ 10,480 17.27%₹ 11,727 16.78%₹ 11,678 29.93%₹ 13,869 11.39%₹ 12,415 19.87%₹ 29,147 20.28%₹ 17,409 17.30%₹ 46,483 11.45%₹ 17,199 16.41%₹ 90,436 - -
ICICI Prudential Retirement Fund (Hybrid Aggressive Plan) 7.35%₹ 10,735 5.75%₹ 10,574 17.65%₹ 11,764 18.48%₹ 11,848 30.71%₹ 13,916 10.98%₹ 12,324 19.06%₹ 28,931 18.22%₹ 16,531 16.28%₹ 45,812 - - - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan 3.77%₹ 10,376 2.75%₹ 10,274 11.07%₹ 11,107 16.89%₹ 11,688 21.75%₹ 13,372 11.23%₹ 12,378 17.44%₹ 28,500 18.01%₹ 16,442 15.38%₹ 45,231 14.46%₹ 19,654 16.63%₹ 90,927 - -

Portfolio Holdings

Portfolio holdings pattern of Principal Retirement Savings Fund Moderate as on 30 Nov 2023 are listed below:

  • Equity Holdings:

    67.46%
  • Debt Holdings:

    1.37%
  • Others Holdings:

    31.61%

Top Debt Instrument Type holdings of Principal Retirement Savings Fund Moderate

Instrument TypeHolding PercentageHolding Values in Crore
T-Bills 1.37% ₹ .01 Cr.
Others 98.63% -

Top Debt Holdings of Principal Retirement Savings Fund Moderate

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - T-Bill 1.37% ₹ .01 Cr.
Others 98.63%

Other Holdings

Holding TypeHolding Percentage
TREPS 18.95%
Net Receivables 12.66%