MyWealthGrowth.com logo
HomeMutual Funds

IDFC Regular Savings Fund

IDFC Regular Savings Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

4.95

as on 23 Jun 2022

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,563 today.

Invest Now

NAV Performance

IDFC Regular Savings Fund performance graph for last 3 years
Performance of IDFC Regular Savings Fund for last 3 Years

Fund Information

  • ₹ 25.137

    as on 23 Jun 2022
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 186 Cr.

    as on 31 Dec 2021
  • 2.14%

  • 25 Feb 2010

  • Hybrid - Conservative Hybrid Fund

  • Nifty 50

  • IDFC Mutual Fund

    Show All Funds

Highlights of this fund

IDFC Regular Savings Fund is an Open-ended Hybrid Fund. The fund belongs to Conservative Hybrid Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 25 Feb 2010. This fund is offered by one of the top AMC (Assets Management Company) IDFC Mutual Fund. You can also view here all other Hybrid funds offered by IDFC Mutual Fund.

Latest NAV of the fund is ₹ 25.137 as on 23 Jun 2022.

This fund has 12 years of track record. Since 30 Nov 2021 expense ratio of this fund is 2.14%. Ideally you shoulds compare this fund with the benchmark Nifty 50.

You can invest in this fund in SIP with the minimum investment of ₹ 100. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The primary objective of the Scheme is to generate regular returns through investment predominantly in debt instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme’s total assets in equity securities.

List of Fund Managers of IDFC Regular Savings Fund

  • About Harshal Joshi

    Picture of Harshal JoshiMr. Harshal Joshi is Associate Vice President - Fund Management at IDFC Asset Management Company Limited. Mr. Joshi has experience spanning of over 9 years in Mutual Fund. He has been associated with IDFC AMC since December’2008 with Fixed Income Investment team. Prior to the same he was associated with ICAP India Pvt. Ltd. (2006 to 2007). He holds a PGDBM (N.L.Dalmia Institute of Management Studies and Research) and Masters Degree in Commerce

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately High Risk

Fund Return Comparison

Fund Name 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 1.40% 15.75% 16.06% 20.65% 17.57% 10.45% 8.22% 10.10% 26.11% 19.39% 16.46% 9.79% 9.19%
Category Average -0.54% -1.39% -0.97% 4.09% 9.04% 6.88% 5.82% 8.22% -0.76% 5.07% 6.67% 6.24% 7.20%
IDFC Regular Savings Fund -0.41%₹ 9,959 -2.96%₹ 9,703 -2.90%₹ 9,710 -0.08%₹ 9,992 -4.35%₹ 11,716 5.43%₹ 11,116 1.26%₹ 24,315 4.95%₹ 11,563 3.51%₹ 37,980 4.75%₹ 12,614 4.57%₹ 67,347 8.03%₹ 21,665 6.42%₹ 1,66,918
Kotak Debt Hybrid -0.93%₹ 9,906 -2.77%₹ 9,722 -2.83%₹ 9,717 3.11%₹ 10,310 -2.85%₹ 11,815 11.15%₹ 12,353 5.57%₹ 25,403 9.70%₹ 13,212 8.42%₹ 40,871 7.43%₹ 14,315 8.55%₹ 74,424 9.45%₹ 24,697 8.91%₹ 1,90,202
Canara Robeco Conservative Hybrid Fund -0.32%₹ 9,968 -2.65%₹ 9,734 -2.52%₹ 9,747 1.57%₹ 10,156 -2.99%₹ 11,805 8.35%₹ 11,739 3.70%₹ 24,928 8.44%₹ 12,758 6.65%₹ 39,814 7.18%₹ 14,147 7.64%₹ 72,750 8.62%₹ 22,881 8.03%₹ 1,81,578
SBI Debt Hybrid Fund -0.78%₹ 9,922 -1.30%₹ 9,869 -1.83%₹ 9,816 5.03%₹ 10,502 0.00%₹ 12,000 12.12%₹ 12,571 7.31%₹ 25,848 9.26%₹ 13,050 9.32%₹ 41,419 6.81%₹ 13,905 8.52%₹ 74,361 9.18%₹ 24,087 8.59%₹ 1,86,984
ICICI Prudential Regular Savings Fund -0.19%₹ 9,980 -1.23%₹ 9,876 -0.38%₹ 9,962 4.62%₹ 10,462 0.61%₹ 12,039 9.58%₹ 12,006 5.67%₹ 25,428 8.22%₹ 12,683 7.51%₹ 40,324 7.52%₹ 14,375 7.87%₹ 73,175 10.10%₹ 26,204 9.19%₹ 1,93,066
HDFC Hybrid Debt Fund -0.81%₹ 9,919 -2.44%₹ 9,755 -1.54%₹ 9,845 3.23%₹ 10,322 -1.64%₹ 11,893 11.87%₹ 12,514 6.50%₹ 25,639 7.84%₹ 12,548 8.30%₹ 40,800 6.21%₹ 13,519 7.64%₹ 72,758 9.06%₹ 23,831 8.27%₹ 1,83,909

Portfolio Holdings

Portfolio holdings pattern of IDFC Regular Savings Fund as on 25 Jun 2022 are listed below:

  • Equity Holdings:

    15.43%
  • Debt Holdings:

    59.26%
  • Others Holdings:

    25.31%

Top Sector Holdings of IDFC Regular Savings Fund

Name of SectorHolding PercentageHolding Values in Crore
Banks 3.72% ₹ 6.86 Cr.
Computers - Software 3.14% ₹ 5.80 Cr.
NBFC 1.36% ₹ 2.52 Cr.
Pharmaceuticals 1.32% ₹ 2.43 Cr.
Refineries/Marketing 1.16% ₹ 2.15 Cr.
Others 89.30% -

Top Stock Holdings of IDFC Regular Savings Fund

Name of StocksHolding PercentageHolding Values in Crore
Tata Consultancy Services Ltd. 1.58% ₹ 2.92 Cr.
Infosys Ltd. 1.56% ₹ 2.88 Cr.
Bajaj Finance Ltd. 1.36% ₹ 2.52 Cr.
Divis Laboratories Ltd. 1.32% ₹ 2.43 Cr.
ICICI Bank Ltd. 1.27% ₹ 2.34 Cr.
Others 92.91% -

Top Debt Instrument Type holdings of IDFC Regular Savings Fund

Instrument TypeHolding PercentageHolding Values in Crore
GOI 41.33% ₹ 76.21 Cr.
NCD & Bonds 17.93% ₹ 33.03 Cr.
Others 40.74% -

Top Debt Holdings of IDFC Regular Savings Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 41.33% ₹ 76.21 Cr.
Bond - National Bank for Agriculture & Rural Development 5.89% ₹ 10.85 Cr.
Bond - Rural Electrification Corporation Limited 4.74% ₹ 8.74 Cr.
Bond - Power Finance Corporation Ltd. 4.59% ₹ 8.45 Cr.
Bond - Sundaram Finance Limited 1.28% ₹ 2.35 Cr.
Others 42.17%

Other Holdings

Holding TypeHolding Percentage
TREPS 16.88%
MF Units 6.96%
Net Receivables 1.47%
Margin 0.00%