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LIC Savings Fund

LIC Savings Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

5.27

as on 20 Mar 2023

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,666 today.

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NAV Performance

LIC Savings Fund performance graph for last 3 years
Performance of LIC Savings Fund for last 3 Years

Fund Information

  • ₹ 33.813

    as on 20 Mar 2023

  • Regular - Growth

  • 15 / 23

  • ₹ 5,000

  • ₹ 1,652 Cr.

    as on 31 Dec 2021

  • 0.83%

  • 04 Jun 2003

  • Debt - Low Duration Fund

  • CRISIL 10 Year Gilt Index

  • LIC Mutual Fund

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Highlights of this fund

LIC Savings Fund is an Open-ended Debt Fund. The fund belongs to Low Duration Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 04 Jun 2003. This fund is offered by one of the top AMC (Assets Management Company) LIC Mutual Fund. You can also view here all other Debt funds offered by LIC Mutual Fund.

Latest NAV of the fund is ₹ 33.813 as on 20 Mar 2023.

This fund has 19 years of track record. Since 30 Nov 2021 expense ratio of this fund is 0.83%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 1,000. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The investment objective of the Scheme is to generate income by investing in a portfolio of quality fixed income short term securities.

List of Fund Managers of LIC Savings Fund

  • About Rahul Singh

    Picture of Rahul SinghRahul Singh carries over 24 years of investment experience. He joined Tata Asset Management in October 2018 as the CIO-Equities to lead the fund management and equity research teams. He is a Bachelor of Technology in Mechanical Engineering and an alumnus of IIM Lucknow where he pursued his Master of Business Administration in Finance and Financial Management Services

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderate Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.34% 0.57% 1.61% 10.19% 11.79% 14.47% 7.20% 6.53% 7.62% 6.43% 6.39% 6.55% 5.85% 6.88%
Category Average 0.21% 0.47% 1.40% 3.10% 4.57% 4.58% 4.30% 4.97% 6.54% 5.54% 4.64% 4.56% 5.03% 5.98%
LIC Savings Fund 0.26%₹ 10,026 0.55%₹ 10,054 1.49%₹ 10,149 2.79%₹ 10,279 4.48%₹ 10,447 5.27%₹ 12,338 3.96%₹ 10,808 4.33%₹ 25,087 5.27%₹ 11,666 4.34%₹ 38,454 5.02%₹ 12,776 4.69%₹ 67,549 6.40%₹ 18,603 5.63%₹ 1,60,129
ICICI Prudential Savings Fund 0.14%₹ 10,014 0.50%₹ 10,050 1.57%₹ 10,157 3.12%₹ 10,312 5.57%₹ 10,557 6.43%₹ 12,411 4.79%₹ 10,981 5.11%₹ 25,283 6.03%₹ 11,921 5.05%₹ 38,866 6.53%₹ 13,725 5.85%₹ 69,554 7.62%₹ 20,853 6.88%₹ 1,70,938
HDFC Low Duration Fund 0.19%₹ 10,018 0.45%₹ 10,045 1.45%₹ 10,144 2.82%₹ 10,282 4.73%₹ 10,473 5.56%₹ 12,356 4.39%₹ 10,898 4.60%₹ 25,155 5.58%₹ 11,769 4.64%₹ 38,630 6.05%₹ 13,418 5.43%₹ 68,821 6.92%₹ 19,523 6.32%₹ 1,65,987
Axis Treasury Advantage Fund 0.24%₹ 10,024 0.51%₹ 10,050 1.55%₹ 10,155 2.99%₹ 10,298 5.00%₹ 10,500 5.76%₹ 12,369 4.50%₹ 10,921 4.82%₹ 25,212 5.53%₹ 11,752 4.71%₹ 38,669 6.25%₹ 13,543 5.49%₹ 68,932 7.23%₹ 20,098 6.51%₹ 1,67,630
Aditya Birla Sun Life Low Duration Fund 0.23%₹ 10,023 0.44%₹ 10,044 1.43%₹ 10,143 2.81%₹ 10,281 4.85%₹ 10,485 5.45%₹ 12,349 4.36%₹ 10,892 4.60%₹ 25,155 5.58%₹ 11,768 4.56%₹ 38,582 6.12%₹ 13,457 5.37%₹ 68,712 7.10%₹ 19,854 6.38%₹ 1,66,532
IDFC Low Duration Fund 0.34%₹ 10,033 0.57%₹ 10,057 1.60%₹ 10,159 3.06%₹ 10,306 4.69%₹ 10,468 5.71%₹ 12,365 4.24%₹ 10,868 4.63%₹ 25,162 5.12%₹ 11,615 4.45%₹ 38,518 5.95%₹ 13,353 5.20%₹ 68,421 7.26%₹ 20,163 6.40%₹ 1,66,697

Portfolio Holdings

Portfolio holdings pattern of LIC Savings Fund as on 21 Mar 2023 are listed below:

  • Equity Holdings:

    0.00%

  • Debt Holdings:

    99.77%

  • Others Holdings:

    0.25%

Top Debt Instrument Type holdings of LIC Savings Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 38.17% ₹ 459.30 Cr.
CP 26.30% ₹ 316.35 Cr.
CD 18.40% ₹ 221.39 Cr.
GOI 14.84% ₹ 178.56 Cr.
T-Bills 2.06% ₹ 24.79 Cr.
Others .23% -

Top Debt Holdings of LIC Savings Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 14.84% ₹ 178.56 Cr.
Bond - Axis Bank Ltd. 8.16% ₹ 98.27 Cr.
Bond - Rural Electrification Corporation Limited 7.95% ₹ 95.74 Cr.
Bond - Power Finance Corporation Ltd. 6.69% ₹ 80.51 Cr.
Bond - Housing Development Finance Corporation Ltd. 6.50% ₹ 78.17 Cr.
Others 55.86%

Other Holdings

Holding TypeHolding Percentage
TREPS 0.49%
Net Receivables -0.24%