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Franklin India Savings Fund Retail Option

Franklin India Savings Fund Retail Option

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

4.60

as on 01 Dec 2022

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 11,448 today.

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NAV Performance

Franklin India Savings Fund Retail Option performance graph for last 3 years
Performance of Franklin India Savings Fund Retail Option for last 3 Years

Fund Information

  • ₹ 41.528

    as on 01 Dec 2022
  • Regular - Growth

  • 11 / 20

  • ₹ 10,000

  • ₹ 1,004 Cr.

    as on 31 Dec 2021
  • 0.29%

  • 02 Feb 2002

  • Debt - Money Market Fund

  • CRISIL 10 Year Gilt Index

  • Franklin Templeton Mutual Fund

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Highlights of this fund

Franklin India Savings Fund Retail Option is an Open-ended Debt Fund. The fund belongs to Money Market Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 02 Feb 2002. This fund is offered by one of the top AMC (Assets Management Company) Franklin Templeton Mutual Fund. You can also view here all other Debt funds offered by Franklin Templeton Mutual Fund.

Latest NAV of the fund is ₹ 41.528 as on 01 Dec 2022.

This fund has 20 years of track record. Since 30 Nov 2021 expense ratio of this fund is 0.29%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 10,000.

Fund Objective

To provide income and liquidity consistent with the prudent risk from a portfolio comprising of money market instruments.

List of Fund Managers of Franklin India Savings Fund Retail Option

  • About Umesh Sharma

    Picture of Umesh SharmaMr. Sharma is a B.Com (H), CS and CA. Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.
  • About Pallab Roy

    Picture of Pallab RoyMr. Roy is a M.Com and MBA (Finance). He has been associated with Franklin Templeton Investments since 2001.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderately Low Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.15% 0.61% 1.43% 2.81% 4.72% 5.65% 10.74% 6.67% 8.46% 5.14% 4.57% 6.92% 5.43% 6.51%
Category Average 0.13% 0.54% 1.30% 2.55% 4.19% 3.91% 4.97% 5.77% 6.76% 4.64% 4.12% 4.35% 5.00% 6.08%
Franklin India Savings Fund Retail Option 0.13%₹ 10,012 0.58%₹ 10,058 1.29%₹ 10,129 2.60%₹ 10,260 4.14%₹ 10,413 4.58%₹ 12,295 3.84%₹ 10,783 4.11%₹ 25,032 4.60%₹ 11,448 4.18%₹ 38,365 5.93%₹ 13,341 5.11%₹ 68,284 7.15%₹ 19,954 6.37%₹ 1,66,430
UTI Money Market Fund 0.13%₹ 10,013 0.59%₹ 10,058 1.43%₹ 10,142 2.78%₹ 10,277 4.64%₹ 10,463 5.07%₹ 12,326 4.18%₹ 10,853 4.51%₹ 25,133 4.83%₹ 11,525 4.52%₹ 38,565 6.07%₹ 13,425 5.29%₹ 68,589 7.14%₹ 19,934 6.38%₹ 1,66,564
Nippon India Money Market Fund 0.13%₹ 10,012 0.61%₹ 10,060 1.43%₹ 10,142 2.80%₹ 10,280 4.72%₹ 10,472 5.14%₹ 12,330 4.24%₹ 10,866 4.57%₹ 25,150 4.85%₹ 11,532 4.56%₹ 38,587 6.12%₹ 13,463 5.34%₹ 68,674 7.16%₹ 19,970 6.41%₹ 1,66,785
Aditya Birla Sun Life Money Manager Fund 0.14%₹ 10,013 0.60%₹ 10,059 1.41%₹ 10,141 2.81%₹ 10,280 4.57%₹ 10,457 5.01%₹ 12,323 4.19%₹ 10,854 4.49%₹ 25,129 5.04%₹ 11,595 4.58%₹ 38,599 6.23%₹ 13,533 5.43%₹ 68,830 7.26%₹ 20,174 6.51%₹ 1,67,730
SBI Savings Fund 0.13%₹ 10,012 0.54%₹ 10,054 1.27%₹ 10,127 2.51%₹ 10,251 4.02%₹ 10,402 4.44%₹ 12,286 3.67%₹ 10,747 3.94%₹ 24,991 4.38%₹ 11,375 4.00%₹ 38,266 5.54%₹ 13,100 4.82%₹ 67,787 6.92%₹ 19,528 6.04%₹ 1,63,652
ICICI Prudential Money Market Fund 0.14%₹ 10,013 0.57%₹ 10,056 1.41%₹ 10,141 2.74%₹ 10,274 4.44%₹ 10,444 4.92%₹ 12,317 4.06%₹ 10,827 4.37%₹ 25,099 4.81%₹ 11,518 4.43%₹ 38,510 6.01%₹ 13,395 5.23%₹ 68,488 7.11%₹ 19,883 6.34%₹ 1,66,182

Portfolio Holdings

Portfolio holdings pattern of Franklin India Savings Fund Retail Option as on 02 Dec 2022 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    116.82%
  • Others Holdings:

    83.16%

Top Debt Instrument Type holdings of Franklin India Savings Fund Retail Option

Instrument TypeHolding PercentageHolding Values in Crore
CP 57.88% ₹ 585.90 Cr.
CD 39.08% ₹ 395.61 Cr.
GOI 19.86% ₹ 201.12 Cr.
Others -16.82% -

Top Debt Holdings of Franklin India Savings Fund Retail Option

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Govt of India 19.86% ₹ 201.12 Cr.
Bond - L&T Finance Ltd. 9.86% ₹ 99.71 Cr.
Bond - National Bank for Agriculture & Rural Development 9.84% ₹ 99.56 Cr.
Bond - Kotak Mahindra Bank Ltd. 9.82% ₹ 99.47 Cr.
Bond - Housing Development Finance Corporation Ltd. 9.82% ₹ 99.42 Cr.
Others 40.80%

Other Holdings

Holding TypeHolding Percentage
Net Receivables 41.90%
Reverse Repo 41.26%