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Baroda Credit Risk Fund

Baroda Credit Risk Fund

Regular PlanGrowth Option

Fund Performance

Lumpsum

SIP

7.82

as on 03 Dec 2021

3 Years

Investment of ₹ 10,000 in this fund 3 Years back would be ₹ 12,537 today.

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NAV Performance

Baroda Credit Risk Fund performance graph for last 3 years
Performance of Baroda Credit Risk Fund for last 3 Years

Fund Information

  • ₹ 17.430

    as on 03 Dec 2021
  • Regular - Growth

  • -

  • ₹ 5,000

  • ₹ 200 Cr.

    as on 03 Dec 2021
  • 1.84%

    since 31 May 2021
  • 23 Jan 2015

  • Debt - Credit Risk Fund

  • CRISIL 10 Year Gilt Index

  • Baroda Mutual Fund

    Show All Funds

Highlights of this fund

Baroda Credit Risk Fund is an Open-ended Debt Fund. The fund belongs to Credit Risk Fund category, where the investment is done in predominantly in stocks that are listed on Stock Exchanges like the Bombay Stock Exchange (BSE) or the National Stock Exchange (NSE) in India as well as Global stock exchanges like the Dow Jones, London Stock Exchange or LSE etc. This fund was started on 23 Jan 2015. This fund is offered by one of the top AMC (Assets Management Company) Baroda Mutual Fund. You can also view here all other Debt funds offered by Baroda Mutual Fund.

Latest NAV of the fund is ₹ 17.430 as on 03 Dec 2021.

This fund has 6 years of track record. Since 31 May 2021 expense ratio of this fund is 1.84%. Ideally you shoulds compare this fund with the benchmark CRISIL 10 Year Gilt Index.

You can invest in this fund in SIP with the minimum investment of ₹ 500. Lumpsum invest is offered with minimum investment of ₹ 5,000.

Fund Objective

To generate returns by investing in debt and money market instruments across the credit spectrum.

List of Fund Managers of Baroda Credit Risk Fund

  • About Alok Sahoo

    Picture of Alok SahooMr. Sahoo is a B.E and PGDM from XIM Bhubaneshwar. Prior to joining Baroda AMC he has worked with UTI Mutual Fund and HSBC Mutual Fund.
  • About Karn Kumar

    Picture of Karn KumarMr. Kumar is CA and B.com(Hons) Prior to joining Baroda Pioneer Mutual Fund, he has worked with CRISIL Ltd, ICICI bank and Sterlite Industries ltd.

Riskometer : Risk associated with this fund

Investors understand that their principal will be at Moderate Risk

Fund Return Comparison

Fund Name 1 Week 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 10 Years 1 Year 2 Years 3 Years 5 Years 10 Years
Category Best 0.24% 0.73% 17.29% 18.93% 21.64% 10.38% 9.04% 7.72% 8.59% 32.02% 16.28% 11.80% 8.82% 8.38%
Category Average 0.08% 0.40% 4.07% 5.42% 8.79% 4.92% 4.64% 4.96% 7.52% 10.33% 8.12% 6.35% 5.33% 6.71%
Baroda Credit Risk Fund 0.02%₹ 10,002 0.29%₹ 10,028 8.73%₹ 10,872 11.01%₹ 11,101 19.71%₹ 11,970 22.18%₹ 13,391 10.38%₹ 12,186 16.28%₹ 28,186 7.82%₹ 12,537 11.80%₹ 42,955 7.36%₹ 14,265 8.82%₹ 74,942 - -
HDFC Credit Risk Debt Fund 0.17%₹ 10,017 0.57%₹ 10,056 1.34%₹ 10,133 3.26%₹ 10,326 7.46%₹ 10,745 7.35%₹ 12,471 8.76%₹ 11,831 8.71%₹ 26,211 9.04%₹ 12,965 8.94%₹ 41,192 7.47%₹ 14,340 8.32%₹ 74,003 - -
ICICI Prudential Credit Risk Fund 0.24%₹ 10,024 0.73%₹ 10,072 1.49%₹ 10,149 3.24%₹ 10,323 6.66%₹ 10,665 6.98%₹ 12,447 8.13%₹ 11,694 7.78%₹ 25,971 8.69%₹ 12,844 8.31%₹ 40,815 7.72%₹ 14,507 8.15%₹ 73,698 8.59%₹ 22,827 8.38%₹ 1,84,990
SBI Credit Risk Fund 0.11%₹ 10,011 0.42%₹ 10,042 1.04%₹ 10,103 2.73%₹ 10,272 5.32%₹ 10,531 5.63%₹ 12,361 7.40%₹ 11,537 6.79%₹ 25,717 7.26%₹ 12,343 7.08%₹ 40,077 6.72%₹ 13,848 6.97%₹ 71,541 8.53%₹ 22,700 7.88%₹ 1,80,161
Kotak Credit Risk Fund 0.16%₹ 10,015 0.57%₹ 10,057 1.22%₹ 10,122 2.96%₹ 10,296 6.04%₹ 10,604 6.23%₹ 12,399 6.09%₹ 11,255 6.46%₹ 25,632 7.25%₹ 12,339 6.75%₹ 39,876 6.63%₹ 13,792 6.82%₹ 71,288 - -
IDFC Credit Risk Fund 0.06%₹ 10,006 0.37%₹ 10,037 0.84%₹ 10,083 2.22%₹ 10,221 4.47%₹ 10,446 4.67%₹ 12,300 5.77%₹ 11,188 5.41%₹ 25,366 7.02%₹ 12,260 6.11%₹ 39,499 - - - -

Portfolio Holdings

Portfolio holdings pattern of Baroda Credit Risk Fund as on 07 Dec 2021 are listed below:

  • Equity Holdings:

    0.00%
  • Debt Holdings:

    79.26%
  • Others Holdings:

    20.74%

Top Debt Instrument Type holdings of Baroda Credit Risk Fund

Instrument TypeHolding PercentageHolding Values in Crore
NCD & Bonds 69.34% ₹ 142.44 Cr.
GOI 9.92% ₹ 20.37 Cr.
Others 20.74% -

Top Debt Holdings of Baroda Credit Risk Fund

Name of Debt InstrumentHolding PercentageHolding Values in Crore
Bond - Piramal Capital and Housing Finance Ltd. 10.10% ₹ 20.77 Cr.
Bond - Govt of India 9.92% ₹ 20.37 Cr.
Bond - Tata Power Co. Ltd. 8.59% ₹ 17.64 Cr.
Bond - Hindalco Industries Ltd. 7.55% ₹ 15.52 Cr.
Bond - Motilal Oswal Home Finance Ltd. 6.00% ₹ 12.32 Cr.
Others 57.84%

Other Holdings

Holding TypeHolding Percentage
TREPS 19.18%
Net Receivables 1.56%