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Principal Retirement Savings Fund Moderate

Principal Retirement Savings Fund Moderate

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

4.36

as on 24 Dec 2020

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,369 today.

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NAV Performance

Principal Retirement Savings Fund Moderate performance graph for last 3 years
Performance of Principal Retirement Savings Fund Moderate for last 3 Years

Fund Information

  • ₹ 14.239

    as on 24 Dec 2020
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 1 Cr.

    as on 24 Dec 2020
  • 2.25%

    since 30 Nov 2020
  • 14 Dec 2015

  • Hybrid - Retirement Fund

  • Nifty 50

  • principal mutual fund

    Show All Funds

Highlights of this fund

Principal Retirement Savings Fund Moderate is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 14 Dec 2015. This fund is offered by one of the top AMC (Assets Management Company) principal mutual fund. You can also view here all other Hybrid funds offered by principal mutual fund.

Latest NAV of the fund is ₹ 14.239 as on 24 Dec 2020.

This fund has 5 years of track record. Since 30 Nov 2020 expense ratio of this fund is 2.25%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 2,000. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The investment objective of the scheme is to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

List of Fund Managers of Principal Retirement Savings Fund Moderate

  • About Ravi Gopalakrishnan

    Picture of Ravi GopalakrishnanMr. Gopalakrishnan is an MBA from Bradley University, USA and Masters in Finance (Investments) from Drexel University, USA. Prior to joining Principal Mutual Fund, he has worked with Canara Robeco AMC, PGIM India Mutual Fund, Hudson Fairfax Group,USA, and Sun F & C Asset Management Ltd.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Low Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 8.78% 22.50% 30.66% 74.13% 30.66% 20.75% 16.88% % 69.29% 52.59% 35.75% 22.67% %
Category Average 4.44% 8.46% 13.73% 29.38% 13.33% 9.85% 9.61% % 30.27% 23.20% 19.91% 13.67% %
Principal Retirement Savings Fund Moderate 2.34%₹ 10,234 12.54%₹ 11,253 15.95%₹ 11,594 - - - - - - - - - -
HDFC Retirement Savings Fund - Equity Plan 8.78%₹ 10,878 11.99%₹ 11,199 30.66%₹ 13,066 74.13%₹ 17,412 69.29%₹ 16,138 30.66%₹ 17,084 52.59%₹ 38,395 20.75%₹ 17,632 35.75%₹ 59,722 16.88%₹ 21,819 22.67%₹ 1,05,332 - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan 5.00%₹ 10,499 8.27%₹ 10,827 18.51%₹ 11,851 49.71%₹ 14,971 43.09%₹ 14,645 22.52%₹ 15,020 35.93%₹ 33,567 16.59%₹ 15,868 25.93%₹ 52,406 14.43%₹ 19,626 17.93%₹ 93,869 - -
Nippon India Retirement Fund - Wealth Creation Scheme 8.53%₹ 10,853 14.67%₹ 11,466 23.80%₹ 12,379 64.06%₹ 16,406 59.82%₹ 15,606 17.23%₹ 13,749 40.66%₹ 34,913 10.32%₹ 13,436 25.00%₹ 51,743 10.55%₹ 16,516 14.87%₹ 87,077 - -
Nippon India Retirement Fund - Income Generation Scheme 3.60%₹ 10,359 4.14%₹ 10,413 6.32%₹ 10,631 12.36%₹ 11,236 12.30%₹ 12,785 9.20%₹ 11,927 10.71%₹ 26,731 10.25%₹ 13,412 10.01%₹ 41,850 6.78%₹ 13,884 8.33%₹ 74,040 - -
Tata Retirement Saving Fund 2.67%₹ 10,266 4.29%₹ 10,429 7.70%₹ 10,769 14.97%₹ 11,497 14.92%₹ 12,948 11.09%₹ 12,344 13.60%₹ 27,483 10.00%₹ 13,318 11.93%₹ 43,041 8.34%₹ 14,930 9.51%₹ 76,240 - -

Portfolio Holdings

Portfolio holdings pattern of Principal Retirement Savings Fund Moderate as on 24 Sep 2021 are listed below:

  • Equity Holdings:

    67.02%
  • Debt Holdings:

    1.37%
  • Others Holdings:

    31.61%

Top Debt Instrument Type holdings of Principal Retirement Savings Fund Moderate

Instrument TypeHolding PercentageHolding Values in Crore
T-Bills 1.37% ₹ .01 Cr.
Others 98.63% -

Top Debt Holdings of Principal Retirement Savings Fund Moderate

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - T-Bill 1.37% ₹ .01 Cr.
Others 98.63%

Other Holdings

Holding TypeHolding Percentage
TREPS 18.95%
Net Receivables 12.66%