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IDFC Credit Risk Fund

IDFC Credit Risk Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

4.23

as on 28 Nov 2023

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,324 today.

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NAV Performance

IDFC Credit Risk Fund performance graph for last 3 years
Performance of IDFC Credit Risk Fund for last 3 Years

Fund Information

  • ₹ 14.621

    as on 28 Nov 2023
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 459 Cr.

    as on 31 May 2023
  • 1.6%

  • 03 Mar 2017

  • Debt - Credit Risk Fund

  • CRISIL 10 Year Gilt Index

  • IDFC Mutual Fund

    Show All Funds

Highlights of this fund

IDFC Credit Risk Fund is an Open-ended Debt Fund. The fund belongs to Credit Risk Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 03 Mar 2017. This fund is offered by one of the top AMC (Assets Management Company) IDFC Mutual Fund. You can also view here all other Debt funds offered by IDFC Mutual Fund.

Latest NAV of the fund is ₹ 14.621 as on 28 Nov 2023.

This fund has 6 years of track record. Since 31 Mar 2023 expense ratio of this fund is 1.6%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 1,000. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.

List of Fund Managers of IDFC Credit Risk Fund

  • About Debraj Lahiri

    Picture of Debraj Lahiri
  • About Gautam Kaul

    Picture of Gautam KaulGautam Kaul comes with 15 plus years of rich experience in the financial markets. He is the Fund Manager with us with Fixed Income Schemes being his core competence.Gautam Kaul has been associated with some of the renowned fund houses in India, viz. Sahara, Invesco, IDBI Asset Management amongst others. His association with Edelweiss Asset Management Limited started in the year 2016. With an MBA in Finance from Pune University, he strongly believes that one should always lead by example!

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderate Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.15% 0.86% 14.31% 11.01% 15.38% 12.02% 10.31% 7.54% 8.07% 21.19% 14.77% 11.98% 9.21% 7.46%
Category Average 0.07% 0.57% 2.62% 3.78% 7.68% 5.28% 6.02% 5.06% 6.62% 8.00% 6.81% 6.55% 6.04% 5.80%
IDFC Credit Risk Fund 0.04%₹ 10,004 0.59%₹ 10,058 1.06%₹ 10,105 2.47%₹ 10,246 5.46%₹ 10,545 5.45%₹ 12,352 4.14%₹ 10,848 5.07%₹ 25,279 4.23%₹ 11,324 4.62%₹ 38,625 5.91%₹ 13,325 5.04%₹ 68,170 - -
UTI Credit Risk Fund 0.12%₹ 10,011 0.65%₹ 10,064 1.35%₹ 10,135 2.85%₹ 10,284 6.40%₹ 10,640 6.28%₹ 12,405 5.02%₹ 11,031 5.85%₹ 25,479 10.31%₹ 13,425 8.60%₹ 40,987 -1.51%₹ 9,267 4.27%₹ 66,845 3.42%₹ 13,994 2.18%₹ 1,34,062
Baroda Credit Risk Fund 0.11%₹ 10,011 0.68%₹ 10,068 1.58%₹ 10,158 3.39%₹ 10,339 7.06%₹ 10,706 7.12%₹ 12,458 5.73%₹ 11,182 6.56%₹ 25,660 10.22%₹ 13,391 8.17%₹ 40,726 7.02%₹ 14,039 8.22%₹ 73,821 - -
IDBI Credit Risk Fund 0.09%₹ 10,008 0.41%₹ 10,041 1.19%₹ 10,119 3.15%₹ 10,314 - - - - - - - - - -
DSP Credit Risk Fund 0.10%₹ 10,009 0.62%₹ 10,062 9.25%₹ 10,924 11.01%₹ 11,101 15.38%₹ 11,537 21.19%₹ 13,338 12.02%₹ 12,556 14.77%₹ 27,794 8.96%₹ 12,939 11.98%₹ 43,070 6.36%₹ 13,612 9.21%₹ 75,683 7.08%₹ 19,825 6.89%₹ 1,71,077
Nippon India Credit Risk Fund 0.14%₹ 10,013 0.66%₹ 10,065 1.64%₹ 10,164 3.51%₹ 10,351 7.66%₹ 10,766 7.73%₹ 12,497 5.73%₹ 11,181 6.82%₹ 25,728 8.39%₹ 12,736 7.34%₹ 40,231 4.12%₹ 12,239 6.12%₹ 70,040 6.30%₹ 18,419 5.50%₹ 1,59,058

Portfolio Holdings

Portfolio holdings pattern of IDFC Credit Risk Fund as on 30 Nov 2023 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    95.08%
  • Others Holdings:

    4.92%

Top Debt Instrument Type holdings of IDFC Credit Risk Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 61.28% ₹ 276.05 Cr.
GOI 25.49% ₹ 114.81 Cr.
PTC 8.31% ₹ 37.46 Cr.
Others 4.92% -

Top Debt Holdings of IDFC Credit Risk Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 25.49% ₹ 114.81 Cr.
Bond - Godrej Industries Ltd 14.41% ₹ 64.89 Cr.
Bond - Coastal Gujarat Power Ltd. 12.26% ₹ 55.21 Cr.
Bond - Century Textile & Industries Ltd. 8.85% ₹ 39.89 Cr.
Bond - First Business Receivables Trust 8.31% ₹ 37.46 Cr.
Others 30.68%

Other Holdings

Holding TypeHolding Percentage
Net Receivables 4.04%
TREPS 0.88%
Margin 0.00%