Fund Performance
Lumpsum
SIP
7.82
as on 03 Dec 20213 Years
Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,537 today.
NAV Performance
Fund Information
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₹ 17.430
as on 03 Dec 2021 -
Regular - Growth
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-
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₹ 5,000
-
₹ 200 Cr.
as on 03 Dec 2021 -
1.84%
since 31 May 2021 -
23 Jan 2015
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CRISIL 10 Year Gilt Index
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Baroda Mutual Fund
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Highlights of this fund
Baroda Credit Risk Fund is an Open-ended Debt Fund. The fund belongs to Credit Risk Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 23 Jan 2015. This fund is offered by one of the top AMC (Assets Management Company) Baroda Mutual Fund. You can also view here all other Debt funds offered by Baroda Mutual Fund.
Latest NAV of the fund is ₹ 17.430 as on 03 Dec 2021.
This fund has 6 years of track record. Since 31 May 2021 expense ratio of this fund is 1.84%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.
You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.
Fund Objective
To generate returns by investing in debt and money market instruments across the credit spectrum.
List of Fund Managers of Baroda Credit Risk Fund
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About Alok Sahoo
Mr. Sahoo is a B.E and PGDM from XIM Bhubaneshwar. Prior to joining Baroda AMC he has worked with UTI Mutual Fund and HSBC Mutual Fund.
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About Karn Kumar
Mr. Kumar is CA and B.com(Hons) Prior to joining Baroda Pioneer Mutual Fund, he has worked with CRISIL Ltd, ICICI bank and Sterlite Industries ltd.
Riskometer : Risk associated with this fund
Investors understand that their principal will be at Moderate Risk
Fund Return Comparison
| Fund Name | 1 Week | 1 Month | 3 Months | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years | 1 Year | 2 Years | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Category Best | 0.24% | 0.73% | 17.29% | 18.93% | 21.64% | 10.38% | 9.04% | 7.72% | 8.59% | 32.02% | 16.28% | 11.80% | 8.82% | 8.38% |
| Category Average | 0.08% | 0.40% | 4.07% | 5.42% | 8.79% | 4.92% | 4.64% | 4.96% | 7.52% | 10.33% | 8.12% | 6.35% | 5.33% | 6.71% |
| Baroda Credit Risk Fund | 0.02%₹ 10,002 | 0.29%₹ 10,028 | 8.73%₹ 10,872 | 11.01%₹ 11,101 | 19.71%₹ 11,970 | 22.18%₹ 13,391 | 10.38%₹ 12,186 | 16.28%₹ 28,186 | 7.82%₹ 12,537 | 11.80%₹ 42,955 | 7.36%₹ 14,265 | 8.82%₹ 74,942 | - | - |
| HDFC Credit Risk Debt Fund | 0.17%₹ 10,017 | 0.57%₹ 10,056 | 1.34%₹ 10,133 | 3.26%₹ 10,326 | 7.46%₹ 10,745 | 7.35%₹ 12,471 | 8.76%₹ 11,831 | 8.71%₹ 26,211 | 9.04%₹ 12,965 | 8.94%₹ 41,192 | 7.47%₹ 14,340 | 8.32%₹ 74,003 | - | - |
| ICICI Prudential Credit Risk Fund | 0.24%₹ 10,024 | 0.73%₹ 10,072 | 1.49%₹ 10,149 | 3.24%₹ 10,323 | 6.66%₹ 10,665 | 6.98%₹ 12,447 | 8.13%₹ 11,694 | 7.78%₹ 25,971 | 8.69%₹ 12,844 | 8.31%₹ 40,815 | 7.72%₹ 14,507 | 8.15%₹ 73,698 | 8.59%₹ 22,827 | 8.38%₹ 1,84,990 |
| SBI Credit Risk Fund | 0.11%₹ 10,011 | 0.42%₹ 10,042 | 1.04%₹ 10,103 | 2.73%₹ 10,272 | 5.32%₹ 10,531 | 5.63%₹ 12,361 | 7.40%₹ 11,537 | 6.79%₹ 25,717 | 7.26%₹ 12,343 | 7.08%₹ 40,077 | 6.72%₹ 13,848 | 6.97%₹ 71,541 | 8.53%₹ 22,700 | 7.88%₹ 1,80,161 |
| Kotak Credit Risk Fund | 0.16%₹ 10,015 | 0.57%₹ 10,057 | 1.22%₹ 10,122 | 2.96%₹ 10,296 | 6.04%₹ 10,604 | 6.23%₹ 12,399 | 6.09%₹ 11,255 | 6.46%₹ 25,632 | 7.25%₹ 12,339 | 6.75%₹ 39,876 | 6.63%₹ 13,792 | 6.82%₹ 71,288 | - | - |
| IDFC Credit Risk Fund | 0.06%₹ 10,006 | 0.37%₹ 10,037 | 0.84%₹ 10,083 | 2.22%₹ 10,221 | 4.47%₹ 10,446 | 4.67%₹ 12,300 | 5.77%₹ 11,188 | 5.41%₹ 25,366 | 7.02%₹ 12,260 | 6.11%₹ 39,499 | - | - | - | - |
Portfolio Holdings
Top Debt Instrument Type holdings of Baroda Credit Risk Fund
| Instrument Type | Holding Percentage | Holding Values in Crore |
|---|---|---|
| NCD & Bonds | 69.34% | ₹ 142.44 Cr. |
| GOI | 9.92% | ₹ 20.37 Cr. |
| Others | 20.74% | - |
Top Debt Holdings of Baroda Credit Risk Fund
| Name of Debt Instrument | Holding Percentage | Holding Values in Crore |
|---|---|---|
| Bond - Piramal Capital and Housing Finance Ltd. | 10.10% | ₹ 20.77 Cr. |
| Bond - Govt of India | 9.92% | ₹ 20.37 Cr. |
| Bond - Tata Power Co. Ltd. | 8.59% | ₹ 17.64 Cr. |
| Bond - Hindalco Industries Ltd. | 7.55% | ₹ 15.52 Cr. |
| Bond - Motilal Oswal Home Finance Ltd. | 6.00% | ₹ 12.32 Cr. |
| Others | 57.84% |
Other Holdings
| Holding Type | Holding Percentage |
|---|---|
| TREPS | 19.18% |
| Net Receivables | 1.56% |