Fund Performance
Lumpsum
SIP
5.22
as on 20 Mar 20233 Years
Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,650 today.
NAV Performance
Fund Information
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₹ 14.083
as on 20 Mar 2023 -
Regular - Growth
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-
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₹ 5,000
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₹ 855 Cr.
as on 31 Dec 2021 -
1.6%
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03 Mar 2017
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CRISIL 10 Year Gilt Index
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IDFC Mutual Fund
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Highlights of this fund
IDFC Credit Risk Fund is an Open-ended Debt Fund. The fund belongs to Credit Risk Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 03 Mar 2017. This fund is offered by one of the top AMC (Assets Management Company) IDFC Mutual Fund. You can also view here all other Debt funds offered by IDFC Mutual Fund.
Latest NAV of the fund is ₹ 14.083 as on 20 Mar 2023.
This fund has 6 years of track record. Since 30 Nov 2021 expense ratio of this fund is 1.6%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.
You can invest in this fund in SIP with the minimum investment of ₹ 1,000. Lumpsum invest is offered with minimum investment of ₹ 5,000.
Fund Objective
The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.
List of Fund Managers of IDFC Credit Risk Fund
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About Arvind Subramanian
Mr. Arvind Subramanian is Associate Vice President - Investments, Fund Management & Credit Analysis at IDFC Asset Management Company Limited. Mr. Subramanian has experience spanning of over 8 years in Credit Analysis Activities. He has been associated with IDFC AMC since August’ 2011, handling Credit Analysis of new/existing issuers. Prior to the same, he was associated with ICRA as Senior Analyst. He holds a Masters in Business Administration and also Bachelors Degree in Engineering (Electrical & Electronics)
Riskometer : Risk associated with this fund
Investors understand that their principal will be at Moderate Risk
Fund Return Comparison
| Fund Name | 1 Week | 1 Month | 3 Months | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Category Best | 0.58% | 0.68% | 14.31% | 7.94% | 11.51% | 12.83% | 10.47% | 7.37% | 8.01% | 6.32% | 9.33% | 9.81% | 8.08% | 7.57% |
| Category Average | 0.32% | 0.48% | 2.00% | 3.12% | 4.98% | 5.73% | 6.09% | 4.65% | 6.48% | 5.27% | 5.30% | 5.90% | 5.26% | 5.50% |
| IDFC Credit Risk Fund | 0.42%₹ 10,042 | 0.61%₹ 10,060 | 1.31%₹ 10,131 | 2.79%₹ 10,279 | 3.80%₹ 10,379 | 5.24%₹ 12,336 | 4.36%₹ 10,891 | 4.08%₹ 25,024 | 5.22%₹ 11,650 | 4.29%₹ 38,427 | 5.72%₹ 13,208 | 5.17%₹ 68,365 | - | - |
| IDBI Credit Risk Fund | 0.35%₹ 10,034 | 0.44%₹ 10,044 | 1.20%₹ 10,120 | 2.84%₹ 10,283 | 3.55%₹ 10,355 | 5.22%₹ 12,335 | 9.87%₹ 12,073 | 7.35%₹ 25,855 | 10.47%₹ 13,479 | 8.68%₹ 41,020 | 2.90%₹ 11,537 | 5.10%₹ 68,249 | - | - |
| Baroda Credit Risk Fund | 0.31%₹ 10,030 | 0.66%₹ 10,065 | 1.58%₹ 10,158 | 3.32%₹ 10,331 | 4.93%₹ 10,493 | 6.32%₹ 12,404 | 11.59%₹ 12,456 | 7.95%₹ 26,008 | 10.06%₹ 13,330 | 9.81%₹ 41,710 | 6.72%₹ 13,848 | 8.08%₹ 73,553 | - | - |
| Nippon India Credit Risk Fund | 0.33%₹ 10,033 | 0.47%₹ 10,047 | 1.35%₹ 10,134 | 2.94%₹ 10,293 | 4.17%₹ 10,417 | 5.53%₹ 12,354 | 8.54%₹ 11,783 | 5.98%₹ 25,506 | 8.81%₹ 12,882 | 7.50%₹ 40,311 | 3.70%₹ 11,991 | 4.90%₹ 67,914 | 6.23%₹ 18,301 | 5.25%₹ 1,57,017 |
| UTI Credit Risk Fund | 0.32%₹ 10,032 | 0.42%₹ 10,041 | 1.28%₹ 10,128 | 2.95%₹ 10,294 | 4.28%₹ 10,428 | 5.45%₹ 12,349 | 12.83%₹ 12,734 | 9.33%₹ 26,363 | 7.44%₹ 12,401 | 9.61%₹ 41,584 | -1.78%₹ 9,140 | 2.19%₹ 63,430 | 3.41%₹ 13,992 | 1.81%₹ 1,31,527 |
| HDFC Credit Risk Debt Fund | 0.32%₹ 10,031 | 0.48%₹ 10,047 | 1.28%₹ 10,127 | 2.67%₹ 10,266 | 4.06%₹ 10,406 | 5.39%₹ 12,345 | 5.62%₹ 11,156 | 4.72%₹ 25,185 | 7.39%₹ 12,384 | 5.69%₹ 39,243 | 7.11%₹ 14,101 | 6.77%₹ 71,177 | - | - |
Portfolio Holdings
Top Debt Instrument Type holdings of IDFC Credit Risk Fund
| Instrument Type | Holding Percentage | Holding Values in Crore |
|---|---|---|
| NCD & Bonds | 50.84% | ₹ 437.25 Cr. |
| GOI | 13.17% | ₹ 113.25 Cr. |
| PTC | 6.85% | ₹ 58.85 Cr. |
| Others | 29.14% | - |
Top Debt Holdings of IDFC Credit Risk Fund
| Name of Debt Instrument | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Bond - Govt of India | 13.17% | ₹ 113.25 Cr. |
| Bond - First Business Receivables Trust | 6.85% | ₹ 58.85 Cr. |
| Bond - Tata Power Renewable Energy Ltd. | 5.89% | ₹ 50.63 Cr. |
| Bond - Reliance Industries Ltd. | 5.85% | ₹ 50.34 Cr. |
| Bond - Bharti Hexacom Ltd. | 5.83% | ₹ 50.14 Cr. |
| Others | 62.41% |
Other Holdings
| Holding Type | Holding Percentage |
|---|---|
| TREPS | 27.05% |
| Net Receivables | 2.09% |
| Margin | 0.00% |