Fund Performance
Lumpsum
SIP
13.29
as on 20 Oct 20213 Years
Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 14,549 today.
NAV Performance
Fund Information
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₹ 50.297
as on 20 Oct 2021 -
Regular - Growth
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-
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₹ 5,000
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₹ 69 Cr.
as on 20 Oct 2021 -
2.39%
since 31 May 2021 -
23 May 2002
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Nifty 50
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Principal Mutual Fund
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Highlights of this fund
Principal Equity Savings Fund is an Open-ended Hybrid Fund. The fund belongs to Equity Savings category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 23 May 2002. This fund is offered by one of the top AMC (Assets Management Company) Principal Mutual Fund. You can also view here all other Hybrid funds offered by Principal Mutual Fund.
Latest NAV of the fund is ₹ 50.297 as on 20 Oct 2021.
This fund has 19 years of track record. Since 31 May 2021 expense ratio of this fund is 2.39%. Ideally you shoulds compare this fund with the benchmark Nifty 50.
You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.
Fund Objective
The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments.
List of Fund Managers of Principal Equity Savings Fund
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About Sudhir Kedia
Mr. Kedia's professional experience extends to more than 12 years with his primary responsibility comprising Fund Management & Investment Analysis. He was previously associated with ASK Investments.
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About Gurvinder Singh Wasan
Gurvinder Singh Wasan is a Fund Manager at Principal Mutual Fund. He brings with him over 15 years of work experience in Fixed Income markets, credit analysis and structured finance. Prior to joining Principal Mutual Fund, he worked with CRISIL Limited and ICICI Bank Limited. Wasan holds a post-graduate degree in Commerce (Masters in Commerce). He is a Chartered Accountant (CA) and a CFA (from CFA institute USA) as well.
Riskometer : Risk associated with this fund
Investors understand that their principal will be at Moderately High Risk
Fund Return Comparison
| Fund Name | 1 Month | 3 Months | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Category Best | 3.07% | 8.39% | 16.21% | 30.67% | 17.82% | 15.09% | 10.22% | 10.06% | 29.18% | 25.54% | 19.72% | 13.34% | 10.56% |
| Category Average | 1.58% | 5.31% | 11.17% | 21.93% | 12.46% | 10.73% | 7.98% | 8.38% | 20.01% | 18.08% | 14.25% | 9.95% | 8.78% |
| Principal Equity Savings Fund | 2.39%₹ 10,238 | 7.62%₹ 10,762 | 15.69%₹ 11,568 | 29.14%₹ 12,913 | 27.68%₹ 13,727 | 17.36%₹ 13,791 | 24.17%₹ 30,301 | 13.29%₹ 14,549 | 18.52%₹ 47,287 | 10.01%₹ 16,115 | 13.22%₹ 83,597 | 8.75%₹ 23,158 | 10.00%₹ 2,01,537 |
| Axis Equity Saver Fund | 1.36%₹ 10,136 | 6.53%₹ 10,653 | 13.98%₹ 11,398 | 24.51%₹ 12,450 | 22.85%₹ 13,434 | 13.40%₹ 12,872 | 20.03%₹ 29,184 | 12.80%₹ 14,362 | 15.75%₹ 45,470 | 10.10%₹ 16,181 | 12.20%₹ 81,517 | - | - |
| Kotak Equity Savings Fund | 1.91%₹ 10,191 | 5.21%₹ 10,520 | 9.23%₹ 10,922 | 16.82%₹ 11,682 | 16.16%₹ 13,024 | 11.57%₹ 12,458 | 15.39%₹ 27,952 | 10.54%₹ 13,514 | 12.74%₹ 43,543 | 9.11%₹ 15,470 | 10.33%₹ 77,814 | - | - |
| SBI Equity Savings Fund | 1.11%₹ 10,111 | 4.77%₹ 10,477 | 10.44%₹ 11,044 | 23.59%₹ 12,359 | 18.83%₹ 13,188 | 13.61%₹ 12,919 | 19.12%₹ 28,942 | 12.46%₹ 14,231 | 15.39%₹ 45,236 | 8.77%₹ 15,226 | 11.34%₹ 79,784 | - | - |
| Aditya Birla Sun Life Equity Savings Fund | 0.68%₹ 10,068 | 5.67%₹ 10,567 | 10.49%₹ 11,048 | 23.95%₹ 12,394 | 20.11%₹ 13,267 | 13.61%₹ 12,919 | 18.96%₹ 28,898 | 11.94%₹ 14,036 | 15.18%₹ 45,103 | 8.24%₹ 14,861 | 10.81%₹ 78,754 | - | - |
| ICICI Prudential Equity Savings Fund | 1.14%₹ 10,113 | 3.24%₹ 10,324 | 5.83%₹ 10,583 | 17.39%₹ 11,738 | 13.03%₹ 12,829 | 8.76%₹ 11,837 | 12.57%₹ 27,213 | 9.02%₹ 12,964 | 10.42%₹ 42,100 | 7.68%₹ 14,476 | 8.67%₹ 74,657 | - | - |
Portfolio Holdings
Top Sector Holdings of Principal Equity Savings Fund
| Name of Sector | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Banks | 16.80% | ₹ 11.63 Cr. |
| Passenger/Utility vehicles | 7.91% | ₹ 5.47 Cr. |
| Computers - Software | 5.39% | ₹ 3.73 Cr. |
| Cables - Electricals | 4.82% | ₹ 3.33 Cr. |
| Housing Finance | 4.51% | ₹ 3.12 Cr. |
| Others | 60.57% | - |
Top Stock Holdings of Principal Equity Savings Fund
| Name of Stocks | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Maruti Suzuki India Ltd. | 7.91% | ₹ 5.47 Cr. |
| ICICI Bank Ltd. | 5.03% | ₹ 3.48 Cr. |
| Polycab India Limited | 4.82% | ₹ 3.33 Cr. |
| Housing Development Finance Corporation Ltd. | 4.51% | ₹ 3.12 Cr. |
| HDFC Bank Ltd. | 2.95% | ₹ 2.04 Cr. |
| Others | 74.78% | - |
Top Debt Instrument Type holdings of Principal Equity Savings Fund
| Instrument Type | Holding Percentage | Holding Values in Crore |
|---|---|---|
| GOI | 7.16% | ₹ 4.95 Cr. |
| NCD & Bonds | 5.97% | ₹ 4.13 Cr. |
| T-Bills | 0.27% | ₹ .19 Cr. |
| Others | 86.60% | - |
Top Debt Holdings of Principal Equity Savings Fund
| Name of Debt Instrument | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Bond - Govt of India | 7.16% | ₹ 4.95 Cr. |
| Bond - Housing Development Finance Corporation Ltd. | 1.47% | ₹ 1.01 Cr. |
| Bond - Ultratech Cement Ltd. | 1.45% | ₹ 1.00 Cr. |
| Bond - Indian Railway Finance Corporation Ltd. | 0.78% | ₹ .54 Cr. |
| Bond - National Thermal Power Corporation Ltd. | 0.77% | ₹ .53 Cr. |
| Others | 88.37% |
Other Holdings
| Holding Type | Holding Percentage |
|---|---|
| TREPS | 8.94% |
| Net Receivables | 7.19% |
| FD | 2.17% |
| Warrants | 1.30% |