Fund Performance
Lumpsum
SIP
4.23
as on 28 Nov 20233 Years
Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,324 today.
NAV Performance
Fund Information
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₹ 14.621
as on 28 Nov 2023 -
Regular - Growth
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-
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₹ 5,000
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₹ 459 Cr.
as on 31 May 2023 -
1.6%
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03 Mar 2017
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CRISIL 10 Year Gilt Index
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IDFC Mutual Fund
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Highlights of this fund
IDFC Credit Risk Fund is an Open-ended Debt Fund. The fund belongs to Credit Risk Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 03 Mar 2017. This fund is offered by one of the top AMC (Assets Management Company) IDFC Mutual Fund. You can also view here all other Debt funds offered by IDFC Mutual Fund.
Latest NAV of the fund is ₹ 14.621 as on 28 Nov 2023.
This fund has 6 years of track record. Since 31 Mar 2023 expense ratio of this fund is 1.6%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.
You can invest in this fund in SIP with the minimum investment of ₹ 1,000. Lumpsum invest is offered with minimum investment of ₹ 5,000.
Fund Objective
The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.
List of Fund Managers of IDFC Credit Risk Fund
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About Debraj Lahiri
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About Gautam Kaul
Gautam Kaul comes with 15 plus years of rich experience in the financial markets. He is the Fund Manager with us with Fixed Income Schemes being his core competence.Gautam Kaul has been associated with some of the renowned fund houses in India, viz. Sahara, Invesco, IDBI Asset Management amongst others. His association with Edelweiss Asset Management Limited started in the year 2016. With an MBA in Finance from Pune University, he strongly believes that one should always lead by example!
Riskometer : Risk associated with this fund
Investors understand that their principal will be at Moderate Risk
Fund Return Comparison
| Fund Name | 1 Week | 1 Month | 3 Months | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Category Best | 0.15% | 0.86% | 14.31% | 11.01% | 15.38% | 12.02% | 10.31% | 7.54% | 8.07% | 21.19% | 14.77% | 11.98% | 9.21% | 7.46% |
| Category Average | 0.07% | 0.57% | 2.62% | 3.78% | 7.68% | 5.28% | 6.02% | 5.06% | 6.62% | 8.00% | 6.81% | 6.55% | 6.04% | 5.80% |
| IDFC Credit Risk Fund | 0.04%₹ 10,004 | 0.59%₹ 10,058 | 1.06%₹ 10,105 | 2.47%₹ 10,246 | 5.46%₹ 10,545 | 5.45%₹ 12,352 | 4.14%₹ 10,848 | 5.07%₹ 25,279 | 4.23%₹ 11,324 | 4.62%₹ 38,625 | 5.91%₹ 13,325 | 5.04%₹ 68,170 | - | - |
| UTI Credit Risk Fund | 0.12%₹ 10,011 | 0.65%₹ 10,064 | 1.35%₹ 10,135 | 2.85%₹ 10,284 | 6.40%₹ 10,640 | 6.28%₹ 12,405 | 5.02%₹ 11,031 | 5.85%₹ 25,479 | 10.31%₹ 13,425 | 8.60%₹ 40,987 | -1.51%₹ 9,267 | 4.27%₹ 66,845 | 3.42%₹ 13,994 | 2.18%₹ 1,34,062 |
| Baroda Credit Risk Fund | 0.11%₹ 10,011 | 0.68%₹ 10,068 | 1.58%₹ 10,158 | 3.39%₹ 10,339 | 7.06%₹ 10,706 | 7.12%₹ 12,458 | 5.73%₹ 11,182 | 6.56%₹ 25,660 | 10.22%₹ 13,391 | 8.17%₹ 40,726 | 7.02%₹ 14,039 | 8.22%₹ 73,821 | - | - |
| IDBI Credit Risk Fund | 0.09%₹ 10,008 | 0.41%₹ 10,041 | 1.19%₹ 10,119 | 3.15%₹ 10,314 | - | - | - | - | - | - | - | - | - | - |
| DSP Credit Risk Fund | 0.10%₹ 10,009 | 0.62%₹ 10,062 | 9.25%₹ 10,924 | 11.01%₹ 11,101 | 15.38%₹ 11,537 | 21.19%₹ 13,338 | 12.02%₹ 12,556 | 14.77%₹ 27,794 | 8.96%₹ 12,939 | 11.98%₹ 43,070 | 6.36%₹ 13,612 | 9.21%₹ 75,683 | 7.08%₹ 19,825 | 6.89%₹ 1,71,077 |
| Nippon India Credit Risk Fund | 0.14%₹ 10,013 | 0.66%₹ 10,065 | 1.64%₹ 10,164 | 3.51%₹ 10,351 | 7.66%₹ 10,766 | 7.73%₹ 12,497 | 5.73%₹ 11,181 | 6.82%₹ 25,728 | 8.39%₹ 12,736 | 7.34%₹ 40,231 | 4.12%₹ 12,239 | 6.12%₹ 70,040 | 6.30%₹ 18,419 | 5.50%₹ 1,59,058 |
Portfolio Holdings
Top Debt Instrument Type holdings of IDFC Credit Risk Fund
| Instrument Type | Holding Percentage | Holding Values in Crore |
|---|---|---|
| NCD & Bonds | 61.28% | ₹ 276.05 Cr. |
| GOI | 25.49% | ₹ 114.81 Cr. |
| PTC | 8.31% | ₹ 37.46 Cr. |
| Others | 4.92% | - |
Top Debt Holdings of IDFC Credit Risk Fund
| Name of Debt Instrument | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Bond - Govt of India | 25.49% | ₹ 114.81 Cr. |
| Bond - Godrej Industries Ltd | 14.41% | ₹ 64.89 Cr. |
| Bond - Coastal Gujarat Power Ltd. | 12.26% | ₹ 55.21 Cr. |
| Bond - Century Textile & Industries Ltd. | 8.85% | ₹ 39.89 Cr. |
| Bond - First Business Receivables Trust | 8.31% | ₹ 37.46 Cr. |
| Others | 30.68% |
Other Holdings
| Holding Type | Holding Percentage |
|---|---|
| Net Receivables | 4.04% |
| TREPS | 0.88% |
| Margin | 0.00% |