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Principal Retirement Savings Fund Conservative

Principal Retirement Savings Fund Conservative

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

3.22

as on 24 Dec 2020

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,001 today.

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NAV Performance

Principal Retirement Savings Fund Conservative performance graph for last 3 years
Performance of Principal Retirement Savings Fund Conservative for last 3 Years

Fund Information

  • ₹ 13.199

    as on 24 Dec 2020
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 1 Cr.

    as on 30 Nov 2020
  • 2.25%

  • 14 Dec 2015

  • Hybrid - Retirement Fund

  • Nifty 50

  • Principal Mutual Fund

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Highlights of this fund

Principal Retirement Savings Fund Conservative is an Open-ended Hybrid Fund. The fund belongs to Retirement Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 14 Dec 2015. This fund is offered by one of the top AMC (Assets Management Company) Principal Mutual Fund. You can also view here all other Hybrid funds offered by Principal Mutual Fund.

Latest NAV of the fund is ₹ 13.199 as on 24 Dec 2020.

This fund has 6 years of track record. Since 30 Nov 2020 expense ratio of this fund is 2.25%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 2,000. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The investment objective of the scheme is to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

List of Fund Managers of Principal Retirement Savings Fund Conservative

  • About Ravi Gopalakrishnan

    Picture of Ravi GopalakrishnanMr. Gopalakrishnan is an MBA from Bradley University, USA and Masters in Finance (Investments) from Drexel University, USA. Prior to joining Principal Mutual Fund, he has worked with Canara Robeco AMC, PGIM India Mutual Fund, Hudson Fairfax Group,USA, and Sun F & C Asset Management Ltd.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Low Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 4.10% 22.50% 29.22% 12.90% 35.28% 21.15% 13.74% 8.56% 8.04% 21.23% 24.86% 18.29% 7.67%
Category Average -0.88% 7.47% 3.24% 1.04% 12.64% 8.74% 7.77% 8.56% 1.65% 6.72% 10.21% 9.93% 7.67%
Principal Retirement Savings Fund Conservative 1.13%₹ 10,112 6.26%₹ 10,625 7.85%₹ 10,784 - - - - - - - - - -
HDFC Retirement Savings Fund - Equity Plan -2.24%₹ 9,775 9.61%₹ 10,961 3.16%₹ 10,316 3.33%₹ 10,333 5.67%₹ 12,365 31.54%₹ 17,328 17.31%₹ 28,452 21.44%₹ 17,920 24.03%₹ 51,041 13.47%₹ 18,819 17.95%₹ 93,901 - -
ICICI Prudential Retirement Fund (Pure Equity Plan) -1.55%₹ 9,844 7.95%₹ 10,794 -1.16%₹ 9,884 9.12%₹ 10,911 4.56%₹ 12,294 33.74%₹ 17,916 19.39%₹ 29,006 19.75%₹ 17,178 23.91%₹ 50,957 - - - -
HDFC Retirement Savings Fund - Hybrid - Equity Plan -2.33%₹ 9,767 5.99%₹ 10,599 0.84%₹ 10,084 0.04%₹ 10,003 1.80%₹ 12,117 20.36%₹ 14,501 9.32%₹ 26,365 14.85%₹ 15,156 14.98%₹ 44,967 10.76%₹ 16,670 12.65%₹ 82,416 - -
ICICI Prudential Retirement Fund (Hybrid Aggressive Plan) -1.65%₹ 9,834 7.43%₹ 10,743 -0.80%₹ 9,920 1.02%₹ 10,101 1.73%₹ 12,112 20.94%₹ 14,641 9.78%₹ 26,482 13.80%₹ 14,742 14.52%₹ 44,668 - - - -
Nippon India Retirement Fund - Wealth Creation Scheme -2.74%₹ 9,725 10.69%₹ 11,069 -1.73%₹ 9,827 -2.69%₹ 9,731 -0.24%₹ 11,985 24.06%₹ 15,410 10.47%₹ 26,661 11.31%₹ 13,795 15.27%₹ 45,149 6.16%₹ 13,488 9.74%₹ 76,676 - -

Portfolio Holdings

Portfolio holdings pattern of Principal Retirement Savings Fund Conservative as on 04 Oct 2022 are listed below:

  • Equity Holdings:

    69.45%
  • Debt Holdings:

    0.79%
  • Others Holdings:

    29.76%

Top Sector Holdings of Principal Retirement Savings Fund Conservative

Name of SectorHolding PercentageHolding Values in Crore
Steel 7.51% ₹ .10 Cr.
Others 92.49% -

Top Stock Holdings of Principal Retirement Savings Fund Conservative

Name of StocksHolding PercentageHolding Values in Crore
J S W Steel Ltd. 7.51% ₹ .10 Cr.
Others 92.49% -

Top Debt Instrument Type holdings of Principal Retirement Savings Fund Conservative

Instrument TypeHolding PercentageHolding Values in Crore
T-Bills 0.79% ₹ .01 Cr.
Others 99.21% -

Top Debt Holdings of Principal Retirement Savings Fund Conservative

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - T-Bill 0.79% ₹ .01 Cr.
Others 99.21%

Other Holdings

Holding TypeHolding Percentage
Net Receivables 19.28%
TREPS 10.48%